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Refrigerators

Rent to Own Refrigerators – Keep Your Cool with Flexible Financing

Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!

Original price $1,941.99 - Original price $1,941.99
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Current price $1,941.99

Samsung - 26.7 cu. ft. Side-by-Side Smart Refrigerator with 21.5" Touch-Screen Family Hub - Stainless Steel

Samsung

Large capacityCompletely redesigned interior with 26.7 cu. ft. capacity that fits even more groceries.Modern designIts clean lines and modern form ...

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Original price $1,941.99 - Original price $1,941.99
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Current price $1,941.99
Original price $839.99 - Original price $839.99
Original price
$839.99
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Current price $839.99

Frigidaire - 4.6 Cu. Ft. 138 12 oz. Can Capacity Beverage Center - Stainless Steel

Frigidaire

138-12 oz. Can StorageHolds up to 138 12 oz. cans for maximum storage of your favorite beverages.Contemporary Handle DesignConvenient access to you...

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Original price $839.99 - Original price $839.99
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Current price $839.99
Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99

Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99
Original price $587.99 - Original price $587.99
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$587.99
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Current price $587.99

Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...

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Original price $587.99 - Original price $587.99
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$587.99
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Current price $587.99
Original price $379.99 - Original price $379.99
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$379.99
$379.99 - $379.99
Current price $379.99

Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White

Insignia

7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $379.99 - Original price $379.99
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$379.99
$379.99 - $379.99
Current price $379.99
Original price $1,574.99 - Original price $1,574.99
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Current price $1,574.99

Summit - 24" Wide Built-In All-Refrigerator ADA Compliant

Summit Appliance

Summit - 24" Wide Built-In All-Refrigerator ADA Compliant

Original price $1,574.99 - Original price $1,574.99
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Current price $1,574.99
Original price $2,344.99 - Original price $2,344.99
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Current price $2,344.99

Summit BIM44ADA - ice cube maker - undercounter - built-in - black/stainless steel

Summit Appliance

Commercially approved icemaker for built-in or freestanding use under lower ADA compliant counters with a built-in pump and stainless steel door. M...

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Original price $2,344.99 - Original price $2,344.99
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Current price $2,344.99
Original price $2,392.99 - Original price $2,392.99
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Current price $2,392.99

Summit Appliance ADA Compliant Icemaker - Panel-Ready Left Hinge

Summit Appliance

Commercially approved icemaker for built-in or freestanding use under lower ADA compliant counters with a built-in pump and panel-ready door. Makes...

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Original price $2,392.99 - Original price $2,392.99
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Current price $2,392.99
Original price $1,596.99 - Original price $1,596.99
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Summit Appliance - 5.5 Cu. Ft. Mini Fridge - Custom Panel Ready

Summit Appliance

Requires the installation of custom panels and handle (not included)5.5 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks ...

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Original price $1,596.99 - Original price $1,596.99
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Current price $1,596.99
Original price $1,939.99 - Original price $1,939.99
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Current price $1,939.99

LG - 27 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - Stainless Steel

LG

Ultra-large capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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Original price $1,939.99 - Original price $1,939.99
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Current price $1,939.99
Original price $3,692.99 - Original price $3,692.99
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Current price $3,692.99

LG - 29.5 Cu. Ft. 4-Door French Door-in-Door Refrigerator with Craft Ice - Stainless Steel

LG

Super-Capacity 29.5 cu. ft.With 29.5 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen favorites in one tr...

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Original price $3,692.99 - Original price $3,692.99
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Original price $981.99 - Original price $981.99
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Current price $981.99

LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

LG

Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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Original price $981.99 - Original price $981.99
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$981.99
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Current price $981.99
Original price $765.99 - Original price $765.99
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$765.99
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Current price $765.99

SPT - 15" 12-Lb. Freestanding Icemaker - Stainless Steel

SPT

Produces up to 12 lbs. of crescent-shaped ice dailyAnd stores up to 6 lbs. to ensure you have ice on hand.Auto shutoffStops ice production when the...

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Original price $765.99 - Original price $765.99
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$765.99
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Current price $765.99
Original price $3,592.99 - Original price $3,592.99
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Current price $3,592.99

KitchenAid - 22.6 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Stainless Steel

Kitchenaid

PrintShield finishResists smudges and fingerprints. The specialized coating for stainless steel is easy to clean with just water and a soft cloth s...

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Original price $3,592.99 - Original price $3,592.99
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Current price $3,592.99
Original price $4,136.99 - Original price $4,136.99
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KitchenAid - 25.8 Cu. Ft. 5-Door French Door Refrigerator - Stainless Steel

Kitchenaid

Preserve food's freshnessPreserva dual-temperature management system lets you independently control fresh and freezer compartments. FreshFlow air f...

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Original price $4,136.99 - Original price $4,136.99
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Original price $4,583.99 - Original price $4,583.99
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Current price $4,583.99

KitchenAid - 23.8 Cu. Ft. French Door Counter-Depth Refrigerator - Stainless Steel

Kitchenaid

Preserva Food Care SystemProvides the height of food preservation with two independent cooling systems plus a Produce Preserver to help keep food a...

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Original price $4,583.99 - Original price $4,583.99
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Original price $3,067.99 - Original price $3,067.99
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KitchenAid - 27 Cu. Ft. French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Kitchenaid

Platinum Colored Interior with Metallic AccentsAdds style inside the refrigerator to complement the quality ingredients you keep on hand. Sleek sil...

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Original price $3,067.99 - Original price $3,067.99
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Current price $3,067.99
Original price $961.99 - Original price $961.99
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Current price $961.99

Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

Frigidaire

The Frigidaire 20 cubic foot top freezer refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features t...

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Original price $961.99 - Original price $961.99
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Current price $961.99
Original price $929.99 - Original price $929.99
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Current price $929.99

Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - Black

Frigidaire

The Frigidaire 20 cubic foot top freezer refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features t...

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Original price $929.99 - Original price $929.99
Original price
$929.99
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Current price $929.99
Original price $2,069.99 - Original price $2,069.99
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$2,069.99
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Current price $2,069.99

LG - 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Water Dispenser - Stainless Steel

LG

Make ice without making iceOur built-in icemaker automatically makes ice cubes so that you always have ice on hand for those hot summer days or whe...

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Original price $2,069.99 - Original price $2,069.99
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$2,069.99
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Current price $2,069.99
Original price $1,493.99 - Original price $1,493.99
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Current price $1,493.99

Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Black Stainless Steel

Samsung

Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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Original price $1,493.99 - Original price $1,493.99
Original price
$1,493.99
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Current price $1,493.99
Original price $1,384.99 - Original price $1,384.99
Original price
$1,384.99
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Current price $1,384.99

Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Stainless Steel

Samsung

Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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Original price $1,384.99 - Original price $1,384.99
Original price
$1,384.99
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Current price $1,384.99
Original price $1,907.99 - Original price $1,907.99
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Current price $1,907.99

LG - 25.5 Cu. Ft. Bottom-Freezer Refrigerator with Ice Maker - Stainless Steel

LG

Large capacity 26 cu. ft. (bottom mount)Stock up and store everything you need. With a cavernous 26 cu. ft. of space this LG bottom mount refrigera...

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Original price $1,907.99 - Original price $1,907.99
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Current price $1,907.99
Original price $1,102.99 - Original price $1,102.99
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Current price $1,102.99

LG - 23.8 Cu. Ft. Top Freezer Refrigerator with Internal Water Dispenser - Stainless Steel

LG

Large Capacity 23.8 cu ft. (Top Mount)Stock-up and store everything you need. With a cavernous 23.8 cubic feet of space this LG top mount refrigera...

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Original price $1,102.99 - Original price $1,102.99
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$1,102.99
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Current price $1,102.99
Original price $1,720.99 - Original price $1,720.99
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Current price $1,720.99

Whirlpool - 28.4 Cu. Ft. Side-by-Side Refrigerator with In-Door-Ice Storage - Stainless Steel

Whirlpool

In-Door-Ice StorageGet an extra full shelf with an ice bin that's moved to the doorFingerprint resistant stainless steel doorAligns perfectly with ...

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Original price $1,720.99 - Original price $1,720.99
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$1,720.99
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Current price $1,720.99
Original price $947.99 - Original price $947.99
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Current price $947.99

Whirlpool - 17.7 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

Whirlpool

Humidity-Controlled CrispersIncludes 2 crisper drawers that can help extend the life of fresh fruits and vegetables reducing waste.Electronic Tempe...

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Original price $947.99 - Original price $947.99
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$947.99
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Current price $947.99
Original price $951.99 - Original price $951.99
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$951.99
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Current price $951.99

Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - White

Whirlpool

FreshFlow keeps food odors at bay and helps preserve produceActive air circulation removes smells from your refrigerator while a produce-preserver ...

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Original price $951.99 - Original price $951.99
Original price
$951.99
$951.99 - $951.99
Current price $951.99
Original price $1,512.99 - Original price $1,512.99
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Current price $1,512.99

GE - 25.1 Cu. Ft. Side-By-Side Refrigerator with External Ice Water Dispenser - Stainless Steel

GE

Fingerprint-resistant stainless steelHelps reduce smudges for an everyday nice appearance.Color-match dispenserCreate a seamless look with a dispen...

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Original price $1,512.99 - Original price $1,512.99
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$1,512.99
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Current price $1,512.99
Original price $1,471.99 - Original price $1,471.99
Original price
$1,471.99
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Current price $1,471.99

Whirlpool - 24.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Whirlpool

Fingerprint-resistant finishResists fingerprints and smudges with steel that easily wipes clean.Electronic temperature controlsChoose the ideal tem...

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Original price $1,471.99 - Original price $1,471.99
Original price
$1,471.99
$1,471.99 - $1,471.99
Current price $1,471.99
Original price $800.99 - Original price $800.99
Original price
$800.99
$800.99 - $800.99
Current price $800.99

Frigidaire - 13.9 Cu. Ft. Top-Freezer Refrigerator - Brushed Steel

Frigidaire

Keep your food and beverages fresh with this 13.9-cu. ft. Frigidaire top-freezer refrigerator. The removable shelves crisper drawer and door bins h...

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Original price $800.99 - Original price $800.99
Original price
$800.99
$800.99 - $800.99
Current price $800.99
Original price $1,566.99 - Original price $1,566.99
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$1,566.99
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Current price $1,566.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator - Black

Frigidaire

This Frigidaire 33" Side-by-side refrigerator offers our EvenTemp Cooling System which reacts quickly to temperature fluctuations and constantly ci...

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Original price $1,566.99 - Original price $1,566.99
Original price
$1,566.99
$1,566.99 - $1,566.99
Current price $1,566.99
Original price $1,542.99 - Original price $1,542.99
Original price
$1,542.99
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Current price $1,542.99

Frigidaire - 22.3 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that reacts quickly to temperature fluctuation...

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Original price $1,542.99 - Original price $1,542.99
Original price
$1,542.99
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Current price $1,542.99
Original price $913.99 - Original price $913.99
Original price
$913.99
$913.99 - $913.99
Current price $913.99

Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - White

Frigidaire

Keep your food items at their optimum storage temperatures in this 18.3-cu. ft. Frigidaire top-freezer refrigerator. The gallon door bins adjustabl...

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Original price $913.99 - Original price $913.99
Original price
$913.99
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Current price $913.99
Original price $2,361.99 - Original price $2,361.99
Original price
$2,361.99
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Current price $2,361.99

Frigidaire - Gallery 27.8 Cu. Ft. French Door Refrigerator - Stainless Steel

Frigidaire

This Frigidaire Gallery French door refrigerator offers a freshness system that maintains the taste and texture of even your most delicate foods. O...

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Original price $2,361.99 - Original price $2,361.99
Original price
$2,361.99
$2,361.99 - $2,361.99
Current price $2,361.99
Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99

Frigidaire - Gallery 25.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Frigidaire

CrispSeal Plus CrisperHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh with a seal that blocks out dry air plus an ad...

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Original price $1,694.99 - Original price $1,694.99
Original price
$1,694.99
$1,694.99 - $1,694.99
Current price $1,694.99
Original price $1,706.99 - Original price $1,706.99
Original price
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Current price $1,706.99

Frigidaire - Gallery 22.3 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Silver

Frigidaire

CrispSeal Plus Crisper TechnologyHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh plus an added filter reduces the ga...

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Original price $1,706.99 - Original price $1,706.99
Original price
$1,706.99
$1,706.99 - $1,706.99
Current price $1,706.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.