Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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TCL - 40" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)
TCL1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....
View full detailsNacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Arctic Camo
NaconWireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 6500 XT 4GB - 16GB Memory - 1TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsTCL - 98" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsASUS - Vivobook 14 14" FHD Laptop - Intel Core i5 - 12GB Memory - 256GB SSD - Quiet Blue
ASUSMicrosoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...
View full detailsSamsung - 32" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver
SamsungOLED in 4KSmall details make a big difference. This OLED screen delivers clear and sharp 4K quality so you can see the subtle shadows in every scen...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsLG - 32" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black
LGVivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 32" QHD (2560x1440) display with IPS technology for vivid and ...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsLenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsSony - Alpha 6400 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm Lens - Black
SonySony E PZ 16-50mm f/3.5-5.6 OSS II lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsDell - 24" FHD All-in-One - Intel Core 5 120U - 16GB Memory - 512GB SSD - White
DellImmersive visualsThe FHD IPS display features 99 sRGB and 50 higher contrast within a narrow border so you can enjoy vivid TRUE-to-life colors as y...
View full detailsHP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsHP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsLenovo - IdeaPad Slim 3 15.6" Full HD Touchscreen Laptop - AMD Ryzen 7 5825U 2025 - 16GB Memory - 512GB SSD - Arctic Grey
LenovoWindows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...
View full detailsDell - Inspiron - 15.6" 2K Touchscreen Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black
DellPlenty of PortsConnect all your devices with a variety of ports.Type With EaseWrite and calculate quickly with roomy keypads separate numeric keypa...
View full detailsGoPro - HERO13 Black Action Camera + HB-Series Lens Collection - Black
GoProBest-in-Class 5.3K Video5.3K video delivers breathtaking image quality with 91 more resolution than 4K and an incredible 665 more than 1080p. HERO1...
View full detailsASUS - ROG Flow Z13 13.4" 2.5K 180Hz Touch-Screen Gaming Laptop - Copilot+ PC - AMD Ryzen AI Max+ 395 - 64GB RAM - 1TB SSD - Off Black
ASUSGame and create with Windows 11 HomeGame create and boost your productivity — Windows 11 Home is the place for it all. With advanced features power...
View full detailsApple - Mac Studio - M3 Ultra - 1TB SSD - Silver
AppleSUPERCHARGED BY M3 Ultra—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine suppor...
View full detailsViewSonic - VX3218C-2K 32" LCD QHD FreeSync Premium Gaming Monitor (HDMI and DisplayPort) - Black
ViewSonicImmersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsiBUYPOWER - iBUYPOWER- Element 9 Pro Black Gaming Desktop PC- Intel Ultra 7 265KF NVIDIA GeForce RTX 5070 12GB 32GB RAM 2TB SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsAcer - Nitro 60 Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsAcer - Nitro 60 Gaming Desktop - AMD Ryzen 9 7900 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1 TB SSD - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsAcer - Nitro 60 Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsSony - BRAVIA Theater Bar 6 3.1.2ch subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 3.1.2ch spatial soundAcoustically designed to deliver cinematic spatial sound with 3 front-firing speakers including a dedicated center s...
View full detailsSony - BRAVIA Theater System 6 5.1ch with subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 5.1ch surround soundAcoustically designed for cinematic surround sound with 3 front-firing speakers including a dedicated center speaker ...
View full detailsDell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue
DellStunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...
View full detailsHP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green
HPWindows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.