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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $134.99 - Original price $134.99
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    Current price $134.99

    Insignia - 32" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $134.99 - Original price $134.99
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    Current price $134.99
  • Original price $110.99 - Original price $110.99
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    Current price $110.99

    Insignia - 24" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $110.99 - Original price $110.99
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    $110.99 - $110.99
    Current price $110.99
  • Original price $96.99 - Original price $96.99
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    Current price $96.99

    CORSAIR - Nightsword RGB Tunable FPS/MOBA Wired Optical Gaming Mouse with Adjustable Weights - Black

    Corsair

    Advanced optical sensorA custom Pixart PMW3391 native 18000 DPI optical sensor adjustable in 1 DPI resolution steps gives you total sensitivity cus...

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    Original price $96.99 - Original price $96.99
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    Current price $96.99
  • Original price $236.99 - Original price $236.99
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    Current price $236.99

    Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Silver

    Sony

    Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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    Original price $236.99 - Original price $236.99
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    Current price $236.99
  • Original price $127.99 - Original price $127.99
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    Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Gray

    Belkin

    Achieve the ultimate workstationTurn your laptop computer into the ultimate workstation with this USB C docking station. This docking station inclu...

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    Original price $127.99 - Original price $127.99
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  • Original price $886.99 - Original price $886.99
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    Current price $886.99

    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sage

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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    Current price $886.99
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    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sandstone

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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    $886.99
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    Current price $886.99
  • Original price $422.99 - Original price $422.99
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    Current price $422.99

    Samsung - Galaxy Tab S9 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your adventuresStart every adventure with a large beautiful 10.9" screen.Whether you’re a multitasker a gamer or a devoted movie w...

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    Original price $422.99 - Original price $422.99
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  • Original price $99.99 - Original price $99.99
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    Sony WF-C700N - true wireless earphones with mic

    Sony

    A more personal music experienceTurn off your surroundings with Noise Sensor Technology and enjoy the immersive music experience.Ergonomic surface ...

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    Original price $99.99 - Original price $99.99
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    Current price $99.99
  • Original price $158.99 - Original price $158.99
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    Current price $158.99

    SteelSeries - Aerox 9 Wireless Ultra Lightweight Honeycomb Water Resistant RGB Optical Gaming Mouse With 18 Programmable Buttons - Black

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $158.99 - Original price $158.99
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    Current price $158.99
  • Original price $166.99 - Original price $166.99
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    Current price $166.99

    SteelSeries - Aerox 5 Ultra Lightweight Honeycomb Water Resistant Wireless RGB Optical Gaming Mouse With 9 Programmable Buttons - Black

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $166.99 - Original price $166.99
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    Current price $166.99
  • Original price $72.99 - Original price $72.99
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    Thermaltake - SMART 700W ATX 80 Plus Power Supply - Black

    Thermal Take

    700W power supplyDelivers the power needed to run your PC.AC 115-230V inputWith input 47-63Hz frequency for wide-ranging use.ATX complianceMeets in...

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    Original price $72.99 - Original price $72.99
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  • Original price $1,197.99 - Original price $1,197.99
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    LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - White

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,197.99 - Original price $1,197.99
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  • Original price $73.99 - Original price $73.99
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    j5create - 4K60 Elite USB-C 10Gbps Travel Dock - Space Grey

    J5 Create

    6-in-1 FunctionsAll the connections you need for maximum productivity.4K HDMI outputMirror or extend your screen and directly output resolutions up...

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    Original price $73.99 - Original price $73.99
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  • Original price $89.99 - Original price $89.99
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    Current price $89.99

    SteelSeries - Aerox 5 Ultra Lightweight Honeycomb Water Resistant Wired RGB Optical Gaming Mouse With 9 Programmable Buttons - Black

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $89.99 - Original price $89.99
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    $89.99
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    Current price $89.99
  • Original price $122.99 - Original price $122.99
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    $122.99
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    Current price $122.99

    CORSAIR - K65 PRO MINI RGB 65 Optical-Mechanical Gaming Keyboard Backlit RGB LED OPX - Black

    Corsair

    65 layout lets you play with a purposeThe compact 65 layout is small enough to fit on any desktop yet includes the all-important arrow and utility ...

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    Original price $122.99 - Original price $122.99
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    Current price $122.99
  • Original price $69.99 - Original price $69.99
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    Current price $69.99

    Razer - Orochi V2 Lightweight Wireless Optical Gaming Mouse With 950 Hour Battery Life - White

    Razer

    60g Ultra-lightweight DesignIts small portable design makes it the ideal travel companion for gaming while its ambidextrous shape allows for easy h...

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    Original price $69.99 - Original price $69.99
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  • Original price $195.99 - Original price $195.99
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    Innovative Technology - Powered Wireless Outdoor Speakers (Pair) - Gray

    Innovative Technology

    5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...

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    Original price $195.99 - Original price $195.99
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    Current price $195.99
  • Original price $563.99 - Original price $563.99
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    SteelSeries - Arena 9 5.1 Bluetooth Gaming Speakers with RGB Lighting (6 Piece) - Black

    Steel Series

    5.1 Surround SoundBring award-winning sound to your gaming space in an innovative true 5.1 surround system over a single USB connection on PC. Imme...

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    Original price $563.99 - Original price $563.99
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  • Original price $1,341.99 - Original price $1,341.99
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    Current price $1,341.99

    TCL - 75" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,341.99 - Original price $1,341.99
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  • Original price $493.99 - Original price $493.99
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    $493.99
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    Current price $493.99

    TCL - 55" Class Q5 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $493.99 - Original price $493.99
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  • Original price $2,002.99 - Original price $2,002.99
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    TCL - 85" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $2,002.99 - Original price $2,002.99
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  • Original price $254.99 - Original price $254.99
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    Current price $254.99

    Insignia - 50" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $254.99 - Original price $254.99
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  • Original price $368.99 - Original price $368.99
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    Dell - S2722QC 27.0" 4K IPS LED UHD - AMD FreeSync - VESA - Monitor (USB-C HDMI) - Platinum Silver

    Dell

    4K UHD (3840 x 2160) ResolutionAvailable in 4K UHD (3840 x 2160) resolution for an amazing entertainment experience.Stunning SetupBring modern eleg...

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    Original price $368.99 - Original price $368.99
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  • Original price $1,283.99 - Original price $1,283.99
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    Epson - Home Cinema 2350 4K PRO-UHD Smart Streaming Projector with Android TV 3-Chip 3LCD HDR10 2800 Lumens Bluetooth - White

    Epson

    4K PRO-UHDAn amazing 4K experience utilizing advanced processing for resolution enhancement color and image processing; HDR102 and HLG support prod...

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    Original price $1,283.99 - Original price $1,283.99
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  • Original price $1,437.99 - Original price $1,437.99
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    Sony - 75" Class X85K 4K HDR LED Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,437.99 - Original price $1,437.99
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  • Original price $127.99 - Original price $127.99
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    LG - 2.0-Channel Soundbar with 40-Watt Digital Amplifier - Black

    LG Electronics

    40W total output power (20W x 2)Provides dynamic sound.Dolby Digital decoderReproduces multichannel audio to deliver a cinematic audio experience.B...

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    Original price $127.99 - Original price $127.99
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    Current price $127.99
  • Original price $270.99 - Original price $270.99
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    Frigidaire - 4.5 Cu. Ft. Mini Fridge with Top Freezer - Silver

    Frigidaire

    4.5 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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    Original price $270.99 - Original price $270.99
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    Current price $270.99
  • Original price $870.99 - Original price $870.99
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    Current price $870.99

    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack 47 dBA

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $870.99 - Original price $870.99
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    $870.99
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    Current price $870.99
  • Original price $194.99 - Original price $194.99
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    Current price $194.99

    Sony - INZONE H5 Wireless Gaming Headset - Black

    Sony

    360 Spatial Sound for GamingIn games that are won and lost in seconds whoever reacts first often wins. 360 Spatial Sound for Gaming pinpoints oppon...

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    Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99
  • Original price $337.99 - Original price $337.99
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    eufy Security - Floodlight Cam 2 Pro Outdoor Wired 2K Full HD Surveillance Camera - White/Black

    Eufy

    360 pan and tilt camera coveragePan the lens 360 horizontally to get a complete view without the risk of blindspots.2K full HDCatch all the details...

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    Original price $337.99 - Original price $337.99
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    $337.99
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    Current price $337.99
  • Original price $254.99 - Original price $254.99
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    Current price $254.99

    Samsung - 32" Class M4500 Series LED HD Smart Tizen TV

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.720p resolution for quality HD ima...

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    Original price $254.99 - Original price $254.99
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    Current price $254.99
  • Original price $232.99 - Original price $232.99
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    $232.99
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    Current price $232.99

    Frigidaire - 3.3 Cu. Ft. Mini Fridge - Silver

    Frigidaire

    3.3 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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    Original price $232.99 - Original price $232.99
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    $232.99
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    Current price $232.99
  • Original price $270.99 - Original price $270.99
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    $270.99
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    Current price $270.99

    Hisense - 3.1.2 Dolby ATMOS Soundbar with Wireless Subwoofer - Black

    HISENSE

    3.1.2 Surround Sound7 speakers built into the soundbar. Left and right front channel center channel left and right overhead surround channel surrou...

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    Original price $270.99 - Original price $270.99
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    Current price $270.99
  • Original price $309.99 - Original price $309.99
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    Current price $309.99

    RAZER NOMMO V2 Full-Range 2.1 PC Gaming Speakers with Wired Subwoofer - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $309.99 - Original price $309.99
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    Current price $309.99
  • Original price $109.99 - Original price $109.99
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    Current price $109.99

    Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $109.99 - Original price $109.99
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    $109.99
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    Current price $109.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.