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Appliances

  • Original price $1,090.99 - Original price $1,090.99
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    KitchenAid - 24" Front Control Built-In Dishwasher with Stainless Steel Tub PrintShield Finish 3rd Rack 39 dBA - Stainless Steel

    Kitchenaid

    39 dBAProvides the quietest cleaning available from KitchenAid Dishwashers so there’s no need to wait to run a wash cycle while entertaining and en...

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    Original price $1,090.99 - Original price $1,090.99
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  • Original price $1,785.99 - Original price $1,785.99
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    Samsung - 32 cu. ft. 3-Door French Door Smart Refrigerator with Dual Auto Ice Maker - Stainless Steel

    Samsung

    32 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 32 cu. ft. mega capacity french door refrigerator gives you more spa...

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    Original price $1,785.99 - Original price $1,785.99
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  • Original price $2,153.99 - Original price $2,153.99
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    Samsung - 31 cu. ft. 3-Door French Door Smart Refrigerator with Four Types of Ice - Stainless Steel

    Samsung

    31 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 31 cu. ft. mega capacity refrigerator gives you more space with easy...

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    Original price $2,153.99 - Original price $2,153.99
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  • Original price $2,815.99 - Original price $2,815.99
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    Samsung - 30 cu. ft. 4-Door French Door Smart Refrigerator with Four Types of Ice - Stainless Steel

    Samsung

    30 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 30 cu. ft. mega capacity refrigerator gives you more space with easy...

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    Original price $2,815.99 - Original price $2,815.99
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  • Original price $2,875.99 - Original price $2,875.99
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    Samsung - 30 cu. ft. 3-Door French Door Smart Refrigerator with Family Hub - Stainless Steel

    Samsung

    30 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 30 cu. ft. mega capacity refrigerator gives you more space with easy...

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    Original price $2,875.99 - Original price $2,875.99
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  • Original price $191.99 - Original price $191.99
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    Frigidaire - 3.3 Cu. Ft. Mini Fridge - Silver

    Frigidaire

    3.3 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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    Original price $191.99 - Original price $191.99
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  • Original price $533.99 - Original price $533.99
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    Danby - 3.2 cu. Ft. Upright Freezer - White

    Danby

    3.2 cu. ft. storage capacityGives you plenty of storage space.2 quick freeze shelvesAllows flexibility when arranging itemsmechanical thermostatOff...

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    Original price $533.99 - Original price $533.99
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  • Original price $430.99 - Original price $430.99
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    Insignia - 115-Can Beverage Cooler - Stainless Steel

    Insignia

    3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $430.99 - Original price $430.99
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  • Original price $226.99 - Original price $226.99
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    Frigidaire - 3.1 Cu. Ft. Mini Fridge with Built-In Freezer - Silver

    Frigidaire

    3.1 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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    Original price $226.99 - Original price $226.99
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  • Original price $511.99 - Original price $511.99
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    SPT - 3.0 Cu. Ft. Upright Freezer - Stainless Steel

    Sunpentown

    3.0 cu. ft. capacityAccommodates your frozen food storage needs.Mechanical adjustable thermostatAllows simple temperature adjustments.3 pull-out ba...

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    Original price $511.99 - Original price $511.99
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  • Original price $589.99 - Original price $589.99
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    SPT - 3.0 Cu. Ft. Upright Freezer - White

    Sunpentown

    3.0 cu. ft. capacityAccommodates your frozen food storage needs.Mechanical adjustable thermostatAllows simple temperature adjustments.3 pull-out ba...

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    Original price $589.99 - Original price $589.99
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  • Original price $524.99 - Original price $524.99
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    Shark - Detect Pro Self-Empty Robot Vacuum with NeverStuck Tech HEPA Bagless Base Neutralizes Odors ADV Object Detect Wifi - Black

    Shark

    3 Deep-Cleaning TechnologiesThree powerful cleaning technologies detect and react to hidden dirt different floor types and edges for up to 50 bette...

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    Original price $524.99 - Original price $524.99
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  • Original price $2,907.99 - Original price $2,907.99
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    GE Profile - UltraFast 4.8 cu ft Large Capacity All-in-One Electric Washer/Dryer Combo with Ventless Heat Pump Technology - Carbon Graphite

    GE Profile

    2-in-1 Washer/DryerWash Dry a large load of laundry in about 2 hours without the hassle of transferring clothes from the washer to the dryer (Base...

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    Original price $2,907.99 - Original price $2,907.99
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  • Original price $2,236.99 - Original price $2,236.99
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    Samsung - 26 cu. ft. French Door Counter Depth Smart Refrigerator with Four Types of Ice - Stainless Steel

    Samsung

    26 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 26 cu. ft. mega capacity french door french door refrigerator gives ...

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    Original price $2,236.99 - Original price $2,236.99
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    $2,236.99
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  • Original price $1,450.99 - Original price $1,450.99
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    Summit Appliance - 24" Built-In Single Electric Oven - Stainless Steel

    Summit Appliance

    2.9 cu. ft. oven capacityProvides plenty of space to cook large meals for your entire family.Digital clock and timerAdd convenience for easier cook...

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    Original price $1,450.99 - Original price $1,450.99
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  • Original price $1,220.99 - Original price $1,220.99
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    Whirlpool - 5.2 Cu. Ft. High Efficiency Smart Top Load Washer with 2 in 1 Removable Agitator - Chrome Shadow

    Whirlpool

    2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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    Original price $1,220.99 - Original price $1,220.99
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  • Original price $883.99 - Original price $883.99
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    Whirlpool - 4.7-4.8 Cu. Ft. Top Load Washer with 2 in 1 Removable Agitator - White

    Whirlpool

    2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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    Original price $883.99 - Original price $883.99
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  • Original price $172.99 - Original price $172.99
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    Whirlpool - 30" Recirculating Range Hood - White

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $172.99 - Original price $172.99
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  • Original price $901.99 - Original price $901.99
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    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $901.99 - Original price $901.99
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  • Original price $753.99 - Original price $753.99
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    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $753.99 - Original price $753.99
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  • Original price $813.99 - Original price $813.99
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    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $813.99 - Original price $813.99
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  • Original price $97.99 - Original price $97.99
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    Weber - Crafted Rotisserie Skewers - Silver

    Weber

    16-in. skewersSlowly rotate for even cooking.Simply slides onto the rotisserie spitGrill rotisserie unit required for use.Dishwasher safe stainless...

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    Original price $97.99 - Original price $97.99
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  • Original price $243.99 - Original price $243.99
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    De'Longhi - EC885M Dedica Arte Pump Espresso Machine - Stainless Steel

    Delonghi

    15-Bar Professional PressureAssures quality results with adjustable controls for personal preferencesMy LatteArt Steam WandMakes it easy to achieve...

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    Original price $243.99 - Original price $243.99
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  • Original price $114.99 - Original price $114.99
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    De'Longhi - Stilosa 15 Bar Pump Espresso Machine - Black and Stainless

    Delonghi

    15 BAR PumpGuarantees the optimal pressure to extract a single or double espresso so your coffee drink comes out perfectly rich.Contemporary and Co...

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    Original price $114.99 - Original price $114.99
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  • Original price $665.99 - Original price $665.99
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    Frigidaire - 4.6 Cu. Ft. 138 12 oz. Can Capacity Beverage Center

    Frigidaire

    138-12 oz. Can StorageHolds up to 138 12 oz. cans for maximum storage of your favorite beverages.Contemporary Handle DesignConvenient access to you...

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    Original price $665.99 - Original price $665.99
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  • Original price $843.99 - Original price $843.99
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    Frigidaire - 13.0 Cu. Ft. Frost-Free Upright Freezer with Interior Light - White

    Frigidaire

    13.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Keep your food organized and easy to find4 adjustable...

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    Original price $843.99 - Original price $843.99
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  • Original price $129.99 - Original price $129.99
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    Ninja - Nutri-Blender Pro Personal Blender with Auto-iQ - Cloud Silver

    Ninja

    1100-Peak-Watt Motor1100-peak-watt motor provides the best of Ninja blending and powers through everything in the cup.2 Auto-iQ ProgramsAllows you ...

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    Original price $129.99 - Original price $129.99
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  • Original price $691.99 - Original price $691.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $691.99 - Original price $691.99
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  • Original price $669.99 - Original price $669.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $669.99 - Original price $669.99
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  • Original price $384.99 - Original price $384.99
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    $384.99
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    Current price $384.99

    Amana - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Amana

    1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Automatic defrost functionQuickly and ...

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    Original price $384.99 - Original price $384.99
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  • Original price $577.99 - Original price $577.99
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    Danby - DAC100B8IWDB-6 450 Sq. Ft. 10000 BTU Inverter Window Air Conditioner - White

    Danby

    10000 BTU window air conditionerQuickly cools spaces up to 450 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R4...

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    Original price $577.99 - Original price $577.99
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  • Original price $557.99 - Original price $557.99
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    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $557.99 - Original price $557.99
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  • Original price $138.99 - Original price $138.99
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    $138.99
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    Insignia - 1.7 Cu. Ft. Mini Fridge - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $138.99 - Original price $138.99
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    $138.99
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  • Original price $435.99 - Original price $435.99
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    GE - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    GE

    1.7 cu. ft. capacity1000 Watts (IEC-705 test procedure)Weight and time defrostSimply enter the weight of the food and the oven automatically sets t...

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    Original price $435.99 - Original price $435.99
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  • Original price $219.99 - Original price $219.99
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    Insignia - 48-Can Beverage Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...

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    Original price $219.99 - Original price $219.99
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  • Original price $203.99 - Original price $203.99
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    Insignia - 14-Bottle Wine Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $203.99 - Original price $203.99
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    Current price $203.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.