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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $2,565.99 - Original price $2,565.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,565.99 - Original price $2,565.99
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Original price $2,158.99 - Original price $2,158.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $2,158.99 - Original price $2,158.99
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Original price $26.99 - Original price $26.99
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NEXT - Rechargeable Battery Pack For Xbox One

NEXT

Fully compatible with Xbox Series XS and Xbox One ControllersWorks with Microsoft Xbox Series X Xbox Series S and the original Xbox One wireless co...

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Original price $26.99 - Original price $26.99
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Original price $1,240.99 - Original price $1,240.99
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Dell - 27" 2K Touchscreen All-in-One - Intel Core 7 150U 2024 - 16GB Memory - NVIDIA GeForce MX570A - 1TB Storage - White

Dell

Impressive VisualsImmerse yourself in vivid visuals on a 99 sRGB FHD IPS display with 100Hz refresh rate and 15001 contrast ratio all on a spacious...

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Original price $1,240.99 - Original price $1,240.99
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Original price $523.99 - Original price $523.99
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Acer - Chromebook Plus 516 Laptop with Google AI 16" WUXGA Display - Intel i3-1315U 8GB LPDDR5 128GB UFS Wi-Fi 6E - Steel Gray

Acer

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $125.99 - Original price $125.99
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LEGO - Fortnite Battle Bus Collectible Building Toy 77073

Lego

FORTNITE Building ToyThis video game toy for boys and girls ages 10 years old and up lets kids set out on adventures with the LEGO Fortnite Battle ...

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Original price $125.99 - Original price $125.99
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Original price $2,485.99 - Original price $2,485.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,485.99 - Original price $2,485.99
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Original price $952.99 - Original price $952.99
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Acer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black

Acer

It's possible on your Intel AI PCMore productive. More creative. More battery life. Swift 16 AI is powered by the latest Intel Core Ultra processor...

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Original price $280.99 - Original price $280.99
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Contixo - F28 Stratus Max 4K GPS Drone with Intelligent Flight Modes 26-Min Flight Brushless Motors Carrying Case - Gray

Contixo

Advanced 3-Axis GimbalEnsures smooth and stable footage by eliminating unwanted vibrations and movement providing professional-grade photography an...

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Original price $280.99 - Original price $280.99
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Original price $969.99 - Original price $969.99
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Sonos - Arc Ultra Soundbar - White

Sonos Inc

Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

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Original price $969.99 - Original price $969.99
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Original price $302.99 - Original price $302.99
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Alienware - AW3225DM 32" VA LED Curved QHD 180Hz 1ms FreeSync Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo

Dell

Big QHD visuals for any gameExplore detailed worlds in high definition with QHD resolution and fluid responsive visuals in an iconic design.Dive in...

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Original price $302.99 - Original price $302.99
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Original price $1,153.99 - Original price $1,153.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,153.99 - Original price $1,153.99
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ASUS - ROG Strix G18 18" 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 HX - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tool...

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Original price $1,628.99 - Original price $1,628.99
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Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 32GB - 1TB - Cosmic Blue

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,628.99 - Original price $1,628.99
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Original price $1,580.99 - Original price $1,580.99
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Dell - XPS 13 13.4 LCD FHD+ Laptop - Intel Core Ultra 7 Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,580.99 - Original price $1,580.99
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Original price $79.99 - Original price $79.99
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Oura Ring 4 Charger - Size 11 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
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Original price $285.99 - Original price $285.99
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Govee - AI Gaming TV Sync Box Kit 2 with HDMI 2.1 4K144Hz 4-in-1 RGBWIC Lighting for 5565 inch TVs - Multi

Govee

Complete Setup Zero Extra CostConnect up to 4 HDMI 2.1 devices at one time with the Govee AI sync box. Supports the highest refresh rate syncing wi...

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Original price $285.99 - Original price $285.99
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Original price $831.99 - Original price $831.99
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Sonos - Sub 4 Wireless Subwoofer - White

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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Original price $831.99 - Original price $831.99
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Original price $702.99 - Original price $702.99
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Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $702.99 - Original price $702.99
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Original price $934.99 - Original price $934.99
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Sony - Alpha 6100 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm Lens - Black

Sony

Sony E PZ 16-50mm f/3.5-5.6 OSS II lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional...

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Original price $934.99 - Original price $934.99
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Original price $3,087.99 - Original price $3,087.99
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HP OMEN MAX 16" 240Hz Intel Core Ult 9 275HX 32GB Mem NVIDIA GForce RTX 5080 1TB SSD

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $3,087.99 - Original price $3,087.99
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Original price $1,147.99 - Original price $1,147.99
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HP OMEN - Transcend 31.5" QD-OLED 4K UHD 240Hz G-SYNC Compatible Gaming Monitor with Adjustable Height - Black/White

HP

QD-OLED Panel TechnologyExperience visuals like never before with an outstanding contrast ratio and a rapid 0.03ms response time ensuring vivid col...

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Original price $1,147.99 - Original price $1,147.99
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Original price $704.99 - Original price $704.99
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Microsoft Xbox Series X - All-Digital Edition - game console - 1 TB SSD - robot white

Microsoft

Power your dreamsExperience the fastest most powerful Xbox ever with Xbox Series X now all-digital with a 1TB SSD in Robot White.Immerse yourself w...

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Original price $704.99 - Original price $704.99
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Original price $661.99 - Original price $661.99
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LG - 5.1.3-Channel S90TY Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black

LG

Sound that Wraps Around YouGive yourself the home audio setup you’ve always dreamed about with rich immersive sound exceptional clarity and intense...

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Original price $661.99 - Original price $661.99
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Original price $127.99 - Original price $127.99
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LG - 2.0-Channel S20A Soundbar with Built-in Woofer DTS Digital Surround Bluetooth Connectivity - Black

LG

Small in Size Big on BassUpgrade your TV sound with an all-in-one soundbar featuring enhanced LG TV connectivity. Step up your TV sound with a pass...

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Original price $127.99 - Original price $127.99
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Original price $234.99 - Original price $234.99
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Acer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black

Acer

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $234.99 - Original price $234.99
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Original price $92.99 - Original price $92.99
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$92.99
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Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Black

AMAZON

Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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Original price $92.99 - Original price $92.99
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Original price $1,248.99 - Original price $1,248.99
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Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,248.99 - Original price $1,248.99
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Original price $974.99 - Original price $974.99
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$974.99
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Current price $974.99

Sonos - Arc Ultra Soundbar - Black

Sonos Inc

Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

View full details
Original price $974.99 - Original price $974.99
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$974.99
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Original price $249.99 - Original price $249.99
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$249.99
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Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Sky Blue

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
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$249.99
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Original price $330.99 - Original price $330.99
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$330.99
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Current price $330.99

XFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black

XFX

GDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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Original price $330.99 - Original price $330.99
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$330.99
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Original price $64.99 - Original price $64.99
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$64.99
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Current price $64.99

LEGO - Horizon Adventures Aloy Varl vs. Shell-Walker Sawtooth Toy 77037

Lego

Horizon game LEGO set for kidsAloy Varl vs. Shell-Walker Sawtooth is packed with hands-on fun for boys and girls aged 9 and up with a passion for...

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Original price $64.99 - Original price $64.99
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$64.99
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Original price $1,764.99 - Original price $1,764.99
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Acer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5070Ti 32GB 1TB - Obsidian Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $1,764.99 - Original price $1,764.99
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Original price $716.99 - Original price $716.99
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$716.99
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Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $716.99 - Original price $716.99
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Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99

ASUS - ROG 65W Charger Dock for ROG Ally (HDMI 2.0 USB-A USB-C) - Black

ASUS

Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

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Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99
Original price $1,049.99 - Original price $1,049.99
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Current price $1,049.99

Sony - ZV-1 II 20.1-Megapixel Digital Camera for Content Creators and Vloggers - Black

Sony

Ultra-wide 18-50mm zoom lens gets it all in the frameLarge 1.0-type sensor for professional results even in low-lightWide aperture F1.8-4.0 lens fo...

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Original price $1,049.99 - Original price $1,049.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.