Appliances
Rent to Own Appliances – Upgrade Your Home with Flexible Financing
Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!
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Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White
Insignia18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full detailsInsignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer w ENERGY STAR- White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsInsignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - White
Insignia7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...
View full detailsInsignia - 4.4 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black
InsigniaCompact design4.4 cu. ft. gives you plenty of room to organize your essentials without taking up too much space.Glass shelvesThree shelves let you ...
View full detailsInsignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel
Insignia1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...
View full detailsInsignia - .7 Cu. Ft. Compact Microwave - Black
Insignia9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...
View full detailsInsignia - 3.3 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black
Insignia3.3 cu. ft. storage capacityGives you plenty of room to organize food and drinks without taking up the space of a full-sized fridge.Glass shelvesTh...
View full detailsInsignia - .7 Cu. Ft. Compact Microwave - White
Insignia9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...
View full detailsInsignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - Stainless Steel Look
Insignia7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...
View full detailsInsignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer a- Stainless Steel
InsigniaAnalog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...
View full detailsInsignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...
View full detailsInsignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full detailsInsignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel
Insignia4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...
View full detailsInsignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White
Insignia10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...
View full detailsInsignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White
Insignia6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...
View full detailsInsignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry and My Cycle Memory - White
Insignia6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.10 manual and sensor dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick D...
View full detailsInsignia - 300 Sq. Ft. Portable Air Conditioner - White
InsigniaUp to 300 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...
View full detailsInsignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
View full detailsInsignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsInsignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White
Insignia11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
View full detailsInsignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsInsignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsInsignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White
Insignia17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...
View full detailsInsignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel
Insignia5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...
View full detailsInsignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White
InsigniaLED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...
View full detailsInsignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black
Insignia1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...
View full detailsInsignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator
InsigniaThis Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...
View full detailsInsignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White
Insignia5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...
View full detailsInsignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White
Insignia14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...
View full detailsInsignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White
Insignia7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...
View full detailsInsignia - 165-Can Built-In Beverage Cooler - Stainless Steel
Insignia5.3 cu. ft. storage capacityStores up to 165 12-ounce cans giving you plenty of space to keep drinks cold.Up-front control buttonsMake it easy to a...
View full detailsInsignia - 5 Cu. Ft. Freestanding Electric Range - Stainless Steel
Insignia5.0 cu. ft. capacityLarge-capacity design lets you cook multiple meals at once.4-burner electric rangePrepare food on burners with a 6 in. (15.24 c...
View full detailsInsignia - 4.1 Cu. Ft. High Efficiency Top Load Washer - White
Insignia4.1 cu. ft. capacityLarge capacity results in fewer washes less time in the laundry room and more time for you.11 automatic washing programsInclude...
View full detailsInsignia - 115-Can Beverage Cooler - Stainless Steel
Insignia3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...
View full detailsInsignia - 48-Can Beverage Cooler - Stainless Steel
Insignia1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.