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  • Original price $388.99 - Original price $388.99
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    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $388.99 - Original price $388.99
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  • Original price $698.99 - Original price $698.99
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    Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator

    Insignia

    This Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...

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    Original price $698.99 - Original price $698.99
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  • Original price $113.99 - Original price $113.99
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    Honeywell - Ceramic Tower Heater - Slate Gray

    Honeywell

    Motion sensorAutomatically shuts the unit off if an object is detected.Programmable thermostat and 2 heat settingsProvide a customizable level of c...

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    Original price $113.99 - Original price $113.99
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  • Original price $1,044.99 - Original price $1,044.99
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    LG - 5.5 Cu. Ft. High Efficiency Smart Top Load Washer with EasyUnload - Alpine White

    LG

    5.5 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer is one of the largest top loads in its class to...

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    Original price $1,044.99 - Original price $1,044.99
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  • Original price $454.99 - Original price $454.99
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    GE - 1.6 Cu. Ft. Over-the-Range Microwave

    General Electric

    Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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    Original price $454.99 - Original price $454.99
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  • Original price $227.99 - Original price $227.99
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    Ninja - Combi All-in-One Multicooker Oven Air Fryer Complete Meals in 15 Mins 14-in-1 Combi Cooker + Air Fry - Stainless Steel

    Ninja

    14-In-1 VersatilityCombi Meals Combi Crisp Combi Bake Rice/Pasta Sear/Saute Steam Bake Toast Pizza Slow Cook Proof Sous Vide Air Fry BroilComplete ...

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    Original price $227.99 - Original price $227.99
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  • Original price $77.99 - Original price $77.99
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    Shark - Cyclone PET Handheld Vacuum with HyperVelocity Suction PetExtract Hair Tool - Navy Blue

    Shark

    Hypervelocity SuctionProvides incredible deep-cleaning performance in a lightweight hand vacuum.Compact PowerLightweight powerful cleaning at only ...

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    Original price $77.99 - Original price $77.99
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  • Original price $593.99 - Original price $593.99
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    GE - 300 Sq. Ft. 7550 BTU Smart Portable Air Conditioner 10 - White

    GE

    Cools Small Rooms7000 BTU class cooling capacity offers maximum comfort in rooms up to 300 square feet (7550 BTU DOE).3-in-1 Portable Air Condition...

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    Original price $593.99 - Original price $593.99
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  • Original price $907.99 - Original price $907.99
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    Whisker - Litter-Robot 4 Core Accessories Bundle WiFi-Enabled Covered Automatic Self-Cleaning Cat Litter Box - Black

    Whisker

    Never scoop againLitter-Robot’s patented sifting process quietly separates kitty's waste from the clean litter ensuring a fresh bed of litter for e...

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    Original price $907.99 - Original price $907.99
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  • Original price $795.99 - Original price $795.99
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    Whisker - Litter-Robot 4 WiFi-Enabled Covered Automatic Self-Cleaning Cat Litter Box with Step - White

    Whisker

    Never scoop againLitter-Robot’s patented sifting process quietly separates kitty's waste from the clean litter ensuring a fresh bed of litter for e...

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    Original price $795.99 - Original price $795.99
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  • Original price $1,414.99 - Original price $1,414.99
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    Frigidaire - Gallery 6.0 Cu. Ft. Freestanding Gas Total Convection Range - Stainless Steel

    Frigidaire

    Our most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering cooking mod...

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    Original price $1,414.99 - Original price $1,414.99
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  • Original price $353.99 - Original price $353.99
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    Dyson - Ball Animal 3 Upright Vacuum with 2 accessories - Nickel/Silver

    Dyson

    The best cleaning performance of any upright de-tangling vacuumDe-tangling technologyAutomatically clears wrapped hair from the brush bar as you cl...

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    Original price $353.99 - Original price $353.99
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  • Original price $1,332.99 - Original price $1,332.99
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    De'Longhi - Dinamica Plus Connected Fully Automatic Espresso Machine with Built-in Grinder - Titanium

    De'Longhi

    TFT Full Touch3.5 TFT full-touch colorful display provides intuitive and simple experience of one-touch specialty recipesCoffee Link AppDe’Longhi C...

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    Original price $1,332.99 - Original price $1,332.99
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  • Original price $760.99 - Original price $760.99
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    Samsung - 24 Top Control Built-In Dishwasher with 3rd Rack Fingerprint Resistant Finish 51 dBA - Stainless Steel

    Samsung

    3rd RackA convenient 3rd rack provides extra space to load small mugs utensils and silverware. Frees up to 30 more space for other items enabling y...

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    Original price $760.99 - Original price $760.99
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  • Original price $291.99 - Original price $291.99
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    GE - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White

    GE

    Cools Small Rooms6000 BTU cooling capacity offers maximum comfort in rooms up to 250 square feet.Maximum Comfort CoolKeep home comfortable and maxi...

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    Original price $291.99 - Original price $291.99
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  • Original price $1,484.99 - Original price $1,484.99
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    LG - 9.0 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - Black Steel

    LG

    9.0 cu. ft. Mega CapacityWhen it comes to laundry capacity big is good bigger is better but biggest is best. With 9.0 cu. ft. of mega capacity now ...

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    Original price $1,484.99 - Original price $1,484.99
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  • Original price $191.99 - Original price $191.99
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    Shark - ION Robot Vacuum Wi-Fi Connected - Light Gray

    Shark

    Three Brush Types. One Powerful CleanTri-Brush System combines side brushes channel brushes and a multi-surface brushroll to handle debris on all s...

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    Original price $191.99 - Original price $191.99
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  • Original price $1,045.99 - Original price $1,045.99
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    LG - 6.3 Cu. Ft. Smart Freestanding Electric Convection Range with Easy Clean Air Fry and WideView Window - Stainless Steel

    LG

    Large Capacity (6.3 cu. ft.) Electric OvenWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spac...

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    Original price $1,045.99 - Original price $1,045.99
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  • Original price $1,254.99 - Original price $1,254.99
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    KitchenAid - Front Control Built-In Dishwasher with Stainless Steel Tub FreeFlex Third Rack 44dBA - Stainless Steel

    Kitchenaid

    FreeFlex third rackThe large third rack has a deep angled design that fits 6" glasses mugs and bowls.44dBAProvides quiet cleaning without compromis...

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    Original price $1,254.99 - Original price $1,254.99
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  • Original price $895.99 - Original price $895.99
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    Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer - White

    Insignia

    2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...

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    Original price $895.99 - Original price $895.99
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  • Original price $2,050.99 - Original price $2,050.99
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    Vinotemp - 33-Bottle and 101-Can Dual Zone Wine and Beverage Cooler - Silver

    Vinotemp

    Modern soft blue interior LED lightingShowcases your wine making it easy to read and select each bottle.Built-in lock and keyProvides extra securit...

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    Original price $2,050.99 - Original price $2,050.99
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  • Original price $1,115.99 - Original price $1,115.99
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    Samsung - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Pet Care Dry - Brushed Navy

    Samsung

    Pet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...

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    Original price $1,115.99 - Original price $1,115.99
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  • Original price $1,955.99 - Original price $1,955.99
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    LG - 6.3 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Sous-Vide - Stainless Steel

    LG

    Large Capacity (6.3 cu. ft.) Gas Single OvensWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this s...

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    Original price $1,955.99 - Original price $1,955.99
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  • Original price $1,045.99 - Original price $1,045.99
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    LG - 7.3 Cu. Ft. Gas Dryer with Sensor Dry - White

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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  • Original price $197.99 - Original price $197.99
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    Shark - Navigator Lift-Away Deluxe Upright Vacuum with Anti-Allergen Complete Seal - Blue

    Shark

    Lift-AwayLift Away the detachable pod and easily clean above-floor areas like stairs and furniture.FiltrationAnti-Allergen Complete Seal Technology...

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    Original price $197.99 - Original price $197.99
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  • Original price $722.99 - Original price $722.99
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    GE - 350 Sq. Ft. 8100 BTU Smart Portable Air Conditioner - White

    GE

    Cools Medium Rooms8000 BTU class cooling capacity offers maximum comfort in rooms up to 350 square feet (8100 BTU DOE).3-in-1 Portable Air Conditio...

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    Original price $722.99 - Original price $722.99
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  • Original price $2,406.99 - Original price $2,406.99
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    GE Profile - 4.8 cu. ft. UltraFast Combo Washer Electric Dryer with Ventless Heat Pump Technology - Carbon Graphite

    GE Profile

    2-in-1 Washer/DryerWash Dry a large load of laundry in about 2 hours without the hassle of transferring clothes from the washer to the dryer (Base...

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    Original price $2,406.99 - Original price $2,406.99
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  • Original price $137.99 - Original price $137.99
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    Shark - MessMaster Portable Wet/Dry Vacuum Small Shop Vac 1 Gallon Capacity with Bonus Pet Multi-Tool and Carpet Tool - Blue

    Euro-Pro

    Vacuum The Un-VacuumableThe MessMaster wet dry vacuum and small shop vac powers through life’s toughest wet dry messes—kitchen catastrophes pet pa...

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    Original price $137.99 - Original price $137.99
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  • Original price $236.99 - Original price $236.99
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    Fellow - Tally Pro Precision Scale - Studio Edition - Black

    Fellow

    Brew Assist ModeA first of its kind feature for perfect pour-over. Choose your coffee-to-water ratio and Brew Assist Mode guides you to your target...

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    Original price $236.99 - Original price $236.99
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  • Original price $1,113.99 - Original price $1,113.99
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    Frigidaire - 5.3 Cu. Ft. Freestanding Electric Range with Convection Bake - Stainless Steel

    Frigidaire

    Achieve better baking results with Convection BakeGet faster more even baking results with our fan convection baking system.Consistent Results with...

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    Original price $1,113.99 - Original price $1,113.99
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  • Original price $803.99 - Original price $803.99
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    iRobot - Roomba Combo j7+ Self-Emptying Robot Vacuum Mop - Graphite

    iRobot

    The world's most advanced robot vacuum and mop combo.Roomba Combo j7+ is the only 2-in-1 that seamlessly transitions from carpet to hard floors. It...

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    Original price $803.99 - Original price $803.99
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    Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Black

    Ninja

    Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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    Original price $108.99 - Original price $108.99
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  • Original price $2,876.99 - Original price $2,876.99
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    LG - 5.0 Cu. Ft. Extra-Large Capacity WashCombo All-In-One Electric Washer/Dryer with Steam and Ventless Heat Pump Technology - Black Steel

    LG

    2-in-1 Washer/Dryer ComboLoad set and go. In under 2 hours your clothes will be clean fresh and dry. With the all-in-one design you can get laundry...

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    Original price $2,876.99 - Original price $2,876.99
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  • Original price $968.99 - Original price $968.99
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    Samsung - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Platinum

    Samsung

    Super Speed WashWash a full load of laundry in just 28 minutes without sacrificing cleaning performance.Wi-Fi ConnectivityWi-Fi connected so you ca...

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    Original price $968.99 - Original price $968.99
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  • Original price $1,208.99 - Original price $1,208.99
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    LG - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Sensor Dry - Graphite Steel

    LG

    Simply beautiful.Award-winning4 design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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    Original price $1,208.99 - Original price $1,208.99
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  • Original price $309.99 - Original price $309.99
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    Shark - AI Ultra 2-in-1 Robot Vacuum Mop with Sonic Mopping Matrix Clean Home Mapping WiFi Connected - Black

    Shark

    Incredible Suction and Sonic MoppingFirst it’s an ultra-powerful whole home vacuum on carpets and floors that empties its own dustbin. Second it’s ...

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    Original price $309.99 - Original price $309.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.