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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $689.99 - Original price $689.99
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    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi + Cellular - 64GB - Blue (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    Current price $689.99
  • Original price $520.99 - Original price $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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  • Original price $1,784.99 - Original price $1,784.99
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    Yardbird - Harriet Outdoor Sofa - Mist

    Yardbird

    Sofa crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are highly wat...

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    Original price $1,784.99 - Original price $1,784.99
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  • Original price $165.99 - Original price $165.99
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    Apple - Magic Keyboard with Numeric Keypad - Silver

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    Original price $165.99 - Original price $165.99
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    Current price $165.99
  • Original price $886.99 - Original price $886.99
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    Current price $886.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $886.99 - Original price $886.99
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  • Original price $221.99 - Original price $221.99
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    Current price $221.99

    Yamaha - Natural Sound 6-1/2" 2-Way All-Weather Outdoor Speakers (Pair) - Black

    Yamaha

    Fully adjustable and wall-mountable (with included brackets)

    Original price $221.99 - Original price $221.99
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  • Original price $101.99 - Original price $101.99
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    Current price $101.99

    Hori - Split Pad Pro Attachment Set for Nintendo Switch - Black

    Hori

    Full-size controller experience in handheld modeIncludes mic input for gaming audio and voice chat functionalitySold as set in one box (Split Pad P...

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    Original price $101.99 - Original price $101.99
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  • Original price $81.99 - Original price $81.99
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    Current price $81.99

    Hori - Split Pad Pro (Zelda Tears of the Kingdom) for Nintendo Switch - Black

    Hori

    Full-size controller experience in Handheld ModeErgonomic form factor with back grips for added comfortEasy to use full-size analog sticks and D-pa...

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    Original price $81.99 - Original price $81.99
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  • Original price $480.99 - Original price $480.99
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    Current price $480.99

    Yardbird - Colby Outdoor Chair - Shale

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $480.99 - Original price $480.99
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  • Original price $426.99 - Original price $426.99
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    Yardbird - Fire Table Top - Square - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Pit Table Top 43.5" Width x 43.5" Depth x 1.75" HeightHave another q...

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    Original price $426.99 - Original price $426.99
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  • Original price $221.99 - Original price $221.99
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    Current price $221.99

    Yamaha - Natural Sound 6-1/2" 2-Way All-Weather Outdoor Speakers (Pair) - White

    Yamaha

    2-way speaker system sounds like 1 source rather than several separate sourcesWeather-resistant speaker terminals ensure a safe connectionAluminum ...

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    Original price $221.99 - Original price $221.99
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  • Original price $69.99 - Original price $69.99
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    Razer - Orochi V2 Lightweight Wireless Optical Gaming Mouse With 950 Hour Battery Life - Quartz

    Razer

    <60g Ultra-lightweight DesignIts small portable design makes it the ideal travel companion for gaming while its ambidextrous shape allows for ea...

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    Original price $69.99 - Original price $69.99
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  • Original price $222.99 - Original price $222.99
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    CORSAIR - K100 RGB Full-size Wired Mechanical OPX Linear Switch Gaming Keyboard with Elgato Stream Deck Software Integration - Black

    Corsair

    You’ve Reached the TopThe CORSAIR K100 RGB is the pinnacle of CORSAIR keyboards offering the cutting-edge performance style durability and customiz...

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    Original price $222.99 - Original price $222.99
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  • Original price $195.99 - Original price $195.99
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    Pioneer - 43" Class LED 4K UHD Smart Xumo TV

    Pioneer

    Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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    Original price $195.99 - Original price $195.99
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  • Original price $401.99 - Original price $401.99
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    Pioneer - 55" Class LED 4K UHD Smart Xumo TV

    Pioneer

    Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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    Original price $401.99 - Original price $401.99
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  • Original price $102.99 - Original price $102.99
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    CORSAIR - DARK CORE RGB PRO SE Wireless Optical Gaming Mouse with Qi Wireless Charging - Black

    Corsair

    Wireless-optimized 18000 DPI optical sensorPlay with pinpoint accuracy and precision thanks to a custom PixArt PAW3392 optical sensor optimized for...

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    Original price $102.99 - Original price $102.99
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  • Original price $216.99 - Original price $216.99
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    ASUS - AX5700 Dual-Band Wi-Fi 6 Router - Black

    ASUS

    Wireless-AX technologyFaster performance and speed with AX Wi-Fi (up to 4804 Mbps on the 5.0GHz band). Ideal for smart home devices and large homes...

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    Original price $216.99 - Original price $216.99
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  • Original price $194.99 - Original price $194.99
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    Logitech - G735 Aurora Collection Wireless Gaming Headset for PC Mobile - White Mist

    Logitech

    Wireless gaming headset with unmatched fitInclusive of people with smaller head sizes and those who wear glasses or small earrings.Play across scre...

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    Original price $194.99 - Original price $194.99
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  • Original price $185.99 - Original price $185.99
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    Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - Black

    Generic

    Wireless audioConnects wirelessly to your devices via Bluetooth eliminating the need for cables.Lightweight and portableDesigned for comfort and mo...

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    Original price $185.99 - Original price $185.99
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    Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - White

    Generic

    HapticsOne powerful patented Osci TRX2 transducer with a 1-250Hz frequency range provides unparalleled gaming experience by delivering precise and ...

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    Original price $185.99 - Original price $185.99
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  • Original price $1,070.99 - Original price $1,070.99
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    MSI - Bravo 15 15.6" 144hz Gaming Laptop FHD - Ryzen 5-7535HS with 16GB RAM - GeForce RTX 4050 with 6G GDDR6 - 512GB NVMe SSD - Black

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,070.99 - Original price $1,070.99
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  • Original price $1,670.99 - Original price $1,670.99
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    MSI - Stealth 14" 165hz FHD+ Gaming Laptop - Intel Core i7 13620H - NVIDIA GeForce RTX 4060 with 16GB RAM and 1TB SSD - Blue

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,670.99 - Original price $1,670.99
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  • Original price $439.99 - Original price $439.99
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    Current price $439.99

    TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

    TP Link

    Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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    Original price $439.99 - Original price $439.99
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  • Original price $488.99 - Original price $488.99
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    Sonos - Five Wireless Smart Speaker - Black

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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    Original price $488.99 - Original price $488.99
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    Sonos - Five Wireless Smart Speaker - White

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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    Original price $488.99 - Original price $488.99
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  • Original price $131.99 - Original price $131.99
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    LG - 27" IPS 3-Side Borderless FHD 100Hz AMD 100Hz FreeSync Monitor (HDMI) - Black

    LG

    Vivid Color with IPS and FHD ResolutionSee the quick response of an IPS Display. At 1920x1080 resolution LG's FHD IPS Display features vibrant colo...

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    Original price $131.99 - Original price $131.99
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  • Original price $124.99 - Original price $124.99
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    Acer - KA272 Ebi 27 Full HD IPS Monitor - AMD FreeSync Technology - 1 x HDMI 1.4 1 x VGA - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $124.99 - Original price $124.99
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  • Original price $111.99 - Original price $111.99
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    Acer - KA242Y Ebi 23.8 Full HD IPS Monitor - AMD FreeSync - 100Hz Refresh Rate - 1ms VRB sRGB 99 - 1 x HDMI 1.4 1 x VGA - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $111.99 - Original price $111.99
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    $111.99
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    Current price $111.99
  • Original price $195.99 - Original price $195.99
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    Current price $195.99

    Logitech - G560 LIGHTSYNC 2.1 Bluetooth Gaming Speakers with Game Driven RGB Lighting (3-Piece) - Black

    Logitech

    Versatile compatibilityWorks with Windows-based PCs and Bluetooth-enabled devices including computers smartphones and tablets.240W peak power handl...

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    Original price $195.99 - Original price $195.99
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  • Original price $81.99 - Original price $81.99
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    NIU - Electric Scooter Helmet with LED Light - Black

    NIU

    VentilationInternal recessed channels manage airflow through the biking helmet and over the head pulling cool air in through the front and pushes i...

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    Original price $81.99 - Original price $81.99
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  • Original price $71.99 - Original price $71.99
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    Insignia - USB to Dual HDMI Adapter - White

    Insignia

    USB 3.0 to HDMIMirror or extend your computer’s display by connecting from your computer’s USB-A port to HDMI-enabled monitor TV or Projector.For W...

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    Original price $71.99 - Original price $71.99
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  • Original price $117.99 - Original price $117.99
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    Current price $117.99

    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

    Logitech

    Up to 50ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 50ft.EQ presetsChoose between 3 dif...

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    Original price $117.99 - Original price $117.99
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    Current price $117.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for PS5 PS4 PC - White/Blue

    Logitech

    Up to 50 ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 15m.Cross-platform connectivityWit...

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    Original price $117.99 - Original price $117.99
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    Current price $117.99
  • Original price $180.99 - Original price $180.99
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    Current price $180.99

    HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

    HyperX

    Up to 300 Hours of Battery LifePlay knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless freedom...

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    Original price $180.99 - Original price $180.99
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    Current price $180.99
  • Original price $700.99 - Original price $700.99
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    Current price $700.99

    DENON AVR-S770H 7.2

    Denon

    Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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    Original price $700.99 - Original price $700.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.