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Electronics

Your Favorite Electronics Brands - Affordable Lease Payments

Didn't think you could afford to get the electronics you need now? Think again! Get all kinds of electronics including drones, digital cameras, home security systems, computers & laptops, gaming hardware, TVs, audio, and home theater even without cash or credit. Shop all your favorite Best Buy® brands through Finance My Cart and apply for a payment solution tailored to you from Terrace Finance.

Loan and Lease-to-Own Options on Electronics

Terrace Finance serves all credit levels by bringing together loan and lease-to-own options from multiple providers under one umbrella for a greater chance of approval. Learn more about How it Works and Estimate the  Cost.

Original price $308.99 - Original price $308.99
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Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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CORSAIR - MM200 Gaming Mouse Pad - Medium - Black

Corsair

Created For Use With Most Laser and Optical Gaming MiceFor comfort and durability.Cloth ConstructionOffers comfort for your wrist.Textile-weave Sur...

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Original price $22.99 - Original price $22.99
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ViewSonic VX1654 - LED monitor - Full HD (1080p) - 16"

ViewSonic

ViewSonic VX1654 - LED monitor - gaming - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 144 Hz - 250 cd/m² - 8001 - 6 ms - Mini HD...

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Original price $223.99 - Original price $223.99
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Original price $1,279.99 - Original price $1,279.99
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Nikon - Z fc 4K Video Mirrorless Camera w/ NIKKOR Z DX 16-50mm f/3.5-6.3 VR - Black/Silver

Nikon

NIKKOR Z DX 16-50mm f/3.5-6.3 VR - Silver Standard zoom lensGreat for everyday shots including everything from gorgeous landscapes to exceptional c...

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Original price $1,279.99 - Original price $1,279.99
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Original price $114.99 - Original price $114.99
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Mount-It - Dual Monitor Desk Mount up to 32" - Black

Bower

Wide Compatibility and CapacityCompatible with 75mm x 75mm and 100mm x 100mm VESA patterns supporting screens from 17" to 32" and up to 17.6 lbs pe...

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Original price $389.99 - Original price $389.99
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26" Tall AV Rack 15U Stackable Skeleton Rack

Sanus

SANUS 26" Tall AV Rack 15U Stackable Skeleton Rack

Original price $389.99 - Original price $389.99
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Original price $606.99 - Original price $606.99
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JBL - Party Box 710 Portable Party Speaker - Black

JBL

800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....

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Original price $134.99 - Original price $134.99
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Logitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $134.99 - Original price $134.99
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Original price $218.99 - Original price $218.99
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Mobile Pixels - DUEX Plus DS 13.3" IPS LCD Monitor - Black

Trio

4rd Gen 13.3-in.IPS LCD with updated display modes and thinner bezel than previous gen product; 1080p Full HD resolution Ideal for 13-in. to 14-in....

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Canon EOS R100 - digital camera RF-S 18-45mm F4.5-6.3 IS STM lens 55-210mm F5.0-7.1 IS STM lens

Canon

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $194.99 - Original price $194.99
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Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate

Garmin

CompatibilityCompatible with iPhone and Android devicesCharge lessWith up to 11 days of battery life in smartwatch mode and up to 26 hours in GPS m...

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Original price $194.99 - Original price $194.99
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Original price $240.99 - Original price $240.99
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$240.99
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Sonos - Ray All-in-One Soundbar for TV and Music - White

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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Original price $240.99 - Original price $240.99
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Original price $578.99 - Original price $578.99
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Sonos - ARC 5.0.2 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc

Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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Original price $578.99 - Original price $578.99
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Original price $241.99 - Original price $241.99
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Sonos - Ray All-in-One Soundbar for TV and Music - Black

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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Original price $241.99 - Original price $241.99
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Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - Black

Sonos Inc

High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

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Original price $423.99 - Original price $423.99
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Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc

High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

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Original price $422.99 - Original price $422.99
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Original price $179.99 - Original price $179.99
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Edifier - R1280DB Powered Bluetooth Bookshelf Speakers Computer Speakers - 42W RMS Optical Input - Wireless Studio Monitors - Black

Edifier

21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...

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Original price $179.99 - Original price $179.99
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Original price $1,934.99 - Original price $1,934.99
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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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Original price $230.99 - Original price $230.99
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Samsung Odyssey G5 S27CG552EN - G55C Series - LED monitor - curved - QHD - 27" - HDR

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $230.99 - Original price $230.99
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Original price $474.99 - Original price $474.99
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Samsung HW-S700D - sound bar system - wireless

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

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Original price $474.99 - Original price $474.99
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Original price $1,049.99 - Original price $1,049.99
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Samsung HW-S800D - sound bar system - wireless

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $1,049.99 - Original price $1,049.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

Nintendo of America

Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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Original price $117.99 - Original price $117.99
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Original price $819.99 - Original price $819.99
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Nikon - Z 30 4K Mirrorless Camera with NIKKOR Z DX 16-50mm f/3.5-6.3 VR Lens - Black

Nikon

NIKKOR Z DX 16-50mm f/3.5-6.3 VR includedPerfect wide-angle zoom lens for both videos and photos. Built-in Vibration Reduction image stabilization ...

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Original price $819.99 - Original price $819.99
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Original price $34.99 - Original price $34.99
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Logitech - F310 Gaming Pad - Blue/Black

Logitech

Broad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...

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Original price $34.99 - Original price $34.99
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Original price $149.99 - Original price $149.99
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Current price $149.99

Vankyo - Leisure 470 Pro Native 1080P Wireless Single LCD Mini Projector - White

Vankyo

Built In Cooling SystemThe projector's advanced cooling system is designed to operate silently while efficiently managing heat for extended use.170...

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Original price $149.99 - Original price $149.99
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$149.99
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Original price $442.99 - Original price $442.99
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TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $442.99 - Original price $442.99
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Current price $442.99
Original price $899.99 - Original price $899.99
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Current price $899.99

Canon - EOS R50 4K Video Mirrorless Camera with RF-S18-45mm f/4.5-6.3 IS STM Lens - Black

Canon

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $899.99 - Original price $899.99
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Original price $1,223.99 - Original price $1,223.99
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Current price $1,223.99

Canon - EOS R10 Mirrorless Camera with RF-S18-45 f/4.5-6.3 IS STM Lens - Black

Canon

RF-S 18-45mm f/4.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-u...

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Original price $1,223.99 - Original price $1,223.99
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Original price $226.99 - Original price $226.99
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$226.99
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Current price $226.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

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Original price $226.99 - Original price $226.99
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Current price $226.99
Original price $214.99 - Original price $214.99
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$214.99
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Current price $214.99

TP-Link - Archer BE6500 Dual-Band Wi-Fi 7 Router - Black

TP Link

Dual-Band Wi-Fi 7Upgrade your home to the next level of Wi-Fi. This system delivers speeds up to 6500 Mbps with next-gen Wi-Fi 7 and a powerful 5G ...

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Original price $214.99 - Original price $214.99
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Current price $214.99
Original price $2,010.99 - Original price $2,010.99
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Current price $2,010.99

Canon - EOS R7 Mirrorless Camera with RF-S18-150mm f/3.5-6.3 IS STM Lens - Black

Canon

RF-S 18-150mm F/3.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-...

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Original price $2,010.99 - Original price $2,010.99
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Current price $2,010.99
Original price $547.99 - Original price $547.99
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$547.99
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Current price $547.99

Canon - EOS R100 4K Video Mirrorless Camera with RF-S18-45mm f/4.5-6.3 IS STM Lens - Black

Canon

RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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Original price $547.99 - Original price $547.99
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$547.99
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Current price $547.99
Original price $1,660.99 - Original price $1,660.99
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Current price $1,660.99

Canon - EOS R8 4K Video Mirrorless Camera with RF24-50mm f/4.5-6.3 IS STM Lens - Black

Canon

A well-balanced standard zoom lens for lightweightThe RF24-50mm F4.5-6.3 IS STM makes for a lightweight and comfortable all-day lens whether you ar...

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Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Current price $1,660.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

CORSAIR - M55 Wireless Optical Gaming Mouse with Slipstream Technology - Black

Corsair

Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $120.99 - Original price $120.99
Original price
$120.99
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Current price $120.99

Insignia - 25w (per speaker 50w total) Bluetooth Bookshelf Speakers - Black

Insignia

Near Field Communication (NFC) and Bluetooth technologyOffers easy connectivity to your compatible device.Side panel dialsEffortlessly adjust the b...

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Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

APC - Back-UPS 425VA 120V 6 NEMA outlets (2 surge) - Black

APC Products

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
Current price $90.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.