Skip to content
FREE SHIPPING!
FREE SHIPPING!

Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - White

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

Bowers Wilkins - Px7 S2e Wireless Noise Cancelling Over-the-Ear Headphones - Ruby Red

B&W North America

High-End HeadphonesElevate your sound with Bowers Wilkins Px7 S2E Over-Ear Headphones. These feature 24-bit high-res DSP and custom-designed 40mm ...

View full details
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Turtle Beach - Stealth 600 Wireless Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach

Multiplatform wireless + bluetoothExperience low-latency multiplatform freedom with 2.4GHz Wireless and Bluetooth 5.2 on PC PlayStation or Steam De...

View full details
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

HyperX - Cloud III Wireless Gaming Headset for PC PS5 PS4 and Nintendo Switch - Black

HyperX

Up to 120 hours of Battery LifePut on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery lif...

View full details
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Smoky Pink

Sony

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

View full details
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99
Original price $275.99 - Original price $275.99
Original price
$275.99
$275.99 - $275.99
Current price $275.99

Sony WF-1000XM5 - true wireless earphones with mic

Sony

Noise CancellationThe WF-1000XM5 reduces external noise over a wide bandwidth from low to high frequencies. Real-time noise cancelling processing c...

View full details
Original price $275.99 - Original price $275.99
Original price
$275.99
$275.99 - $275.99
Current price $275.99
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Jet Black

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black/Red

HyperX

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

View full details
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Hyper Purple

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

View full details
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

Samsung - Galaxy Buds3 Wireless Earbud Headphones - White

Samsung

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

View full details
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

View full details
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

HyperX - Cloud III Wireless Gaming Headset for PC PS5 PS4 and Nintendo Switch - Black/Red

HyperX

Up to 120 hours of Battery LifePut on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery lif...

View full details
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $464.99 - Original price $464.99
Original price
$464.99
$464.99 - $464.99
Current price $464.99

Bowers Wilkins - Px8 Over-Ear Wireless Noise Cancelling Headphones - Dark Forest

B&W North America

Industry-Leading Audio PerformanceThe Bowers Wilkins Px8 over-ear wireless headphones feature a redesigned and optimized acoustic system an all-ne...

View full details
Original price $464.99 - Original price $464.99
Original price
$464.99
$464.99 - $464.99
Current price $464.99
Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99

Dyson - OnTrac Customizable Active Noise-Cancelling Headphones - Aluminum

Dyson

Block out unwanted noise8 Active Noise Cancelling microphones cancel up to 40dB of unwanted noise for fully-immersive listening.Listen for up to tw...

View full details
Original price $473.99 - Original price $473.99
Original price
$473.99
$473.99 - $473.99
Current price $473.99
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

DROP - DROP+ EPOS H3X Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Black

DROP

Wired Gaming HeadsetWired connection for zero lag.Tuned for PerformanceTuned specifically for clarity while gaming hear all the critical details.Cl...

View full details
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Sennheiser - ACCENTUM Plus Wireless Bluetooth Headphones Adaptive Hybrid ANC Smart Adaptive Features. - Black

Sennheiser

Ultra-Fast ChargingJust 10 minutes of charging provides 5 hours of playtime to efficiently get back to outstanding on-the-go audio.50-Hour Battery ...

View full details
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

Sonos - Ace Wireless Over-the-Ear Headphones with Active noise Cancellation (Each) - Soft White

Sonos Inc

A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

View full details
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

Sonos - Ace Wireless Over-the-Ear Headphones with Active Noise Cancellation (Each) - Black

Sonos Inc

A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

View full details
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

View full details
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Sennheiser - HD 560S Wired Open Aire Over-the-Ear Audiophile Headphones - Black

Sennheiser

Audiophile SoundReference-grade headphones for analytical listening sessions with natural and accurate reference soundOptimal ListeningAngled trans...

View full details
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Black

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

View full details
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

JVC - Open-Ear Headphones HANP40TB - Black

JVC

Fitness Series Open-Ear True WirelessLightweight body and pivot motion hook for secure and comfortable fitLong Battery LifeEnjoy up to 26 hours of ...

View full details
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black Gold

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red

Apple

Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Beats - Studio Buds Totally Wireless Noise Cancelling Earbuds - Black

Apple

Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Purple

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

View full details
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Shure - MV7X XLR Podcast Mic-Pro Quality Dynamic

Shure

XLR output allows digital or analog recordingHighly directional dynamic element and Voice Isolation TechnologyOptimized frequency response for rich...

View full details
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99
Original price $309.99 - Original price $309.99
Original price
$309.99
$309.99 - $309.99
Current price $309.99

Saramonic - Ultra 2-Person Universal Wireless Mic w/32-Bit Float Recording

Saramonic

PREMIUM WIRELESS SYSTEMIncredibly Powerful 2-Person wireless clip-on mic system with Lavaliers that is ideal for High-Level Filmmaking Content Crea...

View full details
Original price $309.99 - Original price $309.99
Original price
$309.99
$309.99 - $309.99
Current price $309.99
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Sony - WH-CH520 Wireless Headphone with Microphone - White

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Sony - WH-CH520 Wireless Headphone with Microphone - Blue

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Soundcore - by Anker Space One True Wireless Noise Cancelling Over-the-Ear Headphones - Black

Soundcore

2X Stronger Voice ReductionStay focused during bustling journeys with our upgraded noise cancelling structure. Space One excels in blocking out mid...

View full details
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Sony - WH-CH520 Wireless Headphone with Microphone - Cappuccino

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.