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  • Original price $93.99 - Original price $93.99
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    General Electric - CYNC 1-Camera Outdoor Wired Security Camera - BLACK

    General Electric

    Multiple storage optionsAll content can be stored in the Cloud using two-factor authentication or locally on a built-in SD drive (SD card sold sepa...

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    Original price $93.99 - Original price $93.99
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  • Original price $388.99 - Original price $388.99
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    Sonos - Sub Mini Dual 6" Wifi Subwoofer - Black

    Sonos Inc

    Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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    Original price $388.99 - Original price $388.99
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    Sonos - Sub Mini Dual 6" Wifi Subwoofer - White

    Sonos Inc

    Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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    Original price $388.99 - Original price $388.99
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  • Original price $703.99 - Original price $703.99
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    Sonos - Sub (Gen 3) Wireless Subwoofer - White

    Sonos Inc

    Lower lows and higher highsSonos Sub takes over the lowest frequencies enhancing the midrange playback from paired speakers so you experience fulle...

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    Original price $703.99 - Original price $703.99
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  • Original price $849.99 - Original price $849.99
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    LG - Soundbar C with Wireless Subwoofer Dolby Atmos DTSX IMAX Enhanced - Black

    LG

    LG OLED Synergy Bracket (Compatible with 55 65 and 77 OLED evo C2 C3 models)Delivered in a sleek design the LG OLED Synergy Bracket can be used as...

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    Original price $849.99 - Original price $849.99
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  • Original price $98.99 - Original price $98.99
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    PNY - XLR8 Gaming 16GB (2x8GB) 3200MHz DDR4 DRAM (PC4-25600) CL16 1.35V Memory Kit - Red

    PNY

    Kit of two 8GB DDR4 SDRAM memory modulesFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Enhanced thermal p...

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    Original price $98.99 - Original price $98.99
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  • Original price $153.99 - Original price $153.99
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    Philips - Hue A19 Bluetooth 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $153.99 - Original price $153.99
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  • Original price $92.99 - Original price $92.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Starter Kit - White

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $92.99 - Original price $92.99
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  • Original price $190.99 - Original price $190.99
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    Philips - Hue 60W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $190.99 - Original price $190.99
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  • Original price $209.99 - Original price $209.99
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    Sonos - Ray Soundbar with Wi-Fi - White

    Sonos Inc

    Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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    Original price $209.99 - Original price $209.99
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    Sonos - Ray Soundbar with Wi-Fi - Black

    Sonos Inc

    Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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    Original price $209.99 - Original price $209.99
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  • Original price $59.99 - Original price $59.99
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    Insignia - 2.0-Channel Soundbar - Black

    Insignia

    Improve your home theater systemEnjoy incredible audio and enhance your TV watching movie viewing or music listening experience with 40 W of total ...

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    Original price $59.99 - Original price $59.99
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  • Original price $359.99 - Original price $359.99
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    Sony - HT-S2000 Compact 3.1ch Dolby Atmos Soundbar - Black

    Sony

    Immersive surround soundSony technology brings an all-new theater experience home. Our Vertical Surround Engine and S-Force PRO Front Surround in t...

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    Original price $359.99 - Original price $359.99
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  • Original price $566.99 - Original price $566.99
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    Sony - HTA3000 3.1 ch Dolby Atmos Soundbar - Black

    Sony

    Immersive surround sound from our premium soundbarUtilizing a combination of technology such as Vertical Surround Engine S-Force Pro Front Surround...

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    Original price $566.99 - Original price $566.99
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  • Original price $819.99 - Original price $819.99
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    Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black

    Bose

    Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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    Original price $819.99 - Original price $819.99
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  • Original price $768.99 - Original price $768.99
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    Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - White

    Sonos Inc

    Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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    Original price $768.99 - Original price $768.99
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    Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - Black

    Sonos Inc

    Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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    Original price $768.99 - Original price $768.99
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    $768.99
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  • Original price $417.99 - Original price $417.99
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    Sonos - Beam (Gen 2) - Black

    Sonos Inc

    High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

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    Original price $417.99 - Original price $417.99
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    Sonos - Beam (Gen 2) - White

    Sonos Inc

    High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

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    Original price $417.99 - Original price $417.99
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    $417.99
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  • Original price $310.99 - Original price $310.99
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    $310.99
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    XFX - SPEEDSTER SWFT210 AMD Radeon RX 6600 Core 8GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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    Original price $310.99 - Original price $310.99
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  • Original price $331.99 - Original price $331.99
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    XFX - SPEEDSTER SWFT210 AMD Radeon RX 6650XT Core 8GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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    Original price $331.99 - Original price $331.99
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  • Original price $839.99 - Original price $839.99
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    Sony - XV900 X-Series BLUETOOTH Party Speaker - Black

    Sony

    Fill your room with Omnidirectional party soundWith Omnidirectional party sound feel the groove in every corner with six tweeters around the front ...

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    Original price $839.99 - Original price $839.99
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  • Original price $589.99 - Original price $589.99
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    $589.99
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    Sony SRS-XV800 - party speaker - for portable use - wireless

    Sony

    Fill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...

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    Original price $589.99 - Original price $589.99
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  • Original price $86.99 - Original price $86.99
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    GE - CYNC 16 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Enhance Your Space with Dynamic Light Shows Music SyncSync your lights to your music and watch as light shows interact with what you are listening...

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    Original price $86.99 - Original price $86.99
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    $86.99
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  • Original price $126.99 - Original price $126.99
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    GE - CYNC 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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    Original price $126.99 - Original price $126.99
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  • Original price $207.99 - Original price $207.99
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    ecobee - Enhanced Smart Programmable Touch-Screen Wi-Fi Thermostat with Alexa Apple HomeKit and Google Assistant - Black

    EcoBee

    ENERGY STAR certifiedSave up to 26 per year on heating and cooling costs. Automatically adjusts the temperature when you’re away to never heat or c...

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    Original price $207.99 - Original price $207.99
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  • Original price $262.99 - Original price $262.99
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    ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

    EcoBee

    ENERGY STAR certified and Smart Sensor IncludedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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    Original price $262.99 - Original price $262.99
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  • Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Sand

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Snow

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    $127.99
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  • Original price $218.99 - Original price $218.99
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    Samsung - C Series 2.1ch DTS Virtual X Soundbar - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $171.99 - Original price $171.99
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    Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

    Govee

    Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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    Original price $171.99 - Original price $171.99
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  • Original price $334.99 - Original price $334.99
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    JBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black

    JBL

    Dolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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    Original price $334.99 - Original price $334.99
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  • Original price $446.99 - Original price $446.99
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    JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

    JBL

    Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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    Original price $446.99 - Original price $446.99
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  • Original price $158.99 - Original price $158.99
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    GE - Cync Dynamic Effects Panel Lights Full Color 7pk - Multi

    General Electric

    Customer Design Panel LightsCreate unique custom designs by designing your hex panel's layout and adhering to the wall. Follow the app for design i...

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    Original price $158.99 - Original price $158.99
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  • Original price $68.99 - Original price $68.99
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    GE - Cync Smart Neon 10ft Shape Light with Dynamic Effects (1pk) - Full Color

    General Electric

    Create Unique DesignsUse the flexible bendable tubing to create shapes designs and words for one-of-a-kind wall artIndividually Controllable Segmen...

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    Original price $68.99 - Original price $68.99
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    $125.99
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    Philips - Hue BR30 Bluetooth 85W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Create a personalized experienceAt the touch of a button you can transform your living room with a pink glow or light your entire home in vibrant c...

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    Original price $125.99 - Original price $125.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.