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  • Original price $2,584.99 - Original price $2,584.99
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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Saddle

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99
  • Original price $886.99 - Original price $886.99
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    Walker Edison - Industrial Dining Set with 2 Benches - Dark Walnut

    Walker Edison

    Durable buildMade with powder-coated steel durable laminate and warp-resistant MDF.Stylish and functionalProtect your floors with the adjustable ca...

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    Original price $886.99 - Original price $886.99
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  • Original price $442.99 - Original price $442.99
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    Current price $442.99

    OSP Home Furnishings - Hagney Lane 54" Wide Sit-To-Stand Desk - Farm Oak

    OSP Home Furnishings

    Sit-To-Stand desk with side hutchAdjust desktop height to three positions quickly transforming your sitting desk to a standing deskSimply lift to l...

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    Original price $442.99 - Original price $442.99
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    Current price $442.99
  • Original price $258.99 - Original price $258.99
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    Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Steel

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $258.99 - Original price $258.99
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  • Original price $282.99 - Original price $282.99
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    Walker Edison - Modern Cage-Base Coffee Table - Dark Walnut

    Walker Edison

    Unique designShow off your style with the unique cage-leg base.Small-space friendlyEasily display in your rented apartment or forever home.Sturdy s...

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    Original price $282.99 - Original price $282.99
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  • Original price $402.99 - Original price $402.99
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    Walker Edison - Modern Solid Wood Outdoor Club Chair - Natural

    Walker Edison

    Stylish detailsShow off your style with the unique curved arms.Comfortable designRelax on the comfortable cushioned backrest and seat.Sturdy buildM...

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    Original price $402.99 - Original price $402.99
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  • Original price $896.99 - Original price $896.99
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    Walker Edison - Industrial Dining Set with 2 Benches - Coastal Oak

    Walker Edison

    Durable buildMade with powder-coated steel durable laminate and warp-resistant MDF.Stylish and functionalProtect your floors with the adjustable ca...

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    Original price $896.99 - Original price $896.99
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    Current price $896.99
  • Original price $329.99 - Original price $329.99
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    Walker Edison - Modern Upholstered Bench - Black

    Walker Edison

    Open shelfStore shoes and bags on the convenient lower shelf.Versatile designUse in your entryway mudroom or at the end of your bed.Sturdy stylish ...

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    Original price $329.99 - Original price $329.99
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  • Original price $344.99 - Original price $344.99
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    Walker Edison - Modern Hall Tree with Mirror - Rustic Oak

    Walker Edison

    Functional designStore necessities on the open shelving and hang jackets and coats on the hanger rack.Small-space friendlyDisplay in your rented ap...

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    Original price $344.99 - Original price $344.99
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  • Original price $204.99 - Original price $204.99
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    Walker Edison - Modern Parquet Square Coffee Table - Parquet Veneer

    Walker Edison

    Minimalist designEasily blend the simple silhouette in with your other decor.Small-space friendlyEasily display in your rented apartment or forever...

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    Original price $204.99 - Original price $204.99
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  • Original price $231.99 - Original price $231.99
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    Sauder - Briarbrook Nightstand 3a - Barrel Oak

    Sauder

    DRAWERDrawer features metal runners and safety stops for books remotes and other living essentials.BUILDDrawer can be assembled to face right left ...

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    Original price $231.99 - Original price $231.99
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  • Original price $312.99 - Original price $312.99
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    Sauder - Market Commons Lift Top Coffee Table 3a - Prime Oak

    Sauder

    SURFACETop lifts up and forward to create versatile work surface.CONSTRUCTIONTop features strong and lightweight 1" panel construction.STORAGEHidde...

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    Original price $312.99 - Original price $312.99
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  • Original price $376.99 - Original price $376.99
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    Walker Edison - Modern Solid Wood 2-Piece Slatted Outdoor Dining Chair Set - Natural

    Walker Edison

    Stylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...

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    Original price $376.99 - Original price $376.99
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  • Original price $1,483.99 - Original price $1,483.99
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    Walker Edison - Modern 4-Piece Eucalyptus Patio Chat Set - Brown

    Walker Edison

    Lounge in styleKick back and relax with 1 loveseat 2 lounge chairs and a coffee table.Comfortable designLounge in comfort with the cushioned seat a...

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    Original price $1,483.99 - Original price $1,483.99
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  • Original price $301.99 - Original price $301.99
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    $301.99
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    Walker Edison - Glam Mixed-Material Entry Table - Calacatta Marble

    Walker Edison

    Unique designShow off your style with the mixed-material design and gold frame.Spacious storageUse the 2 shelves for keys mail decor and more.Sturd...

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    Original price $301.99 - Original price $301.99
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  • Original price $153.99 - Original price $153.99
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    Walker Edison - Scandi Side Table - Black

    Walker Edison

    Small-space friendlyDisplay next to your couch or bed for a stylish minimalist aesthetic.Unique silhouetteShow off your style with the unique angle...

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    Original price $153.99 - Original price $153.99
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    $153.99
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  • Original price $500.99 - Original price $500.99
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    Walker Edison - Modern Metal-Arm Accent Chair - Mushroom

    Walker Edison

    Sturdy stylish constructionMade with sanded metal and woven fabric.Modern comfortKick back and relax on the comfortable cushioned seat and backrest...

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    Original price $500.99 - Original price $500.99
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  • Original price $539.99 - Original price $539.99
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    Walker Edison - Modern Solid Wood Spindle-Style Outdoor Loveseat - Brown

    Walker Edison

    Comfort and styleLounge comfortably on the cushioned seat and backrestModern detailsShow off your style with the unique spindle details.Sturdy buil...

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    Original price $539.99 - Original price $539.99
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  • Original price $248.99 - Original price $248.99
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    $248.99
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    Sauder - Walter Heights Set of 2 - 3 Shelf Bookcase - Blade Walnut

    Sauder

    Construction MaterialsManufactured Wood with Laminate Finish Powder Coated MetalNumber of Shelves3-Shelf Bookcase Set of 2Design StyleContemporary...

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    Original price $248.99 - Original price $248.99
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  • Original price $328.99 - Original price $328.99
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    $328.99
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    Current price $328.99

    Walker Edison - Modern Solid Wood 2-Piece Slatted Outdoor Dining Chair Set - Brown

    Walker Edison

    Stylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...

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    Original price $328.99 - Original price $328.99
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    $328.99
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  • Original price $340.99 - Original price $340.99
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    Walker Edison - Modern Solid Wood Spindle-Style Outdoor Lounge Chair - Natural

    Walker Edison

    Versatile buildUse on your patio deck or poolside.Modern detailsShow off your style with the unique spindled back.Sturdy buildMade from solid eucal...

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    Original price $340.99 - Original price $340.99
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  • Original price $738.99 - Original price $738.99
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    $738.99
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    Sauder - Nova Loft Metal Frame Desk w/ File Drawer Shelf - Kiln Acacia

    Sauder

    Construction MaterialsManufactured Wood and Metal Frame Construction with a kiln Acacia Laminate FinishShelves and StorageFile Drawer ShefDesig...

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    Original price $738.99 - Original price $738.99
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  • Original price $558.99 - Original price $558.99
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    Walker Edison - Classic Grooved 6-Drawer Dresser - White

    Walker Edison

    Sturdy yet durable constructionMade with warp-resistant MDF and durable laminateAmple storageTuck away essentials within six spacious drawersGroove...

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    Original price $558.99 - Original price $558.99
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  • Original price $693.99 - Original price $693.99
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    Sauder - Canton Lane L-Shaped Metal Base Computer Desk - Brew Oak

    Sauder

    Construction MaterialsManufactured Wood and Metal Frame Construction with a Brew Oak Laminate FinishShelves and Storage2 DrawersDesign StyleBis...

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    Original price $693.99 - Original price $693.99
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  • Original price $367.99 - Original price $367.99
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    Sauder - Beginnings Corner Computer Desk w/ Hutch Shelf - Cinnamon Cherry

    Sauder

    Construction MaterialsManufactured Wood Construction with a Cinnamon Cherry Laminate FinishShelves and StorageHutch and ShelfDesign StyleTraditio...

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    Original price $367.99 - Original price $367.99
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  • Original price $368.99 - Original price $368.99
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    Sauder - Beginings Corner Computer Desk with File Drawer - Cinnamon Cherry

    Sauder

    Construction MaterialsManufactured Wood Construction with a Cinnamon Cherry Laminate FinishShelves and StorageFile Drawer ShefDesign StyleTradit...

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    Original price $368.99 - Original price $368.99
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  • Original price $227.99 - Original price $227.99
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    Office Star Products - Mid Back Managers Office Chair - Black

    Office Star Products

    Faux Leather seat and back with built-in lumber supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control w...

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    Original price $227.99 - Original price $227.99
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  • Original price $516.99 - Original price $516.99
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    Steelcase - Series 1 Air Chair with Black Frame - Era Cobalt / Black Frame

    Steelcase

    Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

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    Original price $516.99 - Original price $516.99
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  • Original price $623.99 - Original price $623.99
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    Sauder - Market Commons 2-Drawer Lateral File Cabinet - Prime Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionMarket CommonsDesign StyleBistro IndustrialFinishMarket CommonsAssemblyMinimal assembly requir...

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    Original price $623.99 - Original price $623.99
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  • Original price $562.99 - Original price $562.99
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    Steelcase - Series 1 Air Chair with Seagull Frame - Era Onyx / Seagull Frame

    Steelcase

    Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

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    Original price $562.99 - Original price $562.99
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  • Original price $516.99 - Original price $516.99
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    Steelcase - Series 1 Air Chair with Black Frame - Era Onyx / Black Frame

    Steelcase

    Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

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    Original price $516.99 - Original price $516.99
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  • Original price $485.99 - Original price $485.99
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    Sauder - Cottage Road 60" Hutch - White

    Sauder

    Number and Type of Shelves2 Fixed ShelvesAdditional StorageCable Management to hide all your electronic cablesMaterialsEngineered woodDesign StyleC...

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    Original price $485.99 - Original price $485.99
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  • Original price $500.99 - Original price $500.99
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    Sauder - East Rock Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable Shelves and 1 Fixed shelfMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly Required...

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    Original price $500.99 - Original price $500.99
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  • Original price $592.99 - Original price $592.99
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    Sauder - Aspen Post Office Credenza w/ File Drawer - Pebble Pine

    Sauder

    Construction MaterialsEngineered woodCollectionAspen PostDesign StyleModern FarmhouseFinishAspen PostAssemblyMinimal assembly required. Save time ...

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    Original price $592.99 - Original price $592.99
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  • Original price $178.99 - Original price $178.99
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    Finch - Thaddeus Console Oval Table - Dark Gray

    Finch

    Great addition to any roomAdd a convenient extra table anywhere in your home from the foyer to the living room.Assitional storageStorage drawer mak...

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    Original price $178.99 - Original price $178.99
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    Current price $178.99
  • Original price $614.99 - Original price $614.99
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    Current price $614.99

    Sauder - Larkin 2-Door 3-Drawer Ledge Dresser - Glacier Oak

    Sauder

    Number of Shelves Drawers5Construction Materials/FinishConstructed using engineered wood metal. Finished in Glacier Oak.Design StyleCountry Tran...

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    Original price $614.99 - Original price $614.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.