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Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $1,673.99 - Original price $1,673.99
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Current price $1,673.99

Whirlpool - 21.9 Cu. Ft. Bottom-Freezer Refrigerator - Stainless Steel

Whirlpool

Smart sensors maintain optimal temperature for food storageAccu-Chill temperature management system quickly gauges and adjusts the internal tempera...

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Original price $1,673.99 - Original price $1,673.99
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Original price $127.99 - Original price $127.99
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Weber - Crafted Flat Top Griddle - GRAY

Weber

Large flat surfaceTo make pancakes eggs to fajitas on.Weber Crafted grates and frameAre required for use. (sold separately)Warp-resistant carbon s...

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Original price $127.99 - Original price $127.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Vitamix - Explorian E310 Blender - Black

VitaMix

Create Every TextureTen variable speeds allow you to refine every texture with culinary precision from the smoothest purees to the heartiest soups....

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Original price $359.99 - Original price $359.99
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Original price $101.99 - Original price $101.99
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$101.99
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Traeger Grills - Pro 34 Full-Length Grill Cover - Black

Traeger Grills

All-weather protectionShields grill against rain sun and snow alike.Heavy-duty materialRugged fabric is built to lastCustom fitForm-fitted to the P...

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Original price $101.99 - Original price $101.99
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Original price $721.99 - Original price $721.99
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Traeger Grills - Pro Series 22 Pellet Grill and Smoker - Bronze

Traeger Grills

Digital pro controllerDigital pro controller lets you set temperature in 25-degree increments.Porcelain-coated grill gratesPorcelain-coated grill g...

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Original price $721.99 - Original price $721.99
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Original price $756.99 - Original price $756.99
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TCL - 450 Sq. Ft. 10000 BTU 3-in-1 Smart Portable Air Conditioner - White

TCL

Compact Design. Powerful Performance.Powerfully cools up to 450 sq. ft. with a compact footprint that is only 14.1in x 16.5in perfect for living ro...

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Original price $756.99 - Original price $756.99
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Original price $552.99 - Original price $552.99
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TCL - 300 Sq. Ft. 7000 BTU 3-in-1 Smart Portable Air Conditioner - White

TCL

Ultra-Compact Design. Same Powerful Performance.Powerfully cools up to 300 sq. ft. with an ultra-compact footprint that is only 15.3 x 14.0 x 24.8 ...

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Original price $552.99 - Original price $552.99
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Original price $491.99 - Original price $491.99
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Shark - Cordless PowerDetect Stick Vacuum with Powerful Suction and HEPA Filtration - Dark Gray

Shark

The Best Debris Cleaning Of Any Cordless VacuumShark’s most advanced cordless powered by our best cordless suction.L (Based on Geomean of ASTMF2607...

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Original price $491.99 - Original price $491.99
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Original price $120.99 - Original price $120.99
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Shark - WV201 WANDVAC Cordless Hand Vac Lightweight at 1.4 lbs. with Charging Dock One-Touch Empty for Car Home - Slate

Shark

Powerful Cordless SuctionHigh-speed brushless motor delivers unbelievalbe suction power.Ultra-LightweightAt just 1.4 lbs. the hand vacuum is design...

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Original price $120.99 - Original price $120.99
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Original price $2,817.99 - Original price $2,817.99
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Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with Inner Beverage Center FlexZone Drawer - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,817.99 - Original price $2,817.99
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Original price $1,858.99 - Original price $1,858.99
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Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - Stainless Steel

Samsung

Smart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...

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Original price $1,858.99 - Original price $1,858.99
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Original price $2,125.99 - Original price $2,125.99
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Samsung - 28 Cu. Ft. 4-Door French Door Smart

Samsung

FlexZone DrawerA flexible storage drawer with four different temperature settings and an adjustable Smart Divider to stay organized.Twin Cooling Pl...

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Original price $2,125.99 - Original price $2,125.99
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Original price $597.99 - Original price $597.99
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Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $597.99 - Original price $597.99
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Original price $911.99 - Original price $911.99
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$911.99
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Samsung - 4.6 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Black

Samsung

Large 4.6 cu. ft. CapacityOur large capacity Top Load Washer means fewer loads less time in the laundry room and more time doing the things you lov...

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Original price $911.99 - Original price $911.99
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Original price $979.99 - Original price $979.99
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Samsung - 5.4 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Brushed Black

Samsung

Extra-Large 5.4 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.ActiveWave AgitatorSamsung's Acti...

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Original price $979.99 - Original price $979.99
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Original price $2,807.99 - Original price $2,807.99
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Samsung - 25 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Family Hub - Stainless Steel

Samsung

25 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 25 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $2,807.99 - Original price $2,807.99
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Original price $1,120.99 - Original price $1,120.99
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Samsung - 24" Bespoke AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash+ 42 dBA - White Glass

Samsung

Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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Original price $1,120.99 - Original price $1,120.99
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Original price $1,738.99 - Original price $1,738.99
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Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,738.99 - Original price $1,738.99
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Original price $2,430.99 - Original price $2,430.99
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Samsung - Bespoke AI 5.3 Cu. Ft. Front Load Washer Electric dryer Combo with Super Speed Wash and Ventless Heat Pump Dryer - Dark Steel

Samsung

AI Laundry ComboAI Laundry Combo washes and dries clothes in one machine with no load transfer. Easy installation with a 120V standard outlet. No d...

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Original price $2,430.99 - Original price $2,430.99
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Original price $716.99 - Original price $716.99
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Samsung - 24" AutoRelease Dry Built-In Hybrid Stainless Steel Tub Dishwasher with 3rd Rack Fingerprint Resistant 51 dBA - Stainless Steel

Samsung

3rd RackA convenient 3rd rack provides extra space to load small mugs utensils and silverware. Frees up to 30 more space for other items enabling y...

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Original price $716.99 - Original price $716.99
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Original price $1,156.99 - Original price $1,156.99
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Samsung - 2.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI Smart Dial - White

Samsung

Super Speed WashWash a full load in just 40 minutes without sacrificing cleaning performance.AI Smart DialSamsung’s easy to use AI Smart Dial simpl...

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Original price $1,156.99 - Original price $1,156.99
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Original price $950.99 - Original price $950.99
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Samsung - 6.3 cu. ft. Front Control Slide-In Electric Range with Wi-Fi Fingerprint Resistant - Stainless Steel

Samsung

Ready2Fit GuaranteeIf your Samsung Front Control Slide-In Range doesn't fit your 30" Freestanding Range cutout enjoy 100 on us to cover any counter...

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Original price $950.99 - Original price $950.99
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Original price $1,384.99 - Original price $1,384.99
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Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Gas Dryer with Steam and Super Speed Dry - Brushed Black

Samsung

Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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Original price $1,384.99 - Original price $1,384.99
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Original price $1,324.99 - Original price $1,324.99
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Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

Samsung

Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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Original price $1,324.99 - Original price $1,324.99
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Original price $305.99 - Original price $305.99
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ROBOROCK F25 RT WET

Roborock

ROBOROCK F25 RT WET DRY VACUUM

Original price $305.99 - Original price $305.99
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Original price $682.99 - Original price $682.99
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Roborock - QR 798 Robot Vacuum and Mop with 10000 Pa Suction Power and Anti-Tangle Side Brush - White

Roborock

Multifunctional DockThe all-in-one multifunctional dock automates key maintenance tasks including auto drying mop self-washing auto dust emptying a...

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Original price $682.99 - Original price $682.99
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Original price $623.99 - Original price $623.99
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Panasonic - HomeCHEF Connect 4-in-1 Multi-Oven 1.2 Cu. Ft. Microwave Air Fry Convection Bake Broil with Genius Sensor Cooking - Silver

Panasonic

Connected cooking for fast delicious mealsSpend less time broiling your dinner and more time chilling with your family. The Panasonic NN-CV87KS is ...

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Original price $623.99 - Original price $623.99
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Original price $71.99 - Original price $71.99
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Utility Box for Ooni Modular Table (Medium) - Silver

Ooni

DesignAffixes to Ooni Modular Table for a convenient sleek and seamless storage solution Keeps chilled beers gloves and sauce handy while cooking M...

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Original price $71.99 - Original price $71.99
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Original price $395.99 - Original price $395.99
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Ninja - Swirl by CREAMi Soft Serve and Ice Cream Maker 13 One-Touch Program - Silver

Ninja

13 Versatile FunctionsCustomize flavor and choose classic scoop or soft serve. With 13 one-touch programs there’s a frozen treat for everyone.6 Sof...

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Original price $395.99 - Original price $395.99
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Original price $684.99 - Original price $684.99
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NewAir - Freestanding 43 Bottle Dual Zone Compressor Wine Fridge - Stainless Steel

Newair

Perfect Wine Every Time With Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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Original price $684.99 - Original price $684.99
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Original price $536.99 - Original price $536.99
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NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Ideal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...

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Original price $536.99 - Original price $536.99
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Original price $1,944.99 - Original price $1,944.99
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Maytag - 24.5 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Maytag

Fingerprint-resistant stainless steel finishEasy-to-clean it helps prevent smudges and keeps your refrigerator looking as good on the outside as it...

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Original price $1,944.99 - Original price $1,944.99
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Original price $980.99 - Original price $980.99
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$980.99
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LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dB - Stainless Steel

LG

1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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Original price $980.99 - Original price $980.99
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$980.99
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Current price $980.99
Original price $2,367.99 - Original price $2,367.99
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LG - Standard-Depth MAX 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG

Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

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Original price $2,367.99 - Original price $2,367.99
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Original price $3,470.99 - Original price $3,470.99
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LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

LG

Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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Original price $3,470.99 - Original price $3,470.99
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Original price $3,142.99 - Original price $3,142.99
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LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with Tall Ice and Water Dispenser - Stainless Steel

LG

Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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Original price $3,142.99 - Original price $3,142.99
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Current price $3,142.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.