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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $634.99 - Original price $634.99
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Current price $634.99

Roborock - QR 798 Robot Vacuum and Mop with 10000 Pa Suction Power and Anti-Tangle Side Brush - White

Roborock

Multifunctional DockThe all-in-one multifunctional dock automates key maintenance tasks including auto drying mop self-washing auto dust emptying a...

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Original price $634.99 - Original price $634.99
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Original price $623.99 - Original price $623.99
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Panasonic - HomeCHEF Connect 4-in-1 Multi-Oven 1.2 Cu. Ft. Microwave Air Fry Convection Bake Broil with Genius Sensor Cooking - Silver

Panasonic

Connected cooking for fast delicious mealsSpend less time broiling your dinner and more time chilling with your family. The Panasonic NN-CV87KS is ...

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Original price $623.99 - Original price $623.99
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Original price $71.99 - Original price $71.99
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$71.99
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Utility Box for Ooni Modular Table (Medium) - Silver

Ooni

DesignAffixes to Ooni Modular Table for a convenient sleek and seamless storage solution Keeps chilled beers gloves and sauce handy while cooking M...

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Original price $71.99 - Original price $71.99
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$71.99
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Current price $71.99
Original price $199.99 - Original price $199.99
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$199.99
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Current price $199.99

Ninja - DualBrew Hot Iced Coffee Maker Single-Serve compatible with K-Cups 12-Cup Drip Coffee Maker - Black/Stainless Steel

Ninja

Faster BrewingBrew a coffee pod faster vs. Keurig K-Elite upon startup.Dual Coffee MakerGrounds and pods coffee system with 9 grounds brew sizes (S...

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Original price $199.99 - Original price $199.99
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$199.99
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Original price $395.99 - Original price $395.99
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$395.99
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Ninja - Swirl by CREAMi Soft Serve and Ice Cream Maker 13 One-Touch Program - Silver

Ninja

13 Versatile FunctionsCustomize flavor and choose classic scoop or soft serve. With 13 one-touch programs there’s a frozen treat for everyone.6 Sof...

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Original price $395.99 - Original price $395.99
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Original price $921.99 - Original price $921.99
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NewAir - 15 Built-in 29 Bottle Dual Zone Compressor Wine Fridge - Black Stainless Steel

Newair

Built-In or Stand-AloneThe quiet front-venting compressor system allows this compact beverage fridge to fit easily under standard kitchen counters....

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Original price $921.99 - Original price $921.99
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Original price $367.99 - Original price $367.99
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NewAir - Freestanding 23 Bottle Compressor Wine Fridge Adjustable Racks Exterior Digital Thermostat - Stainless Steel

Newair

Perfect Wine Every Time with Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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Original price $367.99 - Original price $367.99
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Original price $694.99 - Original price $694.99
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NewAir - Freestanding 43 Bottle Dual Zone Compressor Wine Fridge - Stainless Steel

Newair

Perfect Wine Every Time With Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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Original price $694.99 - Original price $694.99
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Original price $591.99 - Original price $591.99
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$591.99
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NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Ideal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...

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Original price $591.99 - Original price $591.99
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Original price $592.99 - Original price $592.99
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NewAir - Freestanding 33 Bottle Compressor Wine Fridge Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Quiet compressor coolingCirculates air evenly inside the fridge.Double Pane Glass DoorStrongly insulates your fridge so no cool air escapes and no ...

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Original price $592.99 - Original price $592.99
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Original price $1,944.99 - Original price $1,944.99
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Maytag - 24.5 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Maytag

Fingerprint-resistant stainless steel finishEasy-to-clean it helps prevent smudges and keeps your refrigerator looking as good on the outside as it...

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Original price $1,944.99 - Original price $1,944.99
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Original price $980.99 - Original price $980.99
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$980.99
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LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dB - Stainless Steel

LG

1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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Original price $980.99 - Original price $980.99
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Original price $2,367.99 - Original price $2,367.99
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LG - Standard-Depth MAX 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG

Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

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Original price $2,367.99 - Original price $2,367.99
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Original price $3,470.99 - Original price $3,470.99
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LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

LG

Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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Original price $3,470.99 - Original price $3,470.99
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Original price $3,142.99 - Original price $3,142.99
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LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with Tall Ice and Water Dispenser - Stainless Steel

LG

Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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Original price $3,142.99 - Original price $3,142.99
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Original price $2,609.99 - Original price $2,609.99
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LG - 30" Smart Built-In Electric Convection Combination Wall Oven with Microwave and Air Fry - Stainless Steel

LG

ThinQ Technology and ThinQ CareThinQ helps manage your LG smart appliances. Automatically reorder supplies based on actual usage. Start/stop progra...

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Original price $2,609.99 - Original price $2,609.99
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Original price $2,366.99 - Original price $2,366.99
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LG - Standard Depth MAX 24.5 Cu. Ft. Smart French Door Refrigerator with Dual Ice - Stainless Steel

LG

Standard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...

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Original price $2,366.99 - Original price $2,366.99
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Original price $2,708.99 - Original price $2,708.99
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LG - Counter-Depth MAX 24.5 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG

Counter-Depth MAX 24.5 cu. ft.Stock-up and store everything you need. With a cavernous 24.5 cubic feet of space this LG French Door Counter-Depth M...

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Original price $2,708.99 - Original price $2,708.99
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Original price $1,676.99 - Original price $1,676.99
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LG - 9.0 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - Black Steel

LG

9.0 cu. ft. Mega CapacityWhen it comes to laundry capacity big is good bigger is better but biggest is best. With 9.0 cu. ft. of mega capacity now ...

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Original price $1,676.99 - Original price $1,676.99
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Original price $1,090.99 - Original price $1,090.99
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LG - 5.3 Cu. Ft. High Efficiency Smart Top Load Washer with TurboWash3D Technology - Alpine White

LG

5.3 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...

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Original price $1,090.99 - Original price $1,090.99
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Original price $3,802.99 - Original price $3,802.99
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LG - 22.5 Cu. Ft. 4-Door French Door-in-Door Counter-Depth Smart Refrigerator with Craft Ice - Black Stainless Steel

LG

Large Capacity 22.5 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food wh...

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Original price $3,802.99 - Original price $3,802.99
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Original price $1,573.99 - Original price $1,573.99
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LG - 6.3 Cu. Ft. Smart Slide-in Electric Induction True Convection Range with EasyClean and Air Fry - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Control your oven remo...

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Original price $1,573.99 - Original price $1,573.99
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Original price $1,827.99 - Original price $1,827.99
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LG - 21.8 Cu. Ft. French Door Refrigerator with External Water Dispenser - Stainless Steel

LG

Contoured DoorsAlign perfectly with any stylish kitchen design.Electronic ControlsMake operation simple.Drawer DividerMakes it easy to organize fro...

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Original price $1,827.99 - Original price $1,827.99
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Original price $117.99 - Original price $117.99
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Lasko CT22360 - cooling fan/heater

Lasko

1500 Watts of comforting warmthTo thoroughly heat your room.Easy to use controlsThe front-facing controls are within easy reach and the digital dis...

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Original price $117.99 - Original price $117.99
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Original price $956.99 - Original price $956.99
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$956.99
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KitchenAid - 1.1 Cu. Ft. Microwave Hood with 1800-Watts Cooking Power - Stainless Steel Fingerprint Resistant

Kitchenaid

Low Profile DesignProvides a small sleek microwave with finishing that blends into cabinetry and strong features that are powerful enough to replac...

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Original price $956.99 - Original price $956.99
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Original price $938.99 - Original price $938.99
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KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - Black Stainless Steel

Kitchenaid

Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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Original price $938.99 - Original price $938.99
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Original price $2,812.99 - Original price $2,812.99
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KitchenAid - 19.4 Cu. Ft. Bottom-Freezer 4-Door French Door Refrigerator - Stainless Steel

Kitchenaid

4-Door DesignThis refrigerator has a modern aesthetic with sections to keep fresh and frozen ingredients organized and easy to locate. The side-by-...

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Original price $2,812.99 - Original price $2,812.99
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Original price $2,056.99 - Original price $2,056.99
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KitchenAid - 6.7 Cu. Ft. - Stainless Steel

Kitchenaid

5 cooktop elementsProvide 2000W of power for efficient cooking. A triple-ring burner lets you customize the element to accommodate your cookware.Ci...

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Original price $2,056.99 - Original price $2,056.99
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Original price $2,159.99 - Original price $2,159.99
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Current price $2,159.99

KitchenAid - 6.0 Cu. Ft. Self-Cleaning Free-Standing Double Oven Gas Convection Range - Stainless Steel

Kitchenaid

5 sealed cooktop burnersOffer between 5000 and 16000 BTUs of heat so you can simmer boil and more quickly and easily.Circulate air throughout the o...

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Original price $2,159.99 - Original price $2,159.99
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$2,159.99
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Current price $2,159.99
Original price $1,992.99 - Original price $1,992.99
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Current price $1,992.99

KitchenAid - 1.4 Cu. Ft. Built-In Microwave - Stainless Steel

Kitchenaid

1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Spacious 1.4 cu. ft. capacity offers p...

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Original price $1,992.99 - Original price $1,992.99
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Current price $1,992.99
Original price $2,493.99 - Original price $2,493.99
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KitchenAid -22 Cu Ft French Door Refrigerator w Interior Water Dispenser -Stainless Steel

Kitchenaid

ExtendFresh Temperature Management SystemSeparately monitors the temperatures in the refrigerator and freezer through a sensor located in each to h...

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Original price $2,493.99 - Original price $2,493.99
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Current price $2,493.99
Original price $1,607.99 - Original price $1,607.99
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KitchenAid - 36" Built-In Gas Cooktop - Stainless Steel

Kitchenaid

20000 BTU Professional Dual Ring Burner20000 BTU Professional Dual Ring Burner for simmering or boiling6000 BTU Even-Heat Simmer BurnerA diffuser p...

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Original price $1,607.99 - Original price $1,607.99
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Current price $1,607.99
Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99

Keurig - K-Cafe SMART Single-Serve Coffee Maker and Latte Machine with WiFi Compatibility - Black

Keurig

COFFEE LATTES CAPPUCCINOSBrew full-flavored coffee and make delicious coffeehouse beverages using any K-Cup pod.BrewIDWiFi enabled BrewID technolo...

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Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99
Original price $3,846.99 - Original price $3,846.99
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Current price $3,846.99

JURA - J8 twin Automatic Single Serve Coffee Maker and Espresso Machine - Black

Jura

Two P.A.G.3+ high-performance conical grindersThis compact machine has been designed to include two high-performance P.A.G.3+ conical grinders. In ...

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Original price $3,846.99 - Original price $3,846.99
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Current price $3,846.99
Original price $333.99 - Original price $333.99
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$333.99
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Current price $333.99

iRobot - Roomba 105 Vac Robot Vacuum - Black

iRobot

Devours Dirt with 70x More Power-lifting Suction3-Stage Cleaning includes 70X more power-lifting suction a Multi-Surface brush and Edge-Sweeping br...

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Original price $333.99 - Original price $333.99
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$333.99
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Current price $333.99
Original price $872.99 - Original price $872.99
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$872.99
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Current price $872.99

iRobot - Roomba Plus 405 Combo Robot Vacuum Mop + AutoWash Dock - Black

iRobot

Strong Suction. Serious Mopping.Devours messes from crumbs to pawprints with 70x more suction DualClean Mop Pads SmartScrub a multi-surface rubber ...

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Original price $872.99 - Original price $872.99
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Current price $872.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.