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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99

Frigidaire - Gallery 25.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Frigidaire

CrispSeal Plus CrisperHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh with a seal that blocks out dry air plus an ad...

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Original price $1,694.99 - Original price $1,694.99
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$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99
Original price $1,706.99 - Original price $1,706.99
Original price
$1,706.99
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Current price $1,706.99

Frigidaire - Gallery 22.3 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Silver

Frigidaire

CrispSeal Plus Crisper TechnologyHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh plus an added filter reduces the ga...

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Original price $1,706.99 - Original price $1,706.99
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Current price $1,706.99
Original price $1,667.99 - Original price $1,667.99
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$1,667.99
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Current price $1,667.99

Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel

Samsung

Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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Original price $1,667.99 - Original price $1,667.99
Original price
$1,667.99
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Current price $1,667.99
Original price $1,746.99 - Original price $1,746.99
Original price
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Current price $1,746.99

Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Black Stainless Steel

Samsung

Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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Original price $1,746.99 - Original price $1,746.99
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$1,746.99
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Current price $1,746.99
Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99

Traeger Grills - Pellet Sensor - Black

Traeger Grills

Compatible with Pro 575 780 and Ironwood 650 885 grillsMounts directly into hopperAutomatically integrates with WiFIRELED lightMounting hardware ...

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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99
Original price $3,233.99 - Original price $3,233.99
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Current price $3,233.99

Samsung - BESPOKE 30 cu. ft 3-Door French Door Smart Refrigerator with Family Hub - Gray Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,233.99 - Original price $3,233.99
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Original price $4,217.99 - Original price $4,217.99
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Current price $4,217.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Family Hub - Matte Black Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $4,217.99 - Original price $4,217.99
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Current price $4,217.99
Original price $2,135.99 - Original price $2,135.99
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$2,135.99
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Current price $2,135.99

Samsung - BESPOKE 30 cu. ft. 3-Door French Door Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,135.99 - Original price $2,135.99
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$2,135.99
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Original price $3,123.99 - Original price $3,123.99
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$3,123.99
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Current price $3,123.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,123.99 - Original price $3,123.99
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$3,123.99
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Current price $3,123.99
Original price $2,960.99 - Original price $2,960.99
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$2,960.99
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Current price $2,960.99

Samsung - BESPOKE 24 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,960.99 - Original price $2,960.99
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$2,960.99
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Current price $2,960.99
Original price $2,265.99 - Original price $2,265.99
Original price
$2,265.99
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Current price $2,265.99

Samsung - BESPOKE 30 cu. ft. 3-Door French Door Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,265.99 - Original price $2,265.99
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$2,265.99
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Current price $2,265.99
Original price $2,167.99 - Original price $2,167.99
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Current price $2,167.99

Samsung - BESPOKE 30 cu. ft. 3-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,167.99 - Original price $2,167.99
Original price
$2,167.99
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Current price $2,167.99
Original price $2,279.99 - Original price $2,279.99
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$2,279.99
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Current price $2,279.99

Samsung - BESPOKE 24 cu. ft. French Door Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,279.99 - Original price $2,279.99
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Current price $2,279.99
Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99

Breville - the Juice Fountain Cold Plus - Brushed Stainless Steel

Breville

Cold Spin TechnologyCold Spin Technology allows juice to flow up and through the stainless steel cutting disc surrounded by an Italian-made mesh fi...

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Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99
Original price $338.99 - Original price $338.99
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$338.99
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Current price $338.99

Cuisinart - CoffeeCenter 12-Cup Coffee Maker Barista Bar 4-In-1 Coffeemaker - Black

Cuisinart

CoffeeDrip CoffeeCarafe12-cup glass carafeAutomaticFully automatic with 24-hour programmability. Adjustable keep warm and auto shut off (0-4 hours...

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Original price $338.99 - Original price $338.99
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Current price $338.99
Original price $569.99 - Original price $569.99
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Current price $569.99

Shark - Stratos MultiFLEX Cordless Stick Vacuum with Clean Sense IQ and Odor Neutralizer DuoClean Powerfins HairPro - Ash Purple

Shark

Clean Sense IQInfrared sensor technology detects the dirt you can’t see and automatically increases power giving you up to 50 better dirt pickup. T...

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Original price $569.99 - Original price $569.99
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Original price $1,591.99 - Original price $1,591.99
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Current price $1,591.99

Samsung - 22 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with All-Around Cooling - Stainless Steel

Samsung

Built-in look with counter depthProvides a seamless fit.The smooth and streamlined exterior design features beautiful flat doors a minimal display ...

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Original price $1,591.99 - Original price $1,591.99
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Original price $514.99 - Original price $514.99
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Current price $514.99

KitchenAid - Artisan Series 5 Quart Tilt-Head Stand Mixer - KSM150PSER - Empire Red

Panasonic

Built to take it all onwith the durable and built-to-last metal construction and 59 touchpoints around the mixer bowl for great mixing results.5 Qu...

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Original price $514.99 - Original price $514.99
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Original price $182.99 - Original price $182.99
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$182.99
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Current price $182.99

Keurig - K-Select Single-Serve K-Cup Pod Coffee Maker - Matte Black

Keurig

BREWS MULTIPLE CUP SIZES(6 8 10 12 oz.). Enjoy the most popular cup sizes all with QUIET BREW TECHNOLOGY minimizing noise during use.STRONG BREWKic...

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Original price $182.99 - Original price $182.99
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$182.99
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Current price $182.99
Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99

Keurig - K-Iced Single Serve K-Cup Pod Coffee Maker - Gray

Keurig

BREW OVER ICEAutomatically adjusts brew temperature — starting hotter to help extract full flavor then cooling down for less ice melt.STRONG BREWBr...

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Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99
Original price $1,736.99 - Original price $1,736.99
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Current price $1,736.99

Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - White Glass

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,736.99 - Original price $1,736.99
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Current price $1,736.99
Original price $1,393.99 - Original price $1,393.99
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Current price $1,393.99

Samsung - BESPOKE 5.3 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI OptiWash - Brushed Navy

Samsung

Bespoke design intelligent washLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choos...

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Original price $1,393.99 - Original price $1,393.99
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$1,393.99
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Current price $1,393.99
Original price $1,279.99 - Original price $1,279.99
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$1,279.99
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Current price $1,279.99

Samsung - BESPOKE 5.3 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Brushed Black

Samsung

Bespoke design intelligent washLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choos...

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Original price $1,279.99 - Original price $1,279.99
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$1,279.99
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Current price $1,279.99
Original price $1,589.99 - Original price $1,589.99
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Current price $1,589.99

Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Electric Dryer with Steam and Super Speed Dry - Silver Steel

Samsung

Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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Original price $1,589.99 - Original price $1,589.99
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Current price $1,589.99
Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99

Samsung - 1.6 cu. ft. Over-the-Range Microwave with Auto Cook - Stainless Steel

Samsung

Auto CookNo more guesswork as to how long to microwave a dish. Just enter the food and weight and the pre-programmed setting will cook it perfectly...

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Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99
Original price $446.99 - Original price $446.99
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$446.99
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Current price $446.99

Frigidaire - 4.5 Cu. Ft. Mini Fridge - Silver

Frigidaire

Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Organize contents with easeI...

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Original price $446.99 - Original price $446.99
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$446.99
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Current price $446.99
Original price $1,219.99 - Original price $1,219.99
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$1,219.99
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Current price $1,219.99

Whirlpool - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

Whirlpool

Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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Original price $1,219.99 - Original price $1,219.99
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$1,219.99
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Current price $1,219.99
Original price $1,328.99 - Original price $1,328.99
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$1,328.99
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Current price $1,328.99

Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

Whirlpool

Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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Original price $1,328.99 - Original price $1,328.99
Original price
$1,328.99
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Current price $1,328.99
Original price $1,927.99 - Original price $1,927.99
Original price
$1,927.99
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Current price $1,927.99

Whirlpool - 19.7 Cu. Ft. French Door Refrigerator - Stainless Steel

Whirlpool

Adjustable gallon door binsMove these adjustable bins anywhere in the door for increased loading flexibility when and where you need it.Fingerprint...

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Original price $1,927.99 - Original price $1,927.99
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$1,927.99
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Current price $1,927.99
Original price $911.99 - Original price $911.99
Original price
$911.99
$911.99 - $911.99
Current price $911.99

Samsung - 4.0 Cu. Ft. High-Efficiency Top Load Washer with ActiveWave Agitator - White

Samsung

ActiveWave AgitatorSamsung's ActiveWave Agitator is designed to reduce noise vibration and tangling while delivering powerful cleaning.Large 4.0 cu...

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Original price $911.99 - Original price $911.99
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$911.99
$911.99 - $911.99
Current price $911.99
Original price $1,566.99 - Original price $1,566.99
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$1,566.99
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Current price $1,566.99

LG - 9.0 Cu. Ft. Stackable Smart Electric Dryer with Steam and Built-In Intelligence - Black Steel

LG

9.0 cu. ft. Mega CapacityWhen it comes to laundry capacity big is good bigger is better but biggest is best. With 9.0 cu. ft. of mega capacity now ...

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Original price $1,566.99 - Original price $1,566.99
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$1,566.99
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Current price $1,566.99
Original price $458.99 - Original price $458.99
Original price
$458.99
$458.99 - $458.99
Current price $458.99

Ninja - Woodfire Pizza Oven 8-in-1 Outdoor Oven 5 Pizza Settings 700F Smoker Woodfire Technology Electric - Terracotta Red

Ninja

8-In-1 FunctionalityDo more outdoors and turn any space into an outdoor kitchen; Pizza Max Roast Specialty Roast Broil Bake Smoker Dehydrate and Ke...

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Original price $458.99 - Original price $458.99
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$458.99
$458.99 - $458.99
Current price $458.99
Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

Danby - DAC080B5WDB 350 Sq. Ft. 8000 BTU Window Air Conditioner - White

Danby

8000 BTU window air conditionerQuickly cools spaces up to 350 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R41...

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Original price $349.99 - Original price $349.99
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$349.99
$349.99 - $349.99
Current price $349.99
Original price $534.99 - Original price $534.99
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$534.99
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Current price $534.99

Danby - DAC080B8IWDB-6 350 Sq. Ft. 8000 BTU Window Air Conditioner - White

Danby

8000 BTU window air conditionerQuickly cools spaces up to 350 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R41...

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Original price $534.99 - Original price $534.99
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$534.99
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Current price $534.99
Original price $321.99 - Original price $321.99
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$321.99
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Current price $321.99

Danby - DPA050E2BDB-6 150 Sq. Ft. 3-in-1 Portable Air Conditioner 7500 BTU - Black

Danby

7500 BTU (5000 SACC) Portable air conditionerCools spaces up to 150 square feet.Convenient 3-in-1 designAir conditioner fan and dehumidifier.R32 Re...

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Original price $321.99 - Original price $321.99
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$321.99
$321.99 - $321.99
Current price $321.99
Original price $1,037.99 - Original price $1,037.99
Original price
$1,037.99
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Current price $1,037.99

LG - 7.4 Cu. Ft. Stackable Gas Dryer with FlowSense - White

LG

7.4 cu. ft. ultralarge capacitySave time with ultralarge capacity that fits more clothes in every load.Sensor DryWith Sensor Dry the dryer can dete...

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Original price $1,037.99 - Original price $1,037.99
Original price
$1,037.99
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Current price $1,037.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.