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  • Original price $472.99 - Original price $472.99
    Original price
    $472.99
    $472.99 - $472.99
    Current price $472.99

    Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - Stainless Steel Look

    Insignia

    7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...

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    Original price $472.99 - Original price $472.99
    Original price
    $472.99
    $472.99 - $472.99
    Current price $472.99
  • Original price $366.99 - Original price $366.99
    Original price
    $366.99
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    Current price $366.99

    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer a- Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $366.99 - Original price $366.99
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    $366.99
    $366.99 - $366.99
    Current price $366.99
  • Original price $815.99 - Original price $815.99
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    $815.99
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    Current price $815.99

    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $815.99 - Original price $815.99
    Original price
    $815.99
    $815.99 - $815.99
    Current price $815.99
  • Original price $749.99 - Original price $749.99
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    $749.99
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    Current price $749.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $749.99 - Original price $749.99
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    $749.99
    $749.99 - $749.99
    Current price $749.99
  • Original price $381.99 - Original price $381.99
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    $381.99
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    Current price $381.99

    Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel

    Insignia

    4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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    Original price $381.99 - Original price $381.99
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    $381.99
    $381.99 - $381.99
    Current price $381.99
  • Original price $162.99 - Original price $162.99
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    $162.99
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    Current price $162.99

    Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $162.99 - Original price $162.99
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    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $555.99 - Original price $555.99
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    $555.99
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    Current price $555.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $555.99 - Original price $555.99
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    $555.99
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    Current price $555.99
  • Original price $690.99 - Original price $690.99
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    Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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    Original price $690.99 - Original price $690.99
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    Current price $690.99
  • Original price $594.99 - Original price $594.99
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    $594.99
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    Current price $594.99

    Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry and My Cycle Memory - White

    Insignia

    6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.10 manual and sensor dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick D...

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    Original price $594.99 - Original price $594.99
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    $594.99
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    Current price $594.99
  • Original price $502.99 - Original price $502.99
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    $502.99
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    Current price $502.99

    Insignia - 300 Sq. Ft. Portable Air Conditioner - White

    Insignia

    Up to 300 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...

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    Original price $502.99 - Original price $502.99
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    $502.99
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    Current price $502.99
  • Original price $698.99 - Original price $698.99
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    $698.99
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    Current price $698.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99
  • Original price $683.99 - Original price $683.99
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    $683.99
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    Current price $683.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $683.99 - Original price $683.99
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    $683.99
    $683.99 - $683.99
    Current price $683.99
  • Original price $957.99 - Original price $957.99
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    $957.99
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    Current price $957.99

    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $957.99 - Original price $957.99
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    $957.99
    $957.99 - $957.99
    Current price $957.99
  • Original price $726.99 - Original price $726.99
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    $726.99
    $726.99 - $726.99
    Current price $726.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $726.99 - Original price $726.99
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    $726.99
    $726.99 - $726.99
    Current price $726.99
  • Original price $858.99 - Original price $858.99
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    $858.99
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    Current price $858.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $858.99 - Original price $858.99
    Original price
    $858.99
    $858.99 - $858.99
    Current price $858.99
  • Original price $650.99 - Original price $650.99
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    $650.99
    $650.99 - $650.99
    Current price $650.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $650.99 - Original price $650.99
    Original price
    $650.99
    $650.99 - $650.99
    Current price $650.99
  • Original price $808.99 - Original price $808.99
    Original price
    $808.99
    $808.99 - $808.99
    Current price $808.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $808.99 - Original price $808.99
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    $808.99
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    Current price $808.99
  • Original price $814.99 - Original price $814.99
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    $814.99
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    Current price $814.99

    Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel

    Insignia

    5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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    Original price $814.99 - Original price $814.99
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    $814.99
    $814.99 - $814.99
    Current price $814.99
  • Original price $362.99 - Original price $362.99
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    $362.99
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    Current price $362.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $362.99 - Original price $362.99
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    $362.99
    $362.99 - $362.99
    Current price $362.99
  • Original price $366.99 - Original price $366.99
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    $366.99
    $366.99 - $366.99
    Current price $366.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $366.99 - Original price $366.99
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    $366.99
    $366.99 - $366.99
    Current price $366.99
  • Original price $875.99 - Original price $875.99
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    $875.99
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    Current price $875.99

    Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer with ENERGY STAR Certification - White

    Insignia

    2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...

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    Original price $875.99 - Original price $875.99
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    $875.99
    $875.99 - $875.99
    Current price $875.99
  • Original price $702.99 - Original price $702.99
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    $702.99
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    Current price $702.99

    Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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    Original price $702.99 - Original price $702.99
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    $702.99
    $702.99 - $702.99
    Current price $702.99
  • Original price $107.99 - Original price $107.99
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    $107.99
    $107.99 - $107.99
    Current price $107.99

    Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $107.99 - Original price $107.99
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    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $388.99 - Original price $388.99
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    $388.99
    $388.99 - $388.99
    Current price $388.99

    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $388.99 - Original price $388.99
    Original price
    $388.99
    $388.99 - $388.99
    Current price $388.99
  • Original price $698.99 - Original price $698.99
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    $698.99
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    Current price $698.99

    Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator

    Insignia

    This Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...

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    Original price $698.99 - Original price $698.99
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    $698.99
    $698.99 - $698.99
    Current price $698.99
  • Original price $895.99 - Original price $895.99
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    $895.99
    $895.99 - $895.99
    Current price $895.99

    Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer - White

    Insignia

    2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...

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    Original price $895.99 - Original price $895.99
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    $895.99
    $895.99 - $895.99
    Current price $895.99
  • Original price $642.99 - Original price $642.99
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    $642.99
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    Current price $642.99

    Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator - Stainless Steel

    Insignia

    5.6 cu. ft. capacityHolds either a 1/2 keg or a 1/4 slim keg. The unit converts between a refrigerator and a beverage cooler to suit your needs. No...

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    Original price $642.99 - Original price $642.99
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    $642.99
    $642.99 - $642.99
    Current price $642.99
  • Original price $504.99 - Original price $504.99
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    $504.99
    $504.99 - $504.99
    Current price $504.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $504.99 - Original price $504.99
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    $504.99
    $504.99 - $504.99
    Current price $504.99
  • Original price $345.99 - Original price $345.99
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    $345.99
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    Current price $345.99

    Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White

    Insignia

    5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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    Original price $345.99 - Original price $345.99
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    $345.99
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    Current price $345.99
  • Original price $538.99 - Original price $538.99
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    $538.99
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    Current price $538.99

    Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110 F (-17....

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    Original price $538.99 - Original price $538.99
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    $538.99
    $538.99 - $538.99
    Current price $538.99
  • Original price $379.99 - Original price $379.99
    Original price
    $379.99
    $379.99 - $379.99
    Current price $379.99

    Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White

    Insignia

    7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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    Original price $379.99 - Original price $379.99
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    $379.99
    $379.99 - $379.99
    Current price $379.99
  • Original price $591.99 - Original price $591.99
    Original price
    $591.99
    $591.99 - $591.99
    Current price $591.99

    Insignia - 14.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110F (-17.8...

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    Original price $591.99 - Original price $591.99
    Original price
    $591.99
    $591.99 - $591.99
    Current price $591.99
  • Original price $364.99 - Original price $364.99
    Original price
    $364.99
    $364.99 - $364.99
    Current price $364.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

    View full details
    Original price $364.99 - Original price $364.99
    Original price
    $364.99
    $364.99 - $364.99
    Current price $364.99
  • Original price $368.99 - Original price $368.99
    Original price
    $368.99
    $368.99 - $368.99
    Current price $368.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $368.99 - Original price $368.99
    Original price
    $368.99
    $368.99 - $368.99
    Current price $368.99
  • Original price $731.99 - Original price $731.99
    Original price
    $731.99
    $731.99 - $731.99
    Current price $731.99

    Insignia - 6.7 Cu. Ft. Gas Dryer - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

    View full details
    Original price $731.99 - Original price $731.99
    Original price
    $731.99
    $731.99 - $731.99
    Current price $731.99
  • Original price $843.99 - Original price $843.99
    Original price
    $843.99
    $843.99 - $843.99
    Current price $843.99

    Insignia - Dual Zone Wine and Beverage Cooler with Glass Doors - Stainless Steel

    Insignia

    Customizable storage optionsStock up on your favorites and store 42 standard wine bottles. Or you can mix it up and store 21 wine bottles on one si...

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    Original price $843.99 - Original price $843.99
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    $843.99
    $843.99 - $843.99
    Current price $843.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.