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  • Original price $2,814.99 - Original price $2,814.99
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    ZLINE - 30" Legacy Dual Fuel Range w/ 4 Burner Cooktop Electric Oven w/ White Matte Door (RA-WM-30) - Stainless Steel

    ZLINE

    ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryCustom Doo...

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    Original price $2,814.99 - Original price $2,814.99
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  • Original price $188.99 - Original price $188.99
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    bella PRO - 12-in-1 6-Slice Toaster Oven + 33-qt. Air Fryer with French Doors - Stainless Steel

    Bella Pro Series

    Extra-large capacityFits a 12-inch pizza 6 slices of bread or an 8" x 12" casserole.1700W of powerAir Fry technology combines intense heat and hot ...

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    Original price $188.99 - Original price $188.99
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  • Original price $3,225.99 - Original price $3,225.99
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    GE Profile - 27.9 Cu. Ft. 4-Door French Door Smart Refrigerator with Hands-Free AutoFill - Stainless Steel

    GE

    Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanHands-free autofillHands-free Auto...

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    Original price $3,225.99 - Original price $3,225.99
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  • Original price $2,668.99 - Original price $2,668.99
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    GE - 22.1 Cu. Ft. French Door Counter-Depth Refrigerator with Space Saving Ice Maker - Stainless Steel

    GE

    Counter-depth designOffers a built-in look by fitting nearly flush with surrounding cabinetry.Fingerprint-resistant stainless steelEasily wipe away...

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    Original price $2,668.99 - Original price $2,668.99
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  • Original price $808.99 - Original price $808.99
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    LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash and 48dba - Black Stainless Steel

    LG

    QuadWash TechnnologyLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Mul...

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  • Original price $1,615.99 - Original price $1,615.99
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    NewAir - 98-Bottle Dual Zone Wine Fridge Low-Vibration Inverter Compressor Ultra-Quiet Adjustable Racks Digital Thermostat - Silver

    Newair

    Extra Large CapacityWith room for 98 standard bottles you'll have more than enough storage for your full wine collection. So go ahead and sign up f...

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  • Original price $1,289.99 - Original price $1,289.99
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    Whirlpool - 5.8 cu. ft. Smart Freestanding Gas Range with EZ-2-Lift Grates - Stainless Steel

    Whirlpool

    Smart Freestanding RangesGet things done in multiple rooms at once by using your smartphone to remotely preheat the oven and get dinner started. Or...

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    Original price $1,289.99 - Original price $1,289.99
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  • Original price $198.99 - Original price $198.99
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    Breville - the Mini Smart Oven - Stainless Steel

    Breville

    Dial controlLets you easily select a preset cooking function. Temperature/darkness and time/slices buttons allow customized use.8 preset cooking fu...

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    Original price $198.99 - Original price $198.99
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  • Original price $1,618.99 - Original price $1,618.99
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    Whirlpool - 6.7 Cu. Ft. Range - Stainless Steel

    Whirlpool

    5 cooktop elementsProvide 100-3000W of power to meet various cooking requirements.Ceramic cooktop surfaceOffers a durable design.Circulates air thr...

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    Original price $1,618.99 - Original price $1,618.99
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  • Original price $477.99 - Original price $477.99
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    Insignia - 10.2 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    10.2 cu. ft. storage capacityGives you plenty of storage space.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to 43.3 C).Counter-balanced...

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  • Original price $60.99 - Original price $60.99
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    Bella - 3 x 1.5-Quart Triple Slow Cooker - Stainless Steel/Black

    Sensio

    Simple cooking and cleaningStoneware pots are dishwasher safe.Lock in moistureTempered-glass lids seal in flavors.Serve multiple coursesIndividual ...

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    Original price $60.99 - Original price $60.99
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  • Original price $345.99 - Original price $345.99
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    Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel

    Whirlpool

    3-Speed 270 CFM Motor ClassQuickly removes smoke and odors from your kitchen. (Performance varies based on installation. Resources available at aha...

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    Original price $345.99 - Original price $345.99
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  • Original price $514.99 - Original price $514.99
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    KitchenAid - Artisan Series 5 Quart Tilt-Head Stand Mixer - KSM150PSMH - Matte Milkshake

    Kitchenaid

    Built to take it all onwith the durable and built-to-last metal construction and 59 touchpoints around the mixer bowl for great mixing results.5 Qu...

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    Original price $514.99 - Original price $514.99
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  • Original price $387.99 - Original price $387.99
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    NewAir - 3.1 Cu. Ft. Compact Mini Refrigerator with Freezer Can Dispenser and Energy Star - Gray

    Newair

    Dual Zone Fridge and FreezerThis mini fridge comes with a separate freezer compartment so you can keep your personal stash of ice cream pizza and f...

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    Original price $387.99 - Original price $387.99
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  • Original price $161.99 - Original price $161.99
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    Whirlpool - 30 inches - Recirculating - Under cabinet Range Hood - Stainless Steel

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $161.99 - Original price $161.99
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  • Original price $173.99 - Original price $173.99
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    Whirlpool - 30 inches - Recirculating - Under cabinet Range Hood - White

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $173.99 - Original price $173.99
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  • Original price $239.99 - Original price $239.99
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    NINJA FLIP TOASTER O

    Ninja

    NINJA FLIP TOASTER OVEN

    Original price $239.99 - Original price $239.99
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  • Original price $3,140.99 - Original price $3,140.99
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    ZL RAB-BR-30 30" DUA

    ZLINE

    ZL RAB-BR-30 30" DUAL FUEL BLACK STAINLE

    Original price $3,140.99 - Original price $3,140.99
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  • Original price $484.99 - Original price $484.99
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    Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Samsung

    Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Stainless Steel

    Original price $484.99 - Original price $484.99
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  • Original price $86.99 - Original price $86.99
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    COOLULI GLOW BEAUTY

    Cooluli

    COOLULI GLOW BEAUTY 4L

    Original price $86.99 - Original price $86.99
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  • Original price $1,126.99 - Original price $1,126.99
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    iRobot Roomba Combo 10 Max Robot Vacuum and Mop + AutoWash Dock (X085020) - Black

    iRobot

    OUR MOST POWERFUL CLEANING ROBOT YET.It vacuums with 100 more suction power mops back-and-forth with downward pressure—and learns which rooms get d...

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    Original price $1,126.99 - Original price $1,126.99
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  • Original price $238.99 - Original price $238.99
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    Keurig - Keurig K-Duo Single Serve Carafe Coffee Maker - Black

    Keurig

    BrewUse ground coffee or K-Cup Pods to brew a carafe or single cupMultiStreamMultiStream Technology saturates the coffee grounds more evenly throug...

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    Original price $238.99 - Original price $238.99
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  • Original price $914.99 - Original price $914.99
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    Bosch - 300 Series 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with PrecisionWash 48 dBA - Stainless Steel

    Bosch

    Easy-to-use front control panelSimple front control panel displays cycle times and optionsBeautiful stainless steel interiorFull stainless steel tu...

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    Original price $914.99 - Original price $914.99
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  • Original price $3,846.99 - Original price $3,846.99
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    Jura - J8 twin Automatic Single Serve Coffee Maker and Espresso Machine - Black

    Jura

    Two P.A.G.3+ high-performance conical grindersThis compact machine has been designed to include two high-performance P.A.G.3+ conical grinders. In ...

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    Original price $3,846.99 - Original price $3,846.99
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  • Original price $217.99 - Original price $217.99
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    Keurig K-Brew Chill Single Serve - Black

    Keurig

    Quick ChillNew QuickChill Technology delivers full-flavored fresh iced coffee in 3 minutes.MultiStreamMultiStream Technology saturates the coffee g...

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    Original price $217.99 - Original price $217.99
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  • Original price $283.99 - Original price $283.99
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    BISSELL - CrossWave All-in-One Multi-Surface Wet Dry Vac - Molded White Titanium and Cha Cha Lime Green

    Bissell

    Vacuum Wash At The Same TimeClean better than a sponge mop and bucket (and in less time) with CrossWave Multi-Surface Floor Cleaner.Multi-Surface ...

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    Original price $283.99 - Original price $283.99
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  • Original price $1,116.99 - Original price $1,116.99
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    GE Profile - 7.8 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sanitize Cycle - White

    GE Profile

    Steam CycleRefresh small loads and de-wrinkle larger loads with the power of steam.Washer LinkWirelessly links your washer to your dryer so you onl...

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    Original price $1,116.99 - Original price $1,116.99
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  • Original price $189.99 - Original price $189.99
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    Shark - Steam Scrub with Steam Blaster Technology Hard Floor Steam Mop - White

    Shark

    Powerful PerformancePowerful steam and rotating pads provide up to 3x better stuck-on stain removal vs. traditional steam mops.Steam BlasterA power...

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    Original price $189.99 - Original price $189.99
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  • Original price $2,850.99 - Original price $2,850.99
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    Samsung - 31 cu. ft. 3-Door French Door Smart Refrigerator with Four Types of Ice - Fingerprint Resistant Matte Black Steel

    Samsung

    31 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 31 cu. ft. mega capacity refrigerator gives you more space with easy...

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  • Original price $3,876.99 - Original price $3,876.99
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    Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Smart Refrigerator with AI Family Hub+ and AI Vision Inside - White Glass

    Samsung

    AI Family Hub +AI Family Hub+ with the industry’s largest screen gives you an enhanced user experience. AI Family Hub+ keeps you connected to your ...

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    Original price $3,876.99 - Original price $3,876.99
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  • Original price $1,222.99 - Original price $1,222.99
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    Roborock - S8 Pro Ultra-WHT Wi-Fi Connected Robot Vacuum Mop w Ultra Dock - White

    Roborock

    Self-washingWashes robot mop automatically during cleanup and when finished so you don’t have to after each useSelf-dryingSafely dries the washed m...

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    Original price $1,222.99 - Original price $1,222.99
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  • Original price $853.99 - Original price $853.99
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    Whisker - Litter-Robot 4 Smart App-Controlled Self-Cleaning Litter Box Core Accessories Bundle - White

    Whisker

    Never scoop againLitter-Robot’s patented sifting process quietly separates kitty's waste from the clean litter ensuring a fresh bed of litter for e...

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    Original price $853.99 - Original price $853.99
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  • Original price $710.99 - Original price $710.99
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    GE - 4.3 Cu. Ft. High-Efficiency Top Load Washer with Cold Plus - White with Silver Matte

    GE

    Large 4.3 Cu.Ft. CapacityPower through laundry day in less time than ever before with a large capacity washing machine that can easily handle big l...

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    Original price $710.99 - Original price $710.99
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  • Original price $1,171.99 - Original price $1,171.99
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    Frigidaire - 19.8 Cu. Ft. Chest Freezer - White

    Frigidaire

    Removable BasketsStay organized with our removable basket that can hold small frozen items and slides easily so you can see items underneath.Extern...

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    Original price $1,171.99 - Original price $1,171.99
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  • Original price $603.99 - Original price $603.99
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    Frigidaire - 45 Bottle Two-Zone Wine Cooler - Stainless Steel

    Frigidaire

    Holds up to 45 wine bottles for maximum storage of your favorite winesStore red white and sparkling wines separately to ensure each is kept at the ...

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    Original price $603.99 - Original price $603.99
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  • Original price $134.99 - Original price $134.99
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    Cooluli Glow Beauty 10L Mini Fridge with Mirror LED (White) - White

    Cooluli

    Convenient LightweightThe Cooluli Infinity 10-liter thermoelectric cooler/warmer mini fridge is chic and perfectly portable. This unit measures 9....

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    Original price $134.99 - Original price $134.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.