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Original price $93.99 - Original price $93.99Original price$93.99$93.99 - $93.99Current price $93.99| /
General Electric - CYNC 1-Camera Outdoor Wired Security Camera - BLACK
General ElectricMultiple storage optionsAll content can be stored in the Cloud using two-factor authentication or locally on a built-in SD drive (SD card sold sepa...
View full detailsOriginal price $93.99 - Original price $93.99Original price$93.99$93.99 - $93.99Current price $93.99| / -
Original price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| /
Sonos - Sub Mini Dual 6" Wifi Subwoofer - Black
Sonos IncMini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...
View full detailsOriginal price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| / -
Original price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| /
Sonos - Sub Mini Dual 6" Wifi Subwoofer - White
Sonos IncMini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...
View full detailsOriginal price $388.99 - Original price $388.99Original price$388.99$388.99 - $388.99Current price $388.99| / -
Original price $703.99 - Original price $703.99Original price$703.99$703.99 - $703.99Current price $703.99| /
Sonos - Sub (Gen 3) Wireless Subwoofer - White
Sonos IncLower lows and higher highsSonos Sub takes over the lowest frequencies enhancing the midrange playback from paired speakers so you experience fulle...
View full detailsOriginal price $703.99 - Original price $703.99Original price$703.99$703.99 - $703.99Current price $703.99| / -
Original price $849.99 - Original price $849.99Original price$849.99$849.99 - $849.99Current price $849.99| /
LG - Soundbar C with Wireless Subwoofer Dolby Atmos DTSX IMAX Enhanced - Black
LGLG OLED Synergy Bracket (Compatible with 55 65 and 77 OLED evo C2 C3 models)Delivered in a sleek design the LG OLED Synergy Bracket can be used as...
View full detailsOriginal price $849.99 - Original price $849.99Original price$849.99$849.99 - $849.99Current price $849.99| / -
Original price $98.99 - Original price $98.99Original price$98.99$98.99 - $98.99Current price $98.99| /
PNY - XLR8 Gaming 16GB (2x8GB) 3200MHz DDR4 DRAM (PC4-25600) CL16 1.35V Memory Kit - Red
PNYKit of two 8GB DDR4 SDRAM memory modulesFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Enhanced thermal p...
View full detailsOriginal price $98.99 - Original price $98.99Original price$98.99$98.99 - $98.99Current price $98.99| / -
Original price $153.99 - Original price $153.99Original price$153.99$153.99 - $153.99Current price $153.99| /
Philips - Hue A19 Bluetooth 60W Smart LED Starter Kit - White and Color Ambiance
PhilipsKickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...
View full detailsOriginal price $153.99 - Original price $153.99Original price$153.99$153.99 - $153.99Current price $153.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Philips - Hue A19 Bluetooth 75W Smart LED Starter Kit - White
PhilipsKickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $190.99 - Original price $190.99Original price$190.99$190.99 - $190.99Current price $190.99| /
Philips - Hue 60W A19 Smart LED Starter Kit - White and Color Ambiance
PhilipsKickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...
View full detailsOriginal price $190.99 - Original price $190.99Original price$190.99$190.99 - $190.99Current price $190.99| / -
Original price $209.99 - Original price $209.99Original price$209.99$209.99 - $209.99Current price $209.99| /
Sonos - Ray Soundbar with Wi-Fi - White
Sonos IncJam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...
View full detailsOriginal price $209.99 - Original price $209.99Original price$209.99$209.99 - $209.99Current price $209.99| / -
Original price $209.99 - Original price $209.99Original price$209.99$209.99 - $209.99Current price $209.99| /
Sonos - Ray Soundbar with Wi-Fi - Black
Sonos IncJam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...
View full detailsOriginal price $209.99 - Original price $209.99Original price$209.99$209.99 - $209.99Current price $209.99| / -
Original price $59.99 - Original price $59.99Original price$59.99$59.99 - $59.99Current price $59.99| /
Insignia - 2.0-Channel Soundbar - Black
InsigniaImprove your home theater systemEnjoy incredible audio and enhance your TV watching movie viewing or music listening experience with 40 W of total ...
View full detailsOriginal price $59.99 - Original price $59.99Original price$59.99$59.99 - $59.99Current price $59.99| / -
Original price $359.99 - Original price $359.99Original price$359.99$359.99 - $359.99Current price $359.99| /
Sony - HT-S2000 Compact 3.1ch Dolby Atmos Soundbar - Black
SonyImmersive surround soundSony technology brings an all-new theater experience home. Our Vertical Surround Engine and S-Force PRO Front Surround in t...
View full detailsOriginal price $359.99 - Original price $359.99Original price$359.99$359.99 - $359.99Current price $359.99| / -
Original price $566.99 - Original price $566.99Original price$566.99$566.99 - $566.99Current price $566.99| /
Sony - HTA3000 3.1 ch Dolby Atmos Soundbar - Black
SonyImmersive surround sound from our premium soundbarUtilizing a combination of technology such as Vertical Surround Engine S-Force Pro Front Surround...
View full detailsOriginal price $566.99 - Original price $566.99Original price$566.99$566.99 - $566.99Current price $566.99| / -
Original price $819.99 - Original price $819.99Original price$819.99$819.99 - $819.99Current price $819.99| /
Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black
BoseImmersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...
View full detailsOriginal price $819.99 - Original price $819.99Original price$819.99$819.99 - $819.99Current price $819.99| / -
Original price $768.99 - Original price $768.99Original price$768.99$768.99 - $768.99Current price $768.99| /
Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - White
Sonos IncImmerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...
View full detailsOriginal price $768.99 - Original price $768.99Original price$768.99$768.99 - $768.99Current price $768.99| / -
Original price $768.99 - Original price $768.99Original price$768.99$768.99 - $768.99Current price $768.99| /
Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - Black
Sonos IncImmerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...
View full detailsOriginal price $768.99 - Original price $768.99Original price$768.99$768.99 - $768.99Current price $768.99| / -
Original price $417.99 - Original price $417.99Original price$417.99$417.99 - $417.99Current price $417.99| /
Sonos - Beam (Gen 2) - Black
Sonos IncHigh Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...
View full detailsOriginal price $417.99 - Original price $417.99Original price$417.99$417.99 - $417.99Current price $417.99| / -
Original price $417.99 - Original price $417.99Original price$417.99$417.99 - $417.99Current price $417.99| /
Sonos - Beam (Gen 2) - White
Sonos IncHigh Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...
View full detailsOriginal price $417.99 - Original price $417.99Original price$417.99$417.99 - $417.99Current price $417.99| / -
Original price $310.99 - Original price $310.99Original price$310.99$310.99 - $310.99Current price $310.99| /
XFX - SPEEDSTER SWFT210 AMD Radeon RX 6600 Core 8GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black
XFXGDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...
View full detailsOriginal price $310.99 - Original price $310.99Original price$310.99$310.99 - $310.99Current price $310.99| / -
Original price $331.99 - Original price $331.99Original price$331.99$331.99 - $331.99Current price $331.99| /
XFX - SPEEDSTER SWFT210 AMD Radeon RX 6650XT Core 8GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black
XFXGDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...
View full detailsOriginal price $331.99 - Original price $331.99Original price$331.99$331.99 - $331.99Current price $331.99| / -
Original price $839.99 - Original price $839.99Original price$839.99$839.99 - $839.99Current price $839.99| /
Sony - XV900 X-Series BLUETOOTH Party Speaker - Black
SonyFill your room with Omnidirectional party soundWith Omnidirectional party sound feel the groove in every corner with six tweeters around the front ...
View full detailsOriginal price $839.99 - Original price $839.99Original price$839.99$839.99 - $839.99Current price $839.99| / -
Original price $589.99 - Original price $589.99Original price$589.99$589.99 - $589.99Current price $589.99| /
Sony SRS-XV800 - party speaker - for portable use - wireless
SonyFill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...
View full detailsOriginal price $589.99 - Original price $589.99Original price$589.99$589.99 - $589.99Current price $589.99| / -
Original price $86.99 - Original price $86.99Original price$86.99$86.99 - $86.99Current price $86.99| /
GE - CYNC 16 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color
GEEnhance Your Space with Dynamic Light Shows Music SyncSync your lights to your music and watch as light shows interact with what you are listening...
View full detailsOriginal price $86.99 - Original price $86.99Original price$86.99$86.99 - $86.99Current price $86.99| / -
Original price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| /
GE - CYNC 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color
GEMillions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...
View full detailsOriginal price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| / -
Original price $207.99 - Original price $207.99Original price$207.99$207.99 - $207.99Current price $207.99| /
ecobee - Enhanced Smart Programmable Touch-Screen Wi-Fi Thermostat with Alexa Apple HomeKit and Google Assistant - Black
EcoBeeENERGY STAR certifiedSave up to 26 per year on heating and cooling costs. Automatically adjusts the temperature when you’re away to never heat or c...
View full detailsOriginal price $207.99 - Original price $207.99Original price$207.99$207.99 - $207.99Current price $207.99| / -
Original price $262.99 - Original price $262.99Original price$262.99$262.99 - $262.99Current price $262.99| /
ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black
EcoBeeENERGY STAR certified and Smart Sensor IncludedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...
View full detailsOriginal price $262.99 - Original price $262.99Original price$262.99$262.99 - $262.99Current price $262.99| / -
Original price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| /
Google - Nest Smart Programmable Wifi Thermostat - Sand
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsOriginal price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| / -
Original price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| /
Google - Nest Smart Programmable Wifi Thermostat - Snow
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsOriginal price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| / -
Original price $218.99 - Original price $218.99Original price$218.99$218.99 - $218.99Current price $218.99| /
Samsung - C Series 2.1ch DTS Virtual X Soundbar - Titan Black
SamsungDTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...
View full detailsOriginal price $218.99 - Original price $218.99Original price$218.99$218.99 - $218.99Current price $218.99| / -
Original price $171.99 - Original price $171.99Original price$171.99$171.99 - $171.99Current price $171.99| /
Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi
GoveeDouble the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...
View full detailsOriginal price $171.99 - Original price $171.99Original price$171.99$171.99 - $171.99Current price $171.99| / -
Original price $334.99 - Original price $334.99Original price$334.99$334.99 - $334.99Current price $334.99| /
JBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsOriginal price $334.99 - Original price $334.99Original price$334.99$334.99 - $334.99Current price $334.99| / -
Original price $446.99 - Original price $446.99Original price$446.99$446.99 - $446.99Current price $446.99| /
JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsOriginal price $446.99 - Original price $446.99Original price$446.99$446.99 - $446.99Current price $446.99| / -
Original price $158.99 - Original price $158.99Original price$158.99$158.99 - $158.99Current price $158.99| /
GE - Cync Dynamic Effects Panel Lights Full Color 7pk - Multi
General ElectricCustomer Design Panel LightsCreate unique custom designs by designing your hex panel's layout and adhering to the wall. Follow the app for design i...
View full detailsOriginal price $158.99 - Original price $158.99Original price$158.99$158.99 - $158.99Current price $158.99| / -
Original price $68.99 - Original price $68.99Original price$68.99$68.99 - $68.99Current price $68.99| /
GE - Cync Smart Neon 10ft Shape Light with Dynamic Effects (1pk) - Full Color
General ElectricCreate Unique DesignsUse the flexible bendable tubing to create shapes designs and words for one-of-a-kind wall artIndividually Controllable Segmen...
View full detailsOriginal price $68.99 - Original price $68.99Original price$68.99$68.99 - $68.99Current price $68.99| / -
Original price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| /
Philips - Hue BR30 Bluetooth 85W Smart LED Bulb (2-Pack) - White and Color Ambiance
PhilipsCreate a personalized experienceAt the touch of a button you can transform your living room with a pink glow or light your entire home in vibrant c...
View full detailsOriginal price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.