Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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- AMAZON (15)
- Arlo (21)
- Barska (1)
- Blink (10)
- Chamberlain (1)
- EcoBee (6)
- Eufy (20)
- GE (5)
- General Electric (3)
- GOOGLE (16)
- Govee (19)
- Honeywell (3)
- Honeywell Home (1)
- Kwikset (6)
- Level (5)
- Lockly (1)
- Lutron Electronics (2)
- Nanoleaf (8)
- Nest (1)
- Nest x Yale (2)
- Night Owl (10)
- Philips (26)
- Reolink (6)
- Ring (42)
- Simplisafe (10)
- Swann (8)
- TP Link (17)
- Twinkly (6)
- Wasserstein (10)
- Yale (15)
eufy - Smart Wi-Fi C30 2K Wireless Video Doorbell with 32GB MicroSD Card - Black
EufyDetailed 2K FHD ClarityEnjoy detailed vivid visuals from 2K FHD clarity as 169 expanded views provide a wider picture of your entire front door are...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Oil Rubbed Bronze
YaleYour entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...
View full detailseufy - Smart Wi-Fi Video Doorbell 2K Battery Operated/Wired with Chime - White/Black
EufyCrystal-clear clarityThe built-in 2K sensor and professional-grade lens allow you to view activity in picture-perfect resolution see visitors in sh...
View full detailseufy - E30 Outdoor Wired 2K PTZ Security Camera with Floodlights - White
Eufy360 SurveillanceEnjoy complete 360 coverage of your property. Set the camera to patrol automatically on a schedule or use manual control to view an...
View full detailseufy - eufyCam S3 Pro 2-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White
EufyNighttime That's as Bright as DayExperience remarkable day-like image clarity even in ultra-low light conditions without the need for a spotlight. ...
View full detailseufy - Outdoor Cam Pro Wired 2K Spotlight Camera - White
EufyUltra-clear 2K resolutionView any real-time moment in ultra-clear 2K resolution. The F2.0 aperture works to produce vivid images from an outdoor se...
View full detailsAmazon - Echo Show 5 (3rd Generation) 5.5 Inch Smart display with Alexa - Glacier White
AMAZONAlexa can show you moreSet alarms and timers sleep soundly with a relaxing playlist start your morning with a smart home routine see your calendar ...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingProtect large outdoor areas like the driveway or backyard with Floodlight Cam Pro. Our most advanced floodlight camera harnesses the power of Ring ...
View full detailsSpotlight Cam Pro Plug-In with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - White
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsSpotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - White
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - White
RingProtect large outdoor areas like the driveway or backyard with Floodlight Cam Pro. Our most advanced floodlight camera harnesses the power of Ring ...
View full detailsSpotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsBarska - Extra-Large Biometric Rifle Safe - Black
BarskaSolid-steel constructionWith powdercoat finish offers a durable design.5-point deadbolt locking systemKeeps your valuables securely stowed away. Th...
View full detailsGovee - Path Lights 4 Packs - Multi
GoveeUnique and modern outdoor lightingGovee Pathway Lights have an adjustable 2200-6500K color temperature and 54 preset scenes.Multi-color displayRGBI...
View full detailsWasserstein - Solar Panel for Google Nest Cam Outdoor or Indoor Battery - 2.5W Solar Power - Made for Google Nest (3-Pack) - White
WassersteinNon-Stop Solar PowerMade of high-efficiency solar cells the Wasserstein Solar Panel can quickly charge your Nest Cam with just a few hours of sunli...
View full detailsWasserstein - Google Nest Cam Premium Solar Panel - White
WassersteinNon Stop Solar PowerMade of premium US-engineered solar cells the Wasserstein Premium Solar Panel quickly charges your Nest Cam with just a few hou...
View full detailsArlo - Pro 5S 2K 3 Camera Indoor/Outdoor Wireless Spotlight Security Camera Bundle - White
ArloExclusive bundle -- a 800 value if purchased separatelyIncludes (3) Pro 5S 2K Cameras (4) Rechargeable Batteries Dual Battery Charging Station (3) ...
View full detailsWasserstein - Solar Panel for Google Nest Cam Outdoor or Indoor Battery - 2.5W Solar Power - Made for Google Nest (2 Pack) - White
WassersteinNon-Stop Solar PowerMade of high-efficiency solar cells the Wasserstein Solar Panel can quickly charge your Nest Cam with just a few hours of sunli...
View full detailsArlo - Pro 5S 2K Indoor/Outdoor Wireless Spotlight Security Camera - White
ArloSee Picture Perfect DetailsMonitor your home and property and keep your loved ones safe with 2K HDR video quality. 2 times video resolution of HD l...
View full detailsRing - Alarm Security Kit 9-Piece (2nd Gen) - White
RingInstallationDIY installation customizable protection for any home 104-decibel siren 24-hour backup battery optional 24/7 emergency support with Ala...
View full detailsArlo - Pro 5S 2K 3 Camera Indoor/Outdoor Wireless Spotlight Security Camera Bundle - Black
ArloExclusive bundle -- a 800 value if purchased separatelyIncludes (3) Pro 5S 2K Cameras (4) Rechargeable Batteries Dual Battery Charging Station (3) ...
View full detailsYale Approach - door lock
YaleThe Perfect TouchEnhance your door without altering a single detail. Your lock installs on the inside of your door and comes with a biometric keypa...
View full detailsTP-Link - Tapo A19 Wi-Fi Smart LED Bulb (5-Pack) - Multicolor
TP LinkNo Hub RequiredConnect directly to your home's secure Wi-Fi network—no need for a hub or extra equipment.1100 lumens -Extra Bright Smart Light Bulb...
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Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy
AMAZONLearn and play with AlexaKids can ask Alexa to play videos help with homework and make video calls to approved contacts.Bigger sound for big imagin...
View full detailsPhilips - Hue A19 75W Smart LED Starter Kit - White and Color Ambiance
PhilipsKickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...
View full detailsPhilips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...
View full detailsPhilips - Hue Color A19 Smart LED Bulb Starter Kit - White and Color Ambiance
PhilipsCreate personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...
View full detailsPhilips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance
PhilipsColorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...
View full detailsGovee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB
GoveeReliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
View full detailsGoogle - Nest Cam Indoor Wired Security Camera - Snow
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...
View full detailsGoogle Nest Cam with Floodlight - Outdoor or Wired - Smart Security Camera - Snow
GOOGLEControl with the Google Home app.View live HD video replay video recordings control your floodlight and more all from the Google Home app. Nest Ca...
View full detailsGoogle - Nest Wi-Fi Video Doorbell - Battery Operated - Linen
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...
View full detailsNight Owl - 12 Channel 4 Camera Wired 2K 1TB DVR Security System with 2-way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...
View full detailsNight Owl - Outdoor Wired Floodlight Deterrence 3MP HD+ Camera with 2-Way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 3MP ...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - Starlight
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsGovee - RGBIC 32.8ft Icicle Lights - Multi
GoveeRGBIC lighting effectsChoose from 16 million colors with the ability to control each light individually for a customized experience.Outdoor reliabi...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.