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  • Original price $863.99 - Original price $863.99
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    $863.99
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    Current price $863.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $863.99 - Original price $863.99
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    $863.99
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    Current price $863.99
  • Original price $735.99 - Original price $735.99
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    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $735.99 - Original price $735.99
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  • Original price $971.99 - Original price $971.99
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    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $971.99 - Original price $971.99
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    $971.99
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  • Original price $332.99 - Original price $332.99
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    $332.99
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    Insignia - 3.5 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Compact storageStore your favorite frozen snacks and entrees in a 3.5 cu. ft. capacity.Garage readyWorks in temperatures from 0 to 110F (-17.8 to 4...

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    Original price $332.99 - Original price $332.99
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  • Original price $388.99 - Original price $388.99
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    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer - Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $388.99 - Original price $388.99
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    Current price $388.99
  • Original price $381.99 - Original price $381.99
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    Insignia - 7.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    7 cu. ft. capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110F (-17.8 t...

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    Original price $381.99 - Original price $381.99
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    $381.99
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    Current price $381.99
  • Original price $621.99 - Original price $621.99
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    Insignia - 6.7 Cu. Ft. Electric Dryer - White

    Insignia

    6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.Manual dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick Dry Time Dry an...

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    Original price $621.99 - Original price $621.99
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  • Original price $703.99 - Original price $703.99
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    Insignia - 6.7 Cu. Ft. 12-Cycle Gas Dryer - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.12 sensor and manual drying cycles6...

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    Original price $703.99 - Original price $703.99
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  • Original price $594.99 - Original price $594.99
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    $594.99
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    Insignia - 6.7 Cu. Ft. 12-Cycle Electric Dryer - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.12 sensor and manual drying cycles6...

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    Original price $594.99 - Original price $594.99
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  • Original price $813.99 - Original price $813.99
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    Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge - Stainless Steel

    Insignia

    5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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    Original price $813.99 - Original price $813.99
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  • Original price $633.99 - Original price $633.99
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    Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

    Insignia

    5.3 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Up-front control buttonsMake it easy to adjust the internal tem...

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    Original price $633.99 - Original price $633.99
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  • Original price $799.99 - Original price $799.99
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    Insignia - 5 Cu. Ft. Freestanding Electric Range - Stainless Steel

    Insignia

    5.0 cu. ft. capacityLarge-capacity design lets you cook multiple meals at once.4-burner electric rangePrepare food on burners with a 6 in. (15.24 c...

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    Original price $799.99 - Original price $799.99
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    $799.99
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  • Original price $357.99 - Original price $357.99
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    $357.99
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    Insignia - 5.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110F ...

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    Original price $357.99 - Original price $357.99
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    $357.99
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  • Original price $443.99 - Original price $443.99
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    $443.99
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    Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer - Stainless Steel

    Insignia

    4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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    Original price $443.99 - Original price $443.99
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    $443.99
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  • Original price $467.99 - Original price $467.99
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    Insignia - 130-Can Beverage Cooler - Silver

    Insignia

    4.6 cu. ft. storage capacityCompact 130 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $467.99 - Original price $467.99
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  • Original price $592.99 - Original price $592.99
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    Insignia - 4.1 Cu. Ft. High Efficiency Top Load Washer - White

    Insignia

    4.1 cu. ft. capacityLarge capacity results in fewer washes less time in the laundry room and more time for you.11 automatic washing programsInclude...

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    Original price $592.99 - Original price $592.99
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  • Original price $410.99 - Original price $410.99
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    Insignia - 115-Can Beverage Cooler - Stainless Steel

    Insignia

    3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $410.99 - Original price $410.99
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    $410.99
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  • Original price $901.99 - Original price $901.99
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    $901.99
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    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $901.99 - Original price $901.99
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    $901.99
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  • Original price $753.99 - Original price $753.99
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    $753.99
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    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $753.99 - Original price $753.99
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    $753.99
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  • Original price $813.99 - Original price $813.99
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    $813.99
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    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $813.99 - Original price $813.99
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    $813.99
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    Current price $813.99
  • Original price $691.99 - Original price $691.99
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    $691.99
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    Current price $691.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $691.99 - Original price $691.99
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    $691.99
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  • Original price $669.99 - Original price $669.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $669.99 - Original price $669.99
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    $669.99
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  • Original price $557.99 - Original price $557.99
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    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $557.99 - Original price $557.99
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    $557.99
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  • Original price $138.99 - Original price $138.99
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    $138.99
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    Current price $138.99

    Insignia - 1.7 Cu. Ft. Mini Fridge - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $138.99 - Original price $138.99
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    $138.99
    $138.99 - $138.99
    Current price $138.99
  • Original price $198.99 - Original price $198.99
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    $198.99
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    Current price $198.99

    Insignia - 48-Can Beverage Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...

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    Original price $198.99 - Original price $198.99
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    $198.99
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    Current price $198.99
  • Original price $203.99 - Original price $203.99
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    $203.99
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    Current price $203.99

    Insignia - 14-Bottle Wine Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $203.99 - Original price $203.99
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    $203.99
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    Current price $203.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.