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Original price $422.99 - Original price $422.99Original price$422.99$422.99 - $422.99Current price $422.99| /
Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel
Insignia4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...
View full detailsOriginal price $422.99 - Original price $422.99Original price$422.99$422.99 - $422.99Current price $422.99| / -
Original price $161.99 - Original price $161.99Original price$161.99$161.99 - $161.99Current price $161.99| /
Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel
Insignia1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...
View full detailsOriginal price $161.99 - Original price $161.99Original price$161.99$161.99 - $161.99Current price $161.99| / -
Original price $555.99 - Original price $555.99Original price$555.99$555.99 - $555.99Current price $555.99| /
Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White
Insignia10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...
View full detailsOriginal price $555.99 - Original price $555.99Original price$555.99$555.99 - $555.99Current price $555.99| / -
Original price $690.99 - Original price $690.99Original price$690.99$690.99 - $690.99Current price $690.99| /
Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White
Insignia6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...
View full detailsOriginal price $690.99 - Original price $690.99Original price$690.99$690.99 - $690.99Current price $690.99| / -
Original price $594.99 - Original price $594.99Original price$594.99$594.99 - $594.99Current price $594.99| /
Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry and My Cycle Memory - White
Insignia6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.10 manual and sensor dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick D...
View full detailsOriginal price $594.99 - Original price $594.99Original price$594.99$594.99 - $594.99Current price $594.99| / -
Original price $502.99 - Original price $502.99Original price$502.99$502.99 - $502.99Current price $502.99| /
Insignia - 300 Sq. Ft. Portable Air Conditioner - White
InsigniaUp to 300 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...
View full detailsOriginal price $502.99 - Original price $502.99Original price$502.99$502.99 - $502.99Current price $502.99| / -
Original price $698.99 - Original price $698.99Original price$698.99$698.99 - $698.99Current price $698.99| /
Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
View full detailsOriginal price $698.99 - Original price $698.99Original price$698.99$698.99 - $698.99Current price $698.99| / -
Original price $702.99 - Original price $702.99Original price$702.99$702.99 - $702.99Current price $702.99| /
Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $702.99 - Original price $702.99Original price$702.99$702.99 - $702.99Current price $702.99| / -
Original price $957.99 - Original price $957.99Original price$957.99$957.99 - $957.99Current price $957.99| /
Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $957.99 - Original price $957.99Original price$957.99$957.99 - $957.99Current price $957.99| / -
Original price $677.99 - Original price $677.99Original price$677.99$677.99 - $677.99Current price $677.99| /
Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White
Insignia11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
View full detailsOriginal price $677.99 - Original price $677.99Original price$677.99$677.99 - $677.99Current price $677.99| / -
Original price $809.99 - Original price $809.99Original price$809.99$809.99 - $809.99Current price $809.99| /
Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $809.99 - Original price $809.99Original price$809.99$809.99 - $809.99Current price $809.99| / -
Original price $699.99 - Original price $699.99Original price$699.99$699.99 - $699.99Current price $699.99| /
Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $699.99 - Original price $699.99Original price$699.99$699.99 - $699.99Current price $699.99| / -
Original price $808.99 - Original price $808.99Original price$808.99$808.99 - $808.99Current price $808.99| /
Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White
Insignia17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...
View full detailsOriginal price $808.99 - Original price $808.99Original price$808.99$808.99 - $808.99Current price $808.99| / -
Original price $863.99 - Original price $863.99Original price$863.99$863.99 - $863.99Current price $863.99| /
Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel
Insignia5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...
View full detailsOriginal price $863.99 - Original price $863.99Original price$863.99$863.99 - $863.99Current price $863.99| / -
Original price $322.99 - Original price $322.99Original price$322.99$322.99 - $322.99Current price $322.99| /
Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Mint
InsigniaRetro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....
View full detailsOriginal price $322.99 - Original price $322.99Original price$322.99$322.99 - $322.99Current price $322.99| / -
Original price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| /
Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Red
InsigniaRetro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...
View full detailsOriginal price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| / -
Original price $875.99 - Original price $875.99Original price$875.99$875.99 - $875.99Current price $875.99| /
Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer with ENERGY STAR Certification - White
Insignia2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...
View full detailsOriginal price $875.99 - Original price $875.99Original price$875.99$875.99 - $875.99Current price $875.99| / -
Original price $702.99 - Original price $702.99Original price$702.99$702.99 - $702.99Current price $702.99| /
Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White
InsigniaLED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...
View full detailsOriginal price $702.99 - Original price $702.99Original price$702.99$702.99 - $702.99Current price $702.99| / -
Original price $107.99 - Original price $107.99Original price$107.99$107.99 - $107.99Current price $107.99| /
Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black
Insignia1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...
View full detailsOriginal price $107.99 - Original price $107.99Original price$107.99$107.99 - $107.99Current price $107.99| / -
Original price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| /
Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel
InsigniaAnalog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...
View full detailsOriginal price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| / -
Original price $698.99 - Original price $698.99Original price$698.99$698.99 - $698.99Current price $698.99| /
Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator
InsigniaThis Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...
View full detailsOriginal price $698.99 - Original price $698.99Original price$698.99$698.99 - $698.99Current price $698.99| / -
Original price $895.99 - Original price $895.99Original price$895.99$895.99 - $895.99Current price $895.99| /
Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer - White
Insignia2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...
View full detailsOriginal price $895.99 - Original price $895.99Original price$895.99$895.99 - $895.99Current price $895.99| / -
Original price $692.99 - Original price $692.99Original price$692.99$692.99 - $692.99Current price $692.99| /
Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator - Stainless Steel
Insignia5.6 cu. ft. capacityHolds either a 1/2 keg or a 1/4 slim keg. The unit converts between a refrigerator and a beverage cooler to suit your needs. No...
View full detailsOriginal price $692.99 - Original price $692.99Original price$692.99$692.99 - $692.99Current price $692.99| / -
Original price $504.99 - Original price $504.99Original price$504.99$504.99 - $504.99Current price $504.99| /
Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White
Insignia18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full detailsOriginal price $504.99 - Original price $504.99Original price$504.99$504.99 - $504.99Current price $504.99| / -
Original price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| /
Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White
Insignia5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...
View full detailsOriginal price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| / -
Original price $538.99 - Original price $538.99Original price$538.99$538.99 - $538.99Current price $538.99| /
Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White
InsigniaSpacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110 F (-17....
View full detailsOriginal price $538.99 - Original price $538.99Original price$538.99$538.99 - $538.99Current price $538.99| / -
Original price $369.99 - Original price $369.99Original price$369.99$369.99 - $369.99Current price $369.99| /
Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White
Insignia7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...
View full detailsOriginal price $369.99 - Original price $369.99Original price$369.99$369.99 - $369.99Current price $369.99| / -
Original price $591.99 - Original price $591.99Original price$591.99$591.99 - $591.99Current price $591.99| /
Insignia - 14.0 Cu. Ft. Garage Ready Chest Freezer - White
InsigniaSpacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110F (-17.8...
View full detailsOriginal price $591.99 - Original price $591.99Original price$591.99$591.99 - $591.99Current price $591.99| / -
Original price $364.99 - Original price $364.99Original price$364.99$364.99 - $364.99Current price $364.99| /
Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Mint
InsigniaRetro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....
View full detailsOriginal price $364.99 - Original price $364.99Original price$364.99$364.99 - $364.99Current price $364.99| / -
Original price $368.99 - Original price $368.99Original price$368.99$368.99 - $368.99Current price $368.99| /
Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Red
InsigniaRetro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...
View full detailsOriginal price $368.99 - Original price $368.99Original price$368.99$368.99 - $368.99Current price $368.99| / -
Original price $731.99 - Original price $731.99Original price$731.99$731.99 - $731.99Current price $731.99| /
Insignia - 6.7 Cu. Ft. Gas Dryer - White
InsigniaLED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...
View full detailsOriginal price $731.99 - Original price $731.99Original price$731.99$731.99 - $731.99Current price $731.99| / -
Original price $844.99 - Original price $844.99Original price$844.99$844.99 - $844.99Current price $844.99| /
Insignia - Dual Zone Wine and Beverage Cooler with Glass Doors - Stainless Steel
InsigniaCustomizable storage optionsStock up on your favorites and store 42 standard wine bottles. Or you can mix it up and store 21 wine bottles on one si...
View full detailsOriginal price $844.99 - Original price $844.99Original price$844.99$844.99 - $844.99Current price $844.99| / -
Original price $863.99 - Original price $863.99Original price$863.99$863.99 - $863.99Current price $863.99| /
Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $863.99 - Original price $863.99Original price$863.99$863.99 - $863.99Current price $863.99| / -
Original price $735.99 - Original price $735.99Original price$735.99$735.99 - $735.99Current price $735.99| /
Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $735.99 - Original price $735.99Original price$735.99$735.99 - $735.99Current price $735.99| / -
Original price $971.99 - Original price $971.99Original price$971.99$971.99 - $971.99Current price $971.99| /
Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer - White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $971.99 - Original price $971.99Original price$971.99$971.99 - $971.99Current price $971.99| / -
Original price $332.99 - Original price $332.99Original price$332.99$332.99 - $332.99Current price $332.99| /
Insignia - 3.5 Cu. Ft. Garage Ready Chest Freezer - White
InsigniaCompact storageStore your favorite frozen snacks and entrees in a 3.5 cu. ft. capacity.Garage readyWorks in temperatures from 0 to 110F (-17.8 to 4...
View full detailsOriginal price $332.99 - Original price $332.99Original price$332.99$332.99 - $332.99Current price $332.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.