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Refrigerators

Rent to Own Refrigerators – Keep Your Cool with Flexible Financing

Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!

Original price $3,456.99 - Original price $3,456.99
Original price
$3,456.99
$3,456.99 - $3,456.99
Current price $3,456.99

LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Mirror InstaView - Stainless Steel

LG

Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. This LG 25.5 cu. ft. French Door Counter-Depth MAX Smart Refrigerator with M...

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Original price $3,456.99 - Original price $3,456.99
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$3,456.99
$3,456.99 - $3,456.99
Current price $3,456.99
Original price $3,124.99 - Original price $3,124.99
Original price
$3,124.99
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Current price $3,124.99

LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Four Kinds of Ice - Stainless Steel

LG

Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG French Door Counter-Depth M...

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Original price $3,124.99 - Original price $3,124.99
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$3,124.99
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Current price $3,124.99
Original price $258.99 - Original price $258.99
Original price
$258.99
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Current price $258.99

Insignia - 4.4 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

Compact design4.4 cu. ft. gives you plenty of room to organize your essentials without taking up too much space.Glass shelvesThree shelves let you ...

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Original price $258.99 - Original price $258.99
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$258.99
$258.99 - $258.99
Current price $258.99
Original price $922.99 - Original price $922.99
Original price
$922.99
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Current price $922.99

LG - 17.5 Cu. Ft. Garage Ready Top-Freezer Refrigerator with Reversible Doors - Stainless Steel

LG

Large Capacity 17.5 cu. ft.Get more space for groceries in a great feature-packed top mount refrigerator. Nothing beats the convenience of having m...

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Original price $922.99 - Original price $922.99
Original price
$922.99
$922.99 - $922.99
Current price $922.99
Original price $2,588.99 - Original price $2,588.99
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$2,588.99
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Current price $2,588.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,588.99 - Original price $2,588.99
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$2,588.99
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Current price $2,588.99
Original price $1,718.99 - Original price $1,718.99
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$1,718.99
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Current price $1,718.99

Samsung - 22 cu. ft. 3-Door French Door Smart Refrigerator with External Water Dispenser - Stainless Steel

Samsung

Modern DesignThe modern exterior features a beautiful flat-door design and easy-to-open recessed handles adding function and style to your kitchen....

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Original price $1,718.99 - Original price $1,718.99
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$1,718.99
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Current price $1,718.99
Original price $195.99 - Original price $195.99
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$195.99
$195.99 - $195.99
Current price $195.99

Insignia - 3.3 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

3.3 cu. ft. storage capacityGives you plenty of room to organize food and drinks without taking up the space of a full-sized fridge.Glass shelvesTh...

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Original price $195.99 - Original price $195.99
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$195.99
$195.99 - $195.99
Current price $195.99
Original price $303.99 - Original price $303.99
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$303.99
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Current price $303.99

NewAir - 12-Bottle Wine Cooler with Mirrored Double-Layer Tempered Glass Door Compressor Cooling Digital Temperature Control - Black

Newair

Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

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Original price $303.99 - Original price $303.99
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$303.99
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Current price $303.99
Original price $1,652.99 - Original price $1,652.99
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Current price $1,652.99

NewAir - 840 Count Cigar Humidor Wineador with Built-in Humidification System and Opti-Temp Heating Cooling Function - Black

Newair

Built-in Humidification SystemThe built-in humidification system helps adjust moisture levels even as conditions change outside. Building your own ...

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Original price $1,652.99 - Original price $1,652.99
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$1,652.99
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Current price $1,652.99
Original price $319.99 - Original price $319.99
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$319.99
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Current price $319.99

NewAir - 12-Bottle Wine Cooler with Compressor Cooling - Stainless Steel

Newair

Stainless-steel door frameComplements your stainless-steel home appliances.Powerful and quiet compressor with built-in fanKeeps wine at the perfect...

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Original price $319.99 - Original price $319.99
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$319.99
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Current price $319.99
Original price $592.99 - Original price $592.99
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$592.99
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Current price $592.99

NewAir - 33-Bottle Dual Zone Wine Cooler with Mirrored Double-Layer Glass Door Compressor Cooling Digital Temperature Control - Black

Newair

Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

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Original price $592.99 - Original price $592.99
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$592.99
$592.99 - $592.99
Current price $592.99
Original price $1,334.99 - Original price $1,334.99
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Current price $1,334.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator - Silver

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that which reacts quickly to temperature fluct...

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Original price $1,334.99 - Original price $1,334.99
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$1,334.99
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Current price $1,334.99
Original price $1,566.99 - Original price $1,566.99
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Current price $1,566.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator - White

Frigidaire

This Frigidaire 33" Side-by-side refrigerator offers our EvenTemp Cooling System which reacts quickly to temperature fluctuations and constantly ci...

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Original price $1,566.99 - Original price $1,566.99
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$1,566.99
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Current price $1,566.99
Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99

NewAir - 16-Bottle Wine Cooler with Mirrored Double-Layer Tempered Glass Door Compressor Cooling Digital Temperature Control - Black

Newair

Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

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Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99
Original price $699.99 - Original price $699.99
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$699.99
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Current price $699.99

NewAir - Spectrum 126-Can Freestanding Beverage Cooler with HexaColor Pattern - Black

Newair

RGB HexaColor LightingImmerse yourself in captivating and customizable color. Our unique and versatile hexagon-inspired design is meant to harmoniz...

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Original price $699.99 - Original price $699.99
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$699.99
$699.99 - $699.99
Current price $699.99
Original price $907.99 - Original price $907.99
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$907.99
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Current price $907.99

Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - Black

Frigidaire

Keep your drinks chilled and veggies fresh with this Frigidaire top freezer refrigerator. An 18.3 cu. ft. capacity provides ample space for meats p...

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Original price $907.99 - Original price $907.99
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$907.99
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Current price $907.99
Original price $929.99 - Original price $929.99
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$929.99
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Current price $929.99

Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

Frigidaire

Keep your food safe and organized in this 18.3 cu. ft. Frigidaire top-freezer refrigerator. The adjustable shelves let you create space for tall it...

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Original price $929.99 - Original price $929.99
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$929.99
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Current price $929.99
Original price $960.99 - Original price $960.99
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$960.99
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Current price $960.99

Frigidaire - 17.6 Cu. Ft. Top Freezer Refrigerator - Stainless Steel

Frigidaire

Spacious Interior StorageFind a place for everything with our spacious interior storage options designed for busy families including two edge-to-ed...

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Original price $960.99 - Original price $960.99
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$960.99
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Current price $960.99
Original price $1,397.99 - Original price $1,397.99
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$1,397.99
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Current price $1,397.99

GE - 25.3 Cu. Ft. Side-by-Side Refrigerator with External Ice Water Dispenser - Stainless Steel

GE

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanLED LightingQuickly find even the ...

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Original price $1,397.99 - Original price $1,397.99
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$1,397.99
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Current price $1,397.99
Original price $374.99 - Original price $374.99
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$374.99
$374.99 - $374.99
Current price $374.99

NewAir - 24-Bottle Wine Cooler with Mirrored Double-Layer Tempered Glass Door Compressor Cooling Digital Temperature Control - Black

Newair

Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

View full details
Original price $374.99 - Original price $374.99
Original price
$374.99
$374.99 - $374.99
Current price $374.99
Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer a- Stainless Steel

Insignia

Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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Original price $366.99 - Original price $366.99
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$366.99
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Current price $366.99
Original price $896.99 - Original price $896.99
Original price
$896.99
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Current price $896.99

Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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Original price $896.99 - Original price $896.99
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$896.99
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Current price $896.99
Original price $2,375.99 - Original price $2,375.99
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$2,375.99
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Current price $2,375.99

Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $2,375.99 - Original price $2,375.99
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$2,375.99
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Current price $2,375.99
Original price $748.99 - Original price $748.99
Original price
$748.99
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Current price $748.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $748.99 - Original price $748.99
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$748.99
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Current price $748.99
Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel

Insignia

4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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Original price $437.99 - Original price $437.99
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$437.99
$437.99 - $437.99
Current price $437.99
Original price $555.99 - Original price $555.99
Original price
$555.99
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Current price $555.99

Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

Insignia

10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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Original price $555.99 - Original price $555.99
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$555.99
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Current price $555.99
Original price $697.99 - Original price $697.99
Original price
$697.99
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Current price $697.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $697.99 - Original price $697.99
Original price
$697.99
$697.99 - $697.99
Current price $697.99
Original price $676.99 - Original price $676.99
Original price
$676.99
$676.99 - $676.99
Current price $676.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $676.99 - Original price $676.99
Original price
$676.99
$676.99 - $676.99
Current price $676.99
Original price $1,426.99 - Original price $1,426.99
Original price
$1,426.99
$1,426.99 - $1,426.99
Current price $1,426.99

Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity

Samsung

Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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Original price $1,426.99 - Original price $1,426.99
Original price
$1,426.99
$1,426.99 - $1,426.99
Current price $1,426.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

Insignia

1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99

Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator

Insignia

This Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...

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Original price $698.99 - Original price $698.99
Original price
$698.99
$698.99 - $698.99
Current price $698.99
Original price $1,749.99 - Original price $1,749.99
Original price
$1,749.99
$1,749.99 - $1,749.99
Current price $1,749.99

Whirlpool - 20.6 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Stainless Steel

Whirlpool

Fingerprint-resistant finishThe door aligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.Generous storageIncl...

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Original price $1,749.99 - Original price $1,749.99
Original price
$1,749.99
$1,749.99 - $1,749.99
Current price $1,749.99
Original price $922.99 - Original price $922.99
Original price
$922.99
$922.99 - $922.99
Current price $922.99

LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - White

LG

Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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Original price $922.99 - Original price $922.99
Original price
$922.99
$922.99 - $922.99
Current price $922.99
Original price $1,740.99 - Original price $1,740.99
Original price
$1,740.99
$1,740.99 - $1,740.99
Current price $1,740.99

Samsung - 23 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with All-Around Cooling - Stainless Steel

Samsung

Counter DepthA modern built-in look featuring a minimalist exterior with signature flat-door design and recessed handles that seamlessly blend into...

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Original price $1,740.99 - Original price $1,740.99
Original price
$1,740.99
$1,740.99 - $1,740.99
Current price $1,740.99
Original price $1,570.99 - Original price $1,570.99
Original price
$1,570.99
$1,570.99 - $1,570.99
Current price $1,570.99

Frigidaire - 17.6 Cu. Ft. Counter-Depth French Door Refrigerator - Stainless Steel

Frigidaire

CrispSeal CrispersKeep produce fresher longer so you waste less and save money with our CrispSeal Crispers.Enhanced storage in a compact designFind...

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Original price $1,570.99 - Original price $1,570.99
Original price
$1,570.99
$1,570.99 - $1,570.99
Current price $1,570.99
Original price $2,633.99 - Original price $2,633.99
Original price
$2,633.99
$2,633.99 - $2,633.99
Current price $2,633.99

Samsung - 21.5 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with 21.5" Touch-Screen Family Hub - Stainless Steel

Samsung

Built-in look with counter depthProvides a seamless fit. The smooth and streamlined exterior design features beautiful flat doors a minimal display...

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Original price $2,633.99 - Original price $2,633.99
Original price
$2,633.99
$2,633.99 - $2,633.99
Current price $2,633.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.