Furniture
Rent To Own Furniture – Furnish Your Home with Flexible Financing
Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!
Filters
- Alamont Home (122)
- Arozzi (3)
- Corsair (2)
- Finch (2)
- Insignia (8)
- La-Z-Boy (6)
- Office Star Products (13)
- OSP Home Furnishings (133)
- Patio Sense (2)
- Pure Garden (12)
- Razer (2)
- Sanus (1)
- Sauder (60)
- Serta (13)
- Simpli Home (16)
- Steelcase (49)
- True Seating (1)
- Victor Technology (1)
- Walker Edison (71)
- X Rocker (2)
Office Star Products - Guest Chair - Grey/Black
Office Star ProductsPadded seat and backSoft padded seat and back support good posture for both spine and hips.Padded armrestsOur padded armrests add further comfort.D...
View full detailsAlamont Home - Lila Outdoor Round Contemporary 3 Piece Patio Set - Aluminum
Alamont HomeSet includesItem Type Quantity Patio Table-1;Patio Chair-2Seating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upp...
View full detailsWalker Edison - Everest Acacia Wood Outdoor Dining Table - Brown
Walker EdisonMade out of acacia wood for a natural grain finishWith a simple modern design to complement your outdoor spacePosition chairs of your choice around...
View full detailsOSP Home Furnishings - Country Meadows 36" Desk - Plantation Grey
OSP Home FurnishingsCharming classic styleBeautiful edge profiles and solid wood turned leg. Hand rubbed lacquer finishSolid constructionConstructed with solid wood an...
View full detailsSimpli Home - Boyd Wooden Accent Table - White Wash
Simpli HomeProduct dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the solid hardwoodProduct descriptionHand-finished with a w...
View full detailsWalker Edison - 7-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker EdisonSet includes 1 dining table and 6 chairsPolyester UV treated cushions includedSturdy solid acacia wood frameChic slatted boho silhouetteExposure to...
View full detailsWalker Edison - 3-Piece Cypress Acacia Wood Patio Dining Set - Brown
Walker EdisonDimensions (after assembly)Bench 18" H x 53" L x 14" W Weighs 20 LBS (each) and Table 30" H x 60" L x 32" W Weighs 48 LBSModern style slatted wood ...
View full detailsWalker Edison - 4-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker EdisonDimensions (after assembly)Table 30" H x 60" L x 32" W weighs 48 LBS; Chairs 37" H x 24" L x 20" W weighs 24 LBS (each); Bench 18" H x 53" L x 14" ...
View full detailsOSP Home Furnishings - Sierra Mission End Table - Ash Finish
OSP Home FurnishingsMission finish to match any design styleDecorative "Mission" Style Side PanelsStorage ShelfLower display shelfDurable constructionSolid and Enginee...
View full detailsSauder - River Ranch Bookcase Full Queen Headboard - Sindoori Mango
SauderConstruction materials/FinishEngineered wood with a Laminate Sindoori Mango finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinish...
View full detailsSerta - Garret Bonded Leather Executive Office Chair with Premium Cushioning - Space Black
SertaContoured lumbar zoneErgonomic office chair with exceptional support for the lower backPremium CushioningLayered body pillows and padded armrestsWa...
View full details2PK BLACK OUTDOOR PA
Alamont Home2PK BLACK OUTDOOR PATIO CHAIRS
Simpli Home - Boyd Wooden Accent Table - Warm Dark Brown
Simpli HomeProduct dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finishin...
View full detailsOSP Home Furnishings - Ace 8 Cube Bookcase/Storage - River Oak
OSP Home FurnishingsGreat space saving storage unit13"x 13" cubes hold most standard sized storage tubsModern industrial styleMixed wood and metal design adds interest...
View full detailsOffice Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Snow
Office Star ProductsPadded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...
View full detailsWalker Edison - 5-Piece Windsor Acacia Wood Extendable Patio Dining Set - Dark Brown
Walker EdisonDimensions (after assembly)Table 30" H x 55-79" L x 35" W weighs 75 LBS and Chairs 35" H x 25" L x 25" W weighs 18 LBS (each)Sturdy ConstructionSol...
View full detailsWalker Edison - 7-Piece Windsor Extendable Patio Dining Set - Dark Brown
Walker EdisonApply teak oil as needed for maintenanceSolid Acacia Wood for a durable long lasting setShelter during extreme weather both heat and precipitationP...
View full detailsRazer - Iskur V2 Gaming Chair - Black/Green
RazerAdaptive Lumbar Support System that conforms to how you sitDesigned to shift according to the weight and angle of your body the lumbar support’s sp...
View full detailsOSP Home Furnishings - Fletcher Spindle Chair - Charcoal
OSP Home FurnishingsClassic spindle designEnjoy traditional styling thanks to a solid wood frame with beautiful turned spindle detail.Padded seat and backSoft padded s...
View full detailsSauder - Palladia L-Shaped Desk - White/Black
SauderConstruction materialsWood and particle board with paper laminate surfaceShelves and storageDesign styleTraditionalStorage compartments5 drawersAs...
View full detailsOSP Home Furnishings - Gainsborough Rocker - Azure
OSP Home FurnishingsMid-Century DesignIts low-slung silhouette is easy going enough to complement any home’s interiorRelaxing at home in pure styleCurved armrest for a...
View full detailsOSP Home Furnishings - Wellington 46" Desk with Power - Toasted Wheat
OSP Home FurnishingsTraditional “campaign stylingEngineered wood with solid wood legsEasy access to your electronicsIncludes charging unit with two plugs and USB conne...
View full detailsOSP Home Furnishings - ACE 60" Desk with Hutch Shelf - River Oak/Black
OSP Home FurnishingsAttractive Contemporary StyleAttractive perforated metal frame adds visual interestBuilt in monitor standHutch design allows more storage beneath u...
View full detailsWalker Edison - 5-Piece Everest Acacia Wood Patio Dining Set - Brown
Walker EdisonDimensions (after assembly)Table 30" H x 60" L x 32" W weighs 48 LBS and Chairs 37" H x 24" L x 20" W weighs 24 LBS (each)Weather resistant patio s...
View full detailsOSP Home Furnishings - ACE L Desk with Hutch Shelf - River Oak/Black
OSP Home FurnishingsAttractive Contemporary StyleAttractive perforated metal frame adds visual interestBuilt in monitor standHutch design allows more storage beneath u...
View full detailsAlamont Home - Cortana Contemporary Fabric Swivel Office Chair - Beige Fabric
Alamont HomeSupportive armsThe arms provide support to your upper body.Wheels for ease of movementCasters provide ease of mobility to reposition with minimal e...
View full detailsOSP Home Furnishings - Eliza Spindle Chair - Graphite
OSP Home FurnishingsClassic spindle designEnjoy traditional styling thanks to a solid wood frame with beautiful turned spindle detail.Durable materialBeautiful and tre...
View full detailsSteelcase - Karman Office/Gaming Chair with wheels for Hard Floors - Intermix Shift - Red/Blue
SteelcasePatented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...
View full detailsAlamont Home - Charlestown Set of 2 All-Weather High Back Adirondack Chair Cushions - Blue
Alamont HomeRemovable coverThe cover is removable for ease of cleaning if the material becomes soiled.Commercial ratedRest assure that your item will withstand...
View full detailsOSP Home Furnishings - Kaylee Spindle Chair - Navy
OSP Home FurnishingsClassic spindle designEnjoy traditional styling thanks to a solid wood frame with beautiful turned spindle detail.Padded seat and backSoft padded s...
View full detailsAlamont Home - Whitney High Back Modern Leather/Faux Leather Executive Swivel Office Chair - Black LeatherSoft/Gold Frame
Alamont HomeErgonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...
View full detailsAlamont Home - Bentley King Platform Bed - Black
Alamont HomeComfort levelThe King mattress offers support.Room locationYour Platform Bed is intended for use in the following location(s) BedroomCleaning reco...
View full detailsAlamont Home - Valencia Oval Comfort Take Ten Contemporary Bungee Bungee Chair - Black
Alamont HomeStack chair quantity countMaximum Number of Chairs for Stacking 4Room locationYour Bungee Chair is intended for use in the following location(s) Pa...
View full detailsAlamont Home - Cardim Magnetic Marker Board - White
Alamont HomeCommercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room locationYour Magnetic Marker Board is...
View full detailsAlamont Home - Bundled Set - 9 FT Round Umbrella Universal Black Cement Waterproof Base - Gray
Alamont HomeSet includesItem Type Quantity Patio Umbrella-1;Patio Umbrella Base-1Tilt lock mechanismThe tilt lock mechanism allows the chair to tilt backwards...
View full detailsAlamont Home - Lila Patio Chair - Aluminum
Alamont HomeSupportive armsThe arms provide support to your upper body.Stack chair quantity countMaximum Number of Chairs for Stacking 20Commercial ratedRest a...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.