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Refrigerators

Rent to Own Refrigerators – Keep Your Cool with Flexible Financing

Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!

Original price $1,667.99 - Original price $1,667.99
Original price
$1,667.99
$1,667.99 - $1,667.99
Current price $1,667.99

Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel

Samsung

Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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Original price $1,667.99 - Original price $1,667.99
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$1,667.99
$1,667.99 - $1,667.99
Current price $1,667.99
Original price $1,746.99 - Original price $1,746.99
Original price
$1,746.99
$1,746.99 - $1,746.99
Current price $1,746.99

Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Black Stainless Steel

Samsung

Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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Original price $1,746.99 - Original price $1,746.99
Original price
$1,746.99
$1,746.99 - $1,746.99
Current price $1,746.99
Original price $3,233.99 - Original price $3,233.99
Original price
$3,233.99
$3,233.99 - $3,233.99
Current price $3,233.99

Samsung - BESPOKE 30 cu. ft 3-Door French Door Smart Refrigerator with Family Hub - Gray Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,233.99 - Original price $3,233.99
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$3,233.99
$3,233.99 - $3,233.99
Current price $3,233.99
Original price $4,217.99 - Original price $4,217.99
Original price
$4,217.99
$4,217.99 - $4,217.99
Current price $4,217.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Family Hub - Matte Black Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $4,217.99 - Original price $4,217.99
Original price
$4,217.99
$4,217.99 - $4,217.99
Current price $4,217.99
Original price $2,135.99 - Original price $2,135.99
Original price
$2,135.99
$2,135.99 - $2,135.99
Current price $2,135.99

Samsung - BESPOKE 30 cu. ft. 3-Door French Door Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,135.99 - Original price $2,135.99
Original price
$2,135.99
$2,135.99 - $2,135.99
Current price $2,135.99
Original price $3,123.99 - Original price $3,123.99
Original price
$3,123.99
$3,123.99 - $3,123.99
Current price $3,123.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,123.99 - Original price $3,123.99
Original price
$3,123.99
$3,123.99 - $3,123.99
Current price $3,123.99
Original price $2,960.99 - Original price $2,960.99
Original price
$2,960.99
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Current price $2,960.99

Samsung - BESPOKE 24 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,960.99 - Original price $2,960.99
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$2,960.99
$2,960.99 - $2,960.99
Current price $2,960.99
Original price $2,265.99 - Original price $2,265.99
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$2,265.99
$2,265.99 - $2,265.99
Current price $2,265.99

Samsung - BESPOKE 30 cu. ft. 3-Door French Door Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,265.99 - Original price $2,265.99
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$2,265.99
$2,265.99 - $2,265.99
Current price $2,265.99
Original price $2,167.99 - Original price $2,167.99
Original price
$2,167.99
$2,167.99 - $2,167.99
Current price $2,167.99

Samsung - BESPOKE 30 cu. ft. 3-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,167.99 - Original price $2,167.99
Original price
$2,167.99
$2,167.99 - $2,167.99
Current price $2,167.99
Original price $2,279.99 - Original price $2,279.99
Original price
$2,279.99
$2,279.99 - $2,279.99
Current price $2,279.99

Samsung - BESPOKE 24 cu. ft. French Door Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,279.99 - Original price $2,279.99
Original price
$2,279.99
$2,279.99 - $2,279.99
Current price $2,279.99
Original price $1,591.99 - Original price $1,591.99
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$1,591.99
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Current price $1,591.99

Samsung - 22 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with All-Around Cooling - Stainless Steel

Samsung

Built-in look with counter depthProvides a seamless fit.The smooth and streamlined exterior design features beautiful flat doors a minimal display ...

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Original price $1,591.99 - Original price $1,591.99
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$1,591.99
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Current price $1,591.99
Original price $1,736.99 - Original price $1,736.99
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Current price $1,736.99

Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - White Glass

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,736.99 - Original price $1,736.99
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$1,736.99
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Current price $1,736.99
Original price $446.99 - Original price $446.99
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$446.99
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Current price $446.99

Frigidaire - 4.5 Cu. Ft. Mini Fridge - Silver

Frigidaire

Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Organize contents with easeI...

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Original price $446.99 - Original price $446.99
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$446.99
$446.99 - $446.99
Current price $446.99
Original price $1,927.99 - Original price $1,927.99
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Current price $1,927.99

Whirlpool - 19.7 Cu. Ft. French Door Refrigerator - Stainless Steel

Whirlpool

Adjustable gallon door binsMove these adjustable bins anywhere in the door for increased loading flexibility when and where you need it.Fingerprint...

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Original price $1,927.99 - Original price $1,927.99
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Current price $1,927.99
Original price $1,731.99 - Original price $1,731.99
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Current price $1,731.99

Summit Appliance - 5.5 Cu. Ft. Mini Fridge - Stainless Steel

Summit Appliance

5.5 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Mechanical controlsQuickly and easily set your cooling options....

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Original price $1,731.99 - Original price $1,731.99
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Current price $1,731.99
Original price $732.99 - Original price $732.99
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Current price $732.99

Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

Insignia

5.3 cu. ft. storage capacityStores up to 165 12-ounce cans giving you plenty of space to keep drinks cold.Up-front control buttonsMake it easy to a...

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Original price $732.99 - Original price $732.99
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$732.99
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Current price $732.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Frigidaire - 4.5 Cu. Ft. Mini Fridge with Top Freezer - Silver

Frigidaire

4.5 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
Current price $290.99
Original price $1,711.99 - Original price $1,711.99
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Current price $1,711.99

Samsung - 32 cu. ft. 3-Door French Door Smart Refrigerator with Dual Auto Ice Maker - Stainless Steel

Samsung

32 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 32 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $1,711.99 - Original price $1,711.99
Original price
$1,711.99
$1,711.99 - $1,711.99
Current price $1,711.99
Original price $2,045.99 - Original price $2,045.99
Original price
$2,045.99
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Current price $2,045.99

Samsung - 31 cu. ft. 3-Door French Door Smart Refrigerator with Four Types of Ice - Stainless Steel

Samsung

31 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 31 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $2,045.99 - Original price $2,045.99
Original price
$2,045.99
$2,045.99 - $2,045.99
Current price $2,045.99
Original price $2,788.99 - Original price $2,788.99
Original price
$2,788.99
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Current price $2,788.99

Samsung - 30 cu. ft. 4-Door French Door Smart Refrigerator with Four Types of Ice - Stainless Steel

Samsung

30 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 30 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $2,788.99 - Original price $2,788.99
Original price
$2,788.99
$2,788.99 - $2,788.99
Current price $2,788.99
Original price $2,802.99 - Original price $2,802.99
Original price
$2,802.99
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Current price $2,802.99

Samsung - 30 cu. ft. 3-Door French Door Smart Refrigerator with Family Hub - Stainless Steel

Samsung

30 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 30 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $2,802.99 - Original price $2,802.99
Original price
$2,802.99
$2,802.99 - $2,802.99
Current price $2,802.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

Frigidaire - 3.3 Cu. Ft. Mini Fridge - Silver

Frigidaire

3.3 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $468.99 - Original price $468.99
Original price
$468.99
$468.99 - $468.99
Current price $468.99

Insignia - 115-Can Beverage Cooler - Stainless Steel

Insignia

3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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Original price $468.99 - Original price $468.99
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$468.99
$468.99 - $468.99
Current price $468.99
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Frigidaire - 3.1 Cu. Ft. Mini Fridge with Built-In Freezer - Silver

Frigidaire

3.1 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
Current price $290.99
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Insignia - 48-Can Beverage Cooler - Stainless Steel

Insignia

1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.