Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
Filters
- AMAZON (15)
- Arlo (21)
- Barska (1)
- Blink (10)
- Chamberlain (1)
- EcoBee (6)
- Eufy (20)
- GE (5)
- General Electric (3)
- GOOGLE (16)
- Govee (19)
- Honeywell (3)
- Honeywell Home (1)
- Kwikset (6)
- Level (5)
- Lockly (1)
- Lutron Electronics (2)
- Nanoleaf (8)
- Nest (1)
- Nest x Yale (2)
- Night Owl (10)
- Philips (26)
- Reolink (6)
- Ring (42)
- Simplisafe (10)
- Swann (8)
- TP Link (17)
- Twinkly (6)
- Wasserstein (10)
- Yale (15)
Philips - Hue Solo lightstrip 3m (10ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 3 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...
View full detailsNight Owl - 8-Channel 4-Camera Indoor/Outdoor Plug-In Wi-Fi IP 4K 64GB Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsAmazon - Echo Show 15 HD smart kitchen TV for home organization with Alexa - Black
AMAZONEcho Show 1515.6" Full-HD (up to 1080p) smart display that's ready to show you more. Use customizable widgets to keep your day on track watch your ...
View full detailsNight Owl - 1080p Wi-Fi Smart Video Doorbell - Wired - Black
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 1080...
View full detailsNight Owl - 12-Channel 8-Camera Indoor/Outdoor Wired IP 4K 2TB NVR Security System - Black and White - Black/White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsGovee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi
GoveeReliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
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Arlo - Pro 5S 2K Indoor/Outdoor Wire Free Spotlight Security Camera- 2 Camera - White
ArloSee Picture Perfect Details2 times video resolution of HD lets you zoom in 12X to see sharper details.¿Stay ConnectedSetting up your camera is seam...
View full detailsGovee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi
GoveeSegmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...
View full detailsPhilips - Hue White and Color Ambiance Lucca Wall Light - Black
PhilipsSophisticated modern designIlluminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offers...
View full detailsGE - Cync Smart Programmable Thermostat - Black
GESmart Programmable ThermostatWhether at home or on the go program the smart thermostat for home heat and ac with auto mode set custom schedules and...
View full detailsGovee - 65.6ft Green Christmas String Lights 2S - Multi
GoveeUpgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...
View full detailsPremium Adjustable Stand Designed for Amazon Echo Show 15 (sold separately) - Black
AMAZONPremium adjustable standDesigned for flexible placement of the Amazon Echo Show 15. The stand is crafted from anodized aluminum and features a slee...
View full detailsTwinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...
View full detailsTwinkly - Candies Pearl Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of pearls while adding a touch of wonder to your home decor 200 LED lig...
View full detailsTwinkly - Candies Candle Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of candles while adding a touch of wonder to your home decor 200 LED li...
View full detailsTwinkly - Smart Light Cluster 400 RGB+W LED - Multi
TwinklyPremium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...
View full detailseufy Security - eufyCam 3 Outdoor Wireless 4K Solar Powered Add-On Security Camera (Base Not Included) - White
EufySee 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3 Add-on—even at night. The Starlight phot...
View full detailsAmazon - Echo Sub Subwoofer - Charcoal
AMAZON6" subwooferDelivers authoritative bass for high-impact home theater audio.Integrated amplifierSupplies RMS power for high volume levels and minima...
View full detailsTP-Link - Tapo Battery/Wired Smart Video Doorbell 2K 5MP with Chime - No Monthly Fees - Black/White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsTP-Link - Tapo Battery Smart Video Doorbell 2K 3MP with Chime - No Monthly Fees - Black/White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsRing - Indoor Plug-In 1080p Security Camera (2nd - Generation) with Privacy cover - Charcoal
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Capture every momentCapture every moment nonstop wit...
View full detailsSimpliSafe - Video Doorbell Pro - Wired - White
SimplisafeCamera doorbellAlways on the lookout. With the SimpliSafe Video Doorbell you'll always know what's happening at your door with crystal-clear 1080p ...
View full detailsNight Owl - Indoor/Outdoor Wire Free 2K Security Camera with 2-Way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...
View full detailsRing - Starter Set with Battery Doorbell and Indoor Cam - Satin Nickel and White
RingBattery Doorbell - Head to Toe VideoSee more of who stops by and check on package deliveries with Head-to-Toe Video.Battery Doorbell - Live ViewVie...
View full detailsAmazon Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Black
AMAZONMeet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Customizable...
View full detailsAmazon Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa
AMAZONMeet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Customizable...
View full detailsTP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White
TP LinkReplaces Most Traditional Light SwitchesUpgrade your home by raplacing your traditional light switches with TP-Link Tapo Smart Switches. Works in t...
View full detailsAmazon - Echo Show 5 (3rd Generation) 5.5 inch Smart Display with Alexa - Charcoal
AMAZONAlexa can show you moreSet alarms and timers sleep soundly with a relaxing playlist start your morning with a smart home routine see your calendar ...
View full detailsTP-Link - Tapo Smart Wire-Free Indoor/Outdoor Security Camera (2-Pack) - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...
View full detailsPhilips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance
PhilipsIncludes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...
View full detailsNight Owl - Indoor/Outdoor Plug-In Wi-Fi 4K Security Camera with 2-Way Audio - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsAmazon - Echo Studio Hi-Res Smart Speaker with Dolby Atmos and Spatial Audio Processing Technology and Alexa - Glacier White
AMAZONEnjoy an immersive audio experienceEcho Studio features spatial audio processing technology for a wider and more immersive audio experience. Its 5 ...
View full detailsecobee - SmartCamera with voice control - Black/White
EcoBeeHD Video and Night VisionStream continuous ultra-clear 1080p HD video to your phone day or night. Feel like you're home even when you’re notPerson ...
View full detailsAmazon - Smart Programmable Thermostat with Alexa C-Wire Required - White
AMAZONSmart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...
View full detailsAmazon - Echo Studio Hi-Res Smart Speaker with Dolby Atmos and Spatial Audio Processing Technology and Alexa - Charcoal
AMAZONEnjoy an immersive audio experienceEcho Studio features spatial audio processing technology for a wider and more immersive audio experience. Its 5 ...
View full detailsGovee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi
GoveeSmart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.