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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $233.99 - Original price $233.99
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    Current price $233.99

    Snaptain - E20 Foldable Drone with Remote Controller - Gray

    Vantop

    2.7K QHD cameraE20 Built in adjustable 90 field of view wide angle allows you to both take pictures or record live video during flight for First Pe...

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    Original price $233.99 - Original price $233.99
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    Current price $233.99
  • Original price $188.99 - Original price $188.99
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    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $188.99 - Original price $188.99
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    Current price $188.99
  • Original price $43.99 - Original price $43.99
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    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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    Original price $43.99 - Original price $43.99
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    Current price $43.99
  • Original price $401.99 - Original price $401.99
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    Current price $401.99

    Alienware - AW2523HF 24.5" IPS LED FHD - 360Hz - AMD FreeSync - VESA - Monitor (USB HDMI) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.0.5ms res...

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    Original price $401.99 - Original price $401.99
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  • Original price $55.99 - Original price $55.99
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    Glorious - Polychroma Translucent Keycaps - RGB

    Glorious

    Translucent designThe Polychroma RGB Keycaps feature a high-quality translucent design that allows maximum RGB illumination enhancing your keyboard...

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    Original price $55.99 - Original price $55.99
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  • Original price $713.99 - Original price $713.99
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    Simpli Home - Artisan TV Cabinet for Most TVs Up to 58" - Natural Aged Brown

    Simpli Home

    Holds TVs up to 58"With a maximum weight of 200 lbs.Solid pine wood construction with a lacquer finishProvides a durable yet stylish look.Ample sto...

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    Original price $713.99 - Original price $713.99
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  • Original price $85.99 - Original price $85.99
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    Current price $85.99

    Meta - Quest 3 Elite Strap - Gray

    Meta

    Ready for actionThis compact lightweight strap reduces facial pressure and evenly distributes weight for a more comfortable fit.Next-generation dur...

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    Original price $85.99 - Original price $85.99
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    Current price $85.99
  • Original price $188.99 - Original price $188.99
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    $188.99
    $188.99 - $188.99
    Current price $188.99

    Snaptain - E20 foldable drone with remote - Gray

    Vantop

    2.7K QHD cameraE20 Built in adjustable 90 field of view wide angle allows you to both take pictures or record live video during flight for First Pe...

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    Original price $188.99 - Original price $188.99
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    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $1,559.99 - Original price $1,559.99
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    Current price $1,559.99

    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,559.99 - Original price $1,559.99
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  • Original price $563.99 - Original price $563.99
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    Current price $563.99

    Arcade1Up - Infinity Game Board - Black

    Arcade1Up

    Games included50 included board games and activities (comes with a selection of Classic Hasbro games such as Monopoly Yahtzee Trivial Pursuit Clue ...

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    Original price $563.99 - Original price $563.99
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  • Original price $267.99 - Original price $267.99
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    Current price $267.99

    Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Graphite

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $267.99 - Original price $267.99
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  • Original price $226.99 - Original price $226.99
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    WD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $226.99 - Original price $226.99
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  • Original price $95.99 - Original price $95.99
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    Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

    Razer

    Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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    Original price $95.99 - Original price $95.99
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  • Original price $135.99 - Original price $135.99
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    Warm Audio - Microphone Boom Arm

    Warm Audio

    Premium broadcast boom arm designed for professional broadcast scenariosEasy-to-grab tension hinges make positioning your microphone a snapHidden i...

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    Original price $135.99 - Original price $135.99
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    $135.99
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  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99
  • Original price $43.99 - Original price $43.99
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    $43.99
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    Current price $43.99

    Glorious - Raptor Clicky (36x) 5-pin Mechanical Keyboard Switches - Clear/Green

    Glorious

    Superior click barThe click bar mechanism produces a click sound on both press and release giving gamers the most tactility possible with rich acou...

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    Original price $43.99 - Original price $43.99
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    $43.99
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    Current price $43.99
  • Original price $312.99 - Original price $312.99
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    Current price $312.99

    Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Graphite

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

    View full details
    Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99
  • Original price $99.99 - Original price $99.99
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    Current price $99.99

    CORSAIR - VOID RGB ELITE Wireless Gaming Headset for PC PS5 PS4 - Carbon

    Corsair

    Rechargeable batteryOffers up to 16 hours of use on a charge.Built-in microphoneEnables simple hands-free chatting via a compatible device.Headset ...

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    Original price $99.99 - Original price $99.99
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    Current price $99.99
  • Original price $185.99 - Original price $185.99
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    Cloud Microphones - Cloudlifter 1.0-Ch. Microphone Amplifier - Blue/White

    Cloud Microphones

    Microphone activatorImproves the performance of dynamic ribbon and tube microphones.Ultraclean gainProvides up to +25dB of gain and optimal impedan...

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    Original price $185.99 - Original price $185.99
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  • Original price $268.99 - Original price $268.99
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    WD - BLACK SN770M 2TB Internal SSD PCIe Gen 4 x4 M.2 2230 for ROG Ally and Steam Deck

    Western Digital

    Supercharge your handheld gaming deviceUpgrade compatible handheld devices such as the ASUS ROG Ally and Steam Deck with speeds up to 5150 MB/s for...

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    Original price $268.99 - Original price $268.99
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    Current price $268.99
  • Original price $180.99 - Original price $180.99
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    Current price $180.99

    SteelSeries Arctis Nova 7P - headset

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your ideal s...

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    Original price $180.99 - Original price $180.99
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  • Original price $158.99 - Original price $158.99
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    Samsung - C Series 2.0 Ch Soundbar W/ Built-in Woofer HW-C400 - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $158.99 - Original price $158.99
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  • Original price $1,082.99 - Original price $1,082.99
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    NIU - KQi Air Carbon Fiber Foldable Electric Kick Scooter w/ 31 mi Range 20mph Max Speed - Black

    NIU

    Premium Carbon-Fiber FrameKQi Air features an impressive strength-to-weight ratio 3x stronger and over 40 lighter than carbon fiber.Impossibly Ligh...

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    Original price $1,082.99 - Original price $1,082.99
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    $1,082.99
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  • Original price $179.99 - Original price $179.99
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    SCUF - ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

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    Original price $179.99 - Original price $179.99
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  • Original price $122.99 - Original price $122.99
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    GE - Cync Dynamic Effects Panel Lights 7pk - Full Color

    General Electric

    Custom Design Panel Lights - Create unique custom designs by designing your hex panels layout and adhering to the wall. Follow the app for design i...

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    Original price $122.99 - Original price $122.99
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  • Original price $53.99 - Original price $53.99
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    LEGO - Sonic the Hedgehog Knuckles’ Guardian Mech

    Lego

    Sonic action toysTreat fans and kids aged 8+ with this Knuckles’ Guardian Mech playset packed with options to inspire stories with iconic Sonic vid...

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    Original price $53.99 - Original price $53.99
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  • Original price $39.99 - Original price $39.99
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    LEGO - Minecraft The Turtle Beach House Construction Toy 21254

    Lego

    LEGO Minecraft turtle house modelThis gift for gamers and kids features iconic Minecraft mob characters and is a versatile building toy for girls a...

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    Original price $39.99 - Original price $39.99
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  • Original price $162.99 - Original price $162.99
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    AMD - Ryzen 5 4500 3.6 GHz Six-Core AM4 Processor - Black

    AMD

    Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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    Original price $162.99 - Original price $162.99
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  • Original price $74.99 - Original price $74.99
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    CASEMATIX - Hard Shell Custom Travel Case for Meta Quest 3 and 2 VR Headsets - Black

    CASEMATIX

    Take your Meta Quest 3 and 2 VR gaming experience away from home.The hard-shell exterior is made from dense injection composite plastic for superio...

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    Original price $74.99 - Original price $74.99
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  • Original price $118.99 - Original price $118.99
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    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

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    Original price $118.99 - Original price $118.99
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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS4/PS5/PC Sony 3D Audio Modular Back Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    Original price $217.99 - Original price $217.99
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  • Original price $93.99 - Original price $93.99
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    Pro Wireless Controller for Nintendo Switch - Black

    Nintendo

    Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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    Original price $93.99 - Original price $93.99
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  • Original price $56.99 - Original price $56.99
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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - White

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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    Original price $56.99 - Original price $56.99
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  • Original price $504.99 - Original price $504.99
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    OMEN by HP 34c - LED monitor - curved - 34" - HDR

    HP

    165Hz refresh rateFor crisp action and responsive gameplay this fast refresh rate practically removes all artifacting and motion blurringHDRExplore...

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    Original price $504.99 - Original price $504.99
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  • Original price $457.99 - Original price $457.99
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    LG - 34 LED Curved UltraWide QHD 160Hz FreeSync Premium Monitor with HDR (HDMI DisplayPort) - Black

    LG

    34 Curved UltraWide QHD VA DisplayThe curved UltraWide QHD (3440x1440) VA Display offers 33 more screen space in width than the FHD resolution (192...

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    Original price $457.99 - Original price $457.99
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  • Original price $886.99 - Original price $886.99
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    Current price $886.99

    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Platinum

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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    $886.99
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    Current price $886.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.