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  • Original price $188.99 - Original price $188.99
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    Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel

    Whirlpool

    270 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.2 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $188.99 - Original price $188.99
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  • Original price $2,437.99 - Original price $2,437.99
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    GE - 27.7 Cu. Ft. French Door Refrigerator with Space Saving Ice Maker - Stainless Steel

    GE

    Fingerprint-resistant stainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Space-saving icemakerLocated on t...

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    Original price $2,437.99 - Original price $2,437.99
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  • Original price $499.99 - Original price $499.99
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    NewAir - 126 Can Freestanding Beverage Fridge with 7 Temperature Settings and Adjustable Shelves - Onyx Black

    Newair

    Roomy designHolds 126 beverage cans.Removable storage racksCreate space for cans bottles and more.Set-and-forget thermostatComes with 7 custom sett...

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    Original price $499.99 - Original price $499.99
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  • Original price $317.99 - Original price $317.99
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    Danby - 95-Can Beverage Cooler - Stainless Steel

    Danby

    2.6 cu. ft. storage capacityProvides plenty of space to keep your wine.Mechanical controlsLet you adjust the internal temperature.Single temperatur...

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    Original price $317.99 - Original price $317.99
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  • Original price $188.99 - Original price $188.99
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    Frigidaire - Retro 1.6 Cu. Ft. Mini Fridge - Coral

    Frigidaire

    1.6 cu. ft. storage capacityProvides optimal space to store your items.Ice boxKeeps your items at the ideal temperature.Wire shelfMakes it easier t...

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    Original price $188.99 - Original price $188.99
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  • Original price $1,961.99 - Original price $1,961.99
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    ZLINE - 60 inches - Externally Vented - Wall Range Hood - Stainless Steel

    ZLINE

    500 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $1,961.99 - Original price $1,961.99
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  • Original price $914.99 - Original price $914.99
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    ZLINE - 34 inches - Externally Vented - Range Hood Insert - Stainless Steel

    ZLINE

    Airflow (Q/L/M/H)280/420/560/700Noise Level (Decibels)30/41/49/52Baffle FiltersStainless Steel Baffle Filters (Dishwasher-safe)Voltage110V/60HZFini...

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    Original price $914.99 - Original price $914.99
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  • Original price $617.99 - Original price $617.99
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    ZLINE - 36 inches - Wall Range Hood - Silver

    ZLINE

    BrandZLINEWarranty3-Year PartsSpeeds4-Speed MotorVoltage110V/60HZMaterialStainless Steel

    Original price $617.99 - Original price $617.99
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  • Original price $348.99 - Original price $348.99
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    ZLINE - 24 inches - Wall Range Hood - Silver

    ZLINE

    BrandZLINEWarranty3-Year PartsSpeeds4-Speed MotorVoltage110V/60HZMaterialStainless Steel

    Original price $348.99 - Original price $348.99
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  • Original price $2,154.99 - Original price $2,154.99
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    ZLINE - 48 inches - Wall Range Hood - Silver with Black Matte Shell

    ZLINE

    BrandZLINEWarranty3-Year PartsSpeeds4-Speed MotorVoltage110V/60HZMaterialStainless SteelShippingThis product ships in multiple boxes and will requi...

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    Original price $2,154.99 - Original price $2,154.99
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  • Original price $1,117.99 - Original price $1,117.99
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    ZLINE - 46 inches - Externally Vented - Range Hood Insert - Stainless Steel

    ZLINE

    Noise level30/41/49/52 (Decibels)Warranty3-Year PartsAirflow (Q/L/M/H)280/420/560/700Voltage110V/60HZMaterialBrushed 304 Stainless Steel

    Original price $1,117.99 - Original price $1,117.99
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  • Original price $291.99 - Original price $291.99
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    KitchenAid - Digital Countertop Oven with Air Fry - KCO124 - Black Matte

    Kitchenaid

    No Flip Perfect Air Fry CreationsThe No-Flip Air Fry Basket helps make air frying easy without the need to flip ingredients halfway through the rec...

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    Original price $291.99 - Original price $291.99
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  • Original price $1,019.99 - Original price $1,019.99
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    ZLINE - 46 inches - Externally Vented - Range Hood Insert - Brushed Stainless Steel

    ZLINE

    1200 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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    Original price $1,019.99 - Original price $1,019.99
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    $1,019.99
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  • Original price $1,154.99 - Original price $1,154.99
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    ZLINE - 46 inches - Externally Vented - Under cabinet Range Hood - Brushed Stainless Steel

    ZLINE

    1200 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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    Original price $1,154.99 - Original price $1,154.99
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    $1,154.99
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  • Original price $180.99 - Original price $180.99
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    $180.99
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    bella PRO - Combo 19-Bar Espresso and 10-Cup Drip Coffee Maker - Stainless Steel

    Sensio

    Make a variety of hot beveragesProduce espressos cappuccinos lattes and 10 cups of drip coffee with the touch of a button.19-bar pressureDelivers r...

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    Original price $180.99 - Original price $180.99
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  • Original price $82.99 - Original price $82.99
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    $82.99
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    GE - Immersion 2-Speed Handheld Blender (4 Piece Set) - Stainless Steel

    GE

    Powerful Immersion BlenderBlend up smoothies shakes sauces and purees with ease thanks to a high performance immersion blender with 500w of power i...

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    Original price $82.99 - Original price $82.99
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    $82.99
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  • Original price $1,405.99 - Original price $1,405.99
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    ZLINE - 48 inches - Externally Vented - Wall Range Hood - Stainless Steel

    ZLINE

    Easy-to-use push button controlslet you easily control fan speed and lighting4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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    Original price $1,405.99 - Original price $1,405.99
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    $1,405.99
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  • Original price $119.99 - Original price $119.99
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    $119.99
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    KitchenAid - 28 oz Cold Brew Coffee Maker - KCM4212 - Brushed Stainless Steel

    Kitchenaid

    Smooth rich full-bodied flavorSimply fill with coffee and cold water steep enjoyAlways on TapBuilt in stainless steel tap to easily dispense your ...

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    Original price $119.99 - Original price $119.99
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  • Original price $158.99 - Original price $158.99
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    Cuisinart - 17-Piece Artiste Knife Block Set - Silver

    Cuisinart

    What's includedSet includes 8" Chef's Knife 8" Slicing Knife 5.5" Santoku Knife 5.5" Serrated Utility Knife 3.5" Paring Knife 2.75" Bird's Beak Par...

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    Original price $158.99 - Original price $158.99
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  • Original price $201.99 - Original price $201.99
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    GE - Convection Toaster Oven with Air Fry - Stainless Steel

    GE

    Combination Toaster Oven with Air FryGet more done thanks to a combination toaster oven and air fryer with all the settings you need including an a...

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    Original price $201.99 - Original price $201.99
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  • Original price $290.99 - Original price $290.99
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    Panasonic - 1.2 Cu. Ft. 1200 Watt SN65KW Microwave with Inverter and Genius Sensor - White

    Panasonic

    Sleek compact microwaveSaves counter space 1.2 cu.ft. capacityHigh-power cooking1200 Watts for shorter cooking timesInverter techologyPanasonic’s p...

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    Original price $290.99 - Original price $290.99
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  • Original price $2,864.99 - Original price $2,864.99
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    ZLINE - 30" Legacy Dual Fuel Range w/ Gas Cooktop Electric Oven w/ 4 Brass Burners (RA-BR-30) - Stainless Steel

    ZLINE

    ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryHand-Cast ...

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    Original price $2,864.99 - Original price $2,864.99
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  • Original price $116.99 - Original price $116.99
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    Vornado - Velocity 3R Whole Room Space Heater with Timer - White

    Vornado

    Vornado’s new Velocity Tuned Heat seriesCreates hotter heat that moves faster and travels farther into a room than ever before.Tailor heat output a...

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    Original price $116.99 - Original price $116.99
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    $116.99
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  • Original price $920.99 - Original price $920.99
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    NewAir - 24 Built-in Dual Zone 20 Bottle and 70 Can Wine and Beverage Fridge with SplitShelf and Smooth Rolling Shelves - Stainless Steel

    Newair

    Dual Temperature ZonesMaintain separate temperatures for the upper and lower sections allowing optimal storage conditions for both wine and carbona...

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    Original price $920.99 - Original price $920.99
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  • Original price $750.99 - Original price $750.99
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    GE - 24" Front Control Built-In Plastic Tub Dishwasher with Dry Boost and 59 dBA - Stainless Steel

    GE

    Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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    Original price $750.99 - Original price $750.99
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    $750.99
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  • Original price $578.99 - Original price $578.99
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    GE - 24" Front Control Built-In Plastic Tub Dishwasher with Steam + Sanitization and 55 dBA - White

    GE

    Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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    Original price $578.99 - Original price $578.99
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    GE - 24" Front Control Built-In Plastic Tub Dishwasher with Steam - Stainless Steel

    GE

    Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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    Original price $578.99 - Original price $578.99
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  • Original price $5,051.99 - Original price $5,051.99
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    Caf - 22.3 Cu. Ft. 4-Door French-Door Counter-Depth Smart Refrigerator - Platinum Glass

    GE Cafe

    Counter Depth DesignGet a built-in look in the kitchen with a counter depth refrigerator that fits almost flush with the rest of the cabinets and c...

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    Original price $5,051.99 - Original price $5,051.99
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  • Original price $502.99 - Original price $502.99
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    NewAir - 27-Bottle Wine Fridge with Adjustable Chrome Racks and Exterior Digital Thermostat - Stainless Steel

    Best Buy

    Powerful compressorMaintains consistent temperatures to keep your wine optimally chilled.Exterior digital controlsHelp you to reduce opening the do...

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    Original price $502.99 - Original price $502.99
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  • Original price $444.99 - Original price $444.99
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    $444.99
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    Current price $444.99

    iRobot Roomba Essential Robot Vacuum AutoEmpty Dock (Q0520) - Black

    iRobot

    Check vacuuming off your listEffortless to use the Roomba Vac 2 Essential robot + AutoEmpty dock not only has 2x cleaning power but it also empties...

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    Original price $444.99 - Original price $444.99
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  • Original price $559.99 - Original price $559.99
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    $559.99
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    Caf - Affetto Automatic Espresso Machine with 20 bars of pressure Milk Frother and Built-In Wi-Fi - Matte Black

    GE Cafe

    One Touch BrewWith a single press of a button and in less than 90 seconds this automatic espresso machine dispenses Espresso Americano My Cup or Ho...

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    Original price $559.99 - Original price $559.99
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  • Original price $927.99 - Original price $927.99
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    GE - 1.5 Cu. Ft. Mid-Size Microwave - Stainless Steel

    General Electric

    1.5 cu. ft. capacity1000 Watts (IEC-705 test procedure)Convection cookingChoose this setting when baking or browning is desiredSensor cooking contr...

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    Original price $927.99 - Original price $927.99
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  • Original price $4,081.99 - Original price $4,081.99
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    $4,081.99
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    ZLINE - Autograph 36" Legacy Dual Fuel Range w/ 6 Burners White Bronze Accents (RAZ-WM-36-CB) - Multicolor

    ZLINE

    ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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    Original price $4,081.99 - Original price $4,081.99
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  • Original price $129.99 - Original price $129.99
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    $129.99
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    Vornado - VMHi300 Whole Room Metal Space Heater - Storm Gray

    Vornado

    Vornado's signature vortex circulationGently heat all the air in a small to medium-sized room without using intense heat similar to how a forced ai...

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    Original price $129.99 - Original price $129.99
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  • Original price $1,398.99 - Original price $1,398.99
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    KitchenAid - 5.8 Cu. Ft. Self-Cleaning Freestanding Gas True Convection Range with Even-Heat - Stainless Steel

    Kitchenaid

    Even-Heat True ConvectionFeatures a unique bow-tie design with heating element and fan that circulates hot air throughout the entire oven providing...

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    Original price $1,398.99 - Original price $1,398.99
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  • Original price $163.99 - Original price $163.99
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    $163.99
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    Current price $163.99

    Shark - WV201 WANDVAC Cordless Hand Vac at 1.4 lbs. with Charging Dock - Slate

    Shark

    Powerful Cordless SuctionHigh-speed brushless motor delivers unbelievalbe suction power.Ultra-LightweightAt just 1.4 lbs. the hand vacuum is design...

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    Original price $163.99 - Original price $163.99
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    $163.99
    $163.99 - $163.99
    Current price $163.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.