Components
Rent To Own Components – Upgrade Your Tech with Easy Financing
Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!
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ecobee - Enhanced Smart Programmable Touch-Screen Wi-Fi Thermostat with Alexa Apple HomeKit and Google Assistant - Black
EcoBeeENERGY STAR certifiedSave up to 26 per year on heating and cooling costs. Automatically adjusts the temperature when you’re away to never heat or c...
View full detailsecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black
EcoBeeENERGY STAR certified and Smart Sensor IncludedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...
View full detailsGoogle - Nest Smart Programmable Wifi Thermostat - Sand
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsGovee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi
GoveeDouble the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...
View full detailsJBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsJBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsPhilips - Hue BR30 Bluetooth 85W Smart LED Bulb (2-Pack) - White and Color Ambiance
PhilipsCreate a personalized experienceAt the touch of a button you can transform your living room with a pink glow or light your entire home in vibrant c...
View full detailsHoneywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver
HoneywellComfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...
View full detailsNanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor
NanoleafCombine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...
View full detailsNanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor
NanoleafCombine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...
View full detailsPhilips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...
View full detailsJBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBLBring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...
View full detailsSamsung - MX-ST50B Sound Tower High Power Audio 240W - Black
SamsungBi-directional Sound (240 watts)Get the room jumping with 240 watts of power. Pump up the music and keep the good vibes flowing with uniquely desig...
View full detailsNanoleaf - Lines 60 Degrees Smarter Kit (9 Light Lines) - Multicolor
NanoleafBacklit Modular LightingDesign your own unique layouts for a stunning and futuristic ambient glow.Music VisualizerWatch the lights react and dance ...
View full detailsPhilips - Hue Go Bluetooth Table Lamp - White and Color Ambiance
PhilipsA truly portable smart lightThe Hue Go portable smart light can truly go wherever you want thanks to its built-in rechargeable battery. Enjoy 2.5 h...
View full detailsHisense - 3.1.2 Dolby ATMOS Soundbar with Wireless Subwoofer - Black
HISENSE3.1.2 Surround Sound7 speakers built into the soundbar. Left and right front channel center channel left and right overhead surround channel surrou...
View full detailsJBL - Cinema SB170 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBL220W power outputIncredible powerful sound for an immersive cinematic experience.Dedicated sound mode to enhance voice clarityJust press the “Voice...
View full detailsYamaha - 200W 2-Ch. Stereo Receiver - Black
Yamaha200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.