Skip to content
FREE SHIPPING!
FREE SHIPPING!

Components

Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $222.99 - Original price $222.99
Original price
$222.99
$222.99 - $222.99
Current price $222.99

Polk Audio - React 7" Wireless Subwoofer - Black

Polk Audio

Deep Impactful BassThe Polk React 7 long-throw wireless subwoofer is designed to enhance the bass of your React sound bar for an elevated home thea...

View full details
Original price $222.99 - Original price $222.99
Original price
$222.99
$222.99 - $222.99
Current price $222.99
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Insignia - 2.1-Channel Soundbar with Wireless Subwoofer and DTSVirtual X - Black

Insignia

2.1-channel soundbarDelivers a superior listening experience with four 2-inch speaker drivers.Wireless subwooferProvides a deep powerful bass with ...

View full details
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Samsung HW-B750D - sound bar system - wireless

Samsung

Dolby Digital 5.1 / DTS VirtualXDolby Digital 5.1 and DTS VirtualX create realistic multi directional sound that draws you into the action.Built in...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

Hisense - 5.1.2 Dolby ATMOS Soundbar with Wireless Rear Satellite Speakers Wireless Subwoofer - Black

HISENSE

5.1.2 Surround Sound9 speakers built into the soundbar. Left and right front channel center channel left and right overhead surround channel surrou...

View full details
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99
Original price $874.99 - Original price $874.99
Original price
$874.99
$874.99 - $874.99
Current price $874.99

Sonos Sub 4 Wireless Subwoofer - Black

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

View full details
Original price $874.99 - Original price $874.99
Original price
$874.99
$874.99 - $874.99
Current price $874.99
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Sonos - Ray All-in-One Soundbar for TV and Music - White

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99
Original price $797.99 - Original price $797.99
Original price
$797.99
$797.99 - $797.99
Current price $797.99

Sonos - Arc 5.0.2 Channel Smart Soundbar with Dolby Atmos - Black

Sonos Inc

Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

View full details
Original price $797.99 - Original price $797.99
Original price
$797.99
$797.99 - $797.99
Current price $797.99
Original price $797.99 - Original price $797.99
Original price
$797.99
$797.99 - $797.99
Current price $797.99

Sonos - ARC 5.0.2 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc

Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

View full details
Original price $797.99 - Original price $797.99
Original price
$797.99
$797.99 - $797.99
Current price $797.99
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Sonos - Ray All-in-One Soundbar for TV and Music - Black

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99
Original price $874.99 - Original price $874.99
Original price
$874.99
$874.99 - $874.99
Current price $874.99

SONOS Sub 4 Wireless Subwoofer - White

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

View full details
Original price $874.99 - Original price $874.99
Original price
$874.99
$874.99 - $874.99
Current price $874.99
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - Black

Sonos Inc

High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

View full details
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc

High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

View full details
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

TCL

Dolby AtmosSpatial sound that immerses you in movies music and games.DTS VirtualX Surround SoundAdds dimension to what you hear with virtual 3D sou...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

CORSAIR - XTM60 High Performance Thermal Paste - Gray

Corsair

Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

View full details
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Philips - Hue A19 75W Smart LED Starter Kit - White and Color Ambiance

Philips

Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

View full details
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Philips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Philips - Hue Color A19 Smart LED Bulb Starter Kit - White and Color Ambiance

Philips

Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

View full details
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Samsung HW-S700D - sound bar system - wireless

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

View full details
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Philips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance

Philips

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

View full details
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $738.99 - Original price $738.99
Original price
$738.99
$738.99 - $738.99
Current price $738.99

Samsung HW-S800D - sound bar system - wireless

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

View full details
Original price $738.99 - Original price $738.99
Original price
$738.99
$738.99 - $738.99
Current price $738.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Govee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB

Govee

Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

View full details
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Bose - Bass Module 700 Wireless Subwoofer - Black

Bose

Bose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...

View full details
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Govee - RGBIC 32.8ft Icicle Lights - Multi

Govee

RGBIC lighting effectsChoose from 16 million colors with the ability to control each light individually for a customized experience.Outdoor reliabi...

View full details
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Philips - Hue Solo lightstrip 3m (10ft) - White and Color Ambiance

Philips

Includes one Hue Solo 3 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

TCL - S4BH S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

TCL

2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

View full details
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

Govee

Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

View full details
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99
Original price $641.99 - Original price $641.99
Original price
$641.99
$641.99 - $641.99
Current price $641.99

Klipsch - Flexus CORE 210 - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

View full details
Original price $641.99 - Original price $641.99
Original price
$641.99
$641.99 - $641.99
Current price $641.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

View full details
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Philips - Hue White and Color Ambiance Lucca Wall Light - Black

Philips

Sophisticated modern designIlluminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offers...

View full details
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

GE - Cync Smart Programmable Thermostat - Black

GE

Smart Programmable ThermostatWhether at home or on the go program the smart thermostat for home heat and ac with auto mode set custom schedules and...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Govee - 65.6ft Green Christmas String Lights 2S - Multi

Govee

Upgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...

View full details
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99
Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

Denon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon

Enhance your home entertainment experience with the Denon AVR-S670H 5.2-Channel Receiver (75W X 5). Featuring 8K video quality and high-definition ...

View full details
Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly

Charming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Twinkly - Candies Pearl Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly

Charming multicolor RGB LED light shapesDelight in the charming light shape of pearls while adding a touch of wonder to your home decor 200 LED lig...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Twinkly - Candies Candle Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly

Charming multicolor RGB LED light shapesDelight in the charming light shape of candles while adding a touch of wonder to your home decor 200 LED li...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Twinkly - Smart Light Cluster 400 RGB+W LED - Multi

Twinkly

Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

View full details
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.