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Desktops

Rent to Own Desktop Computers – Work, Gaming & Home Office Solutions

Find the perfect desktop computer with affordable rent-to-own financing at Finance My Cart. Whether you need a powerful workstation for productivity, a high-performance gaming PC, or a reliable home desktop, we’ve got you covered. Choose from top brands like Dell, HP, Apple, ASUS, Alienware, MSI, Lenovo, and more. Get advanced features such as lightning-fast processors, high-resolution displays, expandable storage, and cutting-edge graphics—all with flexible lease-to-own payment plans and fast shipping. No matter your credit history, our financing options make it easy to upgrade to the latest technology without breaking the bank.

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AOpen Chromebox Mini 2 - digital signage player
$296.99 - $296.99
$296.99
$296.99 - $296.99
$296.99

AOpen Chromebox Mini 2 - digital signage player

AOpen America

AOpen Chromebox Mini 2 - Digital signage player - 8 GB RAM - Intel Celeron - SSD - 32 GB - Chrome OS - 4K UHD (2160p)

$296.99 - $296.99
$296.99
$296.99 - $296.99
$296.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Green
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Green

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Blue
$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,482.99 - $1,482.99
$1,482.99
$1,482.99 - $1,482.99
$1,482.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver
$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,708.99 - $1,708.99
$1,708.99
$1,708.99 - $1,708.99
$1,708.99
Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue
$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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$1,934.99 - $1,934.99
$1,934.99
$1,934.99 - $1,934.99
$1,934.99
Apple Mac Studio - USFF M2 Max - 32 GB - SSD 512 GB
$2,195.99 - $2,195.99
$2,195.99
$2,195.99 - $2,195.99
$2,195.99

Apple Mac Studio - USFF M2 Max - 32 GB - SSD 512 GB

Apple

M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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$2,195.99 - $2,195.99
$2,195.99
$2,195.99 - $2,195.99
$2,195.99
ASUS - ROG Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4060 Ti - 2TB SSD - Black
$1,615.99 - $1,615.99
$1,615.99
$1,615.99 - $1,615.99
$1,615.99

ASUS - ROG Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4060 Ti - 2TB SSD - Black

ASUS

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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$1,615.99 - $1,615.99
$1,615.99
$1,615.99 - $1,615.99
$1,615.99
CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - AMD Radeon RX 7600 8GB - 1TB SSD - White
$1,060.99 - $1,060.99
$1,060.99
$1,060.99 - $1,060.99
$1,060.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - AMD Radeon RX 7600 8GB - 1TB SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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$1,060.99 - $1,060.99
$1,060.99
$1,060.99 - $1,060.99
$1,060.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - White/Black
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - White/Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black
$1,454.99 - $1,454.99
$1,454.99
$1,454.99 - $1,454.99
$1,454.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,454.99 - $1,454.99
$1,454.99
$1,454.99 - $1,454.99
$1,454.99
HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black
HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black
$856.99 - $856.99
$856.99
$856.99 - $856.99
$856.99

HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$856.99 - $856.99
$856.99
$856.99 - $856.99
$856.99
iBUYPOWER - Y40 Gaming Desktop PC - Intel Core i7 14700F - NVIDIA GeForce RTX 4060Ti 16GB - 32GB DDR5 RAM - 2TB NVMe - Black
$1,727.99 - $1,727.99
$1,727.99
$1,727.99 - $1,727.99
$1,727.99

iBUYPOWER - Y40 Gaming Desktop PC - Intel Core i7 14700F - NVIDIA GeForce RTX 4060Ti 16GB - 32GB DDR5 RAM - 2TB NVMe - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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$1,727.99 - $1,727.99
$1,727.99
$1,727.99 - $1,727.99
$1,727.99
HP - Envy Desktop - Intel Core i5 - 12GB Memory - 1TB SSD - Black
$688.99 - $688.99
$688.99
$688.99 - $688.99
$688.99

HP - Envy Desktop - Intel Core i5 - 12GB Memory - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$688.99 - $688.99
$688.99
$688.99 - $688.99
$688.99
Lenovo - IdeaCentre Mini Desktop - Intel Core i7-13700H - 16GB Memory - 512GB SSD - Cloud Gray
$944.99 - $944.99
$944.99
$944.99 - $944.99
$944.99

Lenovo - IdeaCentre Mini Desktop - Intel Core i7-13700H - 16GB Memory - 512GB SSD - Cloud Gray

Lenovo

Windows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...

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$944.99 - $944.99
$944.99
$944.99 - $944.99
$944.99
iBUYPOWER - Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RAM - 1TB NVMe - Black
$1,098.99 - $1,098.99
$1,098.99
$1,098.99 - $1,098.99
$1,098.99

iBUYPOWER - Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RAM - 1TB NVMe - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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$1,098.99 - $1,098.99
$1,098.99
$1,098.99 - $1,098.99
$1,098.99
Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray
$897.99 - $897.99
$897.99
$897.99 - $897.99
$897.99

Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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$897.99 - $897.99
$897.99
$897.99 - $897.99
$897.99
HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
$796.99 - $796.99
$796.99
$796.99 - $796.99
$796.99

HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Movable and rechargeableHP Envy Move 23.8 All-in-One PC lets you take your business recipes and workouts from the desktop to the countertop and bac...

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$796.99 - $796.99
$796.99
$796.99 - $796.99
$796.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White
$1,235.99 - $1,235.99
$1,235.99
$1,235.99 - $1,235.99
$1,235.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,235.99 - $1,235.99
$1,235.99
$1,235.99 - $1,235.99
$1,235.99
Lenovo - IdeaCentre 3 Desktop - Intel Processor U300 - 8GB Memory - 256GB SSD - Cloud Grey
$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99

Lenovo - IdeaCentre 3 Desktop - Intel Processor U300 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99
HP - 21.5" Full HD All-in-One - Intel Celeron - 4GB Memory - 128GB SSD - Cashmere White
$336.99 - $336.99
$336.99
$336.99 - $336.99
$336.99

HP - 21.5" Full HD All-in-One - Intel Celeron - 4GB Memory - 128GB SSD - Cashmere White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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$336.99 - $336.99
$336.99
$336.99 - $336.99
$336.99
HP OMEN - 25L Gaming Desktop - Intel Core i5-14400F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Snow White
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99

HP OMEN - 25L Gaming Desktop - Intel Core i5-14400F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Snow White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99
Lenovo - Yoga AIO 9i 31.5" All-In-One - Intel Core i9 - 16GB Memory + 512GB SSD - Storm Gray
$1,985.99 - $1,985.99
$1,985.99
$1,985.99 - $1,985.99
$1,985.99

Lenovo - Yoga AIO 9i 31.5" All-In-One - Intel Core i9 - 16GB Memory + 512GB SSD - Storm Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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$1,985.99 - $1,985.99
$1,985.99
$1,985.99 - $1,985.99
$1,985.99
HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver
$955.99 - $955.99
$955.99
$955.99 - $955.99
$955.99

HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

HP

Operating system Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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$955.99 - $955.99
$955.99
$955.99 - $955.99
$955.99
HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black
$738.99 - $738.99
$738.99
$738.99 - $738.99
$738.99

HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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$738.99 - $738.99
$738.99
$738.99 - $738.99
$738.99
HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black
$571.99 - $571.99
$571.99
$571.99 - $571.99
$571.99

HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

View full details
$571.99 - $571.99
$571.99
$571.99 - $571.99
$571.99
HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black
HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black
$1,233.99 - $1,233.99
$1,233.99
$1,233.99 - $1,233.99
$1,233.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$1,233.99 - $1,233.99
$1,233.99
$1,233.99 - $1,233.99
$1,233.99
HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black
$703.99 - $703.99
$703.99
$703.99 - $703.99
$703.99

HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$703.99 - $703.99
$703.99
$703.99 - $703.99
$703.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White
$735.99 - $735.99
$735.99
$735.99 - $735.99
$735.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$735.99 - $735.99
$735.99
$735.99 - $735.99
$735.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.