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  • Original price $1,032.99 - Original price $1,032.99
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    NewAir - 24" 224-Can Built-In Beverage Cooler with Color Changing LED Lights and Adjustable Shelves - Stainless Steel

    Newair

    XL CapacityFit up to 224 cans.24 Built-in designSet it under any standard kitchen cabinet.Color changing¿LED lightsChoose a single color (red white...

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    Original price $1,032.99 - Original price $1,032.99
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  • Original price $966.99 - Original price $966.99
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    NewAir - 24 Built-in 46 Bottle Dual Zone Compressor Wine Fridge with Beechwood Shelves - Black Stainless Steel

    Newair

    Spacious CapacityStore up to 46 wine bottles.Dual zoneStore both red and white wines to perfection.Built-in or free standingFront-facing vents allo...

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    Original price $966.99 - Original price $966.99
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  • Original price $889.99 - Original price $889.99
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    NewAir - Premium 9-Bottle Dual Zone Wine Cooler - Stainless Steel

    Newair

    Holds up to 9 wine bottlesAlong with 48 standard 12-oz. cans for convenient storage of your favorite drinks.Electronic thermostat controlsAllow you...

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    Original price $889.99 - Original price $889.99
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  • Original price $784.99 - Original price $784.99
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    ZLINE - 40" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    1200 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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    Original price $784.99 - Original price $784.99
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  • Original price $770.99 - Original price $770.99
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    NewAir - 15 Built-in 29 Bottle Dual Zone Compressor Wine Fridge with Recessed Kickplate and Carbon Filter - Stainless Steel

    Newair

    Ideal CapacityStore up to 29 wine bottles.Dual zoneStore whites at 40 to 55 degrees in the upper zone and reds at 50 to 66 degrees in the lower zon...

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    Original price $770.99 - Original price $770.99
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  • Original price $3,670.99 - Original price $3,670.99
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    ZLINE - Dual Fuel Range with Gas Stove and Electric Oven in Fingerprint Resistant Stainless Steel and White Matte Door - Matte White

    ZLINE

    DuraSnow Stainless SteelProprietary DuraSnow stainless steel is smudge-proof and fingerprint resistantProfessional Dual Fuel CookingBlends high-per...

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    Original price $3,670.99 - Original price $3,670.99
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  • Original price $1,012.99 - Original price $1,012.99
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    ZLINE - Designer Wood 30" Externally Vented Range Hood - Multicolor

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $1,012.99 - Original price $1,012.99
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  • Original price $671.99 - Original price $671.99
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    ZLINE - 34" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    1200 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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    Original price $671.99 - Original price $671.99
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  • Original price $616.99 - Original price $616.99
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    ZLINE Designer 8KBS-36 - chimney - snow stainless

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $616.99 - Original price $616.99
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  • Original price $888.99 - Original price $888.99
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    Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - White

    Frigidaire

    More Capacity Fits the Same CutoutStock up with 20 cu. ft. of storage that fits in a standard 18 cu. ft. fridge cutout (30" width x 66" height cuto...

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  • Original price $1,315.99 - Original price $1,315.99
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    LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Black Steel

    LG

    Sleek Modern StyleAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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    Original price $1,315.99 - Original price $1,315.99
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  • Original price $1,306.99 - Original price $1,306.99
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    LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - White

    LG

    Sleek Modern StyleAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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    Original price $1,306.99 - Original price $1,306.99
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  • Original price $411.99 - Original price $411.99
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    Insignia - 29-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    3.2 cu. ft. (0.9 cu. m) capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $411.99 - Original price $411.99
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  • Original price $1,094.99 - Original price $1,094.99
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    LG - 7.4 Cu. Ft. Stackable Gas Dryer with Wrinkle Care - White

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,094.99 - Original price $1,094.99
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  • Original price $478.99 - Original price $478.99
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    Breville - the Combi Wave 3 in 1 1.1 Cu. Ft. Convection Microwave - Brushed Stainless Steel

    Breville

    Brushed stainless steel casing provides durability and styleThe exterior offers an attractive complement to your existing kitchen decor.Large 12.4"...

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    Original price $478.99 - Original price $478.99
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  • Original price $2,503.99 - Original price $2,503.99
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    Frigidaire - Gallery 26.3 Cu. Ft. 4-Door French Door Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal Fresh crispersKeep produce crisp and flavorful for longer. Our 3 advanced technologies block out dry air automatically optimize humidity ...

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    Original price $2,503.99 - Original price $2,503.99
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  • Original price $1,338.99 - Original price $1,338.99
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    GE - 21.9 Cu. Ft. Top-Freezer Refrigerator with Garage Ready Performance from 38-110 Degrees Fahrenheit - White

    GE

    Garage-readyTested to perform from 38F to 110F.Premium inner doorEnjoy greater flexibility and organizational options with modular bins right on th...

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    Original price $1,338.99 - Original price $1,338.99
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  • Original price $513.99 - Original price $513.99
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    NewAir - 24 126-Can Beverage Cooler with Adjustable Shelves and 7 Temperature Settings - Black

    Newair

    Roomy designHolds 126 beverage cans.Removable storage racksCreate space for cans bottles and more.Set-and-forget thermostatComes with 7 custom sett...

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    Original price $513.99 - Original price $513.99
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  • Original price $488.99 - Original price $488.99
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    Panasonic - 1.6-Cu. Ft. Built-In/Countertop Cyclonic Wave Microwave Oven with Inverter Technology - Stainless Steel

    Panasonic

    1250W microwave oven with 1.6-cu. ft. capacity and 15-inch glass turntable for built-in or countertop installationClever design gives you maximum i...

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    Original price $488.99 - Original price $488.99
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  • Original price $506.99 - Original price $506.99
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    NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

    Newair

    Ideal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...

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    Original price $506.99 - Original price $506.99
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  • Original price $187.99 - Original price $187.99
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    Frigidaire - Retro 1.6 Cu. Ft. Mini Fridge - Moonbeam

    Frigidaire

    1.6 cu. ft. storage capacityProvides optimal space to store your items.Ice boxKeeps your items at the ideal temperature.Wire shelfMakes it easier t...

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    Original price $187.99 - Original price $187.99
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  • Original price $620.99 - Original price $620.99
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    ZLINE - 36 in. Outdoor Wall Mount Range Hood in Stainless Steel (KB-304-36) - Silver

    ZLINE

    BrandZLINEWarranty3-Year PartsSpeeds4-Speed MotorVoltage110V/60HZMaterialStainless Steel

    Original price $620.99 - Original price $620.99
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  • Original price $854.99 - Original price $854.99
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    NewAir - 24" 20 Bottle 70 Can Dual Zone Wine and Beverage Fridge with SplitShelf Smooth Rolling Shelves - Stainless Steel

    Newair

    Dual Temperature ZonesMaintain separate temperatures for the upper and lower sections allowing optimal storage conditions for both wine and carbona...

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    Original price $854.99 - Original price $854.99
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  • Original price $95.99 - Original price $95.99
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    Conair - Turbo ExtremeSteam Handheld - Blue

    Conair

    BacteriaKills 99.9 of bacteria as it smooths de-wrinkles and freshens. Based on independent third-party test results. Follow product instructions...

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    Original price $95.99 - Original price $95.99
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  • Original price $607.99 - Original price $607.99
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    Philips 3300 Fully Automatic Espresso Machine with LatteGo Milk Frother - Silver

    Philips

    6 Hot and Refreshing Iced DrinksClassic espresso regular black coffee iced coffee cappuccino latte macchiato and hot water.LatteGo Milk SystemAuto...

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    Original price $607.99 - Original price $607.99
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  • Original price $2,057.99 - Original price $2,057.99
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    KitchenAid - 6.7 Cu. Ft. - Stainless Steel

    Kitchenaid

    5 cooktop elementsProvide 2000W of power for efficient cooking. A triple-ring burner lets you customize the element to accommodate your cookware.Ci...

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    Original price $2,057.99 - Original price $2,057.99
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  • Original price $1,295.99 - Original price $1,295.99
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    KitchenAid - g Electric Convection Range - Stainless Steel

    Kitchenaid

    Even-Heat True ConvectionFeatures a unique bow-tie design with heating element and fan that circulates hot air throughout the entire oven providing...

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    Original price $1,295.99 - Original price $1,295.99
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  • Original price $2,566.99 - Original price $2,566.99
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    Whirlpool - 26.8 Cu. Ft. French Door Refrigerator - Stainless Steel

    Whirlpool

    Platter pocketWide flat items like brownie pans lasagna and pizza boxes stay tucked out of the way in this space designed to keep them safe from st...

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    Original price $2,566.99 - Original price $2,566.99
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  • Original price $1,315.99 - Original price $1,315.99
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    NewAir - 80-Lb. Built-In Clear Ice Maker with Fingerprint Resistant Door - Stainless Steel

    Newair

    Big CapacityEnjoy 80 pounds of clear ice every day.FrozenFall TechnologyCreates ice in layers which keeps air bubbles and other impurities from get...

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  • Original price $308.99 - Original price $308.99
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    Ooni - Fyra 12 Portable Outdoor Pizza Oven - Black

    Ooni

    Portable pizza ovenHighly portable at just 22 lbs (10 kg) for convenient storage and transport. Add Fyra Carry Cover with handles to take on the go...

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    Original price $308.99 - Original price $308.99
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  • Original price $3,631.99 - Original price $3,631.99
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    Samsung - 6.3 cu. ft. Slide-In Induction Range with WiFi Flex Duo Smart Dial Air Fry - Stainless Steel

    Samsung

    Smart DialThe Smart Dial simplifies oven settings in a single dial and intuitively learns based on your cooking preferences.No Pre-heat Air FryCook...

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    Original price $3,631.99 - Original price $3,631.99
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  • Original price $1,698.99 - Original price $1,698.99
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    LG - 6.3 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Fry - Black Stainless Steel

    LG

    Room for the turkey and sides as wellWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious ...

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    Original price $1,698.99 - Original price $1,698.99
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  • Original price $883.99 - Original price $883.99
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    Samsung - Bespoke AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - White Glass

    Samsung

    Bespoke DesignBespoke is Samsung’s premium line of home appliances that leads the way in design technology and connectivity. Create a kitchen that ...

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    Original price $883.99 - Original price $883.99
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  • Original price $82.99 - Original price $82.99
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    KSMVSA Fresh Prep Slicer/Shredder Attachment for KitchenAid Stand Mixers - Multi

    Kitchenaid

    Works with all KitchenAid Stand MixersConnect to any household KitchenAid Stand Mixer power hub and use the power of the motor to run the fresh pre...

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    Original price $82.99 - Original price $82.99
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    NewAir - 24 177 Can Built-In Beverage Cooler with Precision Temperature Controls and Adjustable Shelves - Stainless Steel

    Newair

    XL CapacityGives you ample space for up to 177 standard cans ensuring you have enough drinks for any party or gathering.Built-in or Stand-aloneAllo...

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  • Original price $601.99 - Original price $601.99
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    Whirlpool 1.1 Cu. Ft. Low Profile Over-the-Range Microwave Hood Combo Stainless Steel

    Whirlpool

    Low profile designMaximize space by moving your microwave off the countertop with a low profile design that fits in the same space as your undercab...

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    Original price $601.99 - Original price $601.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.