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  • Original price $2,623.99 - Original price $2,623.99
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    LG - 6.9 Cu. Ft. Smart Slide-In Double Oven Gas True Convection Range with EasyClean and InstaView - Stainless Steel

    LG

    Large Capacity (6.9 cu ft.) Gas Double OvenThis 6.9 cu. ft. LG range's oven capacity is among the largest in its class. Use all the pans dutch oven...

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    Original price $2,623.99 - Original price $2,623.99
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  • Original price $659.99 - Original price $659.99
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    Vinotemp - 28-Bottle Wine Cooler with Touch Screen - Black

    Vinotemp

    Dual-pane tinted glass door with recessed handleTouchscreen control panel with blue LED displaySafety lock to disable control panel accessCelsius/F...

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    Original price $659.99 - Original price $659.99
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  • Original price $2,026.99 - Original price $2,026.99
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    LG - 27.2 Cu. Ft. Side-by-Side Refrigerator with SpacePlus Ice - Stainless Steel

    LG

    Ultra-Large Capacity 27.2 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.2 cu. ft. of space but the vertical door...

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    Original price $2,026.99 - Original price $2,026.99
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  • Original price $185.99 - Original price $185.99
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    Cuisinart - Venture Portable Gas Grill - Red/Black/Wood

    Cuisinart

    154-SQUARE-INCH PORCELAIN ENAMELED COOKING GRATE154-square-inches of porcelain-enameled cast-iron grates give you a spacious cooking surface is abl...

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    Original price $185.99 - Original price $185.99
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  • Original price $1,334.99 - Original price $1,334.99
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    Samsung - AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash+ 42 dBA - Black Stainless Steel

    Samsung

    Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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    Original price $1,334.99 - Original price $1,334.99
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  • Original price $3,876.99 - Original price $3,876.99
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    Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Smart Refrigerator with AI Family Hub+ and AI Vision Inside - Stainless Steel

    Samsung

    AI Family Hub +AI Family Hub+ with the industry’s largest screen gives you an enhanced user experience. AI Family Hub+ keeps you connected to your ...

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    Original price $3,876.99 - Original price $3,876.99
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  • Original price $290.99 - Original price $290.99
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    De'Longhi - Nespresso Vertuo Plus Deluxe Coffee Espresso Machine with Aerocinno - Piano Black

    Delonghi

    VERSATILE AUTOMATIC COFFEE MAKER VertuoPlus Deluxe makes both coffee and espresso in a variety of sizesnbsp. 5oz 8oz Coffee and single and double E...

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    Original price $290.99 - Original price $290.99
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  • Original price $584.99 - Original price $584.99
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    Insignia -10 Cu Ft Top-Freezer Refrigerator w/Reversible Door ENERGY STAR -Stainless Look

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $584.99 - Original price $584.99
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  • Original price $5,323.99 - Original price $5,323.99
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    ZLINE - Professional 6 Cu. Ft. Freestanding Double Oven Dual Fuel Range - Matte White

    ZLINE

    Dual Fuel CookingProfessional Dual Fuel Cooking - Blends high-performance technology of a gas cooktop and an electric convection ovenItalian-Made S...

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    Original price $5,323.99 - Original price $5,323.99
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  • Original price $1,015.99 - Original price $1,015.99
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    ZLINE - 48" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $1,015.99 - Original price $1,015.99
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  • Original price $5,489.99 - Original price $5,489.99
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    ZLINE - 6.0 cu. ft. Dual Fuel Range with Gas Stove and Electric Oven Fingerprint Resistant - Stainless Steel

    ZLINE

    fingerprint resistantDuraSnow Stainless Steel - Proprietary DuraSnow stainless steel is smudge-proof and fingerprint resistantItalian-Made Sealed B...

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    Original price $5,489.99 - Original price $5,489.99
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  • Original price $246.99 - Original price $246.99
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    bObsweep - Bob PetHair Plus Robot Vacuum and Mop - Mocha

    Bobsweep

    Large dustbinPacks pet hair dust pet dander litter and kibble that furry family members leave behind.Extra long main brush and side brushSpin in ta...

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    Original price $246.99 - Original price $246.99
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  • Original price $2,476.99 - Original price $2,476.99
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    Frigidaire - Gallery 22.6 Cu. Ft. Counter-Depth French Door Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal Plus Crispers with Auto HumidityHelp prevent produce from spoiling advanced CrispSeal Plus Crispers with Auto Humidity technology automat...

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    Original price $2,476.99 - Original price $2,476.99
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  • Original price $5,298.99 - Original price $5,298.99
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    ZLINE - Professional 6 Cu. Ft. Freestanding Double Oven Dual Fuel Range - Stainless Steel

    ZLINE

    Dual Fuel CookingProfessional Dual Fuel Cooking - Blends high-performance technology of a gas cooktop and an electric convection ovenItalian-Made S...

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    Original price $5,298.99 - Original price $5,298.99
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  • Original price $470.99 - Original price $470.99
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    $470.99
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    NewAir - 126-Can Free Standing Beverage Cooler with Adjustable Shelves - Stainless Steel

    Newair

    Ideal CapacityStore up to 126 cans.Free standingIs ideal for homes offices dorm rooms and more.Set-and-forget thermostatChoose from 7 custom thermo...

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    Original price $470.99 - Original price $470.99
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  • Original price $494.99 - Original price $494.99
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    Frigidaire - 1.8 Cu. Ft. Over-The-Range Microwave - Black

    Frigidaire

    Convenient quick start optionsGet meals on the table in minutes with three different Quick Start options that allow you to make yummy meals faster....

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    Original price $494.99 - Original price $494.99
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  • Original price $207.99 - Original price $207.99
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    Cuisinart - Private Reserve 8-Bottle Wine Cellar

    Cuisinart

    Capacity8-bottle capacityThermoelectricEfficient thermoelectric cooling system for less noise and energy consumptionControlsTouchscreen controls e...

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    Original price $207.99 - Original price $207.99
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  • Original price $1,338.99 - Original price $1,338.99
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    GE - 21.9 Cu. Ft. Top-Freezer Refrigerator with Garage Ready Performance from 38-110 Degrees Fahrenheit - Black

    GE

    Garage-readyTested to perform from 38F to 110F.Premium inner doorEnjoy greater flexibility and organizational options with modular bins right on th...

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    Original price $1,338.99 - Original price $1,338.99
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    $1,338.99
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  • Original price $218.99 - Original price $218.99
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    Vitamix - 5-Speed Immersion Blender - Stainless Steel

    VitaMix

    Powerful MotorThe 625-watt motor easily blends tough ingredients for all your favorite recipes.One-Handed OperationWhether you’re right- or left-ha...

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    Original price $218.99 - Original price $218.99
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  • Original price $534.99 - Original price $534.99
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    NewAir - 27-Bottle Wine Cooler - Stainless Steel

    Best Buy

    Best Value Wine FridgeThe NewAir Freestanding 27 Bottle Compressor Wine Fridge provides the most bang for your buck. More powerful than a thermoele...

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    Original price $534.99 - Original price $534.99
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  • Original price $457.99 - Original price $457.99
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    Samsung - Jet 75 Cordless Stick Vacuum - Titan ChroMetal

    Samsung

    Removable BatteryConveniently remove battery for flexible charging. Vacuum for up to 60 minutes without needing to recharge.Turbo BrushWorks great ...

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    Original price $457.99 - Original price $457.99
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  • Original price $633.99 - Original price $633.99
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    Frigidaire - 7.5 cu ft 2-Door Apartment Size Refrigerator with Top Freezer Platinum Series - Stainless Steel

    Frigidaire

    7.5 Cubic Feet CapacityRetro 2 Door Design Chrome Handles and TrimGallon Door Bin Accommodates Tall BottlesRemovable Glass ShelvesSeparate True Fre...

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    Original price $633.99 - Original price $633.99
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  • Original price $360.99 - Original price $360.99
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    Danby Designer DCR031B1WDD - refrigerator/freezer - top-freezer - freestanding - white

    Danby

    3.1 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Mechanical controlsQuickly and easily set your cooling options....

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    Original price $360.99 - Original price $360.99
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  • Original price $211.99 - Original price $211.99
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    27" Built-In Trim Kit for Select GE Microwaves - Stainless Steel

    General Electric

    Compatible with select GE microwavesIncluding models PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS for a precise fit....

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    Original price $211.99 - Original price $211.99
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  • Original price $163.99 - Original price $163.99
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    Whirlpool - 30" Recirculating Range Hood - Stainless Steel

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $163.99 - Original price $163.99
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  • Original price $1,494.99 - Original price $1,494.99
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    KitchenAid - 15" Built-In Electric Cooktop with 2 Radient Elements - Black

    Kitchenaid

    8'' Round ElementEfficiently heats a commonly used pan size and can reach a power output of up to 1800 watts for every day use.7'' Round ElementA r...

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    Original price $1,494.99 - Original price $1,494.99
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  • Original price $453.99 - Original price $453.99
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    WEBER Q 2800N MIDNIG

    Weber

    WEBER Q 2800N MIDNIGHT BLA

    Original price $453.99 - Original price $453.99
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  • Original price $1,281.99 - Original price $1,281.99
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    LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Black Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $1,281.99 - Original price $1,281.99
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  • Original price $235.99 - Original price $235.99
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    $235.99
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    GE - 1.0 Cu. Ft. Convection Countertop Microwave with Air Fry - Stainless Steel

    GE

    Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer built into your microwave.ConvectionAchieve cris...

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    Original price $235.99 - Original price $235.99
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  • Original price $1,224.99 - Original price $1,224.99
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    LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $1,224.99 - Original price $1,224.99
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    $1,224.99
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  • Original price $846.99 - Original price $846.99
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    GE - 450 Sq. Ft. 10400 BTU Smart Portable Air Conditioner - White

    GE

    Cools Medium Rooms10000 BTU class cooling capacity offers maximum comfort in rooms up to 450 square feet (10400 BTU DOE).3-in-1 Portable Air Condit...

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    Original price $846.99 - Original price $846.99
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  • Original price $347.99 - Original price $347.99
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    Weber - Traveler Portable Gas Grill - Black

    Weber

    Fits In Most Trunks¿32" wide fits in the trunk of most compact cars. ¿Easy Set Up Pack Up ¿One-handed gas-spring controlled raising and collapsing...

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    Original price $347.99 - Original price $347.99
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  • Original price $1,798.99 - Original price $1,798.99
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    Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - White Glass

    Samsung

    Smart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...

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    Original price $1,798.99 - Original price $1,798.99
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  • Original price $331.99 - Original price $331.99
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    Ninja - Prestige Smart XL Air Fryer Countertop Oven + Pro Cook - Stainless Steel

    Ninja

    Smart Surround ConvectionOur high velocity fan and rear heat source combine to completely surround food for all-around crisp.Pro Cook SystemAchieve...

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    Original price $331.99 - Original price $331.99
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  • Original price $237.99 - Original price $237.99
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    GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black Stainless Steel

    GE

    2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.C...

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    Original price $237.99 - Original price $237.99
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  • Original price $1,490.99 - Original price $1,490.99
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    LG - 6.3 Cu. Ft. Smart Slide-In Electric True Convection Range with EasyClean and Air Fry - Stainless Steel

    LG

    Large Capacity (6.3 cu. ft.) Electric Single OvensWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays t...

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    Original price $1,490.99 - Original price $1,490.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.