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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Samsung - 49" Odyssey OLED G9 (G93SD) Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

OLED In Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

HP Sprocket 3.5" x 4.25 Zink Sticky-backed Photo Paper (100 Sheets) for HP Sprocket 3x4 Photo Printer - White

HP
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

No film No inkZink Technology Photo Paper eliminates the need for costly film and printer cartridgesExclusivePrinter photo paper works exclusively ...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

PowerA Protection Case for PlayStation Portal Remote Player - White

PowerA
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Store and protectStore and Protect Sturdy outer shell molded interior and dual zipper pulls provides protection for the PlayStation Portal remote ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

TCL 55" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $527.99 - Original price $527.99
Original price
$527.99
$527.99 - $527.99
Current price $527.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

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Original price $527.99 - Original price $527.99
Original price
$527.99
$527.99 - $527.99
Current price $527.99

Samsung - 49" Odyssey 1000R Curved Dual QHD 240Hz 1ms FreeSync Gaming Monitor with HDR1000 (HDMI x2 DP USB) - Black

Samsung
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

NETGEAR - Nighthawk AX1800 Wi-Fi 6 USB 3.0 Adapter - Black

NETGEAR
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - White

Steel Series
Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

SONOS Sub Mini Wireless Subwoofer - White

Sonos Inc
Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

SONOS Sub Mini Wireless Subwoofer - Black

Sonos Inc
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

View full details
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

Samsung
Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $675.99 - Original price $675.99
Original price
$675.99
$675.99 - $675.99
Current price $675.99

Samsung - 65 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $643.99 - Original price $643.99
Original price
$643.99
$643.99 - $643.99
Current price $643.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $643.99 - Original price $643.99
Original price
$643.99
$643.99 - $643.99
Current price $643.99

Samsung - 55 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Samsung - 65 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Samsung - 43 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

SAMSUNG Q-series ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black

Samsung
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

True 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Samsung - 43 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Samsung - 32 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Samsung - 32" Class H5000F Series LED Full HD Smart Tizen TV (2025)

Samsung
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

HDRGet expanded contrast between the lightest and darkest parts of a scene so you can enjoy a wide spectrum of colors enhanced detail and depth. Se...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

ASUS - Vivobook Go 15" Laptop FHD - Ryzen 5 7520U with 8GB RAM - 512GB SSD - Mixed Black

ASUS
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Razer - Basilisk V3 Pro Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Black

Razer
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Razer HyperScroll Tilt WheelSpeed through content with a scroll wheel that free-spins until its stopped or switch to tactile mode for more precisio...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Roku - Streaming Stick 4K - HDR Dolby Vision Streaming Device for TV with Voice Remote Long-Range Wi-Fi - Black

Roku
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Stunning 4K Dolby Vision streaming made simpleWith America’s 1 TV streaming platform exploring popular apps—plus tons of free movies shows and liv...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Black

Microsoft
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Samsung - 65 Class QN8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $1,193.99 - Original price $1,193.99
Original price
$1,193.99
$1,193.99 - $1,193.99
Current price $1,193.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $1,193.99 - Original price $1,193.99
Original price
$1,193.99
$1,193.99 - $1,193.99
Current price $1,193.99

Samsung - 65 Class QN7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $706.99 - Original price $706.99
Original price
$706.99
$706.99 - $706.99
Current price $706.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $706.99 - Original price $706.99
Original price
$706.99
$706.99 - $706.99
Current price $706.99

Samsung - 32 Class QN8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Samsung - 65 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

Samsung - 58 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

View full details
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Samsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Gray

Samsung
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

View full details
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Samsung - Galaxy Tab S10 FE - 10.9" 256GB - Wi-Fi - with S-Pen - Gray

Samsung
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

View full details
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

TCL - 75" QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

Samsung - 43 Class QN7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $462.99 - Original price $462.99
Original price
$462.99
$462.99 - $462.99
Current price $462.99

Samsung - 55 Class QN7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $734.99 - Original price $734.99
Original price
$734.99
$734.99 - $734.99
Current price $734.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $734.99 - Original price $734.99
Original price
$734.99
$734.99 - $734.99
Current price $734.99

Samsung - 32" Class H5000F Series LED HD Smart Tizen TV (2025)

Samsung
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

HDRGet expanded contrast between the lightest and darkest parts of a scene so you can enjoy a wide spectrum of colors enhanced detail and depth. Se...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Samsung - 43 Class QN8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.