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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $885.99 - Original price $885.99
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Current price $885.99

Samsung - 7.5 Cu. Ft. Stackable Electric Dryer with Sensor Dry - White

Samsung

Reversible Dryer DoorChoose the direction of the dryer door to suit your home’s layout.Lint Filter IndicatorProvides a helpful reminder when it’s t...

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Original price $885.99 - Original price $885.99
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Current price $885.99
Original price $309.99 - Original price $309.99
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$309.99
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Current price $309.99

Shark - Cordless Pet Plus Stick Vacuum with Anti-Allergen Complete Seal PowerFins Self-Cleaning Brushroll - Blue

Shark

Removable BatteryTake on your whole home with up to 40 minutes of runtime (measured at the hand vac in standard mode).PowerFinsFlexible silicone fi...

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Original price $309.99 - Original price $309.99
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$309.99
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Current price $309.99
Original price $754.99 - Original price $754.99
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$754.99
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LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with QuadWash and 50 dba - Stainless Steel

LG

QuadWashLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Multi-Motion ar...

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Original price $754.99 - Original price $754.99
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Current price $754.99
Original price $1,872.99 - Original price $1,872.99
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Jura - E6 Espresso Machine with Easy Cappuccino Function - Piano White

Jura

Programmable coffeesInclude cappuccino two coffees coffee two espressos espresso milk foam and hot water.AromaG3 grinderEnsures that the coffee is ...

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Original price $1,872.99 - Original price $1,872.99
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Original price $765.99 - Original price $765.99
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$765.99
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SPT - 15" 12-Lb. Freestanding Icemaker - Stainless Steel

SPT

Produces up to 12 lbs. of crescent-shaped ice dailyAnd stores up to 6 lbs. to ensure you have ice on hand.Auto shutoffStops ice production when the...

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Original price $765.99 - Original price $765.99
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Original price $3,592.99 - Original price $3,592.99
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Current price $3,592.99

KitchenAid - 22.6 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Stainless Steel

Kitchenaid

PrintShield finishResists smudges and fingerprints. The specialized coating for stainless steel is easy to clean with just water and a soft cloth s...

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Original price $3,592.99 - Original price $3,592.99
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Original price $4,136.99 - Original price $4,136.99
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KitchenAid - 25.8 Cu. Ft. 5-Door French Door Refrigerator - Stainless Steel

Kitchenaid

Preserve food's freshnessPreserva dual-temperature management system lets you independently control fresh and freezer compartments. FreshFlow air f...

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Original price $4,136.99 - Original price $4,136.99
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Original price $4,583.99 - Original price $4,583.99
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KitchenAid - 23.8 Cu. Ft. French Door Counter-Depth Refrigerator - Stainless Steel

Kitchenaid

Preserva Food Care SystemProvides the height of food preservation with two independent cooling systems plus a Produce Preserver to help keep food a...

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Original price $4,583.99 - Original price $4,583.99
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Original price $322.99 - Original price $322.99
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$322.99
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Shark - Rotator with PowerFins HairPro and Odor Neutralizer Technology Upright Vacuum - Charcoal

Shark

Powerfins HairproActively grips captures stubborn long hair short hair and pet hair on carpets floors.Self-Cleaning BrushrollFor powerful pet hai...

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Original price $322.99 - Original price $322.99
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Original price $267.99 - Original price $267.99
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$267.99
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KSMPRA Pasta Roller Attachments for Most KitchenAid Stand Mixers - Stainless Steel

Panasonic

Powered by your KitchenAid Stand MixerTo make quick and easy work of fresh homemade pasta in your kitchen using the 3-Piece Pasta Roller Cutter Se...

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Original price $267.99 - Original price $267.99
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Original price $1,063.99 - Original price $1,063.99
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Frigidaire - 20.0 Cu. Ft. Upright Freezer - White

Frigidaire

This Frigidaire 20 cubic foot upright freezer includes a superior tight seal that locks in cold air keeping food frozen for two days if there is a ...

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Original price $1,063.99 - Original price $1,063.99
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Original price $3,067.99 - Original price $3,067.99
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KitchenAid - 27 Cu. Ft. French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Kitchenaid

Platinum Colored Interior with Metallic AccentsAdds style inside the refrigerator to complement the quality ingredients you keep on hand. Sleek sil...

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Original price $3,067.99 - Original price $3,067.99
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Original price $1,395.99 - Original price $1,395.99
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Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Pet Care Dry - Brushed Navy

Samsung

Pet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...

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Original price $1,395.99 - Original price $1,395.99
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Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99

Ninja - Foodi Smoothie Bowl Maker and Nutrient Extractor 1200WP smartTORQUE 4 Auto-iQ Presets - Silver

Euro-Pro

Now make spoon-thick smoothie bowls14-oz. Smoothie Bowl Maker with built-in tamper powers through frozen foods with less liquid for perfectly thick...

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Original price $120.99 - Original price $120.99
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Original price $2,711.99 - Original price $2,711.99
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Maytag - 30" Built-In Electric Convection Double Wall Oven with Air Fry - Stainless Steel

Maytag

No-Preheat Air FryThere's no need to preheat the Air Fry option when you want to start cooking.Dishwasher-safe Air Fry BasketThe Air Fry basket is ...

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Original price $2,711.99 - Original price $2,711.99
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Original price $1,982.99 - Original price $1,982.99
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Maytag - 30" Built-In Single Electric Convection Wall Oven with Air Fry - Stainless Steel

Maytag

No-Preheat Air FryStrapped for time No-Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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Original price $1,982.99 - Original price $1,982.99
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Original price $83.99 - Original price $83.99
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Ooni - Pizza Turning Peel - silver

Ooni

NONSTICK EFFECTDurable anodized aluminum surface has a nonstick effect for sliding right under pizzas.

Original price $83.99 - Original price $83.99
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Original price $164.99 - Original price $164.99
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Ninja - Detect Power Blender Pro with BlendSense Technology + 72oz. Pitcher - Silver

Ninja

Ninja Total Crushing Power1800 peak watt motor base that powers through the toughest of ingredients.BlendSense TechnologyBlendSense Technology acti...

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Original price $164.99 - Original price $164.99
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Original price $77.99 - Original price $77.99
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Ninja - Blast 18 oz. Portable Blender - Denim Blue

Euro-Pro

Ninja Blending AnywhereBlast through frozen ingredients with Ninja’s best portable blending power. Make perfectly smooth drinks anywhere you go.Eas...

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Original price $77.99 - Original price $77.99
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Current price $77.99
Original price $961.99 - Original price $961.99
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Current price $961.99

Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

Frigidaire

The Frigidaire 20 cubic foot top freezer refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features t...

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Original price $961.99 - Original price $961.99
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Original price $929.99 - Original price $929.99
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Current price $929.99

Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - Black

Frigidaire

The Frigidaire 20 cubic foot top freezer refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features t...

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Original price $929.99 - Original price $929.99
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Original price $913.99 - Original price $913.99
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Whirlpool - 7.0 Cu. Ft. Electric Dryer with Steam and Moisture Sensing - White

Whirlpool

Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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Original price $913.99 - Original price $913.99
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Original price $2,069.99 - Original price $2,069.99
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LG - 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Water Dispenser - Stainless Steel

LG

Make ice without making iceOur built-in icemaker automatically makes ice cubes so that you always have ice on hand for those hot summer days or whe...

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Original price $2,069.99 - Original price $2,069.99
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Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99

Ooni - Perforated Pizza Peel (14-inch) - silver

Ooni

LIGHTWEIGHTWeighing only 21.5 ounces you can retrieve your pizzas with ease.CORROSION RESISTANTA super-sleek hard anodized coating provides increa...

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Original price $95.99 - Original price $95.99
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Original price $380.99 - Original price $380.99
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$380.99
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Current price $380.99

Shark - Matrix Self-Emptying Robot Vacuum with Precision Home Mapping and Extended Runtime Wi-Fi Connected - Black

Shark

Leaves No Spots MissedWith Matrix Clean the robot vacuum cleans using a precision grid taking multiple passes over dirt and debris for deep cleanin...

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Original price $380.99 - Original price $380.99
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$380.99
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Current price $380.99
Original price $789.99 - Original price $789.99
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Current price $789.99

Amana - 5.1 Cu. Ft. Freestanding Gas Range with Bake Assist Temps - Stainless Steel

Amana

Large Oven Capacity5.1 Cu Ft Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatile ...

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Original price $789.99 - Original price $789.99
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Original price $1,493.99 - Original price $1,493.99
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Current price $1,493.99

Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Black Stainless Steel

Samsung

Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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Original price $1,493.99 - Original price $1,493.99
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Original price $1,384.99 - Original price $1,384.99
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$1,384.99
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Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Stainless Steel

Samsung

Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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Original price $1,384.99 - Original price $1,384.99
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$1,384.99
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Current price $1,384.99
Original price $1,907.99 - Original price $1,907.99
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Current price $1,907.99

LG - 25.5 Cu. Ft. Bottom-Freezer Refrigerator with Ice Maker - Stainless Steel

LG

Large capacity 26 cu. ft. (bottom mount)Stock up and store everything you need. With a cavernous 26 cu. ft. of space this LG bottom mount refrigera...

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Original price $1,907.99 - Original price $1,907.99
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$1,907.99
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Current price $1,907.99
Original price $1,102.99 - Original price $1,102.99
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$1,102.99
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Current price $1,102.99

LG - 23.8 Cu. Ft. Top Freezer Refrigerator with Internal Water Dispenser - Stainless Steel

LG

Large Capacity 23.8 cu ft. (Top Mount)Stock-up and store everything you need. With a cavernous 23.8 cubic feet of space this LG top mount refrigera...

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Original price $1,102.99 - Original price $1,102.99
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$1,102.99
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Current price $1,102.99
Original price $920.99 - Original price $920.99
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$920.99
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Current price $920.99

Samsung - 4.5 Cu. Ft. High Efficiency Stackable Smart Front Load Washer with Vibration Reduction Technology+ - White

Samsung

Large 4.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Vibration Reduction Technology+Do your ...

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Original price $920.99 - Original price $920.99
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$920.99
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Current price $920.99
Original price $522.99 - Original price $522.99
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$522.99
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Current price $522.99

KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Contour Silver

Kitchenaid

Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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Original price $522.99 - Original price $522.99
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$522.99
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Current price $522.99
Original price $513.99 - Original price $513.99
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$513.99
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Current price $513.99

KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Empire Red

Kitchenaid

Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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Original price $513.99 - Original price $513.99
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$513.99
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Current price $513.99
Original price $1,720.99 - Original price $1,720.99
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Current price $1,720.99

Whirlpool - 28.4 Cu. Ft. Side-by-Side Refrigerator with In-Door-Ice Storage - Stainless Steel

Whirlpool

In-Door-Ice StorageGet an extra full shelf with an ice bin that's moved to the doorFingerprint resistant stainless steel doorAligns perfectly with ...

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Original price $1,720.99 - Original price $1,720.99
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Current price $1,720.99
Original price $280.99 - Original price $280.99
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$280.99
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Current price $280.99

Nespresso - Vertuo Next Premium by Breville with Aeroccino3 - Classic Black

Nespresso

IMPOSSIBLY GOOD QUALITYOnly Vertuo machine that brews 6 sizes coffee (5 oz 8 oz and 14oz) Espresso (single and double). New pour-over style caraff...

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Original price $280.99 - Original price $280.99
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$280.99
$280.99 - $280.99
Current price $280.99
Original price $314.99 - Original price $314.99
Original price
$314.99
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Current price $314.99

Shark - Pet Cordless Stick Vacuum with XL Dust Cup LED Headlights - Blue Iris

Euro-Pro

Hypervelocity SuctionProvides incredible cleaning performance for everyday messes and high-traffic areas.Up to 40 Minutes of RuntimeMeasured at the...

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Original price $314.99 - Original price $314.99
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$314.99
$314.99 - $314.99
Current price $314.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.