Skip to content
FREE SHIPPING!
FREE SHIPPING!

Refrigerators

Rent to Own Refrigerators – Keep Your Cool with Flexible Financing

Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!

Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

NewAir - 3.1 Cu. Ft. Compact Mini Refrigerator with Freezer Can Dispenser and Energy Star - Gray

Newair

Dual Zone Fridge and FreezerThis mini fridge comes with a separate freezer compartment so you can keep your personal stash of ice cream pizza and f...

View full details
Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99
Original price $3,752.99 - Original price $3,752.99
Original price
$3,752.99
$3,752.99 - $3,752.99
Current price $3,752.99

Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Smart Refrigerator with AI Family Hub+ and AI Vision Inside - White Glass

Samsung

AI Family Hub +AI Family Hub+ with the industry’s largest screen gives you an enhanced user experience. AI Family Hub+ keeps you connected to your ...

View full details
Original price $3,752.99 - Original price $3,752.99
Original price
$3,752.99
$3,752.99 - $3,752.99
Current price $3,752.99
Original price $1,100.99 - Original price $1,100.99
Original price
$1,100.99
$1,100.99 - $1,100.99
Current price $1,100.99

Frigidaire - 19.8 Cu. Ft. Chest Freezer - White

Frigidaire

Removable BasketsStay organized with our removable basket that can hold small frozen items and slides easily so you can see items underneath.Extern...

View full details
Original price $1,100.99 - Original price $1,100.99
Original price
$1,100.99
$1,100.99 - $1,100.99
Current price $1,100.99
Original price $801.99 - Original price $801.99
Original price
$801.99
$801.99 - $801.99
Current price $801.99

Frigidaire - 45 Bottle Two-Zone Wine Cooler - Stainless Steel

Frigidaire

Holds up to 45 wine bottles for maximum storage of your favorite winesStore red white and sparkling wines separately to ensure each is kept at the ...

View full details
Original price $801.99 - Original price $801.99
Original price
$801.99
$801.99 - $801.99
Current price $801.99
Original price $1,719.99 - Original price $1,719.99
Original price
$1,719.99
$1,719.99 - $1,719.99
Current price $1,719.99

LG - 27.2 Cu. Ft. Side-by-Side Refrigerator with SpacePlus Ice - Stainless Steel

LG

Ultra-Large Capacity 27.2 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.2 cu. ft. of space but the vertical door...

View full details
Original price $1,719.99 - Original price $1,719.99
Original price
$1,719.99
$1,719.99 - $1,719.99
Current price $1,719.99
Original price $3,752.99 - Original price $3,752.99
Original price
$3,752.99
$3,752.99 - $3,752.99
Current price $3,752.99

Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Smart Refrigerator with AI Family Hub+ and AI Vision Inside - Stainless Steel

Samsung

AI Family Hub +AI Family Hub+ with the industry’s largest screen gives you an enhanced user experience. AI Family Hub+ keeps you connected to your ...

View full details
Original price $3,752.99 - Original price $3,752.99
Original price
$3,752.99
$3,752.99 - $3,752.99
Current price $3,752.99
Original price $585.99 - Original price $585.99
Original price
$585.99
$585.99 - $585.99
Current price $585.99

Insignia -10 Cu Ft Top-Freezer Refrigerator w/Reversible Door ENERGY STAR -Stainless Look

Insignia

10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

View full details
Original price $585.99 - Original price $585.99
Original price
$585.99
$585.99 - $585.99
Current price $585.99
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99

NewAir - 126-Can Free Standing Beverage Cooler with Adjustable Shelves - Stainless Steel

Newair

Ideal CapacityStore up to 126 cans.Free standingIs ideal for homes offices dorm rooms and more.Set-and-forget thermostatChoose from 7 custom thermo...

View full details
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99
Original price $319.99 - Original price $319.99
Original price
$319.99
$319.99 - $319.99
Current price $319.99

NewAir - 26 lbs. Countertop Nugget Ice Maker - Stainless Steel

Newair

Get the Good Ice All Day LongThe good ice. Chick-fil-A ice. Sonic ice. Whatever you call it you know it's the best — and now you can enjoy perfect ...

View full details
Original price $319.99 - Original price $319.99
Original price
$319.99
$319.99 - $319.99
Current price $319.99
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

NewAir - Shadow T-Series 8-Bottle Wine Cooler with Triple-Layer Tempered Glass Door and Ultra-Quiet Thermoelectic Cooling

Newair

Preserve wine perfectly with vibration-free coolingUltra-quiet thermoelectric cooling minimizes vibrations that can stir up sediment and ruin the f...

View full details
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

NewAir - 24 Built-in Dual Zone 18 Bottle and 58 Can Wine and Beverage Cooler with French Doors and Adjustable Shelves - Black Stainless Steel

Newair

Dual temperature zonesAllow you to keep red wine warm and carbonated drinks icy cold.Built-In or Stand-Alone InstallationEnables seamless integrati...

View full details
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $3,143.99 - Original price $3,143.99
Original price
$3,143.99
$3,143.99 - $3,143.99
Current price $3,143.99

Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Refrigerator with Beverage Zone and Auto Open Door - White Glass

Samsung

Beverage ZoneEnjoy a fridge within your fridge with two temperature settings perfect for beverages desserts and more. Choose from an internal dispe...

View full details
Original price $3,143.99 - Original price $3,143.99
Original price
$3,143.99
$3,143.99 - $3,143.99
Current price $3,143.99
Original price $1,032.99 - Original price $1,032.99
Original price
$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99

NewAir - 24" 224-Can Built-In Beverage Cooler with Color Changing LED Lights and Adjustable Shelves - Stainless Steel

Newair

XL CapacityFit up to 224 cans.24 Built-in designSet it under any standard kitchen cabinet.Color changing¿LED lightsChoose a single color (red white...

View full details
Original price $1,032.99 - Original price $1,032.99
Original price
$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99
Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

NewAir - 15 Built-in 29 Bottle Dual Zone Compressor Wine Fridge with Recessed Kickplate and Carbon Filter - Stainless Steel

Newair

Ideal CapacityStore up to 29 wine bottles.Dual zoneStore whites at 40 to 55 degrees in the upper zone and reds at 50 to 66 degrees in the lower zon...

View full details
Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99
Original price $929.99 - Original price $929.99
Original price
$929.99
$929.99 - $929.99
Current price $929.99

Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - White

Frigidaire

The Frigidaire 20 cubic foot top freezer refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features t...

View full details
Original price $929.99 - Original price $929.99
Original price
$929.99
$929.99 - $929.99
Current price $929.99
Original price $2,527.99 - Original price $2,527.99
Original price
$2,527.99
$2,527.99 - $2,527.99
Current price $2,527.99

Whirlpool - 26.8 Cu. Ft. French Door Refrigerator - Stainless Steel

Whirlpool

Platter pocketWide flat items like brownie pans lasagna and pizza boxes stay tucked out of the way in this space designed to keep them safe from st...

View full details
Original price $2,527.99 - Original price $2,527.99
Original price
$2,527.99
$2,527.99 - $2,527.99
Current price $2,527.99
Original price $1,032.99 - Original price $1,032.99
Original price
$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99

NewAir - 24 177 Can Built-In Beverage Cooler with Precision Temperature Controls and Adjustable Shelves - Stainless Steel

Newair

XL CapacityGives you ample space for up to 177 standard cans ensuring you have enough drinks for any party or gathering.Built-in or Stand-aloneAllo...

View full details
Original price $1,032.99 - Original price $1,032.99
Original price
$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99
Original price $673.99 - Original price $673.99
Original price
$673.99
$673.99 - $673.99
Current price $673.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

View full details
Original price $673.99 - Original price $673.99
Original price
$673.99
$673.99 - $673.99
Current price $673.99
Original price $2,320.99 - Original price $2,320.99
Original price
$2,320.99
$2,320.99 - $2,320.99
Current price $2,320.99

Samsung - 28 Cu. Ft. 4-Door French Door Smart Refrigerator with FlexZone Drawer - Stainless Steel

Samsung

Samsung's 4-Door French Door 28 cu. ft. Refrigerator with modern design features FlexZone Drawer which has four temperature settings for storing va...

View full details
Original price $2,320.99 - Original price $2,320.99
Original price
$2,320.99
$2,320.99 - $2,320.99
Current price $2,320.99
Original price $980.99 - Original price $980.99
Original price
$980.99
$980.99 - $980.99
Current price $980.99

NewAir - 24 Built-in 46 Bottle Dual Zone Compressor Wine Cooler with Beech Wood Shelves - Stainless Steel

Newair

Built-In or Stand-Alone InstallationSlide it into place for a look that blends perfectly with your cabinetry or use it as a standalone unit.Dual Te...

View full details
Original price $980.99 - Original price $980.99
Original price
$980.99
$980.99 - $980.99
Current price $980.99
Original price $2,585.99 - Original price $2,585.99
Original price
$2,585.99
$2,585.99 - $2,585.99
Current price $2,585.99

24" Wide Built-In Kegerator ADA Compliant

Summit Appliance

Built-in undercounter ADA height commercially listed dual tap beer dispenser with stainless steel wrapped door and black cabinet

Original price $2,585.99 - Original price $2,585.99
Original price
$2,585.99
$2,585.99 - $2,585.99
Current price $2,585.99
Original price $1,448.99 - Original price $1,448.99
Original price
$1,448.99
$1,448.99 - $1,448.99
Current price $1,448.99

Whirlpool - 21.4 Cu. Ft. Side-by-Side Refrigerator with Fingerprint Resistant - Stainless Steel

Whirlpool

Monochromatic stainless-steel finishAligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.Generous storageInclu...

View full details
Original price $1,448.99 - Original price $1,448.99
Original price
$1,448.99
$1,448.99 - $1,448.99
Current price $1,448.99
Original price $2,853.99 - Original price $2,853.99
Original price
$2,853.99
$2,853.99 - $2,853.99
Current price $2,853.99

Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

View full details
Original price $2,853.99 - Original price $2,853.99
Original price
$2,853.99
$2,853.99 - $2,853.99
Current price $2,853.99
Original price $1,090.99 - Original price $1,090.99
Original price
$1,090.99
$1,090.99 - $1,090.99
Current price $1,090.99

NewAir - 24" 24 Bottle 100 Can Wine and Bever Refrigerator with Splitshelf Adjustable Racks

Newair

Perfect tasting wine and icy cold drinksThe Newair 24" dual-zone compact wine cellar is the only refrigerator of its kind on the market. It feature...

View full details
Original price $1,090.99 - Original price $1,090.99
Original price
$1,090.99
$1,090.99 - $1,090.99
Current price $1,090.99
Original price $705.99 - Original price $705.99
Original price
$705.99
$705.99 - $705.99
Current price $705.99

NewAir - 12-Bottle 39-Can Dual Zone Wine Cooler with Mirrored Glass Door Compressor Cooling Digital Temperature Control - Black

Newair

Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

View full details
Original price $705.99 - Original price $705.99
Original price
$705.99
$705.99 - $705.99
Current price $705.99
Original price $1,195.99 - Original price $1,195.99
Original price
$1,195.99
$1,195.99 - $1,195.99
Current price $1,195.99

Frigidaire - 24.8 Cu. Ft. Chest Freezer - White

Frigidaire

Removable BasketsStay organized with our removable basket that can hold small frozen items and slides easily so you can see items underneath.Extern...

View full details
Original price $1,195.99 - Original price $1,195.99
Original price
$1,195.99
$1,195.99 - $1,195.99
Current price $1,195.99
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

View full details
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99
Original price $355.99 - Original price $355.99
Original price
$355.99
$355.99 - $355.99
Current price $355.99

Newair 3.3 Cu. Ft. Compact Mini Refrigerator with Freezer Can Dispenser Crisper Drawer and Energy Star Certified - Black

Newair

Dual Zone Fridge and FreezerThis mini fridge comes with a separate freezer compartment so you can keep your personal stash of ice cream pizza and f...

View full details
Original price $355.99 - Original price $355.99
Original price
$355.99
$355.99 - $355.99
Current price $355.99
Original price $4,316.99 - Original price $4,316.99
Original price
$4,316.99
$4,316.99 - $4,316.99
Current price $4,316.99

Samsung - BESPOKE 23 cu. ft. 4-Door French Door Counter Depth Smart Refrigerator with Family Hub - Matte Black Steel

Samsung

Color CustomizationCustomize the design of your french door french door refrigerator with changeable door panels. Choose from a variety of colors a...

View full details
Original price $4,316.99 - Original price $4,316.99
Original price
$4,316.99
$4,316.99 - $4,316.99
Current price $4,316.99
Original price $705.99 - Original price $705.99
Original price
$705.99
$705.99 - $705.99
Current price $705.99

NewAir ABR-960 - drinks chiller - undercounter - freestanding - stainless steel

Newair

3.2 cu. ft. storage capacityProvides plenty of space to keep your wine.Touch sensitive controlsLet you adjust the internal temperature as low as 37...

View full details
Original price $705.99 - Original price $705.99
Original price
$705.99
$705.99 - $705.99
Current price $705.99
Original price $3,001.99 - Original price $3,001.99
Original price
$3,001.99
$3,001.99 - $3,001.99
Current price $3,001.99

LG - Standard-Depth MAX 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG

This 4-door Standard-Depth MAX refrigerator doesn’t just give you space—it brings a new level of organization flexibility and style to your kitchen...

View full details
Original price $3,001.99 - Original price $3,001.99
Original price
$3,001.99
$3,001.99 - $3,001.99
Current price $3,001.99
Original price $2,289.99 - Original price $2,289.99
Original price
$2,289.99
$2,289.99 - $2,289.99
Current price $2,289.99

LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

LG

Super-Capacity 30.7 cu. ft.With the super-capacity Standard-Depth MAX 30.7 cu. ft. refrigerator you have even more usable space allowing you to sto...

View full details
Original price $2,289.99 - Original price $2,289.99
Original price
$2,289.99
$2,289.99 - $2,289.99
Current price $2,289.99
Original price $1,612.99 - Original price $1,612.99
Original price
$1,612.99
$1,612.99 - $1,612.99
Current price $1,612.99

LG - Counter-Depth MAX 21 Cu. Ft. French Door Smart Refrigerator with Ice - Stainless Steel

LG

Large Capacity 20.8 cu. ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food w...

View full details
Original price $1,612.99 - Original price $1,612.99
Original price
$1,612.99
$1,612.99 - $1,612.99
Current price $1,612.99
Original price $2,376.99 - Original price $2,376.99
Original price
$2,376.99
$2,376.99 - $2,376.99
Current price $2,376.99

LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Dual Ice - Stainless Steel

LG

Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG Counter-Depth MAX French Do...

View full details
Original price $2,376.99 - Original price $2,376.99
Original price
$2,376.99
$2,376.99 - $2,376.99
Current price $2,376.99
Original price $1,945.99 - Original price $1,945.99
Original price
$1,945.99
$1,945.99 - $1,945.99
Current price $1,945.99

LG - Counter-Depth MAX 26.5 Cu. Ft. French Door Smart Refrigerator with Internal Water - Stainless Steel

LG

Ultra Large Counter-Depth Capacity (26.5 cu. ft.)LG delivers the ultra-large 26.5 cu. ft. capacity of a standard-depth fridge packaged in a counter...

View full details
Original price $1,945.99 - Original price $1,945.99
Original price
$1,945.99
$1,945.99 - $1,945.99
Current price $1,945.99
Original price $1,945.99 - Original price $1,945.99
Original price
$1,945.99
$1,945.99 - $1,945.99
Current price $1,945.99

LG - Standard-Depth MAX 31.7 Cu. Ft. French Door Smart Refrigerator with Internal Water Dispenser - Stainless Steel

LG

Capacity 31.7 cu. ft. Standard-Depth MAXThis impressive 31.7 cu. ft. French Door refrigerator offers room for some of the biggest shopping expediti...

View full details
Original price $1,945.99 - Original price $1,945.99
Original price
$1,945.99
$1,945.99 - $1,945.99
Current price $1,945.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.