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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $31.99 - Original price $31.99
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    Insignia - USB to VGA Adapter - White

    Insignia

    USB 3.0 to VGAMirror or extend your computer’s display to by connecting from your computer’s USB port to an VGA-enabled monitor.For Windows and mac...

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    Original price $31.99 - Original price $31.99
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  • Original price $76.99 - Original price $76.99
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    Insignia - Rog Ally Docking Station

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $76.99 - Original price $76.99
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  • Original price $96.99 - Original price $96.99
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    Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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    Original price $96.99 - Original price $96.99
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  • Original price $91.99 - Original price $91.99
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    Insignia - Dock Station for ROG Ally Steam Deck Legion Go and other type-c mobile devices

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $91.99 - Original price $91.99
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  • Original price $96.99 - Original price $96.99
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    Insignia - Universal 180W High-Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $96.99 - Original price $96.99
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  • Original price $118.99 - Original price $118.99
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    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

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    Original price $118.99 - Original price $118.99
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  • Original price $64.99 - Original price $64.99
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    Insignia - Universal TV Feet Replacement Kit for TVs 49"-77" or 100 lbs - Black

    Insignia

    Universal TV feet replacementCompatible with TVs between 49" and 77" and up to 100 lbs.Height adjustableLets you place soundbars gaming systems and...

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    Original price $64.99 - Original price $64.99
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  • Original price $19.99 - Original price $19.99
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    Insignia - Precision Thumbstick Multi-pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

    Insignia

    Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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    Insignia - Precision Thumbstick Multi-pack for Xbox Series XS and Xbox One Controllers - Multi Color

    Insignia

    Enhances GripTexturized surfaces embedded onto a rubber coveringIncreased ComfortCustomize the stick height to a position that is most comfortableI...

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  • Original price $67.99 - Original price $67.99
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    Insignia - USB 3.0 to DisplayPort Adapter - White

    Insignia

    USB 3.0 to DisplayPort AdapterMirror or extend your computer’s display by connecting from your computer’s USB port to a DisplayPort-enabled monitor...

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    Original price $67.99 - Original price $67.99
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  • Original price $40.99 - Original price $40.99
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    Insignia - VGA to HDMI Adapter - White

    Insignia

    VGA to HDMIMirror or extend your computer’s display by connecting from your computer’s VGA port to an HDMI-enabled device.System requirementsHDMI c...

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    Original price $40.99 - Original price $40.99
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  • Original price $66.99 - Original price $66.99
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    Insignia - USB to HDMI Adapter - Black

    Insignia

    USB 3.0 to HDMIMirrors or extends your screen to a second monitor for better presentations and multitasking.4K resolutionProvides a high-quality vi...

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    Original price $66.99 - Original price $66.99
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  • Original price $46.99 - Original price $46.99
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    Insignia - USB to VGA Adapter - Black

    Insignia

    USB 3.0 to VGAMirrors or extends your screen to a second monitor for better presentations and multitasking.Dazzling resolutionProvides high-quality...

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    Original price $46.99 - Original price $46.99
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  • Original price $34.99 - Original price $34.99
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    Insignia - HDMI to VGA Adapter - Cool gray

    Insignia

    HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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    Original price $34.99 - Original price $34.99
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  • Original price $29.99 - Original price $29.99
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    Insignia - 6' DVI-D to HDMI Cable - Black

    Insignia

    Efficiently transmit videoConnects your computer’s HDMI port to a monitor or projector’s DVI-D port. (Note This cable converts HDMI output to a DVI...

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  • Original price $39.99 - Original price $39.99
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    Insignia - USB-C to DisplayPort Adapter - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Original price $39.99 - Original price $39.99
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  • Original price $69.99 - Original price $69.99
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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and Meta Quest - Black

    Insignia

    Compatible with Meta Quest 2 and Meta QuestDesigned specifically for use with Meta Quest 2 and Meta Quest VR headsets and your USB-C computer.Flexi...

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    Original price $69.99 - Original price $69.99
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  • Original price $71.99 - Original price $71.99
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    Insignia - USB to Dual HDMI Adapter - White

    Insignia

    USB 3.0 to HDMIMirror or extend your computer’s display by connecting from your computer’s USB-A port to HDMI-enabled monitor TV or Projector.For W...

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    Original price $71.99 - Original price $71.99
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    Current price $71.99
  • Original price $97.99 - Original price $97.99
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    Current price $97.99

    Insignia - Universal 180W High Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

    View full details
    Original price $97.99 - Original price $97.99
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    $97.99
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    Current price $97.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.