Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Sony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black
Sony3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...
View full detailsCORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black
CorsairSpace-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...
View full detailsSony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...
View full detailsTCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsNEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black
NEXTUniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...
View full detailsNEXT - Precision Thumbstick 4-Pack for Nintendo Switch and Nintendo Switch 2 Pro Controllers - Multi Color
NEXTEnhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsInsignia - 32" Class FE Series LED Full HD Smart Fire TV
Insignia1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" -16GB Memory - 256GB UFS - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsDell - Desktop - Intel Core Ultra 5 225 2025 - 16GB Memory - 1TB Storage - Black
DellStylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...
View full detailsDell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - AMD Ryzen AI 5 340 Copilot+ PC with 16GB Memory - 512GB SSD - Midnight Blue
DellImpress in every modeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...
View full detailsDell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue
DellImpress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...
View full detailsGovee - Gaming Pixel Light - Multi
GoveeDynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...
View full detailsLogitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black
LogitechDual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Stone - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsNEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue
NEXTEnhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...
View full detailsWHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity
WhoopBUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...
View full detailsNEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color
NEXTEnhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...
View full detailsInsignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV
InsigniaFull HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...
View full detailsInsignia - 32" Class F20 Series LED HD (720p) Smart Fire TV
Insignia720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsDell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black
DellStylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...
View full detailsASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black
ASUSAFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsNEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black
NEXTPlay AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal
HPAMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...
View full detailsJVC - In-Ear Headphones HAFR9UCB - Black
JVCUSB-C ConnectionUSB-C connection for easy connection to devicesBuilt-In DACBuilt-In DAC reduces noise and improves sound qualityDelay-FreeEnjoy wat...
View full detailsTCL - 50" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsPowerA - Advantage Wired Controller for Nintendo Switch 2 - Black
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...
View full detailsFujifilm - X half Premium Compact Camera - Black
FujifilmCompact and lightThe best camera is the one you have with you. Well when you own FUJIFILM X half you can have a camera with you all the time Weighi...
View full detailsHori - Premium Screen Protective Filter for Nintendo Switch 2
HoriProtect EnhanceScratch-resistant 9H Super Hardness and Blue Light Cut functionClarityCrystal-clear high quality film made in JapanSpecially Design...
View full detailsRocketfish - 8 ft. Non-Polarized Braided Power Cord - Black
RocketfishReplaces missing or damaged cordsWorks with popular electronics including PlayStation 5 and Xbox Series X and S gaming systems that have a non-pol...
View full detailsDenon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black
DenonElevated Home EntertainmentThe Denon AVR-S670H 5.2 Receiver supports 8K/60Hz 4K/120 pass-through for pristine video quality. With Dolby TrueHD Dol...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.