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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 48GB Memory - 1TB SSD - Silver

Apple
Original price $4,117.99 - Original price $4,117.99
Original price
$4,117.99
$4,117.99 - $4,117.99
Current price $4,117.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $4,117.99 - Original price $4,117.99
Original price
$4,117.99
$4,117.99 - $4,117.99
Current price $4,117.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 48GB Memory - 1TB SSD - Space Black

Apple
Original price $4,118.99 - Original price $4,118.99
Original price
$4,118.99
$4,118.99 - $4,118.99
Current price $4,118.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
Original price $4,118.99 - Original price $4,118.99
Original price
$4,118.99
$4,118.99 - $4,118.99
Current price $4,118.99

AudioQuest - Pearl 48 9.8' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable - Black with White Stripes

AudioQuest
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

TP-Link - 5-Port 2.5G Multi-Gigabit Desktop Switch - Black

TP Link
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Five 2.5 Gbps Ports5 2.5-Gigabit ports unlock the highest performance of your Multi-Gig bandwidth and devices and provide up to 25 Gbps of switchin...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Black

AMAZON
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Meteor Silver

HP
Original price $1,383.99 - Original price $1,383.99
Original price
$1,383.99
$1,383.99 - $1,383.99
Current price $1,383.99

14" 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ca...

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Original price $1,383.99 - Original price $1,383.99
Original price
$1,383.99
$1,383.99 - $1,383.99
Current price $1,383.99

Samsung - 65 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $1,653.99 - Original price $1,653.99
Original price
$1,653.99
$1,653.99 - $1,653.99
Current price $1,653.99

Quantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...

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Original price $1,653.99 - Original price $1,653.99
Original price
$1,653.99
$1,653.99 - $1,653.99
Current price $1,653.99

Logitech - G512 X PALM REST 98 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent

Logitech
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Designed for G512 X 98The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 98 keyboard and battlesta...

View full details
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Edifier Bluetooth Bookshelf Speakers 42W RMS Optical Input Wireless Studio - Black

Edifier
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

XREAL - 1S AR Glasses w/X1 Chip 52-Degree FOV 120Hz Display w/Sound by Bose for iPhone 17/16/15 Steam ROG Mac/PC/Android/iOS - Cobalt Blue

XREAL
Original price $512.99 - Original price $512.99
Original price
$512.99
$512.99 - $512.99
Current price $512.99

Giant Virtual Screen Immersive Theater AnywhereStep into a breathtaking virtual screen up to 500¿ that transforms movies games and apps into large...

View full details
Original price $512.99 - Original price $512.99
Original price
$512.99
$512.99 - $512.99
Current price $512.99

Logitech - G512 X 75 Tenkeyless DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Alienware - AW2726DM 27" QD-OLED QHD 240Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR (HDMI DisplayPort) - Black

Dell
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

QD-OLED gaming for everyoneExperience the vibrant color and superb motion clarity of QD-OLED technology in QHD.Brilliant color meets perfect blackD...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

GIGABYTE - GAMING A16 Gaming Laptop - 165Hz 1920x1200 WUXGA - RTX 5070 - AMD Ryzen 7 260 - 1TB SSD - 16GB DDR5 RAM - Black Steel

GIGABYTE
Original price $1,926.99 - Original price $1,926.99
Original price
$1,926.99
$1,926.99 - $1,926.99
Current price $1,926.99

GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an intelligent i...

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Original price $1,926.99 - Original price $1,926.99
Original price
$1,926.99
$1,926.99 - $1,926.99
Current price $1,926.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 (2025) - 8GB Memory - 256GB SSD - Glacier Silver

HP
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...

View full details
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - White

CyberPowerPC
Original price $2,261.99 - Original price $2,261.99
Original price
$2,261.99
$2,261.99 - $2,261.99
Current price $2,261.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $2,261.99 - Original price $2,261.99
Original price
$2,261.99
$2,261.99 - $2,261.99
Current price $2,261.99

LG - 75 Class NU700B Series LED Nano 4K UHD Smart webOS TV (2026)

LG
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

HP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen 5 40 - 16GB Memory - 1TB SSD - Denim Blue

HP
Original price $1,404.99 - Original price $1,404.99
Original price
$1,404.99
$1,404.99 - $1,404.99
Current price $1,404.99

AMD Ryzen 5 40 processorEveryday performance and speed to power through tasks. Multitask stream enjoy 1080p gaming and edit photos or videos smooth...

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Original price $1,404.99 - Original price $1,404.99
Original price
$1,404.99
$1,404.99 - $1,404.99
Current price $1,404.99

Dell - 15.6" 2K Touchscreen Laptop - Intel Core 3 Series 1 100U 2024 - 8GB Memory - 256GB Storage - Carbon Black

Dell
Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Effortlessly chic. Always efficientAlways efficient. Finish your to-do list in no time with the Dell 15 built for everyday computing with Intel pro...

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Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Logitech - G512 X PALM REST 75 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent

Logitech
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Designed for G512 X 75The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 75 keyboard and battlesta...

View full details
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Logitech - G512 X 98 Full-size DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

TCL - 75" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $1,735.99 - Original price $1,735.99
Original price
$1,735.99
$1,735.99 - $1,735.99
Current price $1,735.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $1,735.99 - Original price $1,735.99
Original price
$1,735.99
$1,735.99 - $1,735.99
Current price $1,735.99

Samsung - Galaxy Book6 - Copilot+ PC - 16" IPS LED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory -512GB SSD - Gray

Samsung
Original price $1,532.99 - Original price $1,532.99
Original price
$1,532.99
$1,532.99 - $1,532.99
Current price $1,532.99

The power your day demandsExperience incredible power with a hands on PC that matches your energy Galaxy Book6 Touch. The latest and greatest Intel...

View full details
Original price $1,532.99 - Original price $1,532.99
Original price
$1,532.99
$1,532.99 - $1,532.99
Current price $1,532.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 9 7900X NVIDIA GeForce RTX 5080 16GB 32GB DDR5 2TB NVMe SSD - Black

iBuyPower
Original price $3,326.99 - Original price $3,326.99
Original price
$3,326.99
$3,326.99 - $3,326.99
Current price $3,326.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $3,326.99 - Original price $3,326.99
Original price
$3,326.99
$3,326.99 - $3,326.99
Current price $3,326.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 5 (2025) - 16GB Memory - 512GB SSD - Mica Silver

HP
Original price $978.99 - Original price $978.99
Original price
$978.99
$978.99 - $978.99
Current price $978.99

16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...

View full details
Original price $978.99 - Original price $978.99
Original price
$978.99
$978.99 - $978.99
Current price $978.99

LucidSound - LS10 Wired Over-Ear Gaming Headset for PC PlayStation Switch Xbox - Ocean Waves

LucidSound
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Premium Audio Custom-tuned 50 mm drivers enhance positional awareness and ensure you catch every footstep. Compatible with spatial sound technologi...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

LG - gram Max 17" Touch-Screen Laptop WQXGA Intel Core Ultra X9 Processor 388H with 32GB RAM - 1TB SSD - Matte Bronze

LG
Original price $2,429.99 - Original price $2,429.99
Original price
$2,429.99
$2,429.99 - $2,429.99
Current price $2,429.99

Portable by Design. Intelligent by Performance.LG gram Max pairs an ultra-slim compact design with intelligent performance—so productivity feels ef...

View full details
Original price $2,429.99 - Original price $2,429.99
Original price
$2,429.99
$2,429.99 - $2,429.99
Current price $2,429.99

Lenovo - LOQ 15.6" 2K Gaming Laptop - Core i7 13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512 SSD - Eclipse Black

Lenovo
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $1,923.99 - Original price $1,923.99
Original price
$1,923.99
$1,923.99 - $1,923.99
Current price $1,923.99

HN7306EA-PA/PX13_90

ASUS
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

HN7306EA-PA/PX13_90

Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

65" CLASS S95H OLED

Samsung
Original price $3,077.99 - Original price $3,077.99
Original price
$3,077.99
$3,077.99 - $3,077.99
Current price $3,077.99

65" CLASS S95H OLED 4K UHD SMARTVISION

Original price $3,077.99 - Original price $3,077.99
Original price
$3,077.99
$3,077.99 - $3,077.99
Current price $3,077.99

PARTYBOX OTG2PL WIRE

JBL
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

PARTYBOX OTG2PL WIRELESS SPEAKER

Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

YOGA 7 14" R7 24/1 O

Lenovo
Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

YOGA 7 14" R7 24/1 OLED - GLACIER R7

Original price $1,517.99 - Original price $1,517.99
Original price
$1,517.99
$1,517.99 - $1,517.99
Current price $1,517.99

ACER NITRO 65 N65-10

Acer
Original price $2,512.99 - Original price $2,512.99
Original price
$2,512.99
$2,512.99 - $2,512.99
Current price $2,512.99

ACER NITRO 65 N65-100-UB17 DESKTOP

Original price $2,512.99 - Original price $2,512.99
Original price
$2,512.99
$2,512.99 - $2,512.99
Current price $2,512.99

48" CLASS S90H OLED

Samsung
Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

48" CLASS S90H OLED 4K UHD SMARTVISION

Original price $1,399.99 - Original price $1,399.99
Original price
$1,399.99
$1,399.99 - $1,399.99
Current price $1,399.99

55 CLASS QN80H SERIE

Samsung
Original price $1,147.99 - Original price $1,147.99
Original price
$1,147.99
$1,147.99 - $1,147.99
Current price $1,147.99

55 CLASS QN80H SERIES NEO QLED

Original price $1,147.99 - Original price $1,147.99
Original price
$1,147.99
$1,147.99 - $1,147.99
Current price $1,147.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Yellow (Unlocked)

Apple
Original price $553.99 - Original price $553.99
Original price
$553.99
$553.99 - $553.99
Current price $553.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $553.99 - Original price $553.99
Original price
$553.99
$553.99 - $553.99
Current price $553.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Blue (Unlocked)

Apple
Original price $661.99 - Original price $661.99
Original price
$661.99
$661.99 - $661.99
Current price $661.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $661.99 - Original price $661.99
Original price
$661.99
$661.99 - $661.99
Current price $661.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.