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  • Original price $4,974.99 - Original price $4,974.99
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    Caf - 22.3 Cu. Ft. Counter-Depth 4-Door French-Door Refrigerator - Platinum Glass

    GE Cafe

    Counter Depth DesignGet a built-in look in the kitchen with a counter depth refrigerator that fits almost flush with the rest of the cabinets and c...

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    Original price $4,974.99 - Original price $4,974.99
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  • Original price $2,089.99 - Original price $2,089.99
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    Samsung - 4.6 Cu. Ft. Washer with Flex Auto Dispense System and 7.6 Cu. Ft. Gas Dryer - Brushed Black

    Samsung

    Laundry Hub with Easy Reach Control PanelLaundry Hub is a full-size laundry center with a washer and dryer in one space-saving unit. Control both t...

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    Original price $2,089.99 - Original price $2,089.99
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  • Original price $277.99 - Original price $277.99
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    iRobot Roomba Vac Essential Robot Vacuum (Q0120) - Black

    iRobot

    Dust is no match for our 3-stage cleaning system.Your chore list just got shorter. The Roomba Vac Essential robot is a vacuum loaded with cleaning ...

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    Original price $277.99 - Original price $277.99
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  • Original price $878.99 - Original price $878.99
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    GE - 5.3 Cu. Ft. Freestanding Electric Range with Self-Clean and Steam Cleaning Option and Crisp Mode - Stainless Steel

    GE

    Crisp ModeCrisp mode uses the bake and broil elements to deliver air-fry like results. Perfect for your favorite fried foods this mode uses a 2-min...

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    Original price $878.99 - Original price $878.99
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  • Original price $1,814.99 - Original price $1,814.99
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    LG - 27.12 Cu. Ft. Door-in-Door Side-by-Side Refrigerator with Dual Ice Maker - Stainless Steel

    LG

    Ultra-Large Capacity 27.12 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.12 cu. ft. of space but the vertical do...

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    Original price $1,814.99 - Original price $1,814.99
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  • Original price $2,003.99 - Original price $2,003.99
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    Roborock - S8 MaxV Ultra Robot Vacuum and Mop with FlexiArm Design Side Brush 10000 Pa Suction and 8-in-1 RockDock Ultra - White

    Roborock

    FlexiArm Design side brushAutomatically extends reaching into every nook and cranny with precision and ease. So whether it's under furniture or aro...

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    Original price $2,003.99 - Original price $2,003.99
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  • Original price $1,513.99 - Original price $1,513.99
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    GE - 25.3 Cu. Ft. Side-by-Side Refrigerator with External Ice Water Dispenser - Stainless Steel

    GE

    Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanLED LightingQuickly find even the ...

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    Original price $1,513.99 - Original price $1,513.99
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  • Original price $183.99 - Original price $183.99
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    De'Longhi ECP 3630 - coffee machine with cappuccinatore - 15 bar - silver

    Delonghi

    EVERY CUP TO YOUR LIKING15-bar professional pressure assures quality results every time and adjustable controls allow you to make modifications for...

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    Original price $183.99 - Original price $183.99
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  • Original price $2,616.99 - Original price $2,616.99
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    KitchenAid - 30" Built-In Single Electric Convection Wall Oven with Air Fry Mode - Stainless Steel

    Kitchenaid

    Air Fry ModeAir fry chicken nuggets wings fries and more to get crispy results right in your oven.Dishwasher-Safe Air Fry BasketFor easy cleaning p...

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    Original price $2,616.99 - Original price $2,616.99
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  • Original price $984.99 - Original price $984.99
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    Terra Kaffe - Super Automatic Programmable Espresso Machine with 9 Bars of Pressure Milk Frother Automatic Grinder - Black

    Terra Kaffe

    Push-Button BrewingBrew cappuccinos lattes espresso or Americanos in a tap.Coffee Bean HopperHolds up to 12 oz of coffee beans and is sealed to ke...

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    Original price $984.99 - Original price $984.99
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  • Original price $2,897.99 - Original price $2,897.99
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    Samsung - Bespoke 23 Cu. Ft. 4-Door Flex French Door Counter Depth Refrigerator with Beverage Center - Stainless Steel

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $2,897.99 - Original price $2,897.99
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  • Original price $1,404.99 - Original price $1,404.99
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    Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Air Sous Vide - Stainless Steel

    Samsung

    Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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    Original price $1,404.99 - Original price $1,404.99
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  • Original price $694.99 - Original price $694.99
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    Pit Boss - Ultimate Outdoor Gas 3-Burner Griddle - Black

    Pit Boss

    Lift-off cooking topThe Ultimate Griddle top utilizes our easy lift-off technology for simple transport to any campsite or tailgating eventTotal co...

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    Original price $694.99 - Original price $694.99
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  • Original price $691.99 - Original price $691.99
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    ZLINE KL2CRN-BT-36 - chimney - stainless steel

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $691.99 - Original price $691.99
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  • Original price $1,156.99 - Original price $1,156.99
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    LG - 6.3 Cu. Ft. Smart Freestanding Electric Convection Range with Easy Clean Air Fry and WideView Window - Black Stainless Steel

    LG

    Room for the turkey and sides as well.Whether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious...

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    Original price $1,156.99 - Original price $1,156.99
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  • Original price $5,151.99 - Original price $5,151.99
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    ZLINE - Professional 6 Cu. Ft. Freestanding Double Oven Dual Fuel Range - Gloss Red

    ZLINE

    Dual Fuel CookingProfessional Dual Fuel Cooking - Blends high-performance technology of a gas cooktop and an electric convection ovenItalian-Made S...

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    Original price $5,151.99 - Original price $5,151.99
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  • Original price $5,242.99 - Original price $5,242.99
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    ZLINE - 6.0 cu. ft. Dual Fuel Range with Gas Stove and Electric Oven in Fingerprint Resistant Stainless Steel and Red Gloss Door - Gloss Red

    ZLINE

    fingerprint resistantDuraSnow Stainless Steel - Proprietary DuraSnow stainless steel is smudge-proof and fingerprint resistantItalian-Made Sealed B...

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    Original price $5,242.99 - Original price $5,242.99
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  • Original price $1,980.99 - Original price $1,980.99
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    ZLINE - 48" DuraSnow Stainless Steel Range Hood (8654BLM-48) - Silver with Black Matte Shell

    ZLINE

    BrandZLINEWarranty3-Year PartsSpeeds4-Speed MotorVoltage110V/60HZMaterialStainless SteelShippingThis product ships in multiple boxes and will requi...

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    Original price $1,980.99 - Original price $1,980.99
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  • Original price $393.99 - Original price $393.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Creamy vanilla

    Insignia

    Retro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...

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    Original price $393.99 - Original price $393.99
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  • Original price $324.99 - Original price $324.99
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    ZLINE - 2PCEXT-GL5i - Silver

    ZLINE

    CompatibleCompatible ZLINE Models GL5i (all sizes)Material430 Brushed Stainless SteelDimensionsTwo 12.3 in. wide x 10.8 in. deep x 36 in. tall piec...

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    Original price $324.99 - Original price $324.99
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  • Original price $1,375.99 - Original price $1,375.99
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    GE - 6.6 Cu. Ft. Freestanding Double Oven Electric Convection Range with Self-Steam Cleaning and No-Preheat Air Fry - Stainless Steel

    GE

    No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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    Original price $1,375.99 - Original price $1,375.99
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  • Original price $1,585.99 - Original price $1,585.99
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    GE - 2.3 Cu. Ft. Top Load Washer and 4.4 Cu. Ft. Gas Dryer Laundry Center - White on White

    GE

    Rotary- electromechanical controls (dryer)Allow fast easy cycle selection11 wash cyclesCycles are designed to specifically handle various fabrics a...

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    Original price $1,585.99 - Original price $1,585.99
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  • Original price $1,405.99 - Original price $1,405.99
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    Samsung - Bespoke 6.3 Cu. Ft. Slide-In Electric Range with Air Sous Vide - Stainless Steel

    Samsung

    Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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    Original price $1,405.99 - Original price $1,405.99
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  • Original price $275.99 - Original price $275.99
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    iRobot Roomba Combo Essential Robot Vacuum Mop (Y0142) - Black

    iRobot

    A complete clean with our 4-stage cleaning system.A powerful 4-stage cleaning system vacuums and mops in one pass with a special brush for edge cle...

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    Original price $275.99 - Original price $275.99
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  • Original price $2,915.99 - Original price $2,915.99
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    LG - 30.7 Cu. Ft. French Door Standard-Depth Smart Refrigerator with InstaView - Stainless Steel

    LG

    Super-Capacity 30.7 cu. ft.With the super-capacity Standard-Depth MAX 30.7 cu. ft. refrigerator you have even more usable space allowing you to sto...

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    Original price $2,915.99 - Original price $2,915.99
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  • Original price $1,118.99 - Original price $1,118.99
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    Frigidaire - 30'' Front Control Gas Range - Stainless Steel

    Frigidaire

    Achieve better baking results with Convection BakeGet faster more even baking results with our fan convection baking system.Get to mealtime faster ...

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    Original price $1,118.99 - Original price $1,118.99
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  • Original price $2,602.99 - Original price $2,602.99
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    GE Profile - 4.8 cu. ft. UltraFast Combo Washer Dryer with Ventless Heat Pump Technology - Carbon Graphite

    GE Profile

    2-in-1 Washer/DryerWash Dry a large load of laundry in about 2 hours without the hassle of transferring clothes from the washer to the dryer (Base...

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    Original price $2,602.99 - Original price $2,602.99
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  • Original price $2,112.99 - Original price $2,112.99
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    ZLINE - 36" 4.6 cu. Ft. Porcelain Gas Stovetop with 6 Gas Brass Burners - Black

    ZLINE

    Italian BurnersZLINE's Italian brass burners give this range an elevated timeless pop of color while providing enhanced cooking benefits such as su...

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    Original price $2,112.99 - Original price $2,112.99
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  • Original price $2,178.99 - Original price $2,178.99
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    Samsung - Bespoke 6.3 Cu. Ft. Slide-In Electric Range with Smart Oven Camera - Stainless Steel

    Samsung

    Smart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...

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    Original price $2,178.99 - Original price $2,178.99
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  • Original price $147.99 - Original price $147.99
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    LG - Air Conditioner Wall Sleeve - Aluminum

    LG Electronics

    Compatible Accessoryaccessory for most 26" through-the-wall air conditionersPrecise Fit GuaranteeDesigned for a precise fit this accessory ensures ...

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    Original price $147.99 - Original price $147.99
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  • Original price $1,094.99 - Original price $1,094.99
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    Breville - the Barista Touch Espresso Machine - Stainless Steel

    Breville

    CLEVER AUTOMATIC CUSTOMIZE.Intuitive touch screen display simplifies how to make your favorite cafe coffee in 3 easy steps Grind Brew and Milk. You...

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    Original price $1,094.99 - Original price $1,094.99
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  • Original price $742.99 - Original price $742.99
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    iRobot Roomba Combo j5+ Self-Emptying Vacuum and Mop - Graphite

    iRobot

    THE SAME POWERFUL VACUUM TECHNOLOGY AS ROOMBA j7+ VACUUM NOW WITH A MOP.Converting our most popular Roomba j7+ vacuum to a vacuum mop solution wit...

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    Original price $742.99 - Original price $742.99
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  • Original price $1,025.99 - Original price $1,025.99
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    GE Profile - 5.4 Cu Ft High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Microban Technology - Diamond Gray

    GE Profile

    GE Profile provides modern design and the latest features in home appliances. Designed for today’s smart home GE Profile provides features that all...

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    Original price $1,025.99 - Original price $1,025.99
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  • Original price $383.99 - Original price $383.99
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    LG - 1.7 Cu. Ft. Over-The-Range Microwave with Sensor Cook and EasyClean - Stainless Steel

    LG

    Stylish DesignElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handlebar design o...

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    Original price $383.99 - Original price $383.99
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  • Original price $435.99 - Original price $435.99
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    Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - Stainless Steel Look

    Insignia

    7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...

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    Original price $435.99 - Original price $435.99
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  • Original price $554.99 - Original price $554.99
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    Dyson - Ball Allergy Plus Upright Vacuum - Moulded Blue/Iron

    Dyson

    The Dyson Ball Allergy+ has the strongest suction of any vacuumSuction tested to ASTM F558 at the cleaner head dust-loaded against upright market.B...

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    Original price $554.99 - Original price $554.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.