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  • Original price $129.99 - Original price $129.99
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    KitchenAid - Cordless Variable Speed Hand Blender - Black Matte

    Kitchenaid

    Blends 25 bowls of soup on a full chargeBased on 12 ounce bowls (354 ml) 7 batches Tomato Basil Soup.Rechargeable Lithium Ion BatteryDelivers optim...

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    Original price $129.99 - Original price $129.99
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  • Original price $1,981.99 - Original price $1,981.99
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    Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - Stainless Steel

    Samsung

    Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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    Original price $1,981.99 - Original price $1,981.99
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    Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - White Glass

    Samsung

    Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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    Original price $1,981.99 - Original price $1,981.99
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  • Original price $1,392.99 - Original price $1,392.99
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    Samsung - BESPOKE 5.3 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI OptiWash - Brushed Navy

    Samsung

    Bespoke design intelligent washLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choos...

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    Original price $1,392.99 - Original price $1,392.99
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  • Original price $1,279.99 - Original price $1,279.99
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    Samsung - BESPOKE 5.3 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Brushed Black

    Samsung

    Bespoke design intelligent washLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choos...

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    Original price $1,279.99 - Original price $1,279.99
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  • Original price $1,294.99 - Original price $1,294.99
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    Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Electric Dryer with Steam and Super Speed Dry - Silver Steel

    Samsung

    Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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    Original price $1,294.99 - Original price $1,294.99
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  • Original price $1,253.99 - Original price $1,253.99
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    Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Electric Dryer with Steam and AI Optimal Dry - Forest Green

    Samsung

    Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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    Original price $1,253.99 - Original price $1,253.99
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  • Original price $1,445.99 - Original price $1,445.99
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    Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Electric Dryer with Steam and AI Optimal Dry - Brushed Navy

    Samsung

    Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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    Original price $1,445.99 - Original price $1,445.99
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  • Original price $302.99 - Original price $302.99
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    Ninja - 7 Style Espresso Coffee Barista System Single-Serve Nespresso Capsule Compatible 12-Cup Carafe Built-in Frother - Black

    Ninja

    Barista Plus TechnologyThe 19-bar pressure system delivers ultra-flavorful espresso with a silky-smooth crema by brewing at the optimal temperature...

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    Original price $302.99 - Original price $302.99
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  • Original price $1,047.99 - Original price $1,047.99
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    ECOVACS Robotics - DEEBOT T20 OMNI Wi-Fi Connected Robot Vacuum Mop with Self Washing Auto Empty Station - WHITE

    ECOVACS Robotics Inc

    Auto mop liftingThe brand-new automatic mop lifting delivers seamless continuous cleaning between hard floors and carpets. It keeps rugs and carpet...

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    Original price $1,047.99 - Original price $1,047.99
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  • Original price $369.99 - Original price $369.99
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    Samsung - 1.6 cu. ft. Over-the-Range Microwave with Auto Cook - Stainless Steel

    Samsung

    Auto CookNo more guesswork as to how long to microwave a dish. Just enter the food and weight and the pre-programmed setting will cook it perfectly...

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    Original price $369.99 - Original price $369.99
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  • Original price $683.99 - Original price $683.99
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    Ooni - Koda 16 Gas - Powered Outdoor Pizza Oven - black

    Ooni

    AuthenticCooks epic 16 pizza with an authentic stone-baked base.DurableCeramic fiber-insulated powder-coated steel shell for superior heat retentio...

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    Original price $683.99 - Original price $683.99
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  • Original price $418.99 - Original price $418.99
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    Frigidaire - 4.5 Cu. Ft. Mini Fridge - Silver

    Frigidaire

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Organize contents with easeI...

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    Original price $418.99 - Original price $418.99
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  • Original price $388.99 - Original price $388.99
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    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer - Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $388.99 - Original price $388.99
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  • Original price $410.99 - Original price $410.99
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    Shark - Detect Pro Auto-Empty System Cordless Vacuum with QuadClean Multi-Surface Brushroll HEPA Filter 60-Minute Runtime - White/Beats Brass

    Shark

    Always Ready Always ChargedAutomatically empties and charges while docked so it’s always ready for the next clean. No more daily emptying.1000X Les...

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    Original price $410.99 - Original price $410.99
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  • Original price $893.99 - Original price $893.99
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    Samsung - 15.6 cu. ft. Top Freezer Refrigerator with All-Around Cooling - Stainless Steel

    Samsung

    All-Around CoolingMulti-vent technology keeps items evenly cooled on every shelf.Reversible DoorThe reversible door makes it adjustable to any spac...

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    Original price $893.99 - Original price $893.99
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  • Original price $760.99 - Original price $760.99
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    GE Profile - Profile Series 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Chef Connect - Stainless Steel

    GE Profile

    Air FryAchieve crispy never greasy fried food results in your oven without the oil1.7 cu. ft. capacity950 Watts (IEC-705 test procedure)Fast CookCo...

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    Original price $760.99 - Original price $760.99
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  • Original price $1,054.99 - Original price $1,054.99
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    Samsung - 4.0 Cu. Ft. Stackable Smart Electric Dryer with AI Smart Dial - White

    Samsung

    AI Smart DialSamsung’s easy to use AI Smart Dial simplifies your dryer’s control panel learns and recommends your favorite cycles and allows you to...

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    Original price $1,054.99 - Original price $1,054.99
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  • Original price $1,221.99 - Original price $1,221.99
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    Whirlpool - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

    Whirlpool

    Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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    Original price $1,221.99 - Original price $1,221.99
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  • Original price $1,329.99 - Original price $1,329.99
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    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

    Whirlpool

    Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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    Original price $1,329.99 - Original price $1,329.99
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  • Original price $2,165.99 - Original price $2,165.99
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    Whirlpool - 19.7 Cu. Ft. French Door Refrigerator - Stainless Steel

    Whirlpool

    Adjustable gallon door binsMove these adjustable bins anywhere in the door for increased loading flexibility when and where you need it.Fingerprint...

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    Original price $2,165.99 - Original price $2,165.99
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  • Original price $906.99 - Original price $906.99
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    Samsung - 4.0 Cu. Ft. High-Efficiency Top Load Washer with ActiveWave Agitator - White

    Samsung

    ActiveWave AgitatorSamsung's ActiveWave Agitator is designed to reduce noise vibration and tangling while delivering powerful cleaning.Large 4.0 cu...

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    Original price $906.99 - Original price $906.99
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  • Original price $344.99 - Original price $344.99
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    Whynter - 90-Can Beverage Refrigerator - White cabinet with stainless steel trim

    Whynter

    90-can capacityAllows you to store plenty of your favorite beverages.Mechanical temperature controlEnables simple adjustments.Internal air-cooled s...

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    Original price $344.99 - Original price $344.99
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  • Original price $1,374.99 - Original price $1,374.99
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    LG - 9.0 Cu. Ft. Stackable Smart Electric Dryer with Steam and Built-In Intelligence - Black Steel

    LG

    9.0 cu. ft. Mega CapacityWhen it comes to laundry capacity big is good bigger is better but biggest is best. With 9.0 cu. ft. of mega capacity now ...

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    Original price $1,374.99 - Original price $1,374.99
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  • Original price $354.99 - Original price $354.99
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    Ninja - Woodfire Pizza Oven 8-in-1 Outdoor Oven 5 Pizza Settings 700F Smoker Woodfire Technology Electric - Terracotta Red

    Ninja

    8-In-1 FunctionalityDo more outdoors and turn any space into an outdoor kitchen; Pizza Max Roast Specialty Roast Broil Bake Smoker Dehydrate and Ke...

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    Original price $354.99 - Original price $354.99
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  • Original price $349.99 - Original price $349.99
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    Danby - DAC080B5WDB 350 Sq. Ft. 8000 BTU Window Air Conditioner - White

    Danby

    8000 BTU window air conditionerQuickly cools spaces up to 350 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R41...

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    Original price $349.99 - Original price $349.99
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  • Original price $534.99 - Original price $534.99
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    Danby - DAC080B8IWDB-6 350 Sq. Ft. 8000 BTU Window Air Conditioner - White

    Danby

    8000 BTU window air conditionerQuickly cools spaces up to 350 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R41...

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    Original price $534.99 - Original price $534.99
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  • Original price $923.99 - Original price $923.99
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    Danby - Designer 8.5 Cu. Ft. Upright Freezer - Black

    Danby

    8.5 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.3 quick freeze shelvesEnsure easy organization for you...

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    Original price $923.99 - Original price $923.99
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  • Original price $321.99 - Original price $321.99
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    Danby - DPA050E2BDB-6 150 Sq. Ft. 3-in-1 Portable Air Conditioner 7500 BTU - Black

    Danby

    7500 BTU (5000 SACC) Portable air conditionerCools spaces up to 150 square feet.Convenient 3-in-1 designAir conditioner fan and dehumidifier.R32 Re...

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    Original price $321.99 - Original price $321.99
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  • Original price $989.99 - Original price $989.99
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    LG - 7.4 Cu. Ft. Stackable Gas Dryer with FlowSense - White

    LG

    7.4 cu. ft. ultralarge capacitySave time with ultralarge capacity that fits more clothes in every load.Sensor DryWith Sensor Dry the dryer can dete...

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    Original price $989.99 - Original price $989.99
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  • Original price $1,148.99 - Original price $1,148.99
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    LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - White

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,148.99 - Original price $1,148.99
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  • Original price $983.99 - Original price $983.99
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    LG - 7.4 Cu. Ft. Electric Dryer with Wrinkle Care - White

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $983.99 - Original price $983.99
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  • Original price $1,094.99 - Original price $1,094.99
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    LG - 7.4 Cu. Ft. Gas Dryer with Wrinkle Care - White

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,094.99 - Original price $1,094.99
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  • Original price $381.99 - Original price $381.99
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    Insignia - 7.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    7 cu. ft. capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110F (-17.8 t...

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    Original price $381.99 - Original price $381.99
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  • Original price $621.99 - Original price $621.99
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    Insignia - 6.7 Cu. Ft. Electric Dryer - White

    Insignia

    6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.Manual dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick Dry Time Dry an...

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    Original price $621.99 - Original price $621.99
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  • Original price $703.99 - Original price $703.99
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    Insignia - 6.7 Cu. Ft. 12-Cycle Gas Dryer - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.12 sensor and manual drying cycles6...

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    Original price $703.99 - Original price $703.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.