Electronics
Your Favorite Electronics Brands - Affordable Lease Payments
Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.
Loan and Lease-to-Own Options on Electronics
Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the Cost.
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LG - UltraGear 27" IPS QHD 200Hz Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort) - Black
LGVivid Color Fast Response Total ControlThe 27" UltraGear QHD (2560 x 1440) IPS gaming monitor delivers vivid VESA DisplayHDR 400 ultra-smooth 200Hz...
View full detailsRazer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - White
Razer57g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movemen...
View full detailsSamsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite
SamsungTrain harder with active level comfortStay on top of your daily fitness routine with the Sport Band. Whether you're running swimming cycling or doi...
View full detailsRazer - Viper V3 Pro - Ultra Lightweight Optical Gaming Mouse with 95 Hour Battery Life - Wireless - Black
Razer54 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...
View full detailsTCL - 98" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...
View full detailsMinolta - MND20 44.0 Megapixel Digital Camera - Black
Konica Minolta2.9-inch LCD monitor2.9-inch LCD monitor for clear viewing and easy navigating44.0 MegapixelsCaptures up to 44.0 megapixel still photos that you ca...
View full detailsFire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Blue
AMAZONFull Featured TabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...
View full detailsLenovo - IdeaCentre 3 Desktop - Intel Processor U300 - 8GB Memory - 256GB SSD - Cloud Grey
LenovoMicrosoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...
View full detailsSTARLINK - Standard Kit AX Tri Band Wi-Fi System - White
STARLINKStream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...
View full detailsMinolta - MN40WP 48.0 Megapixel Waterproof Digital Camera - Blue
Konica MinoltaDual LCD screens3.0-inch back LCD for standard compositions and 2.0-inch front LCD for selfie-style compositions48.0 MegapixelsCaptures up to 48.0 ...
View full detailsLG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black
LGWOW InterfaceNow convenience is in your hand. Control your soundbar and your LG TV with one remote179;. Adjust the volume and audio settings check ...
View full detailsHP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - OmniBook 5 Flip 2-in-1 14" 2K Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Glacier Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsRazer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black
RazerRazer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...
View full detailsRazer - Basilisk V3 Pro Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - White
RazerConfigurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...
View full detailsTP-Link - Deco BE5000 Dual-Band WiFi 7 Whole Home Mesh System 3-Pack - White
TP LinkSupercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...
View full detailsSamsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsMSI - MAG A1000GL PCIE5 - Full Modular - 80 Plus Gold 1000W - ATX 3.1 Gaming Power Supply - Black
MSIATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...
View full detailsGoPro - HERO13 Black Action Camera - Black
GoProHB-Series Lenses With Auto DetectionHERO13 Black is compatible with the HB-Series Lenses that let you instantly set up your camera for a variety of...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full detailsApple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsSamsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black
SamsungSetting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...
View full detailsSamsung - T9 Portable SSD 4TB Up to 2000MB/s USB 3.2 Gen2 - Black
SamsungSetting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...
View full detailsSony - Alpha ZV-E10 II Mirrorless Content Creators’ Camera Kit with 16-50mm Lens - Black
SonyExmor R CMOS sensorThe ZV-E10 II features Sony's most advanced sensor technology in an APS-C camera with a back-illuminated Exmor R CMOS image sens...
View full detailsGoPro - HERO13 Black Creator Edition Action Camera - Black
GoProAll-in-One Creative SolutionThe HERO13 Black Creator Edition combines our best camera with the pro-grade mounts and accessories you need to tell yo...
View full detailsLEGO - Fortnite Supply Llama Collectible Building Toy 77071
LegoBring The Adventure To LifeCreative fans ages 12 and up can enjoy building this LEGO Fortnite Supply Llama a video game toy for kids and teens.Icon...
View full detailsAcer - KA242Y G0bi 24" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black
AcerVibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...
View full detailsASUS - ROG Falchion Ace 65 Wired Analog Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - Black
ASUSROG HFX Magnetic SwitchesDeliver a solid feel and customizable 0.1 - 4.0 mm actuation for instant keystrokesRapid Trigger toggleConvenient switch f...
View full detailsApple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsPanasonic - LUMIX S9 Full Frame Mirrorless Camera with 18-40mm F4.5-6.3 Lens - Jet Black
PanasonicChoose Your Style and Revolutionize Your ContentA mirrorless full frame camera with REAL TIME LUT so you can apply signature presets directly in-ca...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsMSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black
MSIFAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...
View full detailsNETGEAR - Orbi 660 Series AX3800 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White
NETGEARAX3800 Tri-band Mesh Wi-Fi systemCoverage up to 6600 square feet and for up to 75 devices. System includes a Wi-Fi router and two satellites. Exten...
View full detailsreMarkable Paper Pro - 11.8" Paper Tablet with Marker Plus - Gray
ReMarkableGoogle Drive Dropbox and OneDrive integrationAccess popular cloud storage services right from your paper tablet to improve your workflow. Browse st...
View full detailsApple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.