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Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $457.99 - Original price $457.99
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BISSELL - Revolution Hydrosteam Pet Corded Upright Deep Cleaner - Titanium/Copper Harbor

Bissell

Hydrosteam TechnologyThe only carpet cleaner with the power of Hydrosteam Technology2X better cleaningwash remove embedded dirt stains and allerge...

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Original price $457.99 - Original price $457.99
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Current price $457.99
Original price $947.99 - Original price $947.99
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Whirlpool - 17.7 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

Whirlpool

Humidity-Controlled CrispersIncludes 2 crisper drawers that can help extend the life of fresh fruits and vegetables reducing waste.Electronic Tempe...

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Original price $947.99 - Original price $947.99
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Original price $126.99 - Original price $126.99
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Cuisinart - PerfectTemp 14 Cup Coffeemaker - Silver

Cuisinart

Hotter CoffeeHotter Coffee with expert coffee-making technology to ensure hotter coffee temperature without sacrificing flavor or qualityBrew Stren...

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Original price $126.99 - Original price $126.99
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$126.99
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Original price $240.99 - Original price $240.99
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$240.99
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Ninja - Mega Kitchen System 72-Oz. Blender - Black

Ninja

High-volume 72-oz. blender capacityAlso includes a 64-oz. round bowl that doubles as a food processor and two 16-oz. single serving blender cups wi...

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Original price $240.99 - Original price $240.99
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Original price $2,463.99 - Original price $2,463.99
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LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Black Steel

LG

Go big to save time and get more doneFit more clothes in every load and power through laundry day in less time. With 4.5 cu. ft. in the washer and ...

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Original price $2,463.99 - Original price $2,463.99
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Original price $1,220.99 - Original price $1,220.99
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Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

Whirlpool

Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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Original price $1,220.99 - Original price $1,220.99
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Original price $951.99 - Original price $951.99
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Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - White

Whirlpool

FreshFlow keeps food odors at bay and helps preserve produceActive air circulation removes smells from your refrigerator while a produce-preserver ...

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Original price $951.99 - Original price $951.99
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Original price $129.99 - Original price $129.99
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$129.99
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Ooni - Karu 12 Gas Burner - Silver

Ooni

Flame performanceDual Venturi Gas burner with shaping caps for increased flame performanceLower temperaturesLow power valve added to cook at lower ...

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Original price $129.99 - Original price $129.99
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Original price $1,512.99 - Original price $1,512.99
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GE - 25.1 Cu. Ft. Side-By-Side Refrigerator with External Ice Water Dispenser - Stainless Steel

GE

Fingerprint-resistant stainless steelHelps reduce smudges for an everyday nice appearance.Color-match dispenserCreate a seamless look with a dispen...

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Original price $1,512.99 - Original price $1,512.99
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Original price $1,471.99 - Original price $1,471.99
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Whirlpool - 24.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Whirlpool

Fingerprint-resistant finishResists fingerprints and smudges with steel that easily wipes clean.Electronic temperature controlsChoose the ideal tem...

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Original price $1,471.99 - Original price $1,471.99
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Original price $1,346.99 - Original price $1,346.99
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Samsung - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Super Speed Wash - Brushed Black

Samsung

Extra-Large 5.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Wi-Fi Connectivity with SmartThin...

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Original price $1,346.99 - Original price $1,346.99
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Original price $1,063.99 - Original price $1,063.99
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Samsung - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Ivory

Samsung

Extra-Large 5.0 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Super Speed WashWash a full load ...

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Original price $1,063.99 - Original price $1,063.99
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Samsung - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Brushed Black

Samsung

Extra-Large 5.0 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Super Speed WashWash a full load ...

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Original price $1,063.99 - Original price $1,063.99
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Original price $100.99 - Original price $100.99
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$100.99
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Traeger Grills - Folding Front Shelf- Ironwood 885/ Pro780 - Black

Traeger Grills

Extra WorkspaceUse it for prepping plating resting meat more.Convenient Folding ActionFolds down when not in use.Steel ConstructionEnsures long-la...

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Original price $100.99 - Original price $100.99
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$100.99
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Original price $1,123.99 - Original price $1,123.99
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Maytag - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Extra Power Button - White

Maytag

Extra Power buttonThe Extra Power button boosts drying power on any cycle by extending time heat and tumbling. One push helps prevent underdrying b...

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Original price $1,123.99 - Original price $1,123.99
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Original price $233.99 - Original price $233.99
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$233.99
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Current price $233.99

BISSELL - Little Green HydroSteam Pet Corded Portable Deep Cleaner - Titanium with Copper Harbor accents

Bissell

Every Purchase Saves PetsBISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Cleans up to 50 better with Hyd...

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Original price $233.99 - Original price $233.99
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Original price $204.99 - Original price $204.99
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BISSELL - Little Green Pet Pro Corded Deep Cleaner - Cobalt Blue/Titanium

Bissell

Every Purchase Saves Pets.BISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Our Most Powerful Portable Spo...

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Original price $204.99 - Original price $204.99
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Original price $285.99 - Original price $285.99
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BISSELL - CleanView Allergen Lift-Off Pet Vacuum - Black/ Electric Green

Bissell

Every Purchase Saves Pets.BISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Lift-Off Technology.Clean pet ...

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Original price $285.99 - Original price $285.99
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Original price $106.99 - Original price $106.99
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BISSELL - Pet Hair Eraser Lithium Ion Hand Vacuum - GrapeVine Purple Black Accents

Bissell

Every BISSELL Purchase helps save petsBISSELL proudly supports the BISSELL Pet Foundation and its mission to help save homeless pets.BISSELL Pet Ha...

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Original price $106.99 - Original price $106.99
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Original price $800.99 - Original price $800.99
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Current price $800.99

Frigidaire - 13.9 Cu. Ft. Top-Freezer Refrigerator - Brushed Steel

Frigidaire

Keep your food and beverages fresh with this 13.9-cu. ft. Frigidaire top-freezer refrigerator. The removable shelves crisper drawer and door bins h...

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Original price $800.99 - Original price $800.99
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$800.99
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Current price $800.99
Original price $1,566.99 - Original price $1,566.99
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Current price $1,566.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator - Black

Frigidaire

This Frigidaire 33" Side-by-side refrigerator offers our EvenTemp Cooling System which reacts quickly to temperature fluctuations and constantly ci...

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Original price $1,566.99 - Original price $1,566.99
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Original price $1,542.99 - Original price $1,542.99
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Frigidaire - 22.3 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that reacts quickly to temperature fluctuation...

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Original price $1,542.99 - Original price $1,542.99
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Original price $623.99 - Original price $623.99
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Breville - the Barista Express Espresso Machine with 15 bars of pressure Milk Frother and intergrated grinder - Stainless Steel

Breville

Espresso maker with a 15-bar Italian pump lets you prepare tasty beveragesA pressure gauge efficiently monitors extraction pressure for optimal res...

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Original price $623.99 - Original price $623.99
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Original price $233.99 - Original price $233.99
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$233.99
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Current price $233.99

Keurig - K-Elite Single Serve K-Cup Pod Coffee Maker - Brushed Silver

Keurig

Ensure you don't leave the coffee machine onAuto shut-off promotes safe operation.Water filtrationEnsures optimal flavor.Brew the perfect cupStreng...

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Original price $233.99 - Original price $233.99
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Original price $610.99 - Original price $610.99
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Breville - the Joule 1.0 Cubic Ft Oven Air Fryer Pro - Black Stainless Steel

Breville

Enjoy the confidence of cooking with Breville+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your ...

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Original price $610.99 - Original price $610.99
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$610.99
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Original price $702.99 - Original price $702.99
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Keystone - 8000 BTU 115V Through-the-Wall Air Conditioner with Follow Me LCD Remote Control - White

Keystone

energy efficient-RATED COOLINGWith a 10. 6 energy efficiency ratio (EER) this 8 000 BTU through the wall air conditioner can effectively cool rooms...

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Original price $702.99 - Original price $702.99
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Original price $57.99 - Original price $57.99
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Honeywell - UberHeat Plus Ceramic Heater - White

HONEYWELL SECURITY

Electronic controls with 2 comfort and 4 thermostat settingsLets you choose how warm to keep the roomAuto-off timer2 4 8 hour options for preset ...

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Original price $57.99 - Original price $57.99
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Original price $913.99 - Original price $913.99
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Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - White

Frigidaire

Keep your food items at their optimum storage temperatures in this 18.3-cu. ft. Frigidaire top-freezer refrigerator. The gallon door bins adjustabl...

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Original price $913.99 - Original price $913.99
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Original price $1,000.99 - Original price $1,000.99
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GE - 5.0 Cu. Ft. Freestanding Gas Range - Stainless Steel

GE

Edge-to-edge cooktopA large cooking surface gives you extra room for pots and pans of all sizes and lets cookware move easily from burner to burner...

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Original price $1,000.99 - Original price $1,000.99
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Original price $651.99 - Original price $651.99
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$651.99
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LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with SenseClean and 52 dBA - Stainless Steel Look

LG

Dynamic DryDrying clean dishes by hand just to be able to unload the dishwasher is a huge time suck—but not anymore. LG's Dynamic Dry technology us...

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Original price $651.99 - Original price $651.99
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$651.99
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Current price $651.99
Original price $346.99 - Original price $346.99
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$346.99
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Current price $346.99

Shark - Vertex DuoClean PowerFin Upright Vacuum with Powered Lift-Away and Self-Cleaning Brushroll - Rose Gold

Shark

DuoClean PowerFinsA PowerFin roller and a soft roller combine on all floors. Continuous cleaning contact to dig deep into carpets directly engage f...

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Original price $346.99 - Original price $346.99
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$346.99
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Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99

ThermoPro - Dual Probe Wireless Meat Thermometer - Red

ThermoPro

Dual probesDual probes allow you to monitor food temperature for extended periods of time. Great for BBQing smoking grilling deep-frying homebrewin...

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Original price $76.99 - Original price $76.99
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$76.99
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Original price $252.99 - Original price $252.99
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$252.99
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Current price $252.99

iRobot Roomba Combo i5 Robot Vacuum and Mop - Woven Neutral

iRobot

Double the clean with one machine.The Roomba Combo i5 robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-floo...

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Original price $252.99 - Original price $252.99
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$252.99
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Current price $252.99
Original price $810.99 - Original price $810.99
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$810.99
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Current price $810.99

Maytag - 4.5 Cu. Ft. High Efficiency Top Load Washer with Deep Fill - White

Maytag

Deep Fill OptionGet more water when you want it with the Deep Fill option. Choose from multiple water levels to saturate loads loosen stains and he...

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Original price $810.99 - Original price $810.99
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$810.99
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Current price $810.99
Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99

Breville - the Smart Oven Air Fryer - Brushed Stainless Steel

Breville

DEDICATED AIR FRY SETTINGWhy buy a stand alone air fryer when the Smart Oven Air Fryer can turn out guilt-free french fries chicken wings family fa...

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Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99
Original price $2,361.99 - Original price $2,361.99
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Current price $2,361.99

Frigidaire - Gallery 27.8 Cu. Ft. French Door Refrigerator - Stainless Steel

Frigidaire

This Frigidaire Gallery French door refrigerator offers a freshness system that maintains the taste and texture of even your most delicate foods. O...

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Original price $2,361.99 - Original price $2,361.99
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$2,361.99
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Current price $2,361.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.