Furniture
Rent To Own Furniture – Furnish Your Home with Flexible Financing
Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!
Filters
- Alamont Home (122)
- Arozzi (3)
- Corsair (2)
- Finch (2)
- Insignia (8)
- La-Z-Boy (6)
- Office Star Products (13)
- OSP Home Furnishings (133)
- Patio Sense (2)
- Pure Garden (12)
- Razer (2)
- Sanus (1)
- Sauder (60)
- Serta (13)
- Simpli Home (16)
- Steelcase (49)
- True Seating (1)
- Victor Technology (1)
- Walker Edison (71)
- X Rocker (2)
Sauder - Hayes Garden TV Credenza for TV's up to 65 - Ashen Oak
SauderConstruction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleContemporary Tr...
View full detailsSauder - Aspen Post Office Credenza w/ File Drawer - Pebble Pine
SauderConstruction MaterialsEngineered woodCollectionAspen PostDesign StyleModern FarmhouseFinishAspen PostAssemblyMinimal assembly required. Save time ...
View full detailsSauder - Summit Station L-Shaped Desk - Gray
SauderConstruction materialsWood and particle board with paper laminate surfaceShelves and storage1 shelfDesign styleTransitionalStorage compartments1 d...
View full detailsSauder - 5-Shelf Display Bookcase w/ 3 adjustable Shelves - Laurel Oak
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves5-Shelf Display BookcaseDesign StyleCoastal Cottage TransitionalFinish...
View full detailsSauder - Cottage Road Storage Cabinet - Raven Oak
SauderNumber of Shelves/Drawers4 Adjustable Shelves and 1 Fixed ShelfMaterialsEngineered woodDesign StyleCoastal Cottage Modern Farmhouse Shabby ChicAsse...
View full detailsSauder - East Rock Accent Storage Cabinet - Ashen Oak
SauderNumber of Shelves/Drawers3 Adjustable ShelvesMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly RequiredSave time by addin...
View full detailsSauder - Willow Place Bookcase Footboard with Storage Bins - Grand Walnut
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelvesbookcase footboard; kids bookshelf; bookshelf footboard; cubby bookcas...
View full detailsSauder - Larkin Ledge TV Credenza for TV's up to 65" - Glacier Oak
SauderConstruction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleCountry Transit...
View full detailsSauder - Aspen Post TV Credenza for TV's up to 70" - Prime Oak
SauderConstruction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 70" TV weighing 70 lbs. or lessDesign StyleModern Farmhous...
View full detailsSauder - Barrister Lane TV Credenza TV's up to 80" - White Plank
SauderConstruction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to an 80" TV weighing 95 lbs. or lessDesign StyleCountry Indust...
View full detailsSauder - 5 Shelf Display Bookcase w/ 2 Adjustable Shelves - Laurel Oak
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves3-Shelf Display BookcaseDesign StyleCoastal Cottage TransitionalFinish...
View full detailsSauder - 3 Shelf Display Bookcase w/ 2 Adjustable Shelves - Glacier Oak
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves3-Shelf Display BookcaseDesign StyleCountry TransitionalFinishGlacier ...
View full detailsSauder - Cannery Bridge Twin Metal Platform Bed w/Headboard - Black
SauderConstruction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleIndustrial Modern FarmhouseAssemblyS...
View full detailsSauder - Cannery Bridge Twin Metal Platform Bed w/Headboard - Bronze
SauderConstruction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleIndustrial Modern FarmhouseAssemblyS...
View full detailsSauder - Harvey Park Twin Metal Platrorm Bed w/ Headboard - White
SauderConstruction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleMid-century ModernAssemblySave time ...
View full detailsSauder - Beginings Corner Computer Desk with File Drawer - Cinnamon Cherry
SauderConstruction MaterialsManufactured Wood Construction with a Cinnamon Cherry Laminate FinishShelves and StorageFile Drawer ShefDesign StyleTradit...
View full detailsOSP Home Furnishings - Olympic 48" Desk - Black
OSP Home FurnishingsThe perfect combination of functionality and style.Easy Utility Design of desk + storage stand.48" Work surfaceWith its spacious 48" work surface y...
View full detailsOSP Home Furnishings - Mesh High Back Manager's Chair with Headrest and Self-Adjusting Lumbar Support and Adjutable Arms - Black
OSP Home FurnishingsBreathable Mesh Seat and Back with Adjustable Lumbar SupportDurable material offers a comfortable seat while you work. Built-in lumbar support help...
View full detailsOSP Home Furnishings - Tindal Office Chair - Salt Pepper
OSP Home FurnishingsSuperior comfortPlush boucle upholstered office seatingAdjustable tilt tensionCustomize the seat angle to suit your preferences promoting a more re...
View full detailsOSP Home Furnishings - Aiden Chair Ottoman Herringbone - Orange
OSP Home FurnishingsSophisticated club chair designTrendy herringbone fabric with doublle stitch detailA relaxing retreatWith a gently reclined stance curved armrests ...
View full detailsOSP Home Furnishings - Aiden Chair Ottoman Herringbone - Navy
OSP Home FurnishingsSophisticated club chair designTrendy herringbone fabric with doublle stitch detailA relaxing retreatWith a gently reclined stance curved armrests ...
View full detailsOSP Home Furnishings - Leona Dining Chair 2-PK - Linen
OSP Home FurnishingsSold as convenient 2-packIdeal for elevating a round kitchen table or making a more formal statement positioned around your large family table.Trad...
View full detailsOSP Home Furnishings - Eliza Spindle Chair - Charcoal
OSP Home FurnishingsClassic spindle designEnjoy traditional styling thanks to a solid wood frame with beautiful turned spindle detail.Durable materialBeautiful and tre...
View full detailsOSP Home Furnishings - Devin Swivel Chair - White
OSP Home FurnishingsUltra-Modern styleUltra-comfort barrel design with open back design cradles your positionSmooth swivel motion360 Swivel action allowing panoramic p...
View full detailsOSP Home Furnishings - Miller Swivel Counter Stool - Linen/Medium Oak
OSP Home FurnishingsTraditional Farmhouse CharmCurved back with decorative wood detailFull 360 SwivelSwivel function allowing you to easily change your sitting directi...
View full detailsOSP Home Furnishings - Lystra Swivel Vanity Chair - Textured Cream
OSP Home FurnishingsCharming Cottage StylePerfect for vanity custom closet or writing deskSmooth swivel motion360 Swivel action allowing panoramic positioningUltra-Mod...
View full detailsOSP Home Furnishings - Country Meadows 2-Shelf Bookcase - Plantation Grey
OSP Home FurnishingsCharming classic styleHand rubbed lacquer finish with beautiful edge profilesSturdy ConstructionConstructed with solid wood and select veneersAssem...
View full detailsOffice Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Steel
Office Star ProductsPadded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...
View full detailsLa-Z-Boy Sutherland - chair - bonded leather polished chrome - ivory polished chrome
La-Z-BoyBonded leather seat and backOffer a touch of style.CushionedFor added functionality.Easily adjustable seat heightTo customize the height with a sin...
View full detailsCORSAIR - T3 RUSH Fabric Gaming Chair - Charcoal
CorsairBreathable fabricThe T3 RUSH’s breathable soft fabric exterior retains minimal heat allowing you to keep cool during long game sessionsPadded neck ...
View full detailsWHITE CANOPY FOLDI
Alamont HomeWHITE CANOPY FOLDING TABLE
Alamont Home - Hercules Paddington Midcentury Fabric Side Chair - Upholstered - Gray Fabric
Alamont HomeCommercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room locationYour Side Chair - Upholstered...
View full detailsAlamont Home - Nobu 120 Gallon Patio Storage Box - Black
Alamont HomeRoom locationYour Patio Storage Box is intended for use in the following location(s) Garage;Patio;PorchStyleContemporary design to fit the needs of...
View full detailsAlamont Home - Hercules Contemporary Mesh 24/7 Big Tall Swivel Multifunction Office Chair - Black
Alamont Home24/7 usageReady for your call center multi-shift offices and your home office this office chair is designed for 24/7 use.Big tall seatingSit comfo...
View full detailsAlamont Home - Duncan Rectangle Modern Laminate Gaming Desk - Black
Alamont HomeCord managementKeep cords organized and out of the way.Room locationYour Gaming Desk is intended for use in the following location(s) Home Office/S...
View full detailsOSP Home Furnishings - Papasan Chair - Pink
OSP Home FurnishingsTwist and Turn360 Swivel functionNest into the generously large Dacron-filled cushionBuilt-in fabric straps to hold cushion in placeThick padded bu...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.