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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Sony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black

Sony
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...

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Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

CORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black

Corsair
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black

Sony
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...

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Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

TCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $2,101.99 - Original price $2,101.99
Original price
$2,101.99
$2,101.99 - $2,101.99
Current price $2,101.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $2,101.99 - Original price $2,101.99
Original price
$2,101.99
$2,101.99 - $2,101.99
Current price $2,101.99

TCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

TCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

NEXT - Precision Thumbstick 4-Pack for Nintendo Switch and Nintendo Switch 2 Pro Controllers - Multi Color

NEXT
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 256GB SSD - Blue

Apple
Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

Insignia - 32" Class FE Series LED Full HD Smart Fire TV

Insignia
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Microsoft - Surface Pro - Copilot+ PC - 12" -16GB Memory - 256GB UFS - Platinum

Microsoft
Original price $878.99 - Original price $878.99
Original price
$878.99
$878.99 - $878.99
Current price $878.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $878.99 - Original price $878.99
Original price
$878.99
$878.99 - $878.99
Current price $878.99

Dell - Desktop - Intel Core Ultra 5 225 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

Stylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...

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Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

Dell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - AMD Ryzen AI 5 340 Copilot+ PC with 16GB Memory - 512GB SSD - Midnight Blue

Dell
Original price $1,059.99 - Original price $1,059.99
Original price
$1,059.99
$1,059.99 - $1,059.99
Current price $1,059.99

Impress in every modeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $1,059.99 - Original price $1,059.99
Original price
$1,059.99
$1,059.99 - $1,059.99
Current price $1,059.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue

Dell
Original price $1,219.99 - Original price $1,219.99
Original price
$1,219.99
$1,219.99 - $1,219.99
Current price $1,219.99

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $1,219.99 - Original price $1,219.99
Original price
$1,219.99
$1,219.99 - $1,219.99
Current price $1,219.99

Govee - Gaming Pixel Light - Multi

Govee
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Dynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Logitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Dual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Amazfit - Bip 6 Smartwatch 46mm Silicone - Stone - (2025)

Amazfit
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

WHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity

Whoop
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

BUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Insignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - 32" Class F20 Series LED HD (720p) Smart Fire TV

Insignia
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)

Samsung
Original price $399.99 - Original price $399.99
Original price
$399.99
$399.99 - $399.99
Current price $399.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $399.99 - Original price $399.99
Original price
$399.99
$399.99 - $399.99
Current price $399.99

Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $1,043.99 - Original price $1,043.99
Original price
$1,043.99
$1,043.99 - $1,043.99
Current price $1,043.99

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

View full details
Original price $1,043.99 - Original price $1,043.99
Original price
$1,043.99
$1,043.99 - $1,043.99
Current price $1,043.99

ASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black

ASUS
Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

AFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...

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Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP
Original price $1,691.99 - Original price $1,691.99
Original price
$1,691.99
$1,691.99 - $1,691.99
Current price $1,691.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,691.99 - Original price $1,691.99
Original price
$1,691.99
$1,691.99 - $1,691.99
Current price $1,691.99

NEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black

NEXT
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Play AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet

Microsoft
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP
Original price $2,844.99 - Original price $2,844.99
Original price
$2,844.99
$2,844.99 - $2,844.99
Current price $2,844.99

AMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...

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Original price $2,844.99 - Original price $2,844.99
Original price
$2,844.99
$2,844.99 - $2,844.99
Current price $2,844.99

JVC - In-Ear Headphones HAFR9UCB - Black

JVC
Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

USB-C ConnectionUSB-C connection for easy connection to devicesBuilt-In DACBuilt-In DAC reduces noise and improves sound qualityDelay-FreeEnjoy wat...

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Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

TCL - 50" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Black

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Fujifilm - X half Premium Compact Camera - Black

Fujifilm
Original price $640.99 - Original price $640.99
Original price
$640.99
$640.99 - $640.99
Current price $640.99

Compact and lightThe best camera is the one you have with you. Well when you own FUJIFILM X half you can have a camera with you all the time Weighi...

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Original price $640.99 - Original price $640.99
Original price
$640.99
$640.99 - $640.99
Current price $640.99

Hori - Premium Screen Protective Filter for Nintendo Switch 2

Hori
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Protect EnhanceScratch-resistant 9H Super Hardness and Blue Light Cut functionClarityCrystal-clear high quality film made in JapanSpecially Design...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Rocketfish - 8 ft. Non-Polarized Braided Power Cord - Black

Rocketfish
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Replaces missing or damaged cordsWorks with popular electronics including PlayStation 5 and Xbox Series X and S gaming systems that have a non-pol...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Denon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon
Original price $595.99 - Original price $595.99
Original price
$595.99
$595.99 - $595.99
Current price $595.99

Elevated Home EntertainmentThe Denon AVR-S670H 5.2 Receiver supports 8K/60Hz 4K/120 pass-through for pristine video quality. With Dolby TrueHD Dol...

View full details
Original price $595.99 - Original price $595.99
Original price
$595.99
$595.99 - $595.99
Current price $595.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.