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Refrigerators

Rent to Own Refrigerators – Keep Your Cool with Flexible Financing

Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!

Original price $2,242.99 - Original price $2,242.99
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Current price $2,242.99

LG - 27 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - Black Stainless Steel

LG

Ultra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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Original price $2,242.99 - Original price $2,242.99
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$2,242.99
$2,242.99 - $2,242.99
Current price $2,242.99
Original price $988.99 - Original price $988.99
Original price
$988.99
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Current price $988.99

Frigidaire - 20.0 Cu. Ft. Top Freezer Refrigerator - Stainless Steel

Frigidaire

The Frigidaire 20.0 Cu. Ft. Top Freezer Refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features th...

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Original price $988.99 - Original price $988.99
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$988.99
$988.99 - $988.99
Current price $988.99
Original price $1,954.99 - Original price $1,954.99
Original price
$1,954.99
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Current price $1,954.99

Samsung - 26 cu. ft. Mega Capacity Counter Depth 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $1,954.99 - Original price $1,954.99
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$1,954.99
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Current price $1,954.99
Original price $1,986.99 - Original price $1,986.99
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Current price $1,986.99

Vinotemp - 114-Bottle Freestanding Single-Zone Wine Cooler - Silver

Vinotemp

Rear exhaust for freestanding installation onlyInterior LED lightingSingle zone wine coolerDigital temperature control panel

Original price $1,986.99 - Original price $1,986.99
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Current price $1,986.99
Original price $3,489.99 - Original price $3,489.99
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$3,489.99
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Current price $3,489.99

Vinotemp - EL-300TS 270-Bottle Dual Zone Wine Cooler - Black

Vinotemp

Dimensions 29.5 in. W x 27.1 in. D x 74 in. HTemperature Range 39-65F (Lower and Upper Zones)Security lock and key includedFront exhaust designed f...

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Original price $3,489.99 - Original price $3,489.99
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Current price $3,489.99
Original price $4,157.99 - Original price $4,157.99
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Current price $4,157.99

Vinotemp - 108-Bottle Dual Zone Beverage Cooler - Silver

Vinotemp

Available in Right or Left HingeDual-ZoneProfessional style pole handleWine storage on the top with glass door

Original price $4,157.99 - Original price $4,157.99
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Current price $4,157.99
Original price $3,266.99 - Original price $3,266.99
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$3,266.99
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Current price $3,266.99

Vinotemp - 155-Bottle Dual Zone Wine Cooler - Silver

Vinotemp

Dual-zone wine coolerSleek black cabinet with a dual-pane glass doorEmbraco compressor (Quieter and energy efficient)Digital temperature control wi...

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Original price $3,266.99 - Original price $3,266.99
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Current price $3,266.99
Original price $2,707.99 - Original price $2,707.99
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Current price $2,707.99

LG - Counter-Depth MAX 23.7 Cu. Ft. French Door Smart Refrigerator with Zero Clearance - Stainless Steel

LG

Zero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...

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Original price $2,707.99 - Original price $2,707.99
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Current price $2,707.99
Original price $942.99 - Original price $942.99
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$942.99
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Current price $942.99

Frigidaire - 15.5 Cu. Ft. Frost-Free Upright Freezer with Interior Light - Brushed Steel

Frigidaire

Stock up on fruits and vegetables with this Frigidaire freestanding upright freezer. The 15.5 cu. ft. interior and adjustable wire shelves offer fl...

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Original price $942.99 - Original price $942.99
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Current price $942.99
Original price $889.99 - Original price $889.99
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$889.99
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Current price $889.99

Frigidaire - 15.5 Cu. Ft. Frost-Free Upright Freezer with Interior Light - White

Frigidaire

Keep frozen food accessible with this 15.5 cu. ft. Frigidaire upright freezer. The adjustable shelves baskets and door bins let you make the most o...

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Original price $889.99 - Original price $889.99
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$889.99
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Current price $889.99
Original price $1,009.99 - Original price $1,009.99
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Current price $1,009.99

Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel

Insignia

5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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Original price $1,009.99 - Original price $1,009.99
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Original price $4,854.99 - Original price $4,854.99
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Current price $4,854.99

Caf - 22.3 Cu. Ft. 4-Door French Door Counter-Depth Smart Refrigerator Customizable - Stainless Steel

GE Cafe

Counter Depth DesignGet a built-in look in the kitchen with a counter depth refrigerator that fits almost flush with the rest ofConvertible Drawer ...

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Original price $4,854.99 - Original price $4,854.99
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Current price $4,854.99
Original price $1,942.99 - Original price $1,942.99
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Current price $1,942.99

Samsung - 31 cu. ft. Mega Capacity 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $1,942.99 - Original price $1,942.99
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$1,942.99
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Current price $1,942.99
Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99

Insignia - 3.1 Cu. Ft. Retro Mini Fridge with Top Freezer and ENERGY STAR Certification - Creamy vanilla

Insignia

Retro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...

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Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99
Original price $1,472.99 - Original price $1,472.99
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Current price $1,472.99

LG - 26.6 Cu. Ft. Side-by-Side Smart Refrigerator with External Ice and Water - Stainless Steel

LG

Ultra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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Original price $1,472.99 - Original price $1,472.99
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Current price $1,472.99
Original price $869.99 - Original price $869.99
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Current price $869.99

Frigidaire - 17.6 Cu. Ft. Top Freezer Refrigerator - Black

Frigidaire

Spacious Interior StorageFind a place for everything with our spacious interior storage options designed for busy families including two edge-to-ed...

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Original price $869.99 - Original price $869.99
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Current price $869.99
Original price $968.99 - Original price $968.99
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Current price $968.99

NewAir - 15 Premium Built-in Dual Zone 9 Bottle and 48 Can Wine and Beverage Fridge with SplitShelf and Seamless Door - Stainless Steel

Newair

Dual temperature zonesHold up to 9 wine bottles along with 48 standard 12-oz. cans for convenient storage of your favorite drinks.SplitShelf config...

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Original price $968.99 - Original price $968.99
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Original price $393.99 - Original price $393.99
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Current price $393.99

Insignia - 3.1 Cu. Ft. Retro Mini Fridge with Top Freezer and ENERGY STAR Certification - Mint

Insignia

Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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Original price $393.99 - Original price $393.99
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$393.99
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Current price $393.99
Original price $397.99 - Original price $397.99
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$397.99
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Current price $397.99

Insignia - 3.1 Cu. Ft. Retro Mini Fridge with Top Freezer and ENERGY STAR Certification - Red

Insignia

Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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Original price $397.99 - Original price $397.99
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$397.99
$397.99 - $397.99
Current price $397.99
Original price $1,974.99 - Original price $1,974.99
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$1,974.99
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Current price $1,974.99

GE - 25.6 Cu. Ft. French Door Refrigerator with Space-Saving Ice Maker - Stainless Steel

GE

Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.25.6 cu. ft. capacityEasily...

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Original price $1,974.99 - Original price $1,974.99
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Original price $1,759.99 - Original price $1,759.99
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$1,759.99
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Current price $1,759.99

Frigidaire - Gallery 20.0 Cu. Ft. French Door Standard-Depth Refrigerator - Stainless Steel

Frigidaire

Gallery 20.0 Cu. Ft. French Door Standard-Depth Refrigerator maintains the taste and texture of even your most delicate foods. Our freshness system...

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Original price $1,759.99 - Original price $1,759.99
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$1,759.99
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Current price $1,759.99
Original price $4,014.99 - Original price $4,014.99
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Current price $4,014.99

Caf - 28.7 Cu. Ft. 4-Door French Door Smart Refrigerator with Dual Dispense Autofill Pitcher - Stainless Steel

GE Cafe

Dual-Dispense AutoFill PitcherEnjoy chilled delicious water anytime with a pitcher that automatically refills when placed on its docking station. T...

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Original price $4,014.99 - Original price $4,014.99
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$4,014.99
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Current price $4,014.99
Original price $3,300.99 - Original price $3,300.99
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$3,300.99
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Current price $3,300.99

GE Profile - 28 Cu. Ft. 4-Door French Door Smart Refrigerator with Fully Convertible Temperature Zone - Stainless Steel

GE Profile

Fully Convertible Temperature ZoneChoose the best temperature for your needs in this innovative fully convertible zone that includes Fridge Freezer...

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Original price $3,300.99 - Original price $3,300.99
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Current price $3,300.99
Original price $866.99 - Original price $866.99
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$866.99
$866.99 - $866.99
Current price $866.99

NewAir - 96-Can Built-In Beverage Cooler with Precision Temperature Controls and Adjustable Shelves - Black Stainless Steel

Newair

Built-In or Stand-AloneThe quiet front-venting compressor system allows this roomy beverage fridge to fit easily under standard kitchen counters. J...

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Original price $866.99 - Original price $866.99
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$866.99
$866.99 - $866.99
Current price $866.99
Original price $2,418.99 - Original price $2,418.99
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$2,418.99
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Current price $2,418.99

GE - 27.7 Cu. Ft. French Door Refrigerator with Space Saving Ice Maker - Stainless Steel

GE

Fingerprint-resistant stainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Space-saving icemakerLocated on t...

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Original price $2,418.99 - Original price $2,418.99
Original price
$2,418.99
$2,418.99 - $2,418.99
Current price $2,418.99
Original price $2,409.99 - Original price $2,409.99
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$2,409.99
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Current price $2,409.99

Frigidaire - Gallery 21.5 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator - Stainless Steel

Frigidaire

CrispersLettuce and broccoli stay fresh and crisp for longer with the CrispSeal Fresh crispers. The crispers block out dry air optimize humidity re...

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Original price $2,409.99 - Original price $2,409.99
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$2,409.99
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Current price $2,409.99
Original price $1,791.99 - Original price $1,791.99
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$1,791.99
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Current price $1,791.99

LG - 27.12 Cu. Ft. Door-in-Door Side-by-Side Refrigerator with SpacePlus Ice System - Stainless Steel

LG

Ultra-Large Capacity 27.12 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.12 cu. ft. of space but the vertical do...

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Original price $1,791.99 - Original price $1,791.99
Original price
$1,791.99
$1,791.99 - $1,791.99
Current price $1,791.99
Original price $754.99 - Original price $754.99
Original price
$754.99
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Current price $754.99

Whirlpool - 11.6 Cu. Ft. Top-Freezer Counter-Depth Refrigerator - Stainless Steel

Whirlpool

EZ Connect icemaker kitEasily add ice with optional EZ Connect icemaker kit W11424126.Gallon door binFree up shelf space with a gallon door bin tha...

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Original price $754.99 - Original price $754.99
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$754.99
$754.99 - $754.99
Current price $754.99
Original price $3,058.99 - Original price $3,058.99
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$3,058.99
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Current price $3,058.99

GE Profile - 28.7 Cu. Ft. 4-Door French Door Smart Refrigerator with Dual-Dispense AutoFill Pitcher - Stainless Steel

GE Profile

Dual-Dispense AutoFill PitcherEnjoy chilled filtered water for yourself or a group with an innovative pitcher that automatically refills from a doc...

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Original price $3,058.99 - Original price $3,058.99
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$3,058.99
$3,058.99 - $3,058.99
Current price $3,058.99
Original price $2,695.99 - Original price $2,695.99
Original price
$2,695.99
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Current price $2,695.99

Samsung - BESPOKE 23 cu. ft. 4-Door French Door Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,695.99 - Original price $2,695.99
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$2,695.99
$2,695.99 - $2,695.99
Current price $2,695.99
Original price $917.99 - Original price $917.99
Original price
$917.99
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Current price $917.99

Whynter - 4.2 cu.ft. Cigar Cabinet Cooler and Humidor with Humidity Temperature Control - Silver

Whynter

Capacity4.2 cu. Ft - 400 CigarsTemperature Range64F 72FAppearanceStainless steel trimmed tempered glass door and sleek black cabinetAdjustable Hum...

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Original price $917.99 - Original price $917.99
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$917.99
$917.99 - $917.99
Current price $917.99
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

NewAir - Spectrum 85-Can Freestanding Beverage Cooler with HexaColor Pattern - Black

Newair

RGB HexaColor LightingImmerse yourself in captivating and customizable color. Our unique and versatile hexagon-inspired design is meant to harmoniz...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99
Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99

Frigidaire - 20.0 Cu. Ft Single-Door Refrigerator - White

Frigidaire

This Frigidaire 20 Cu. Ft upright refrigerator prevents warm spots and unwanted freezing and ensures a consistent temperature throughout with the E...

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Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99
Original price $319.99 - Original price $319.99
Original price
$319.99
$319.99 - $319.99
Current price $319.99

Whynter - CHC-123DS 1.2 cu. ft. Stainless Steel Digital Control and Display Cigar Humidor with Spanish Cedar Shelves - Stainless Steel Door/Black Housing

Whynter

Capacity1.2 Cubic Feet Holds up to 250 CigarsLock TypeCylinder lock and two keysShelf Count2 Removable Shelves and 1 Drawer made of Spanish Cedar W...

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Original price $319.99 - Original price $319.99
Original price
$319.99
$319.99 - $319.99
Current price $319.99
Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

NewAir - 80 Quart Portable 12v Electric Cooler with LG Compressor Fridge and Freezer Rugged Wheels and Solar Power Input - Gray

Newair

Built for AdventureThis electric cooler with off-road wheels also comes with a tough exterior and retractable handle making it fit for any outdoor ...

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Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99
Original price $1,061.99 - Original price $1,061.99
Original price
$1,061.99
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Current price $1,061.99

Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

Whirlpool

Monochromatic stainless-steel finishAligns perfectly with any stylish kitchen design.Generous storageIncludes 2 full-width door bins and a wire she...

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Original price $1,061.99 - Original price $1,061.99
Original price
$1,061.99
$1,061.99 - $1,061.99
Current price $1,061.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.