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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Govee - Smart Table Lamp 2 Pro Sound by JBL - Multi

Govee
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Sound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

Vivitar - 6x Zoom Camera - Black

Vivitar
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

18 Megapixel PhotosCapture detailed and vibrant images with an 18MP resolution perfect for high-quality prints and sharp photos.6x Optical ZoomGet ...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Vivitar - 4K (2160) Video Hybrid Optical Zoom Camera with Lens - Silver/Black

Vivitar
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

64 Mega Pixel ResolutionCapture incredibly detailed high-resolution photos with 64MP perfect for large prints and stunning clarity in every shot.60...

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Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Samsung - Fabric Band for Galaxy Watch8 and Galaxy Watch8 Classic S/M - White

Samsung
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Sleep tight with a fit that’s just rightDesigned with sleep in mind the Fabric Band provides gentle and reliable support for a restful night. Stay ...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Samsung - Athleisure Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite

Samsung
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Step out in styleThis band easily transitions from workouts to daily wear bringing effortless versatility confidence and comfort to your everyday l...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Samsung - Marine Band for Galaxy Watch Ultra - Blue

Samsung
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

View full details
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Insignia - RCA to HDMI Converter - Black

Insignia
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

LG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Vivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo
Original price $996.99 - Original price $996.99
Original price
$996.99
$996.99 - $996.99
Current price $996.99

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $996.99 - Original price $996.99
Original price
$996.99
$996.99 - $996.99
Current price $996.99

PowerA - Enhanced Wired Controller for Nintendo Switch - Sonic Boost

PowerA
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensed by Nintendo with two-year li...

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

HOVERAir - X1 PROMAX Retail Combo - Black

HoverAir
Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

Cinematic 8K30fps in the Palm of Your HandCapture stunning 8K30fps videos with the HOVERAir X1 PROMAX 8K for the big screen 4K vertical for the sma...

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Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

ASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Apple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Sony - Alpha ZVE10 APS-C Content Creators’ Camera - Black

Sony
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

A great everyday APS-C lens for stills and moviesThis 16-50 mm (35mm full-frame equivalent 24-75 mm) power zoom lens is perfect for day-to-day use ...

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Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Marvel - Legends Series Gamerverse Wolverine vs Marvel's Silver Samurai 6-Inch Action Figures

Marvel
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

GAMERVERSE 2-PACKWolverine and Marvel's Silver Samurai figures are inspired by their appearance in classic Marvel video gamesGAMING-INSPIRED ACCESS...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

TP-Link - Archer BE3600 Pro Dual-Band Wi-Fi 7 Router - Black

TP Link
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Faster WiFi for Streaming Gaming MoreEnjoy smooth 4K/8K streaming fast downloads and responsive gaming with speeds up to 3.6 Gbps thanks to powerf...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo
Original price $2,236.99 - Original price $2,236.99
Original price
$2,236.99
$2,236.99 - $2,236.99
Current price $2,236.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,236.99 - Original price $2,236.99
Original price
$2,236.99
$2,236.99 - $2,236.99
Current price $2,236.99

FIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black

FIFINE
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Instant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Lite Gray

Samsung
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for Xbox PC Mac Playstation Nintendo Switch Smartphone - Black

Razer
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Razer - BlackWidow V4 Low-profile HyperSpeed Wireless Full Size Mechanical Orange Tactile Switch Gaming Keyboard with Chroma RGB - Black

Razer
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Razer Low-profile Orange Mechanical SwitchesWith a 1.6 mm actuation point requiring just 45 g of force enjoy quick quiet actuation finished with a ...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Apple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Shadow Black

GameSir
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Phantom White

GameSir
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

View full details
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Alienware - AW2725Q 27" QD-OLED 4K UHD 240Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware
Original price $789.99 - Original price $789.99
Original price
$789.99
$789.99 - $789.99
Current price $789.99

Play with ultimate clarityRevel in the mesmerizing detail from advanced ultra-precise QD-OLED inkjet printing technology enabling a super-dense 166...

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Original price $789.99 - Original price $789.99
Original price
$789.99
$789.99 - $789.99
Current price $789.99

Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

TCL - 75" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,994.99 - Original price $1,994.99
Original price
$1,994.99
$1,994.99 - $1,994.99
Current price $1,994.99

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

View full details
Original price $1,994.99 - Original price $1,994.99
Original price
$1,994.99
$1,994.99 - $1,994.99
Current price $1,994.99

Samsung - Galaxy Book5 15.6" FHD IPS LED Laptop - Intel Core Ultra 7- 16GB Memory - 512GB SSD - Silver

Samsung
Original price $1,274.99 - Original price $1,274.99
Original price
$1,274.99
$1,274.99 - $1,274.99
Current price $1,274.99

Smart. Fast. Built to keep up.No matter the task at hand you can rely on the Intel Core Ultra 7 processor of Galaxy Book5 to power through. Switch ...

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Original price $1,274.99 - Original price $1,274.99
Original price
$1,274.99
$1,274.99 - $1,274.99
Current price $1,274.99

Razer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black

Razer
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Razer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...

View full details
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Vivitar - SkyTrek Drone - Gray

Vivitar
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Full HD Camera for Stunning Aerial ViewsCapture breathtaking footage with the 1080P Full HD camera delivering crisp and vibrant images from the sky...

View full details
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

MSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black

MSI
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

View full details
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.