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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Eclipse Gray

HP
Original price $1,366.99 - Original price $1,366.99
Original price
$1,366.99
$1,366.99 - $1,366.99
Current price $1,366.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,366.99 - Original price $1,366.99
Original price
$1,366.99
$1,366.99 - $1,366.99
Current price $1,366.99

Microsoft - Surface Laptop - 13" 2K Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Copilot+ PC - Platinum

Microsoft
Original price $1,392.99 - Original price $1,392.99
Original price
$1,392.99
$1,392.99 - $1,392.99
Current price $1,392.99

Copilot+ PC. A new AI era begins for You.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the conte...

View full details
Original price $1,392.99 - Original price $1,392.99
Original price
$1,392.99
$1,392.99 - $1,392.99
Current price $1,392.99

ASUS - PRIME NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

AI Performance758 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeatures a smaller fan...

View full details
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

Claw A8 BZ2EM 8" 120Hz FHD+ 1200P Gaming Handheld - Ryzen Z2 Extreme - AMD Radeon Graphic - 24GB - 1TBSSD - Windows

MSI
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 256GB SSD - Blush

Apple
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

View full details
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

iBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 9700F NVIDIA GeForce RTX 5070 12GB 32GB DDR5 RGB 1TB NVMe SSD - White

iBuyPower
Original price $2,144.99 - Original price $2,144.99
Original price
$2,144.99
$2,144.99 - $2,144.99
Current price $2,144.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,144.99 - Original price $2,144.99
Original price
$2,144.99
$2,144.99 - $2,144.99
Current price $2,144.99

HP - OmniBook 3 - 17.3" Full HD Laptop - AMD Ryzen 5 40 ('25) - 8GB Memory - 512GB SSD - Glacier Silver

HP
Original price $733.99 - Original price $733.99
Original price
$733.99
$733.99 - $733.99
Current price $733.99

17.3" FHD display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD Fre...

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Original price $733.99 - Original price $733.99
Original price
$733.99
$733.99 - $733.99
Current price $733.99

LG - 42" Class C6 Series OLED evo AI 4K Smart webOS TV (2026)

LG
Original price $1,235.99 - Original price $1,235.99
Original price
$1,235.99
$1,235.99 - $1,235.99
Current price $1,235.99

Perfect Black Perfect ColorLG's flagship OLED technology creates an incredible watching experience and stellar picture quality with Perfect Black ...

View full details
Original price $1,235.99 - Original price $1,235.99
Original price
$1,235.99
$1,235.99 - $1,235.99
Current price $1,235.99

Dell - 15.6" 2K Touchscreen Laptop - Intel 13th Generation Core i7 1355U 2023 - 16GB Memory - 512 GB Storage - Carbon Black

Dell
Original price $693.99 - Original price $693.99
Original price
$693.99
$693.99 - $693.99
Current price $693.99

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 built for everyday computing with Intel processors.Designed f...

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Original price $693.99 - Original price $693.99
Original price
$693.99
$693.99 - $693.99
Current price $693.99

Sony - Alpha 7 III Kit with SEL28702 Lens - Black

Sony
Original price $2,199.99 - Original price $2,199.99
Original price
$2,199.99
$2,199.99 - $2,199.99
Current price $2,199.99

Newly developed 24.2MP BSI Full-frame Image SensorThe newly developed 24.2MP back-illuminated Exmor R CMOS image sensor is paired with a front-end ...

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Original price $2,199.99 - Original price $2,199.99
Original price
$2,199.99
$2,199.99 - $2,199.99
Current price $2,199.99

Acer - Chromebook 315 15.6" FHD Laptop with Google AI - MediaTek Kompanio 540 4GB Memory 128GB Storage Wi-Fi 6E - Silver

Acer
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

View full details
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 512GB - Purple

Apple
Original price $1,149.99 - Original price $1,149.99
Original price
$1,149.99
$1,149.99 - $1,149.99
Current price $1,149.99

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $1,149.99 - Original price $1,149.99
Original price
$1,149.99
$1,149.99 - $1,149.99
Current price $1,149.99

JBL - Stage2 260F 2.5-Way Dual 6.5-inch (165mm) Floorstanding Loudspeaker -Espresso

JBL
Original price $465.99 - Original price $465.99
Original price
$465.99
$465.99 - $465.99
Current price $465.99

Dual 6.5-inch (165mm) Polycellulose Ribbed Cone WoofersThe 260F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary m...

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Original price $465.99 - Original price $465.99
Original price
$465.99
$465.99 - $465.99
Current price $465.99

ASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Evo Intel Core Ultra 9 285H with 32GB RAM - Intel Arc Graphics - 1TB SSD - Inkwell Gray

ASUS
Original price $2,596.99 - Original price $2,596.99
Original price
$2,596.99
$2,596.99 - $2,596.99
Current price $2,596.99

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $2,596.99 - Original price $2,596.99
Original price
$2,596.99
$2,596.99 - $2,596.99
Current price $2,596.99

AudioQuest - Pearl 48 2.5' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable - Black with White Stripes

AudioQuest
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Acer - Nitro 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Vibrant ImagesCrisp true-to-life colors come alive in Full HD resolution. Movies and games appear more real and dramatic and small details and text...

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Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Polk Audio - Monitor XT20 Bookshelf Speaker Pair - Midnight Black

Polk Audio
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Compact Bookshelf/Surround Speaker PairFeaturing a 1" Tweeter and a 6.5" Dynamically Balanced Woofer the Monitor XT20 delivers rich clear audio an ...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Wacom - Intuos Graphics Drawing Tablet Includes Training Software; Compatible with Chromebook Mac Android Windows - Black

Wacom
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

COMPLETE CREATIVE STARTER KITRegister your Intuos tablet and gain access to some of the best creative software and online training.NATURAL PRECISE ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Resident Evil 2 - PlayStation 5

Capcom
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Terrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Polk Audio - Atrium Series 4-1/2" Outdoor Loudspeakers (Pair) - Black

Polk Audio
Original price $282.99 - Original price $282.99
Original price
$282.99
$282.99 - $282.99
Current price $282.99

Designed for Outdoor EntertainmentGet outstanding sound quality by installing the Polk Audio Atrium 4 Speakers in various open settings such as bes...

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Original price $282.99 - Original price $282.99
Original price
$282.99
$282.99 - $282.99
Current price $282.99

TCL - 98" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $3,198.99 - Original price $3,198.99
Original price
$3,198.99
$3,198.99 - $3,198.99
Current price $3,198.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $3,198.99 - Original price $3,198.99
Original price
$3,198.99
$3,198.99 - $3,198.99
Current price $3,198.99

Kodak - Smile+ Wireless 2x3 Digital Instant Print Camera with Effect Lenses Zink Technology - Pink

Kodak
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Built-in BluetoothConnect the camera to your smartphone via Bluetooth to print photos from your phone as wellFilter-changing lensCamera comes with ...

View full details
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - Snow

Steel Series
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Beautiful RGBRadiant 3-zone prismsync RGB shines in 16.8 million configurable colors.Ultra LightweightPurposefully designed holey shell reduces wei...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Logitech - RS50 System 3-Piece Sim Racing Steering Wheel Setup - RS50 Wheel base RS Wheel Hub and RS Round Wheel For Xbox/PC - Black

Logitech
Original price $738.99 - Original price $738.99
Original price
$738.99
$738.99 - $738.99
Current price $738.99

RS50 BaseCompatible with any Logitech G RS or PRO sim racing wheel with 8 Nm of Direct Drive peak torque for ultra-realistic TRUEFORCE feedback.RS ...

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Original price $738.99 - Original price $738.99
Original price
$738.99
$738.99 - $738.99
Current price $738.99

ROG Xbox Ally 7" FHD 120Hz Gaming Handheld 3-Month Xbox Game Pass Premium AMD Ryzen Z2 A 16GB RAM 512GB SSD - Windows

ASUS
Original price $663.99 - Original price $663.99
Original price
$663.99
$663.99 - $663.99
Current price $663.99

Easier to PlayMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Full Xbox Expe...

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Original price $663.99 - Original price $663.99
Original price
$663.99
$663.99 - $663.99
Current price $663.99

MSI - Cubi NUC 1MG Mini Desktop - Intel Core 3-100U 2024 - 16GB Memory - Intel Graphics - 500GB Storage - Black

MSI
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.Intel Core 3-100U processorPower through your day with the ...

View full details
Original price $853.99 - Original price $853.99
Original price
$853.99
$853.99 - $853.99
Current price $853.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Citrus

Apple
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

View full details
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Blush

Apple
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

View full details
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

Logitech - Litra Glow Premium LED Streaming Light with TrueSoft Adjustable mount and Desktop app control for PC/Mac - Graphite

Logitech
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Natural skin tones radiant lookLogitech’s TrueSoft technology delivers balanced full-spectrum LED light with cinematic color accuracy.Wide flatteri...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Acer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 9 465 2026 - 32GB Memory 1TB Storage - Obsidian Black

Acer
Original price $1,633.99 - Original price $1,633.99
Original price
$1,633.99
$1,633.99 - $1,633.99
Current price $1,633.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,633.99 - Original price $1,633.99
Original price
$1,633.99
$1,633.99 - $1,633.99
Current price $1,633.99

HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 ('26) - 24GB Memory - 1TB SSD - Copilot+ - Deep Espresso

HP
Original price $1,573.99 - Original price $1,573.99
Original price
$1,573.99
$1,573.99 - $1,573.99
Current price $1,573.99

14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...

View full details
Original price $1,573.99 - Original price $1,573.99
Original price
$1,573.99
$1,573.99 - $1,573.99
Current price $1,573.99

ASUS - Zenbook S16 16" 3K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 2026 - 32GB Memory - 1TB Storage - Copilot+ PC - Antrim Gray

ASUS
Original price $1,994.99 - Original price $1,994.99
Original price
$1,994.99
$1,994.99 - $1,994.99
Current price $1,994.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...

View full details
Original price $1,994.99 - Original price $1,994.99
Original price
$1,994.99
$1,994.99 - $1,994.99
Current price $1,994.99

ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - Intel Core Ultra 9 386H 2026 - 16GB RAM - RTX 5070 Ti - 1TB SSD - Platinum White

ASUS
Original price $3,707.99 - Original price $3,707.99
Original price
$3,707.99
$3,707.99 - $3,707.99
Current price $3,707.99

Copilot+ on Windows 11 Brings AI into Your Gaming FlowQuickly find content get smart suggestions and access in-game tips so you can spend less time...

View full details
Original price $3,707.99 - Original price $3,707.99
Original price
$3,707.99
$3,707.99 - $3,707.99
Current price $3,707.99

ASUS - ZenWiFi BE5000 PRO Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

ASUS
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Next-Gen Wi-Fi 7 PerformanceDual-band Wi-Fi 7 speeds up to 5000 Mbps with MLO and 4K-QAMSeamless Whole-Home AiMeshASUS AiMesh technology boosts cov...

View full details
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 512GB SSD - Silver

Apple
Original price $3,088.99 - Original price $3,088.99
Original price
$3,088.99
$3,088.99 - $3,088.99
Current price $3,088.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
Original price $3,088.99 - Original price $3,088.99
Original price
$3,088.99
$3,088.99 - $3,088.99
Current price $3,088.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.