Electronics
Lease the Electronics You Want From Brands You Trust
You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black
Samsung37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...
View full detailsGovee - Smart Table Lamp 2 Pro Sound by JBL - Multi
GoveeSound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...
View full detailsApple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsVivitar - 6x Zoom Camera - Black
Vivitar18 Megapixel PhotosCapture detailed and vibrant images with an 18MP resolution perfect for high-quality prints and sharp photos.6x Optical ZoomGet ...
View full detailsVivitar - 4K (2160) Video Hybrid Optical Zoom Camera with Lens - Silver/Black
Vivitar64 Mega Pixel ResolutionCapture incredibly detailed high-resolution photos with 64MP perfect for large prints and stunning clarity in every shot.60...
View full detailsSamsung - Fabric Band for Galaxy Watch8 and Galaxy Watch8 Classic S/M - White
SamsungSleep tight with a fit that’s just rightDesigned with sleep in mind the Fabric Band provides gentle and reliable support for a restful night. Stay ...
View full detailsSamsung - Athleisure Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite
SamsungStep out in styleThis band easily transitions from workouts to daily wear bringing effortless versatility confidence and comfort to your everyday l...
View full detailsSamsung - Marine Band for Galaxy Watch Ultra - Blue
SamsungCustomize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...
View full detailsApple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsInsignia - RCA to HDMI Converter - Black
InsigniaOne-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...
View full detailsLG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black
LGVivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...
View full detailsLenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey
LenovoMicrosoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...
View full detailsPowerA - Enhanced Wired Controller for Nintendo Switch - Sonic Boost
PowerA3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensed by Nintendo with two-year li...
View full detailsHOVERAir - X1 PROMAX Retail Combo - Black
HoverAirCinematic 8K30fps in the Palm of Your HandCapture stunning 8K30fps videos with the HOVERAir X1 PROMAX 8K for the big screen 4K vertical for the sma...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black
ASUSExceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...
View full detailsApple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsSony - Alpha ZVE10 APS-C Content Creators’ Camera - Black
SonyA great everyday APS-C lens for stills and moviesThis 16-50 mm (35mm full-frame equivalent 24-75 mm) power zoom lens is perfect for day-to-day use ...
View full detailsMarvel - Legends Series Gamerverse Wolverine vs Marvel's Silver Samurai 6-Inch Action Figures
MarvelGAMERVERSE 2-PACKWolverine and Marvel's Silver Samurai figures are inspired by their appearance in classic Marvel video gamesGAMING-INSPIRED ACCESS...
View full detailsTP-Link - Archer BE3600 Pro Dual-Band Wi-Fi 7 Router - Black
TP LinkFaster WiFi for Streaming Gaming MoreEnjoy smooth 4K/8K streaming fast downloads and responsive gaming with speeds up to 3.6 Gbps thanks to powerf...
View full detailsLenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsFIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black
FIFINEInstant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...
View full detailsApple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...
View full detailsSamsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Lite Gray
SamsungBig screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for Xbox PC Mac Playstation Nintendo Switch Smartphone - Black
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsRazer - BlackWidow V4 Low-profile HyperSpeed Wireless Full Size Mechanical Orange Tactile Switch Gaming Keyboard with Chroma RGB - Black
RazerRazer Low-profile Orange Mechanical SwitchesWith a 1.6 mm actuation point requiring just 45 g of force enjoy quick quiet actuation finished with a ...
View full detailsApple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...
View full detailsGameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Shadow Black
GameSirTri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...
View full detailsGameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Phantom White
GameSirTri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...
View full detailsAlienware - AW2725Q 27" QD-OLED 4K UHD 240Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black
AlienwarePlay with ultimate clarityRevel in the mesmerizing detail from advanced ultra-precise QD-OLED inkjet printing technology enabling a super-dense 166...
View full detailsApple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...
View full detailsTCL - 75" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...
View full detailsSamsung - Galaxy Book5 15.6" FHD IPS LED Laptop - Intel Core Ultra 7- 16GB Memory - 512GB SSD - Silver
SamsungSmart. Fast. Built to keep up.No matter the task at hand you can rely on the Intel Core Ultra 7 processor of Galaxy Book5 to power through. Switch ...
View full detailsRazer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black
RazerRazer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...
View full detailsVivitar - SkyTrek Drone - Gray
VivitarFull HD Camera for Stunning Aerial ViewsCapture breathtaking footage with the 1080P Full HD camera delivering crisp and vibrant images from the sky...
View full detailsMSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black
MSI27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.