Skip to content
FREE DELIVERY
FREE DELIVERY

Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

TP-Link - AX1800 Nano Wi-Fi 6 Wireless USB Adapter - Black

TP Link
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

View full details
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Polk Audio - Polk Reserve R100 Bookshelf Speaker 1" Pinnacle Ring Tweeter 5.25" Turbine Cone Woofer (Pair) - Black

Polk Audio
Original price $741.99 - Original price $741.99
Original price
$741.99
$741.99 - $741.99
Current price $741.99

Solid Versatile Bookshelf LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter a 5.25" Turbine Cone Woofer the technologically advanced ...

View full details
Original price $741.99 - Original price $741.99
Original price
$741.99
$741.99 - $741.99
Current price $741.99

Pioneer - 55" Class LED 4K UHD Smart Roku TV

Pioneer
Original price $378.99 - Original price $378.99
Original price
$378.99
$378.99 - $378.99
Current price $378.99

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

View full details
Original price $378.99 - Original price $378.99
Original price
$378.99
$378.99 - $378.99
Current price $378.99

Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI - Wireless - Black

Logitech
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

View full details
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 1TB - Wi-Fi -with S-Pen - Gray

Samsung
Original price $1,699.99 - Original price $1,699.99
Original price
$1,699.99
$1,699.99 - $1,699.99
Current price $1,699.99

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

View full details
Original price $1,699.99 - Original price $1,699.99
Original price
$1,699.99
$1,699.99 - $1,699.99
Current price $1,699.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $340.99 - Original price $340.99
Original price
$340.99
$340.99 - $340.99
Current price $340.99

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

View full details
Original price $340.99 - Original price $340.99
Original price
$340.99
$340.99 - $340.99
Current price $340.99

Logitech - G502 Lightspeed Wireless Optical Gaming Mouse with RGB Lighting - Wireless - Black

Logitech
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

HERO 25K sensorNext-gen sensor delivering 25600 DPI class-leading performance accuracy and energy efficiency.Customizable LIGHTSYNC RGB lightingFul...

View full details
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Yamaha - R-S202BL 200W 2-Ch. Stereo Receiver - Black

Yamaha
Original price $239.99 - Original price $239.99
Original price
$239.99
$239.99 - $239.99
Current price $239.99

200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...

View full details
Original price $239.99 - Original price $239.99
Original price
$239.99
$239.99 - $239.99
Current price $239.99

Seagate - 2TB Storage Expansion Card for Xbox Series XS NVMe SSD - Black

Seagate
Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

View full details
Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

NVIDIA - SHIELD Android TV Pro - 16GB - 4K HDR Streaming Device with Google Assistant and GeForce NOW - Black

Nvidia
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

View full details
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

AMD - Ryzen 7 7800X3D 8-Core - 16-Thread 4.2 GHz (5.0 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Black

AMD
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Ryzen 7 7800X3D Gaming ProcessorWith 5.0GHz processor speed which gives you efficient use of the processor high processing throughput and improved ...

View full details
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Sony - Alpha 7 III Mirrorless [Video] Camera with FE 28-70 mm F3.5-5.6 OSS Lens - Black

Sony
Original price $2,199.99 - Original price $2,199.99
Original price
$2,199.99
$2,199.99 - $2,199.99
Current price $2,199.99

FE 28-70mm F3.5-5.6 OSS standard zoom lensThis focal range is great for everyday shots including everything from spectacular landscapes to exceptio...

View full details
Original price $2,199.99 - Original price $2,199.99
Original price
$2,199.99
$2,199.99 - $2,199.99
Current price $2,199.99

SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - White

Steel Series
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

View full details
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - White

Steel Series
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

View full details
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Wacom - Intuos Graphic Drawing Tablet - Software Included (Wireless) - Black

Wacom
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

View full details
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse - Wireless - White

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse - Wireless - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - Lavendar

Steel Series
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

View full details
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Wacom

Wacom
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

View full details
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

NVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black

Nvidia
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

View full details
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

SteelSeries - QcK Performance Gaming Mouse Pad XL - Speed - Black

Steel Series
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Designed For Your PlaystyleThe first collection of premium mousepads designed to match your playstyle. Speed balance and control. Friction or glide...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

MSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

View full details
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

NETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White

NETGEAR
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Wi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...

View full details
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple
Original price $1,632.99 - Original price $1,632.99
Original price
$1,632.99
$1,632.99 - $1,632.99
Current price $1,632.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,632.99 - Original price $1,632.99
Original price
$1,632.99
$1,632.99 - $1,632.99
Current price $1,632.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99

Polk Audio - Polk Reserve R700 Tower Speaker 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers Dual 8" Long-Throw Drivers - Brown

Polk Audio
Original price $1,396.99 - Original price $1,396.99
Original price
$1,396.99
$1,396.99 - $1,396.99
Current price $1,396.99

Powerful Premium Stereo Floorstanding SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter dual 6.5" Turbine Cone Woofer the technologically...

View full details
Original price $1,396.99 - Original price $1,396.99
Original price
$1,396.99
$1,396.99 - $1,396.99
Current price $1,396.99

Samsung - BEFX-H Series 2025 Business Pro 4k UHD LED TV 43" Class

Samsung
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Remote ManagementSamsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp ultra-realistic...

View full details
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

MB Quart - Can-Am Defender Tuned 10" Single-Voice-Coil 4-Ohm Subwoofer with Integrated 400W Amp - Black

MB Quart
Original price $920.99 - Original price $920.99
Original price
$920.99
$920.99 - $920.99
Current price $920.99

Underseat subwoofer system upgrade for Can-Am Defender 2017-2025 UTVFits perfectly no modifications needed.Two 10" subwoofersProvide rich sound.400...

View full details
Original price $920.99 - Original price $920.99
Original price
$920.99
$920.99 - $920.99
Current price $920.99

Insignia - 85 inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99

SteelSeries - Rival 3 Gen 2 Wired Optical Gaming Mouse with 3-Zone RGB - Wired - Black

Steel Series
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Faster Than EverFastest In Class - Outpace The Competition With Near-Instant 1.35Ms Click Latency.Turmove Core Optical SensorThe 8500 Dpi (300 Ips ...

View full details
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Lavender

Steel Series
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

View full details
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Kodak - Printomatic Instant Print Camera - Instant Digital Camera Prints on Zink 2x3" Photo Paper - Signature Style

Kodak
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Simply point and shootComes equipped with a light sensor that will automatically turn on the flash in low-light settings.Small Yet PowerfulThe came...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

MSI - MAG X870E TOMAHAWK WIFI (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Best Buy essentials - 6' DisplayPort Cable - Black

Best Buy essentials
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Made for DisplayPort-enabled devicesConnects a video source to a display (such as a computer monitor).20-pin DisplayPort connectionEnsures reliable...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

TCL - 85" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.