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Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $872.99 - Original price $872.99
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Current price $872.99

iRobot - Roomba Plus 405 Combo Robot Vacuum Mop + AutoWash Dock - Black

iRobot

Strong Suction. Serious Mopping.Devours messes from crumbs to pawprints with 70x more suction DualClean Mop Pads SmartScrub a multi-surface rubber ...

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Original price $872.99 - Original price $872.99
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Current price $872.99
Original price $251.99 - Original price $251.99
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$251.99
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iRobot Roomba Vac Essential robot vacuum (Q0120) - Black

iRobot

Dust is no match for our 3-stage cleaning system.Your chore list just got shorter. The Roomba Vac Essential robot is a vacuum loaded with cleaning ...

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Original price $251.99 - Original price $251.99
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$251.99
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Original price $495.99 - Original price $495.99
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$495.99
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iRobot - Roomba 205 DustCompactor Robot Vacuum - Black

iRobot

Ditch the DockAn industry first only from Roomba this robot continuously crushes debris right inside using a mechanical compacting process so you d...

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Original price $495.99 - Original price $495.99
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Original price $732.99 - Original price $732.99
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$732.99
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Insignia - 4.1 Cu. Ft. Top Load Washer with ColdMotion Technology - White

Insignia

4.1 cu. ft. capacity with top-loading designAllows you to load from a standing position rather than an uncomfortable crouch.Easy to operateElectron...

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Original price $732.99 - Original price $732.99
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Original price $106.99 - Original price $106.99
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$106.99
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Current price $106.99

Insignia - 1.1 Cu. Ft. Countertop Microwave - Black

Insignia

1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...

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Original price $106.99 - Original price $106.99
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$106.99
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Current price $106.99
Original price $647.99 - Original price $647.99
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$647.99
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Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $647.99 - Original price $647.99
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Original price $967.99 - Original price $967.99
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Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $967.99 - Original price $967.99
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Original price $387.99 - Original price $387.99
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$387.99
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Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel

Insignia

Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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Original price $387.99 - Original price $387.99
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Original price $762.99 - Original price $762.99
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Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator - Stainless Steel

Insignia

5.6 cu. ft. capacityHolds either a 1/2 keg or a 1/4 slim keg. The unit converts between a refrigerator and a beverage cooler to suit your needs. No...

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Original price $762.99 - Original price $762.99
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Original price $395.99 - Original price $395.99
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GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - White

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $395.99 - Original price $395.99
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$395.99
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Original price $504.99 - Original price $504.99
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GE Profile - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Scan to Cook Technology - Stainless Steel

GE Profile

Scan to Cook TechnologyEffortlessly prepare your favorite frozen meals exactly as intended by the manufacturer—just scan the barcode and let your m...

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Original price $504.99 - Original price $504.99
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Original price $1,417.99 - Original price $1,417.99
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GE Profile - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Dedicated Jet Targeted Wash and 39 dBA - Stainless Steel

GE Profile

Deep Clean Washing 3rd RackThis innovative third rack offers a flexible design that lets you clean a variety of items in a single load. Dedicated j...

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Original price $1,417.99 - Original price $1,417.99
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Original price $1,372.99 - Original price $1,372.99
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GE Profile - 7.8 Cu. Ft. Stackable Smart Gas Dryer with Steam and Washer Link - White

GE Profile

Steam CycleRefresh small loads and de-wrinkle larger loads with the power of steam.Washer LinkWirelessly links your washer to your dryer so you onl...

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Original price $1,372.99 - Original price $1,372.99
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Original price $1,038.99 - Original price $1,038.99
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GE Profile - 7.4 Cu. Ft. Smart Gas Dryer with Sanitize Cycle and Sensor Dry - Diamond Gray

GE Profile

Washer LinkWirelessly connects the washer to the dryer enabling the dryer to automatically set the optimal settings based on the load that was just...

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Original price $1,038.99 - Original price $1,038.99
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Original price $2,088.99 - Original price $2,088.99
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Current price $2,088.99

GE Profile - UltraFast 4.6 Cu. Ft. High-Efficiency Smart Front Load Combo Electric Washer Dryer with Steam and Ventless Heat Pump - White

GE Profile

2-in-1 Washer/DryerWash Dry a large load of laundry in about 2 hours without the hassle of transferring clothes from the washer to the dryer.Fast ...

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Original price $2,088.99 - Original price $2,088.99
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Original price $1,013.99 - Original price $1,013.99
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GE Profile - 7.4 Cu. Ft. Smart Gas Dryer with Sanitize Cycle and Sensor Dry - White

GE Profile

Washer LinkWirelessly connects the washer to the dryer enabling the dryer to automatically set the optimal settings based on the load that was just...

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Original price $1,013.99 - Original price $1,013.99
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Original price $614.99 - Original price $614.99
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Caf - Affetto Automatic Espresso Machine with 20 bars of pressure Milk Frother and Built-In Wi-Fi - Steel Silver

GE Cafe

One Touch BrewWith a single press of a button and in less than 90 seconds this automatic espresso machine dispenses Espresso Americano My Cup or Ho...

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Original price $614.99 - Original price $614.99
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Original price $1,154.99 - Original price $1,154.99
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GE - 7.8 Cu. Ft. Stackable Smart Electric Dryer with Steam - Carbon Graphite

GE

PowersteamRefresh small loads and dewrinkle larger loads with the power of steamWiFi powered by SmartHQStart stop and monitor your laundry from any...

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Original price $1,154.99 - Original price $1,154.99
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Original price $1,211.99 - Original price $1,211.99
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GE - 5.3 Cu. Ft. Slide-In Gas Convection Range with Steam Cleaning and EasyWash Tray - Stainless Steel

GE

EasyWash Oven TrayOven cleaning is easier than ever with the industry-first EasyWash Oven Tray. This enameled tray is easily removed and rinsed cle...

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Original price $1,211.99 - Original price $1,211.99
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Original price $708.99 - Original price $708.99
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GE - 24" Top Control Built-In Plastic Tub Dishwasher with 3rd Rack Bottle Jets and 50 dBA - Stainless Steel

GE

3 Rack DishwasherThis dishwasher has a third rack without dedicated compartments giving you extra capacity and flexibility to store everything from...

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Original price $708.99 - Original price $708.99
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Original price $2,067.99 - Original price $2,067.99
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GE - 20.6 Cu. Ft. French Door Counter Depth Refrigerator with Space Saving Icemaker - Stainless Steel

GE

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Counter-Depth DesignOffers a buil...

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Original price $2,067.99 - Original price $2,067.99
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Original price $739.99 - Original price $739.99
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GE - 6.2 Cu. Ft. Electric Dryer with Shallow Depth Flat Back Design - White

GE

Auto DryFor clothes that come out feeling and looking great this setting monitors air temperature to set the optimal drying timeUp to 120 ft. venti...

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Original price $739.99 - Original price $739.99
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Original price $2,029.99 - Original price $2,029.99
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GE Profile - 30" Smart Slide-In Electric Convection Fingerprint Resistant Range - Stainless Steel

GE

No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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Original price $2,029.99 - Original price $2,029.99
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Original price $740.99 - Original price $740.99
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$740.99
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GE - 4.0 Cu. Ft. High Efficiency Top Load Washer with Water Level Control - White

GE

Large 4.0 Cu.Ft. CapacityPower through laundry day in less time than ever before with a large capacity washing machine that can easily handle big l...

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Original price $740.99 - Original price $740.99
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Original price $947.99 - Original price $947.99
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GE - 450 Sq. Ft. 10300 BTU Smart Portable Air Conditioner and 10300 BTU Heater - White

GE

Cools Heats Medium Rooms10000 BTU class cooling / 11500 BTU heating capacity offers maximum comfort in rooms up to 450 square feet (10300 BTU DOE)...

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Original price $947.99 - Original price $947.99
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Original price $1,729.99 - Original price $1,729.99
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GE - 24.7 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

GE

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean33" widthA compact design fits in ...

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Original price $1,729.99 - Original price $1,729.99
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Original price $1,474.99 - Original price $1,474.99
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GE - 6.6 Cu. Ft. Freestanding Double Oven Electric Convection Range with Self-Steam Cleaning and No-Preheat Air Fry - Stainless Steel

GE

No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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Original price $1,474.99 - Original price $1,474.99
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Original price $1,042.99 - Original price $1,042.99
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GE - 36" Built-In Gas Cooktop - Stainless Steel

GE

Fit GuaranteeReplacing a similar cooktop from GE or another brand GE cooktops are guaranteed for an exact fit to make replacement easy. See offer ...

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Original price $1,042.99 - Original price $1,042.99
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Original price $465.99 - Original price $465.99
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$465.99
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GE JVM7195SKSS - microwave oven - built-in - stainless steel

GE

1.9 cu. ft. capacity1000 Watts (IEC-705 test procedure)Easy clean enamel interior with steam cleanMakes cleaning spills and splatters a snapMelt fe...

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Original price $465.99 - Original price $465.99
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$465.99
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Current price $465.99
Original price $849.99 - Original price $849.99
Original price
$849.99
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Current price $849.99

GE - 6.2 Cu. Ft. Gas Dryer with Shallow Depth Flat Back Design - White

GE

Auto DryFor clothes that come out feeling and looking great this setting monitors air temperature to set the optimal drying timeUp to 120 ft. venti...

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Original price $849.99 - Original price $849.99
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$849.99
$849.99 - $849.99
Current price $849.99
Original price $1,644.99 - Original price $1,644.99
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Current price $1,644.99

Frigidaire 28.8 Cu. Ft. French Door Standard-Depth Refrigerator with Internal Water Dispenser - Stainless Steel

Frigidaire

EvenTemp cooling systemKeep your food fresh and reduce freezer burn with our variable speed compressor that reacts quickly to temperature fluctuati...

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Original price $1,644.99 - Original price $1,644.99
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Current price $1,644.99
Original price $931.99 - Original price $931.99
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$931.99
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Current price $931.99

Frigidaire - 20.0 Cu. Ft. Garage Ready Top Freezer Refrigerator - Stainless Steel

Frigidaire

More capacity fits the same cutoutStock up with 20 cu. ft. of storage that fits in a standard 18 cu. ft. fridge cutout.EvenTemp cooling systemPreve...

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Original price $931.99 - Original price $931.99
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$931.99
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Current price $931.99
Original price $1,529.99 - Original price $1,529.99
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$1,529.99
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Current price $1,529.99

Frigidaire - Gallery 20.0 Cu. Ft. French Door Standard-Depth Refrigerator with Internal Water Dispenser - Stainless Steel

Frigidaire

CrispSeal Fresh crispersKeep produce crisp and flavorful for longer. Our 3 advanced technologies block out dry air automatically optimize humidity ...

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Original price $1,529.99 - Original price $1,529.99
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Current price $1,529.99
Original price $1,429.99 - Original price $1,429.99
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$1,429.99
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Current price $1,429.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator with EvenTemp Cooling System - White

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that which reacts quickly to temperature fluct...

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Original price $1,429.99 - Original price $1,429.99
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$1,429.99
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Current price $1,429.99
Original price $1,429.99 - Original price $1,429.99
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$1,429.99
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Current price $1,429.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator with EvenTemp Cooling System - Black

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that which reacts quickly to temperature fluct...

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Original price $1,429.99 - Original price $1,429.99
Original price
$1,429.99
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Current price $1,429.99
Original price $1,565.99 - Original price $1,565.99
Original price
$1,565.99
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Current price $1,565.99

Frigidaire - 22.3 Cu. Ft. Side-by-Side Refrigerator with EvenTemp Cooling System - White

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that reacts quickly to temperature fluctuation...

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Original price $1,565.99 - Original price $1,565.99
Original price
$1,565.99
$1,565.99 - $1,565.99
Current price $1,565.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.