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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99
Original price $917.99 - Original price $917.99
Original price
$917.99
$917.99 - $917.99
Current price $917.99

Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer w ENERGY STAR- White

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $917.99 - Original price $917.99
Original price
$917.99
$917.99 - $917.99
Current price $917.99
Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - White

Insignia

7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...

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Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99
Original price $274.99 - Original price $274.99
Original price
$274.99
$274.99 - $274.99
Current price $274.99

Insignia - 4.4 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

Compact design4.4 cu. ft. gives you plenty of room to organize your essentials without taking up too much space.Glass shelvesThree shelves let you ...

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Original price $274.99 - Original price $274.99
Original price
$274.99
$274.99 - $274.99
Current price $274.99
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Insignia

1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Insignia - .7 Cu. Ft. Compact Microwave - Black

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $83.99 - Original price $83.99
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$83.99
$83.99 - $83.99
Current price $83.99
Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Insignia - 3.3 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

3.3 cu. ft. storage capacityGives you plenty of room to organize food and drinks without taking up the space of a full-sized fridge.Glass shelvesTh...

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Original price $235.99 - Original price $235.99
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$235.99
$235.99 - $235.99
Current price $235.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Insignia - .7 Cu. Ft. Compact Microwave - White

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $83.99 - Original price $83.99
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$83.99
$83.99 - $83.99
Current price $83.99
Original price $475.99 - Original price $475.99
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$475.99
$475.99 - $475.99
Current price $475.99

Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - Stainless Steel Look

Insignia

7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...

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Original price $475.99 - Original price $475.99
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$475.99
$475.99 - $475.99
Current price $475.99
Original price $366.99 - Original price $366.99
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$366.99
$366.99 - $366.99
Current price $366.99

Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer a- Stainless Steel

Insignia

Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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Original price $366.99 - Original price $366.99
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$366.99
$366.99 - $366.99
Current price $366.99
Original price $896.99 - Original price $896.99
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$896.99
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Current price $896.99

Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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Original price $896.99 - Original price $896.99
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$896.99
$896.99 - $896.99
Current price $896.99
Original price $748.99 - Original price $748.99
Original price
$748.99
$748.99 - $748.99
Current price $748.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $748.99 - Original price $748.99
Original price
$748.99
$748.99 - $748.99
Current price $748.99
Original price $450.99 - Original price $450.99
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$450.99
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Current price $450.99

Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel

Insignia

4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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Original price $450.99 - Original price $450.99
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$450.99
$450.99 - $450.99
Current price $450.99
Original price $555.99 - Original price $555.99
Original price
$555.99
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Current price $555.99

Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

Insignia

10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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Original price $555.99 - Original price $555.99
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$555.99
$555.99 - $555.99
Current price $555.99
Original price $798.99 - Original price $798.99
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$798.99
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Current price $798.99

Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White

Insignia

6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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Original price $798.99 - Original price $798.99
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$798.99
$798.99 - $798.99
Current price $798.99
Original price $691.99 - Original price $691.99
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$691.99
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Current price $691.99

Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry and My Cycle Memory - White

Insignia

6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.10 manual and sensor dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick D...

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Original price $691.99 - Original price $691.99
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$691.99
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Current price $691.99
Original price $483.99 - Original price $483.99
Original price
$483.99
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Current price $483.99

Insignia - 300 Sq. Ft. Portable Air Conditioner - White

Insignia

Up to 300 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...

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Original price $483.99 - Original price $483.99
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$483.99
$483.99 - $483.99
Current price $483.99
Original price $697.99 - Original price $697.99
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$697.99
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Current price $697.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $697.99 - Original price $697.99
Original price
$697.99
$697.99 - $697.99
Current price $697.99
Original price $731.99 - Original price $731.99
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$731.99
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Current price $731.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $731.99 - Original price $731.99
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$731.99
$731.99 - $731.99
Current price $731.99
Original price $676.99 - Original price $676.99
Original price
$676.99
$676.99 - $676.99
Current price $676.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $676.99 - Original price $676.99
Original price
$676.99
$676.99 - $676.99
Current price $676.99
Original price $858.99 - Original price $858.99
Original price
$858.99
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Current price $858.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $858.99 - Original price $858.99
Original price
$858.99
$858.99 - $858.99
Current price $858.99
Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99
Original price $808.99 - Original price $808.99
Original price
$808.99
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Current price $808.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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Original price $808.99 - Original price $808.99
Original price
$808.99
$808.99 - $808.99
Current price $808.99
Original price $1,009.99 - Original price $1,009.99
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$1,009.99
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Current price $1,009.99

Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel

Insignia

5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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Original price $1,009.99 - Original price $1,009.99
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$1,009.99
$1,009.99 - $1,009.99
Current price $1,009.99
Original price $751.99 - Original price $751.99
Original price
$751.99
$751.99 - $751.99
Current price $751.99

Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White

Insignia

LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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Original price $751.99 - Original price $751.99
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$751.99
$751.99 - $751.99
Current price $751.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99

Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator

Insignia

This Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...

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Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99
Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...

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Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99
Original price $379.99 - Original price $379.99
Original price
$379.99
$379.99 - $379.99
Current price $379.99

Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White

Insignia

7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $379.99 - Original price $379.99
Original price
$379.99
$379.99 - $379.99
Current price $379.99
Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

Insignia

5.3 cu. ft. storage capacityStores up to 165 12-ounce cans giving you plenty of space to keep drinks cold.Up-front control buttonsMake it easy to a...

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Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99
Original price $799.99 - Original price $799.99
Original price
$799.99
$799.99 - $799.99
Current price $799.99

Insignia - 5 Cu. Ft. Freestanding Electric Range - Stainless Steel

Insignia

5.0 cu. ft. capacityLarge-capacity design lets you cook multiple meals at once.4-burner electric rangePrepare food on burners with a 6 in. (15.24 c...

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Original price $799.99 - Original price $799.99
Original price
$799.99
$799.99 - $799.99
Current price $799.99
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

Insignia - 4.1 Cu. Ft. High Efficiency Top Load Washer - White

Insignia

4.1 cu. ft. capacityLarge capacity results in fewer washes less time in the laundry room and more time for you.11 automatic washing programsInclude...

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Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99
Original price $411.99 - Original price $411.99
Original price
$411.99
$411.99 - $411.99
Current price $411.99

Insignia - 115-Can Beverage Cooler - Stainless Steel

Insignia

3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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Original price $411.99 - Original price $411.99
Original price
$411.99
$411.99 - $411.99
Current price $411.99
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Insignia - 48-Can Beverage Cooler - Stainless Steel

Insignia

1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.