Audio
Rent To Own Audio – Premium Sound with Flexible Financing
Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!
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Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black
DenonEnjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...
View full detailsSharp - 5-Disc Micro System - Black
SharpMicro systemFeatures CD/MP3 changer digital player and radio for a variety of entertainment options.CD-RW CD-R WMA and MP3 playback formatsFor list...
View full detailsJBL - PartyBox Club 120 Portable Wireless Party Speaker - Black
JBLPowerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...
View full detailsSony - SA-SW3 200W Wireless Subwoofer - Black
SonyAdd deep rich sound to your HT-A9/A7000/A5000/A3000 soundbarThe SA-SW3 subwoofer is designed to pair to HT-A9 Home Theater System and HT-A8000/A900...
View full detailsSamsung - HW-B650/ZA 3.1 Channel Soundbar with Wireless Subwoofer Dolby 5.1 / DTS VirtualX - Black
SamsungDolby Digital 5.1 / DTS VirtualXElevate your favorite content. Dolby Atmos creates realistic 3D sound by projecting it from all around you includin...
View full detailsSamsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black
SamsungBuilt-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...
View full detailsSamsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black
SamsungCustomizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...
View full detailsSamsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black
SamsungAll-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...
View full detailsSony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black
SonyStep up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...
View full detailsYamaha NS-IC600 - speaker
YamahaHandles up to 110 watts maximum input powerFor robust and controlled audio that is crisp and clear.6-1/2" woofer coneAlong with a 1" fluid-cooled s...
View full detailsSony - Core Series 4" 2-Way Center-Channel Speaker - Black
Sony145W peak power handlingEnables robust audio.4" cellular-reinforced foamed-mica wooferFeatures an upper surface that offers faithful sound reproduc...
View full detailsDenon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black
DenonUnmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...
View full detailsCloud Microphones - Cloudlifter 1.0-Ch. Microphone Amplifier - Blue/White
Cloud MicrophonesMicrophone activatorImproves the performance of dynamic ribbon and tube microphones.Ultraclean gainProvides up to +25dB of gain and optimal impedan...
View full detailsJBL - 2.0 Channel All-in-One Soundbar (MK2) - Black
JBLDeep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...
View full detailsYamaha - Natural Sound 6-1/2" 2-Way All-Weather Outdoor Speakers (Pair) - Black
YamahaFully adjustable and wall-mountable (with included brackets)
Yamaha - Natural Sound 6-1/2" 2-Way All-Weather Outdoor Speakers (Pair) - White
Yamaha2-way speaker system sounds like 1 source rather than several separate sourcesWeather-resistant speaker terminals ensure a safe connectionAluminum ...
View full detailsSony - XP700 Portable Bluetooth Party Speaker with Water Resistance - Black
SonyUnleash your inner pop starPlug in a microphone or a guitar via the mic/guitar with dual inputs in the rear port. When connecting a guitar the XP70...
View full detailsOnkyo - TX-NR5100 80W 7.2-Ch. with Dolby Atmos Home Theater and Gaming AV Receiver with Alexa Compatible - Black
OnkyoUltimate 4K/120AB Gaming Experience4K/120AB enables ultra-fast motion UHD images to be crisp and razor-sharp; and sports action movies and high-per...
View full detailsYamaha - RX-V6A 7.2-channel AV Receiver with 8K HDMI and MusicCast - Black
YamahaSurround Sound7.2-channel powerful surround sound with Zone 28K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (7-in/1-out).Wireless Streamin...
View full detailsYamaha - RX-V4A 5.2-channel AV Receiver with 8K HDMI and MusicCast - Black
YamahaSurround Sound5.2-channel with 80W + 80W amplifier8K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (4-in/1-out).Wireless StreamingWi-Fi AirP...
View full detailsSony - HT-S400 2.1ch Soundbar with powerful wireless Subwoofer - Black
SonyS-Force PRO Front Surround and Dolby DigitalThe soundbar couples high-quality Dolby Digital with S-Force PRO Front Surround our virtual surround s...
View full detailsLG - XBOOM XL7 Portable Tower Party Speaker with Pixel LED - Black
LGPixel LED LightingPersonalize your LG XBOOM experience with custom text and visual effects . Choose from a library of animations patterns character...
View full detailsSony - SA-RS3S Wireless Rear Speaker - Black
SonyOptional wireless rear speakers for Sony HT-A9000/A8000/A3000 SoundbarExperience cinematic surround sound taken to a new level with the SA-RS3S wir...
View full detailsSonos - Sub Mini Dual 6" Wifi Subwoofer - Black
Sonos IncMini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...
View full detailsSonos - Sub Mini Dual 6" Wifi Subwoofer - White
Sonos IncMini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...
View full detailsInsignia - 2.0-Channel Soundbar - Black
InsigniaImprove your home theater systemEnjoy incredible audio and enhance your TV watching movie viewing or music listening experience with 40 W of total ...
View full detailsSony - HT-S2000 Compact 3.1ch Dolby Atmos Soundbar - Black
SonyImmersive surround soundSony technology brings an all-new theater experience home. Our Vertical Surround Engine and S-Force PRO Front Surround in t...
View full detailsSony - HTA3000 3.1 ch Dolby Atmos Soundbar - Black
SonyImmersive surround sound from our premium soundbarUtilizing a combination of technology such as Vertical Surround Engine S-Force Pro Front Surround...
View full detailsBose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black
BoseImmersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...
View full detailsKlipsch - Reference 800 Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - black
KlipschHandles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...
View full detailsKlipsch - Reference Series Dual 6-1/2" 400-Watt Passive 2-Way Floor Speaker (Each) - black
KlipschHandles up to 400W peak power (100W continuous)For robust and controlled audio that is crisp and clear.Two 6-1/2" injection molded graphite (IMG) w...
View full detailsKlipsch - Next Gen Reference Series Quad 3-1/2" 400-Watt Passive 2-Way Center-Channel Speaker - black
KlipschHandles up to 400W peak power (100W continuous)For robust and controlled audio that is crisp and clear.Four 3-1/2" spun copper thermoformed crystal...
View full detailsSony - Core Series Dual 5" 3-Way Floorstanding Speaker (Each) - Black
SonyHandles up to 145W maximum powerFor robust and controlled audio.Dual 5" dual-layer foamed-mica-reinforced cellular woofersFeature an upper surface ...
View full detailsKlipsch - Reference 4" 35W 2-Way Powered Speakers (Pair) - Black
KlipschFrequency Response60Hz - 20kHzPlays well with othersConnect via Bluetooth for muisc streaming phono (with ground screw terminal) for turntables plu...
View full detailsSony SRS-XV800 - party speaker - for portable use - wireless
SonyFill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...
View full detailsJBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.