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  • Original price $1,038.99 - Original price $1,038.99
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    LG - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Steam and Built-In Intelligence - White

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,038.99 - Original price $1,038.99
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  • Original price $918.99 - Original price $918.99
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    ZLINE - 46" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    1200 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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    Original price $918.99 - Original price $918.99
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  • Original price $449.99 - Original price $449.99
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    ZLINE - 30" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $449.99 - Original price $449.99
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  • Original price $198.99 - Original price $198.99
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    Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Insignia

    1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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    Original price $198.99 - Original price $198.99
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  • Original price $990.99 - Original price $990.99
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    Samsung - 7.4 Cu. Ft. Smart Gas Dryer with Steam Sanitize+ - White

    Samsung

    Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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    Original price $990.99 - Original price $990.99
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  • Original price $934.99 - Original price $934.99
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    LG - 7.3 Cu. Ft. Electric Dryer with Sensor Dry - White

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $934.99 - Original price $934.99
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  • Original price $808.99 - Original price $808.99
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    Samsung - 7.2 Cu. Ft. Electric Dryer with Sensor Dry - White

    Samsung

    3 Additional Drying OptionsFurther options to provide optimal care for all fabric types.4 Temperature LevelsIdeal temperatures to treat your clothe...

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    Original price $808.99 - Original price $808.99
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  • Original price $448.99 - Original price $448.99
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    Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Whirlpool

    2-Speed 300 CFM Motor ClassMatch the right amount of ventilation to the dish being prepared and quickly get rid of cooking odors with two different...

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    Original price $448.99 - Original price $448.99
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  • Original price $192.99 - Original price $192.99
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    Smart Choice - Dryer Gas Line Required for Hook-Up - Yellow

    Smart Choice

    Automatic shutoff valve stops gas flow during a leak to keep you safe.Leak detection solution and pipe thread sealant help you address potential le...

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    Original price $192.99 - Original price $192.99
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  • Original price $558.99 - Original price $558.99
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    Shark - Matrix Plus 2in1 Robot Vacuum Mop with Sonic Mopping Matrix Clean Home Mapping HEPA Bagless Self Empty WiFi - Black

    Shark

    Incredible Suction and Sonic MoppingFirst it’s an ultra-powerful whole home vacuum on carpets and floors that empties its own dustbin. Second it’s ...

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    Original price $558.99 - Original price $558.99
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  • Original price $222.99 - Original price $222.99
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    NewAir - 60-Can Beverage Cooler with Reversible Glass Door Door Alarm Perfect for Work from Home Station Dorms and Game Room - Black

    Newair

    A Fridge You Can Use AnywhereThis mini fridge is perfect for storing lunch at the office leftovers in your dorm room or a cold drink anywhere in yo...

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    Original price $222.99 - Original price $222.99
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  • Original price $2,559.99 - Original price $2,559.99
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    ZLINE - Professional 4 Cu. Ft. Freestanding Dual Fuel Convection Range - Matte Red

    ZLINE

    4 cooktop burnersProvide between 4200 and 18000 BTUs to meet various cooking requirements.Porcelain-enamel cooktop surfaceOffers a durable design.C...

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    Original price $2,559.99 - Original price $2,559.99
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  • Original price $54.99 - Original price $54.99
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    Bella Pro Series - 12-Cup Programmable Coffee Maker - Stainless Steel

    Bella Pro Series

    Wake up to fresh coffeeProgrammable up to 24 hours.Customized brewStrong brew strength selector for richer tasting coffee.Serve while brewingPause ...

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    Original price $54.99 - Original price $54.99
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  • Original price $3,266.99 - Original price $3,266.99
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    Vinotemp - 155-Bottle Dual Zone Wine Cooler - Silver

    Vinotemp

    Dual-zone wine coolerSleek black cabinet with a dual-pane glass doorEmbraco compressor (Quieter and energy efficient)Digital temperature control wi...

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    Original price $3,266.99 - Original price $3,266.99
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  • Original price $2,699.99 - Original price $2,699.99
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    Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - Stainless Steel

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $2,699.99 - Original price $2,699.99
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  • Original price $149.99 - Original price $149.99
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    Ninja - Sizzle Smokeless Countertop Indoor Grill Griddle with Interchangeable Grill and Griddle Plates - Gray/Silver

    Ninja

    500F Max HeatReach temperatures of up to 500F for high-heat grilling and searing and get better char-grilled marks right from your kitchen. (vs. Po...

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    Original price $149.99 - Original price $149.99
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  • Original price $1,197.99 - Original price $1,197.99
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    LG - 7.3 Cu. Ft. Smart Electric Dryer with Steam and EasyLoad Door - Matte Black

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,197.99 - Original price $1,197.99
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  • Original price $1,274.99 - Original price $1,274.99
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    Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Electric Dryer with Steam and Super Speed Dry - Brushed Black

    Samsung

    Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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    Original price $1,274.99 - Original price $1,274.99
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  • Original price $77.99 - Original price $77.99
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    Cuisinart - 3 Piece Deluxe Pizza Grilling Pack - Multi

    Cuisinart

    15" pizza stoneThe 15" cordierite pizza stone measures 0.5" thick to help promote durability and maximum heat retention for producing a perfectly c...

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    Original price $77.99 - Original price $77.99
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  • Original price $1,161.99 - Original price $1,161.99
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    GE Profile - 5.3 Cu. Ft. Stackable Smart Front Load Washer with Steam and UltraFresh Vent System+ With OdorBlock - Sapphire Blue

    GE Profile

    UltraFresh Vent System+ With OdorBlockThe first and only UltraFresh Vent System+ is enhanced with a sensor that detects and eliminates excess moist...

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    Original price $1,161.99 - Original price $1,161.99
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  • Original price $133.99 - Original price $133.99
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    Capresso - EC50 Espresso Machine with 15 bars of pressure and Milk Frother - Stainless Steel

    Capresso

    Coffee machinePrepare a cup of tasty latte cappuccino or espresso just the way you like.Stainless steel lined thermoblock heating systemFor perfect...

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    Original price $133.99 - Original price $133.99
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  • Original price $860.99 - Original price $860.99
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    GE Profile - 7.4 Cu. Ft. Smart Electric Dryer with Sanitize Cycle and Sensor Dry - Diamond Gray

    GE Profile

    Washer LinkWirelessly connects the washer to the dryer enabling the dryer to automatically set the optimal settings based on the load that was just...

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    Original price $860.99 - Original price $860.99
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  • Original price $862.99 - Original price $862.99
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    NewAir - 15 FlipShelf 33-Bottle or 80-Can Beverage Cooler with Reversible Shelves

    Newair

    The most customizable fridge on the marketFour sturdy racks slide out easily out of the custom liners and can be flipped to accommodate both cans a...

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    Original price $862.99 - Original price $862.99
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  • Original price $1,796.99 - Original price $1,796.99
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    Sharp - 1.2 Cu. Ft. Microwave Drawer Works with Alexa and Easy Wave Open - Stainless Steel

    Sharp

    FunctionBakingStandard Width24"Built-in InstallationYesNumber of Power Levels11Microwave TypeSingle

    Original price $1,796.99 - Original price $1,796.99
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  • Original price $2,650.99 - Original price $2,650.99
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    Samsung - Bespoke AI 5.3 Cu. Ft. All-in-One Washer Dryer Combo with Super Speed Wash and Ventless Heat Pump Dryer - Dark Steel

    Samsung

    The Bespoke AI Laundry Combo machine is the industry’s fastest and largest All-in-One Combo washer dryer. It washes and dries clothes in one machi...

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    Original price $2,650.99 - Original price $2,650.99
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  • Original price $580.99 - Original price $580.99
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    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - Stainless Steel Look

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $580.99 - Original price $580.99
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  • Original price $570.99 - Original price $570.99
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    ZLINE - 36" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    760 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $570.99 - Original price $570.99
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  • Original price $1,056.99 - Original price $1,056.99
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    Maytag - 4.7 Cu. Ft. High Efficiency Top Load Washer with Pet Pro System - White

    Maytag

    Pet Pro FilterThe built-in Pet Pro Filter visibly removes pet hairPet Pro optionThe Pet Pro option unleashes additional water and a deep rinse to a...

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    Original price $1,056.99 - Original price $1,056.99
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  • Original price $591.99 - Original price $591.99
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    NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge - Stainless Steel

    Newair

    Perfect Wine Every Time With Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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    Original price $591.99 - Original price $591.99
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  • Original price $247.99 - Original price $247.99
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    Farberware - Professional 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking - Premium Stainless Steel

    Farberware

    Capacity2.2 Cubic foot cooking capacityControl panelGreen LED display with kitchen timer and clockTechnologyMemory function for customized settings...

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    Original price $247.99 - Original price $247.99
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  • Original price $1,947.99 - Original price $1,947.99
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    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Built-In Intelligence - White

    LG

    Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get It All Done In Less Time. Ultra Large Capacity (4.5 cu. ft. in the washe...

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    Original price $1,947.99 - Original price $1,947.99
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  • Original price $1,028.99 - Original price $1,028.99
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    $1,028.99
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    NewAir - 24 Built-in 46 Bottle Dual Zone Compressor Wine Fridge - Black Stainless Steel

    Newair

    Built-In or Stand-AloneThe quiet front-venting compressor system allows this state-of-the-art beverage fridge to fit snugly under standard kitchen ...

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    Original price $1,028.99 - Original price $1,028.99
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  • Original price $514.99 - Original price $514.99
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    Ninja - Woodfire ProConnect Premium XL Outdoor 7-in-1 Grill Smoker App Enabled Air Fryer 2 Built-In Thermometers - Blue

    Ninja

    Master Grill Bbq Smoker Air Fryer7-in-1 versatility all in one place. Grill BBQ smoke Air Fry Roast Bake Broil and Dehydrate with 100 authentic sm...

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    Original price $514.99 - Original price $514.99
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  • Original price $723.99 - Original price $723.99
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    Whirlpool - 7 Cu. Ft. Electric Dryer with AutoDry Drying System - White

    Whirlpool

    Safely dry all your garments and linens with 1 of 14 cyclesIncludes heavy duty freshen up wrinkle shield air fluff and other drying programs.Avoid ...

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    Original price $723.99 - Original price $723.99
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  • Original price $1,045.99 - Original price $1,045.99
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    LG - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Steam and Built-In Intelligence - Black Steel

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,045.99 - Original price $1,045.99
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    $1,045.99
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  • Original price $940.99 - Original price $940.99
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    Whirlpool - 7.0 Cu. Ft. Electric Dryer with Moisture Sensor - White

    Whirlpool

    Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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    Original price $940.99 - Original price $940.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.