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Appliances

  • Original price $227.99 - Original price $227.99
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    Ninja - CREAMi Ice Cream Maker 7 One-Touch Programs - Cloud Silver

    Ninja

    Introducing the Ninja CREAMiTurn almost anything into ice cream sorbet milkshakes and more.Create Completely Customizable TreatsWith the Ninja CREA...

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    Original price $227.99 - Original price $227.99
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  • Original price $349.99 - Original price $349.99
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    Whirlpool - 30" Convertible Range Hood - Stainless Steel

    Whirlpool

    3-Speed 270 CFM Motor ClassQuickly removes smoke and odors from your kitchen. (Performance varies based on installation. Resources available at aha...

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    Original price $349.99 - Original price $349.99
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  • Original price $93.99 - Original price $93.99
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    WEATHER-RESISTANT 36

    Blackstone

    WEATHER-RESISTANT 36-IN. PATIO GRIDDLE

    Original price $93.99 - Original price $93.99
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  • Original price $737.99 - Original price $737.99
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    LG - 8000 BTU 115V Through-the-Wall Air Conditioner with Remote Control - White

    LG

    Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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    Original price $737.99 - Original price $737.99
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  • Original price $709.99 - Original price $709.99
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    Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

    Samsung

    StormWash Cleaning SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spot...

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    Original price $709.99 - Original price $709.99
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  • Original price $497.99 - Original price $497.99
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    Shark - PowerDetect Upright Vacuum with DuoClean Detect Technology Self-Cleaning Brushroll and XL Dustcup - Eggplant

    Shark

    Best Overall Cleaning Of Any VacuumMost powerful suction and most advanced cleaning technology of any vacuum.Based on ASTM F558 measured at the hos...

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    Original price $497.99 - Original price $497.99
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  • Original price $618.99 - Original price $618.99
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    Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

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    Original price $618.99 - Original price $618.99
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  • Original price $1,832.99 - Original price $1,832.99
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    Samsung - 28 Cu. Ft. 4-Door French Door Smart Refrigerator with FlexZone Drawer - Stainless Steel

    Samsung

    FlexZone DrawerA flexible storage drawer with four different temperature settings and an adjustable Smart Divider to stay organized.Twin Cooling Pl...

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    Original price $1,832.99 - Original price $1,832.99
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  • Original price $1,230.99 - Original price $1,230.99
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    Frigidaire - Gallery 5.3 Cu. Ft. Freestanding Electric Total Convection Range - Stainless Steel

    Frigidaire

    Frigidaire's most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering co...

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    Original price $1,230.99 - Original price $1,230.99
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  • Original price $130.99 - Original price $130.99
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    Cuisinart - 14-Cup Coffee Maker with Water Filtration - Black Stainless Steel

    Cuisinart

    Keep coffee hot and ready to serveIncluded glass carafe makes it easy to serve guests or pour yourself another cup.Ensure you don't leave the coffe...

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    Original price $130.99 - Original price $130.99
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  • Original price $83.99 - Original price $83.99
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    Blackstone - 3-Piece Press and Sear Burger Kit with Press Burger Spatula and Basting Dome - Silver

    Blackstone

    IdentityAll the tools you'll need to cook up the best burgers.ConvenienceBasting dome quickly melts cheese can steam vegetables and help cook dense...

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    Original price $83.99 - Original price $83.99
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  • Original price $127.99 - Original price $127.99
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    Traeger Grills - Full-Length Grill Cover for Pro 780 - Black

    Traeger Grills

    Full-length cover for year-round protectionMade of heavy-duty all-weathermaterialFits Pro 780 grill

    Original price $127.99 - Original price $127.99
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  • Original price $761.99 - Original price $761.99
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    LG - 4.1 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - Monochrome Grey

    LG

    Ultra-Large 4.1 cu.ft. CapacityTowers of towels piles of sweatshirts and a mountain of jeans Go for it. The ultra-large capacity (4.1 cu.ft.) tub l...

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    Original price $761.99 - Original price $761.99
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  • Original price $4,460.99 - Original price $4,460.99
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    Thor Kitchen - 6.8 cu ft Freestanding Double Oven Convection Gas Range - Stainless Steel

    Thor Kitchen

    High-Powered BTU BurnersThe high-powered 18000 BTU burner provides fast intense heat for creating large family meals and restaurant-quality dishesC...

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    Original price $4,460.99 - Original price $4,460.99
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  • Original price $297.99 - Original price $297.99
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    De'Longhi - Nespresso Vertuo Plus Deluxe Coffee and Espresso Maker by De'Longhi Piano Black with Aeroccino Milk Frother - Piano Black

    Delonghi

    VERSATILE AUTOMATIC COFFEE MAKER VertuoPlus Deluxe makes both coffee and espresso in a variety of sizesnbsp. 5oz 8oz Coffee and single and double E...

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    Original price $297.99 - Original price $297.99
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  • Original price $446.99 - Original price $446.99
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    ZLINE - 30" Externally Vented Range Hood - Stainless Steel

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $446.99 - Original price $446.99
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  • Original price $687.99 - Original price $687.99
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    ZLINE - 28" Externally Vented Range Hood - Stainless Steel

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $687.99 - Original price $687.99
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  • Original price $930.99 - Original price $930.99
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    KitchenAid - 1.1 Cu. Ft. Convection Flush Built-In Over-the-Range Microwave with Air Fry Mode - Stainless Steel

    Kitchenaid

    Air Fry ModeReplaces a countertop air fryer for all of the crisping with none of the clutter. Triple heating elements and a fan circulate hot air a...

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    Original price $930.99 - Original price $930.99
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  • Original price $143.99 - Original price $143.99
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    $143.99
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    BISSELL - TurboClean PowerBrush Pet Cord Upright Carpet Deep Cleaner - Electric Green

    Bissell

    Lightweight PowerfulTackle tough spills and messes on carpet and area rugs or clean an entire room of carpet.DeepReach PowerBrush RollScrub lift a...

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    Original price $143.99 - Original price $143.99
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  • Original price $995.99 - Original price $995.99
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    LG - 7.3 Cu. Ft. Smart Electric Dryer with EasyLoad Door - White

    LG

    Ultra Large 7.3 cu. ft. CapacityDo laundry a little less often. With 7.3 cubic feet of capacity this dryer handles really large loads. Saving you t...

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    Original price $995.99 - Original price $995.99
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  • Original price $1,000.99 - Original price $1,000.99
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    NewAir - 177-Can Built-In Beverage Cooler with Precision Temperature Controls and Adjustable Shelves - Stainless Steel

    Newair

    Room for 177 Standard CansWith space for up to 177 standard cans you can fit all the drinks you want inside so you'll never be left high and dry in...

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    Original price $1,000.99 - Original price $1,000.99
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  • Original price $980.99 - Original price $980.99
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    NewAir - 24 Built-in 46 Bottle Dual Zone Compressor Wine Cooler with Beech Wood Shelves - Stainless Steel

    Newair

    Built-In or Stand-Alone InstallationSlide it into place for a look that blends perfectly with your cabinetry or use it as a standalone unit.Dual Te...

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    Original price $980.99 - Original price $980.99
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  • Original price $780.99 - Original price $780.99
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    KITCHENAID SEMI AUTO

    Kitchenaid

    KITCHENAID SEMI AUTOMATIC ESPRESSO

    Original price $780.99 - Original price $780.99
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  • Original price $2,894.99 - Original price $2,894.99
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    ZL RA-BR-36 DUAL FUE

    ZLINE

    ZL RA-BR-36 DUAL FUEL RANGE WITH BRASS B

    Original price $2,894.99 - Original price $2,894.99
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  • Original price $763.99 - Original price $763.99
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    22" Wide Top Mount Refrigerator-Freezer

    Summit Appliance

    8.8 cu.ft. frost-free refrigerator-freezer in white

    Original price $763.99 - Original price $763.99
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  • Original price $574.99 - Original price $574.99
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    LG LW1016ER - air conditioner

    LG

    LG LW1016ER - Air conditioner - window mounted - 12 EER - white

    Original price $574.99 - Original price $574.99
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  • Original price $275.99 - Original price $275.99
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    2.0 CU FT COUNTERTOP

    LG

    2.0 CU FT COUNTERTOP MICROWAVE

    Original price $275.99 - Original price $275.99
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  • Original price $2,399.99 - Original price $2,399.99
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    LG - 5.0 Cu.Ft. Front Load Washer and 7.4 Cu.Ft. Gas Dryer Tower-Black Steel

    LG

    LG - 5.0 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Center Control - Black Steel

    Original price $2,399.99 - Original price $2,399.99
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  • Original price $3,333.99 - Original price $3,333.99
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    ZL RAZ-30-CB 30" DUA

    ZLINE

    ZL RAZ-30-CB 30" DUAL FUEL RANGE IN STAI

    Original price $3,333.99 - Original price $3,333.99
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  • Original price $3,797.99 - Original price $3,797.99
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    ZL RAZ-36-CB 36" DUA

    ZLINE

    ZL RAZ-36-CB 36" DUAL FUEL RANGE IN STAI

    Original price $3,797.99 - Original price $3,797.99
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  • Original price $3,611.99 - Original price $3,611.99
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    ZL RAB-BR-36 36" DUA

    ZLINE

    ZL RAB-BR-36 36" DUAL FUEL BLACK STAINLE

    Original price $3,611.99 - Original price $3,611.99
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  • Original price $2,585.99 - Original price $2,585.99
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    24" Wide Built-In Kegerator ADA Compliant

    Summit Appliance

    Built-in undercounter ADA height commercially listed dual tap beer dispenser with stainless steel wrapped door and black cabinet

    Original price $2,585.99 - Original price $2,585.99
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  • Original price $103.99 - Original price $103.99
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    $103.99
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    Lasko CT22360 - cooling fan/heater

    Lasko

    Lasko CT22360 - Cooling fan/heater - tower

    Original price $103.99 - Original price $103.99
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    $103.99
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  • Original price $1,078.99 - Original price $1,078.99
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    PHILIPS 4400 SERIES

    Philips

    PHILIPS 4400 SERIES

    Original price $1,078.99 - Original price $1,078.99
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  • Original price $422.99 - Original price $422.99
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    $422.99
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    20" Commercial Microwave

    Summit Appliance

    Commercially approved microwave with stainless steel exterior and interior

    Original price $422.99 - Original price $422.99
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  • Original price $482.99 - Original price $482.99
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    LG - 1.8 Cu. Ft. Over-the-Range Microwave - Black Stainless Steel

    LG

    LG - 1.8 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Black Stainless Steel

    Original price $482.99 - Original price $482.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.