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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $810.99 - Original price $810.99
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$810.99
$810.99 - $810.99
Current price $810.99

Amana - 4.8 Cu. Ft. Freestanding Electric Range - Stainless Steel

Amana

4.8 Cu. Ft. CapacityThis Large Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatil...

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Original price $810.99 - Original price $810.99
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$810.99
$810.99 - $810.99
Current price $810.99
Original price $1,142.99 - Original price $1,142.99
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$1,142.99
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Current price $1,142.99

LG - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - Black Steel

LG

4.5 cu. ft. Ultra Large CapacityThis ultra large capacity washer fits more clothes in every load and helps you power through laundry day in less ti...

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Original price $1,142.99 - Original price $1,142.99
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$1,142.99
$1,142.99 - $1,142.99
Current price $1,142.99
Original price $1,086.99 - Original price $1,086.99
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$1,086.99
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Current price $1,086.99

LG - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - White

LG

4.5 cu. ft. Ultra Large CapacityThis ultra large capacity washer fits more clothes in every load and helps you power through laundry day in less ti...

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Original price $1,086.99 - Original price $1,086.99
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$1,086.99
$1,086.99 - $1,086.99
Current price $1,086.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Frigidaire - 4.5 Cu. Ft. Mini Fridge with Top Freezer - Silver

Frigidaire

4.5 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $919.99 - Original price $919.99
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$919.99
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Current price $919.99

LG - 4.3 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - White

LG

4.3 cu. ft. ultra large capacityBring on your big loads of towels or jeans this ultra large washer fits more in every load to save time.4-Way Agita...

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Original price $919.99 - Original price $919.99
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$919.99
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Current price $919.99
Original price $689.99 - Original price $689.99
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$689.99
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Current price $689.99

Insignia - 4.1 Cu. Ft. High Efficiency Top Load Washer - White

Insignia

4.1 cu. ft. capacityLarge capacity results in fewer washes less time in the laundry room and more time for you.11 automatic washing programsInclude...

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Original price $689.99 - Original price $689.99
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$689.99
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Current price $689.99
Original price $934.99 - Original price $934.99
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$934.99
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Current price $934.99

Breville - the Barista Express Impress Espresso Machine - Brushed Stainless Steel

Breville

4 Keys FormulaOur espresso machines are designed to use the right dose of freshly ground beans ensure precise temperature control optimal water pre...

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Original price $934.99 - Original price $934.99
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$934.99
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Current price $934.99
Original price $870.99 - Original price $870.99
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$870.99
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Current price $870.99

Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack 47 dBA

Whirlpool

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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Original price $870.99 - Original price $870.99
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$870.99
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Current price $870.99
Original price $871.99 - Original price $871.99
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$871.99
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Current price $871.99

Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack FingerPrint Resistant and 47 dBA - Stainless Steel

Whirlpool

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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Original price $871.99 - Original price $871.99
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$871.99
$871.99 - $871.99
Current price $871.99
Original price $213.99 - Original price $213.99
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$213.99
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Current price $213.99

Instant Pot - Dual Pod 3-in-1 Coffee Maker 68oz Compatible with Nespresso and K-Cups - Black

Instant Pot

3-IN-1 FUNCTIONALITYCompatible with K-Cup pods Nespresso capsules and your own ground coffee with the included reusable podTAILOR EVERY POURAdjusta...

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Original price $213.99 - Original price $213.99
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$213.99
$213.99 - $213.99
Current price $213.99
Original price $1,090.99 - Original price $1,090.99
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$1,090.99
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Current price $1,090.99

KitchenAid - 24" Top Control Built-In Dishwasher with Stainless Steel Tub PrintShield Finish 3rd Rack 39 dBA - Stainless Steel

Kitchenaid

39 dBAProvides the quietest cleaning available from KitchenAid Dishwashers so there’s no need to wait to run a wash cycle while entertaining and en...

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Original price $1,090.99 - Original price $1,090.99
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$1,090.99
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Current price $1,090.99
Original price $1,711.99 - Original price $1,711.99
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$1,711.99
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Current price $1,711.99

Samsung - 32 cu. ft. 3-Door French Door Smart Refrigerator with Dual Auto Ice Maker - Stainless Steel

Samsung

32 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 32 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $1,711.99 - Original price $1,711.99
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$1,711.99
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Current price $1,711.99
Original price $2,045.99 - Original price $2,045.99
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$2,045.99
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Current price $2,045.99

Samsung - 31 cu. ft. 3-Door French Door Smart Refrigerator with Four Types of Ice - Stainless Steel

Samsung

31 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 31 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $2,045.99 - Original price $2,045.99
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$2,045.99
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Current price $2,045.99
Original price $2,788.99 - Original price $2,788.99
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Current price $2,788.99

Samsung - 30 cu. ft. 4-Door French Door Smart Refrigerator with Four Types of Ice - Stainless Steel

Samsung

30 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 30 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $2,788.99 - Original price $2,788.99
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$2,788.99
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Current price $2,788.99
Original price $2,802.99 - Original price $2,802.99
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$2,802.99
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Current price $2,802.99

Samsung - 30 cu. ft. 3-Door French Door Smart Refrigerator with Family Hub - Stainless Steel

Samsung

30 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 30 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $2,802.99 - Original price $2,802.99
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$2,802.99
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Current price $2,802.99
Original price $252.99 - Original price $252.99
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$252.99
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Current price $252.99

Frigidaire - 3.3 Cu. Ft. Mini Fridge - Silver

Frigidaire

3.3 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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Original price $252.99 - Original price $252.99
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$252.99
$252.99 - $252.99
Current price $252.99
Original price $411.99 - Original price $411.99
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$411.99
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Current price $411.99

Insignia - 115-Can Beverage Cooler - Stainless Steel

Insignia

3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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Original price $411.99 - Original price $411.99
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$411.99
$411.99 - $411.99
Current price $411.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Frigidaire - 3.1 Cu. Ft. Mini Fridge with Built-In Freezer - Silver

Frigidaire

3.1 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
Current price $290.99
Original price $590.99 - Original price $590.99
Original price
$590.99
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Current price $590.99

SPT - 3.0 Cu. Ft. Upright Freezer - Stainless Steel

Sunpentown

3.0 cu. ft. capacityAccommodates your frozen food storage needs.Mechanical adjustable thermostatAllows simple temperature adjustments.3 pull-out ba...

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Original price $590.99 - Original price $590.99
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$590.99
$590.99 - $590.99
Current price $590.99
Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

SPT - 3.0 Cu. Ft. Upright Freezer - White

Sunpentown

3.0 cu. ft. capacityAccommodates your frozen food storage needs.Mechanical adjustable thermostatAllows simple temperature adjustments.3 pull-out ba...

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Original price $589.99 - Original price $589.99
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$589.99
$589.99 - $589.99
Current price $589.99
Original price $1,450.99 - Original price $1,450.99
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$1,450.99
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Current price $1,450.99

Summit Appliance - 24" Built-In Single Electric Oven - Stainless Steel

Summit Appliance

2.9 cu. ft. oven capacityProvides plenty of space to cook large meals for your entire family.Digital clock and timerAdd convenience for easier cook...

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Original price $1,450.99 - Original price $1,450.99
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Current price $1,450.99
Original price $1,219.99 - Original price $1,219.99
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$1,219.99
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Current price $1,219.99

Whirlpool - 5.2 Cu. Ft. High Efficiency Smart Top Load Washer with 2 in 1 Removable Agitator - Chrome Shadow

Whirlpool

2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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Original price $1,219.99 - Original price $1,219.99
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$1,219.99
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Current price $1,219.99
Original price $912.99 - Original price $912.99
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$912.99
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Current price $912.99

Whirlpool - 4.7-4.8 Cu. Ft. Top Load Washer with 2 in 1 Removable Agitator - White

Whirlpool

2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99
Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

De'Longhi - EC885M Dedica Arte Pump Espresso Machine - Stainless Steel

Delonghi

15-Bar Professional PressureAssures quality results with adjustable controls for personal preferencesMy LatteArt Steam WandMakes it easy to achieve...

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Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99
Original price $836.99 - Original price $836.99
Original price
$836.99
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Current price $836.99

Frigidaire - 13.0 Cu. Ft. Frost-Free Upright Freezer with Interior Light - White

Frigidaire

Preserve your foodstuff longer with this Frigidaire 13-cu. ft. upright freezer. The EvenTemp Cooling feature with smart sensing technology ensures ...

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Original price $836.99 - Original price $836.99
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Current price $836.99
Original price $121.99 - Original price $121.99
Original price
$121.99
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Current price $121.99

Ninja - Nutri-Blender Pro Personal Blender with Auto-iQ - Cloud Silver

Ninja

1100-Peak-Watt Motor1100-peak-watt motor provides the best of Ninja blending and powers through everything in the cup.2 Auto-iQ ProgramsAllows you ...

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Original price $121.99 - Original price $121.99
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$121.99
$121.99 - $121.99
Current price $121.99
Original price $427.99 - Original price $427.99
Original price
$427.99
$427.99 - $427.99
Current price $427.99

Amana - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Amana

1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Automatic defrost functionQuickly and ...

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Original price $427.99 - Original price $427.99
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$427.99
$427.99 - $427.99
Current price $427.99
Original price $577.99 - Original price $577.99
Original price
$577.99
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Current price $577.99

Danby - DAC100B8IWDB-6 450 Sq. Ft. 10000 BTU Inverter Window Air Conditioner - White

Danby

10000 BTU window air conditionerQuickly cools spaces up to 450 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R4...

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Original price $577.99 - Original price $577.99
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$577.99
$577.99 - $577.99
Current price $577.99
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Insignia - 48-Can Beverage Cooler - Stainless Steel

Insignia

1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.