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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $82.99 - Original price $82.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022)Provides a precise fit.Ergonomic closed-button designRemains access to all tablet f...

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    Original price $82.99 - Original price $82.99
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    Current price $82.99
  • Original price $676.99 - Original price $676.99
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    Current price $676.99

    Razer - Enki Gaming Chair for All-Day Comfort - Black

    Razer

    Designed for All-Day ComfortThrough a combination of its unique¿110-degree shoulder arches and wide¿54-cm seat base the Razer Enki¿ensures optimal ...

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    Original price $676.99 - Original price $676.99
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    Current price $676.99
  • Original price $91.99 - Original price $91.99
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    Glorious - Model O 2 Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Matte Black

    Glorious

    Cutting edge-optical sensorThe Model O 2 Wireless is equipped with the BAMF 2.0 Optical Sensor boasting an impressive 26K DPI for pixel-perfect tra...

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    Original price $91.99 - Original price $91.99
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    Current price $91.99
  • Original price $158.99 - Original price $158.99
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    Current price $158.99

    GE - Cync Dynamic Effects Panel Lights Full Color 7pk - Multi

    General Electric

    Customer Design Panel LightsCreate unique custom designs by designing your hex panel's layout and adhering to the wall. Follow the app for design i...

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    Original price $158.99 - Original price $158.99
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    Current price $158.99
  • Original price $94.99 - Original price $94.99
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    Logitech - G PRO TKL Wired Mechanical GX Blue Clicky Switch Gaming Keyboard with RGB Backlighting - Black

    Logitech

    Custom-built for ProsBuilt with and for esports athletes for competition-level performance speed and precision.Pro-grade GX Blue Clicky switchesDur...

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    Original price $94.99 - Original price $94.99
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  • Original price $85.99 - Original price $85.99
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    CORSAIR - IRONCLAW RGB Wireless Optical Gaming Mouse - Black

    Corsair

    Custom Pixart PMW3391 native 18000 DPI optical sensorAdjustable in 1 DPI resolution steps gives you total sensitivity customization and ultra-accur...

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    Original price $85.99 - Original price $85.99
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    CORSAIR - Scimitar RGB Elite Wired Optical Gaming Mouse with 17 Programmable Buttons - Black

    Corsair

    Custom PixArt PMW3391 native 18000 DPI optical sensorAdjustable in 1 DPI resolution steps gives you total sensitivity customization and ultra-accur...

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    Original price $85.99 - Original price $85.99
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  • Original price $68.99 - Original price $68.99
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    GE - Cync Smart Neon 10ft Shape Light with Dynamic Effects (1pk) - Full Color

    General Electric

    Create Unique DesignsUse the flexible bendable tubing to create shapes designs and words for one-of-a-kind wall artIndividually Controllable Segmen...

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    Original price $68.99 - Original price $68.99
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  • Original price $206.99 - Original price $206.99
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    Astro Gaming - A30 Wireless Gaming Headset for PS5 PS4 Nintendo Switch PC Mobile - White

    Astro Gaming

    Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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    Original price $206.99 - Original price $206.99
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  • Original price $739.99 - Original price $739.99
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    Walker Edison - Premium Deluxe Twin Metal Loft Bed - White

    Walker Edison

    Contemporary twin lofted bedSupport slats included no box spring neededFull length guardrails keep sleepers safe2 secured integrated ladders for ea...

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    Original price $739.99 - Original price $739.99
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  • Original price $141.99 - Original price $141.99
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    Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

    Ring

    Connects to your Wi-Fi networkOffers convenience and simple setup.Works with Amazon AlexaYou can connect your Ring camera to Alexa and then enable ...

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    Original price $141.99 - Original price $141.99
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  • Original price $610.99 - Original price $610.99
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    Onkyo - TX 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black

    Onkyo

    Connect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...

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    Original price $610.99 - Original price $610.99
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  • Original price $158.99 - Original price $158.99
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    POWERPLAY Wireless Charging System for Select Logitech Gaming Mice - Black

    Logitech

    Compatible with select Logitech gaming miceWorks with the all-new Logitech PRO Wireless Mouse PRO X Superlight G502 X LIGHTSPEED G502 X PLUS G903 L...

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    Original price $158.99 - Original price $158.99
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  • Original price $97.99 - Original price $97.99
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    Insignia - Universal 180W High Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $97.99 - Original price $97.99
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  • Original price $102.99 - Original price $102.99
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    Rocketfish - 4-Port 4K 60Hz HDMI Switch Box - Black

    Rocketfish

    Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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    Original price $102.99 - Original price $102.99
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  • Original price $233.99 - Original price $233.99
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    Manfrotto - 290 Tripod with Fluid Video Head - Black

    Manfrotto

    Compatible with most camcorders and cameras up to 8.8 lbs.To prevent camera shake.Aluminum constructionFor lightweight transportation and sturdy ca...

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    Original price $233.99 - Original price $233.99
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  • Original price $254.99 - Original price $254.99
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    Logitech - Z625 2.1 Speaker System (3-Piece) - Black

    Logitech

    Compatible with most audio devices with 3.5mm RCA or optical outputsFits most devices such as TVs computers smartphones tablets music players DVD p...

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    Original price $254.99 - Original price $254.99
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  • Original price $115.99 - Original price $115.99
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    Samson - Satellite iOS/USB Broadcast Microphone

    Samson

    Compatible with Mac PC iPhone and iPadFor direct connecting with your device.Electret condenser microphoneEnables recording of voiceovers narration...

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    Original price $115.99 - Original price $115.99
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  • Original price $150.99 - Original price $150.99
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    RØDE - PSA1+ Microphone Stand

    Rode

    Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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    Original price $150.99 - Original price $150.99
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  • Original price $2,334.99 - Original price $2,334.99
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    Canon - RF50mm F1.2 L USM Standard Prime Lens for EOS R-Series Cameras - Black

    Canon

    Compatible with Canon EOS R series camerasFor use with your existing camera.Standard lens for versatile useAllows for a wide range of photo and vid...

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    Original price $2,334.99 - Original price $2,334.99
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  • Original price $77.99 - Original price $77.99
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    Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

    Nomad

    Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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    Original price $77.99 - Original price $77.99
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  • Original price $55.99 - Original price $55.99
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    Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

    Nomad

    Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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    Original price $55.99 - Original price $55.99
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  • Original price $248.99 - Original price $248.99
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    Zhiyun - Crane M2S Handheld 3-Axis Gimbal Stabilizer for Camera and Smartphones with detachable tri-pod stand - Gray

    Zhiyun

    CompatibilityGimbal Stabilizer compact structure for mounting with multiple devicesAppearanceClassic design from beloved Crane M2 Gimbal Stabilizer...

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    Original price $248.99 - Original price $248.99
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  • Original price $241.99 - Original price $241.99
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    Fujifilm - INSTAX MINI Evo Instant Film Camera - Black

    Fujifilm

    Compact and PortableThe INSTAX MINI Evo Instant Film Camera is designed to be compact and portable making it easy to take with you wherever you go....

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    Original price $241.99 - Original price $241.99
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  • Original price $96.99 - Original price $96.99
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    HyperX Cloud 3 - headset

    HyperX

    Comfort is kingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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    Original price $96.99 - Original price $96.99
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  • Original price $254.99 - Original price $254.99
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    NL SHAPES BLK HEX SM

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $254.99 - Original price $254.99
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  • Original price $174.99 - Original price $174.99
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    Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $174.99 - Original price $174.99
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  • Original price $165.99 - Original price $165.99
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    Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $165.99 - Original price $165.99
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  • Original price $3,515.99 - Original price $3,515.99
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    Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $3,515.99 - Original price $3,515.99
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  • Original price $164.99 - Original price $164.99
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    Current price $164.99

    Logitech - G715 Aurora Collection TKL Wireless Mechanical Tactile Switch Gaming Keyboard for PC/Mac with Palm Rest Included - White Mist

    Logitech

    Cloud-soft comfortFloat away with G715’s dreamy white design and comfy cloud-shaped palm rest; compact mechanical TKL keyboard layout and adjustabl...

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    Original price $164.99 - Original price $164.99
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  • Original price $244.99 - Original price $244.99
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    Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

    Logitech

    Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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    Original price $244.99 - Original price $244.99
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  • Original price $238.99 - Original price $238.99
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    Walker Edison - Modern Minimal Coffee Table with Lower Shelf - Grey Wash

    Walker Edison

    Classic durable constructionMade with warp-resistant MDF and durable laminateSimple silhouetteDisplay an ultra-minimal design in your apartment or ...

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    Original price $238.99 - Original price $238.99
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  • Original price $162.99 - Original price $162.99
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    ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

    EcoBee

    Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

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    Original price $162.99 - Original price $162.99
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  • Original price $405.99 - Original price $405.99
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    Lenovo - Flex 3i 12.2" WUXGA Touch-Screen Chromebook Laptop - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Untether the limits of your mobile home office or study space with an agile 2-in-1 12" IdeaPad Flex 3i Chromebook. Featuring Intel performance an F...

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    Original price $405.99 - Original price $405.99
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  • Original price $457.99 - Original price $457.99
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    Acer - Chromebook Plus 515 15.6" Full HD Laptop - Intel Core i3-1215U with 8GB LPDDR5X 128GB UFS - Steel Gray

    Acer

    Chrome OSChrome OS is secure fast up-to-date versatile and simple. With thousands of apps built-in virus protection and cloud backups.15.6 Full HD ...

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    Original price $457.99 - Original price $457.99
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  • Original price $580.99 - Original price $580.99
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    Current price $580.99

    Lenovo - IdeaPad Flex 5i Chromebook Plus Laptop 14" - 2K Touch - Intel i3-1315U with 8GB Memory - Intel UHD Graphics - 128GB SSD - Storm Grey

    Lenovo

    Take all your essentials anywhere you go with the versatile Lenovo IdeaPad Flex 5i Chromebook Plus powered by the 13th Generation Intel Core proces...

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    Original price $580.99 - Original price $580.99
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    $580.99
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    Current price $580.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.