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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $79.99 - Original price $79.99
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Oura Ring 4 Charger - Size 12 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
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Original price $512.99 - Original price $512.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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Original price $328.99 - Original price $328.99
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$328.99
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Razer - BlackWidow V4 Pro 75 Wireless Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer

True 4K Hz Wireless Bluetooth 5.1 for seamless response and connectivityExperience a greater level of gaming response powered by Razer HyperSpeed ...

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Original price $328.99 - Original price $328.99
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NEXT - Play + Charge Kit for Xbox Series X S - Black

NEXT

Gaming freedomPlay where you're most comfortable thanks to a generous 9' foot lengthSave money and the environmentRechargeable battery eliminates t...

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Original price $28.99 - Original price $28.99
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Original price $33.99 - Original price $33.99
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NEXT - Dual Controller Charging Station for Playstation 5 - White

NEXT

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

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Original price $33.99 - Original price $33.99
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Original price $387.99 - Original price $387.99
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Lenovo - Duet 11 Chromebook 11" 2K LCD Touchscreen 2-in-1 Laptop - MediaTek Kompanio 838 2024 - 4GB RAM - 128GB with keyboard - Luna Gray

Lenovo

The ultimate flexUltra-portable at 510g and 7.6mm the Lenovo Chromebook Duet (11" 9) fits any adventure. Explore with a spill-proof chassis and up ...

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Original price $387.99 - Original price $387.99
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Original price $238.99 - Original price $238.99
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Razer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - White

Razer

Razer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...

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Original price $238.99 - Original price $238.99
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Ultra PRO - 2.5" x 3.5" Soft Trading Card Penny Sleeves (500-Count)

Ultra Pro

The original "Penny Sleeves" Ultra PRO's clear Soft Trading Card Sleeves protect your valuable trading cards and gaming cards during sorting and ga...

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Original price $761.99 - Original price $761.99
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NETGEAR Orbi 770 Series RBE773 - Wi-Fi system - Wi-Fi 7 - desktop

NETGEAR

BE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...

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Original price $761.99 - Original price $761.99
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Razer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White

Razer

280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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Original price $1,671.99 - Original price $1,671.99
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Lenovo - Legion 7i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 7 255HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Glacier White

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,671.99 - Original price $1,671.99
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Original price $333.99 - Original price $333.99
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LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Audio - Black

LG

Bring Home Epic SoundExperience a new dimension of sound with our 5.1 channel Home Theater Soundbar. Transform your room into a dynamic home theate...

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Original price $333.99 - Original price $333.99
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Original price $93.99 - Original price $93.99
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CORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - White

Corsair

Exclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...

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Original price $93.99 - Original price $93.99
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Original price $23.99 - Original price $23.99
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Disney - Lorcana Card Sleeve (Aladdin)

Lorcana

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $23.99 - Original price $23.99
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Original price $730.99 - Original price $730.99
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Panasonic - LUMIX G100D Mirrorless Camera for Photo 4K Video and Vlogging 12-32mm Lens - Black

Panasonic

20.3MP Micro-Four-Thirds Digital Live MOS SensorDelivers vibrant high-contrast photos and sharp smooth 4K video across a wide range of lighting con...

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Original price $730.99 - Original price $730.99
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Original price $44.99 - Original price $44.99
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Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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Original price $44.99 - Original price $44.99
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Original price $509.99 - Original price $509.99
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Klipsch - Flexus CORE 200 3.1.2 Soundbar - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $509.99 - Original price $509.99
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Original price $1,184.99 - Original price $1,184.99
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Samsung - 75 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $1,184.99 - Original price $1,184.99
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Original price $188.99 - Original price $188.99
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Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $188.99 - Original price $188.99
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Original price $45.99 - Original price $45.99
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Glorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Clicky - Raptor

Glorious

Works with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Gloriou...

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Original price $45.99 - Original price $45.99
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Original price $68.99 - Original price $68.99
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Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Quartz

Razer

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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Original price $68.99 - Original price $68.99
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Original price $3,087.99 - Original price $3,087.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $3,087.99 - Original price $3,087.99
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Original price $248.99 - Original price $248.99
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GIGABYTE - Z790 EAGLE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $248.99 - Original price $248.99
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Original price $21.99 - Original price $21.99
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Insignia - Bumper Case for ROG Ally - Black

Insignia

Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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Original price $21.99 - Original price $21.99
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$21.99
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Original price $1,043.99 - Original price $1,043.99
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Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

Dell

Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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Original price $1,043.99 - Original price $1,043.99
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Original price $741.99 - Original price $741.99
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Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black

Furrion

MultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...

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Original price $741.99 - Original price $741.99
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Current price $741.99
Original price $243.99 - Original price $243.99
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$243.99
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Current price $243.99

Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

View full details
Original price $243.99 - Original price $243.99
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$243.99
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Current price $243.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Black

Razer

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

View full details
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

Klipsch - Flexus CORE 100 2.1 Soundbar - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

View full details
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99
Original price $798.99 - Original price $798.99
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$798.99
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Current price $798.99

Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon

Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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Original price $798.99 - Original price $798.99
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Current price $798.99
Original price $36.99 - Original price $36.99
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$36.99
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Current price $36.99

Glorious - Elements Ice Hybrid Glass Cloth Gaming Mouse Pad (Large) - Black

Glorious

Glass-Infused surfaceHit every shot with nearly 100 uniform X/Y action.Durable QualityRe¿ective laminated coating holds up over time and resists cr...

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Original price $36.99 - Original price $36.99
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$36.99
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Current price $36.99
Original price $1,244.99 - Original price $1,244.99
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Current price $1,244.99

Samsung - 65 Class Q80D Series QLED 4K Smart Tizen TV (2024)

Samsung

Direct Full ArraySee incredible contrast even in sunlit rooms. Get caught up in the details as you experience precision controlled contrast with de...

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Original price $1,244.99 - Original price $1,244.99
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Current price $1,244.99
Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99

Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

Samsung - 27 Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.