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Electronics

Lease the Electronics You Want From Brands You Trust

You don’t need cash or perfect credit to get the electronics you want. Lease everything from laptops and gaming hardware to TVs, audio systems, drones, and home security. Finance My Cart makes it easy to shop Best Buy brands and choose a lease option through Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

AMD - Ryzen 5 7600X 6-Core - 12-Thread 4.7GHz (5.3 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

AMD - Ryzen 7 7700X 8-Core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

TP-Link - Deco X50 Outdoor AX3000 Dual-Band Mesh Wi-Fi- 6 Router - White

TP Link
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Extend fast Mesh Wi-Fi outdoorsSeamlessly extend ultra-performance mesh Wi-Fi 6 outdoors to your backyard guest house or patio.Long-Lasting outdoor...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

TP-Link Archer TX1800U Nano V1.6 - network adapter - USB 2.0

TP Link
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

SAMSUNG 65 Class QLED Q7F 4K Samsung Vision AI Smart TV (2025)

Samsung
Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99

SAMSUNG 65 Class QLED Q8F 4K Samsung Vision AI Smart TV (2025)

Samsung
Original price $1,203.99 - Original price $1,203.99
Original price
$1,203.99
$1,203.99 - $1,203.99
Current price $1,203.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $1,203.99 - Original price $1,203.99
Original price
$1,203.99
$1,203.99 - $1,203.99
Current price $1,203.99

SAMSUNG 43 Class QLED Q7F 4K Samsung Vision AI Smart TV (2025)

Samsung
Original price $471.99 - Original price $471.99
Original price
$471.99
$471.99 - $471.99
Current price $471.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $471.99 - Original price $471.99
Original price
$471.99
$471.99 - $471.99
Current price $471.99

SAMSUNG 65 Class Crystal UHD U8000F Series 4K Smart Tizen TV (2025)

Samsung
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

SAMSUNG 32 Class HD H5000F 4K Smart TV (2025)

Samsung
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

HDRGet expanded contrast between the lightest and darkest parts of a scene so you can enjoy a wide spectrum of colors enhanced detail and depth. Se...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

SAMSUNG 58 Class Crystal UHD U8000F Series 4K Smart Tizen TV (2025)

Samsung
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

SAMSUNG Q-series Soundbar HW-Q800F 5.1.2 ch w/ Subwoofer - Black

Samsung
Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

True 5.1.2 Ch. SoundFeel more fully immersed with sound that comes from all around you powered by 5.1.2 channels of sound including side and top fi...

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Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

Samsung HW-LS60D - speaker - wireless

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Samsung - 49" Odyssey OLED G9 Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung
Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

OLED in Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

Philips - Hue 75" Play Gradient Lightstrip - White and Color Ambiance

Philips
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

NETGEAR Nighthawk A7500 - network adapter - USB 3.0

NETGEAR
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

NETGEAR - Nighthawk BE6500 Dual-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

BE6500 dual-band Wi-Fi routerSupports blazing-fast Wi-Fi 7 speeds up to 6.5 Gbps for gaming smooth streaming videoconferencing and entertainment.Wi...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

NETGEAR Nighthawk RS300 - wireless router - Wi-Fi 7 - desktop

NETGEAR
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

NETGEAR - EAX15 AX1800 Wi-Fi 6 Mesh Wall Plug Range Extender and Signal Booster - White

NETGEAR
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Wi-Fi Mesh ExtenderFeatures up to 1.8 Gbps (1.2 Gbps and 0.6 Gbps) wireless speeds for work with your existing Wi-Fi to create a powerful whole-hom...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

NETGEAR - Nighthawk AXE3000 Tri-Band Wi-Fi 6E USB 3.0 Adapter - Black

NETGEAR
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Simple plug-and-play operationFor fast and easy setup.Wi-Fi 6E technologyPlug in and access cutting-edge Wi-Fi 6E to enjoy superior Wi-Fi speed cap...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

Insignia
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Insignia - 6' DisplayPort Cable - Black

Insignia
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Nebula

Glorious
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black

Garmin
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Canon EOS R100 - digital camera RF-S 18-45mm F4.5-6.3 IS STM lens

Canon
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

ASUS TUF GAMING Z790-PLUS WIFI - motherboard - ATX - LGA1700 Socket - Z790

ASUS
Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

Arris
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Blue (Unlocked)

Apple
Original price $553.99 - Original price $553.99
Original price
$553.99
$553.99 - $553.99
Current price $553.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $553.99 - Original price $553.99
Original price
$553.99
$553.99 - $553.99
Current price $553.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Silver (Unlocked)

Apple
Original price $631.99 - Original price $631.99
Original price
$631.99
$631.99 - $631.99
Current price $631.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $631.99 - Original price $631.99
Original price
$631.99
$631.99 - $631.99
Current price $631.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
Original price $769.99 - Original price $769.99
Original price
$769.99
$769.99 - $769.99
Current price $769.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $769.99 - Original price $769.99
Original price
$769.99
$769.99 - $769.99
Current price $769.99

AMD - Ryzen 9 9950X 16-Core - 32-Thread 4.3 GHz (5.7 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $632.99 - Original price $632.99
Original price
$632.99
$632.99 - $632.99
Current price $632.99

16-core32-Thread5.7 max boost80MB Cache170W TDP

Original price $632.99 - Original price $632.99
Original price
$632.99
$632.99 - $632.99
Current price $632.99

AMD - Ryzen 7 9700X 8-Core - 16-Thread 3.8 GHz (5.5 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

8 cores16 Threads5.5 max boost40MB Cache65W TDP

Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

SAMSUNG 65 Class QLED Q7F 4K Vision AI Smart TV

Samsung
Original price $727.99 - Original price $727.99
Original price
$727.99
$727.99 - $727.99
Current price $727.99

Discover a new level of visual and auditory brilliance with our next level smart TV. Powered by Pantone certified color accuracy witness over one b...

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Original price $727.99 - Original price $727.99
Original price
$727.99
$727.99 - $727.99
Current price $727.99

TCL - 55" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $511.99 - Original price $511.99
Original price
$511.99
$511.99 - $511.99
Current price $511.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $511.99 - Original price $511.99
Original price
$511.99
$511.99 - $511.99
Current price $511.99

Logitech - POWERPLAY 2 Gaming Mouse Pad with Wireless Charging - Black

Logitech
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Non-Stop Wireless ChargingThe POWERPLAY 2 gaming mouse pad features exclusive technology that continuously powers your compatible mouse while in mo...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Insignia - 65" Class QF Series QLED 4K UHD Smart Fire TV

Insignia
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

View full details
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

SAMSUNG 55 Class QLED Q7F 4K Vision AI Smart TV

Samsung
Original price $734.99 - Original price $734.99
Original price
$734.99
$734.99 - $734.99
Current price $734.99

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

View full details
Original price $734.99 - Original price $734.99
Original price
$734.99
$734.99 - $734.99
Current price $734.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.